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    A Study On Flexible and Convenient Payment

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    A Study On Flexible and Convenient Payment

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    baf22tiwarikajal
    4 views18 pages
    My research ppt

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    A study on flexible and convenient payment

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    My research ppt

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    4 views18 pages

    A Study On Flexible and Convenient Payment

    Uploaded by

    baf22tiwarikajal
    My research ppt

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 18

    “A STUDY ON FLEXIBLE AND CONVENIENT PAYMENT

    METHODS AMONG CONSUMERS IN MUMBAI REGION”

    - RESEARCHERS NAME
     KAJAL TIWARI
     POOJA YADAV
     Statement of the study :
     We choose this topic to study about flexible and
    convenient payment options.
     In todays world the transaction are becoming cash
    less and India adopt digitalization in payment
    methods.
     Instead of just one way to pay, like cash, people’s
    have choices.
     These choice might include using a credit card,
    debit card, online payment systems like
    Gpay ,Paytm or even installment plans where
    people can pay a little bit over time.
     Objectives of the study :

     To study the various dimension of flexible payment


    options .
     To study the consumer behaviour towards payment
    method
     To understand the consumers preference towards
    different payment methods.
     To study the common challenges Encountered by
    consumers during payment
     Importance of the study :

     Identifying security concern

     Resolving issue

     Improving the reliability

     Identify consumer

    preference

     Security

     Helps policymakers
     Research methodology :
     This Study is based on primary data and secondary
    data.
     Primary data are collected directly from the
    respondents with the help of structured
    questionnaire.
     The total number of respondents in the selected
    area was 100+.
     After finding out the respondents attitude factors
    like age, education, income, occupation etc.
     The percentile tables were prepared and analyzed
    an interpretation were made on the basis of
    percentages.
     Limitation of the study :

     The area of study is restricted to only in


    Sion , Wadala , Antophill etc.
     This study is based on flexible and
    convenient payment methods .
     Also consumers preference towards
    different payment methods .
     The researcher has collected the sample
    from the respondents on random basis in
    the study area.
     The period of the study was February
    2024.
     Observation of the study :

    Source: Primary data Source: Primary data


    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
    Source: Primary data Source: Primary data
     Findings :
    Form our study we found that :
     71% respondents are from age group of 18 – 30 .
     59 % respondents are male.
     50% respondents are from education category upto degree.
     75% of the respondents are students.
     51.4% of the respondents earn below 10000 as monthly income.
     63% of the respondents prefer cash as payment method.
     67% of the respondents use cash for daily transaction.
     47% of the respondents are satisfied with cash transaction.
     39% of the respondents using mobile payment from less than 3 months.
     42% of the respondents influence by security in their payment choice.
     61% of the respondents haven’t face any security issue.
     40% of the respondents will try new payment methods if it offers greater security.
     Conclusion :

     In conclusion, the study contributes to the understanding


    of flexible and convenient payment methods among
    consumers in Koliwada, Mumbai.
     By analyzing the usage patterns, preferences, and
    satisfaction levels associated with different payment
    options.
     The research offers valuable insights for stakeholders
    aiming to optimize the payment experience and promote
    financial inclusion in urban communities.

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