24-04-2024

Quote No : qc60250sjpk4y,Application No : 1200106920813

Benefit Illustration for HDFC Life ClassicAssure Plus

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life
ClassicAssure Plus

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy Name of the
Harshith PP HDFC Life ClassicAssure Plus (Spl)
holder: Product:
A Non-Linked, Participating,
Age: 26* Tag Line:
Life Insurance Plan
Name of the Life Assured: Harshith PP Unique Identification No: 101N089V05
Age: 26* GST Rate: 4.5%* for first year
2.25%* second year
Policy Term 15 year(s)
onwards
Premium Payment Term: 10 year(s)
Amount of Installment Premium
100000
(Without GST):
Mode of Payment of Premium: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed
benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of
assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value
of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option HDFC Life ClassicAssure Plus Sum Assured Rs. 8,13,783

Sum Assured on Death (at inception of the

Bonus Type Reversionary Bonus 10,00,000
policy) Rs.

Premium Summary
Base Plan CI Rider IB Rider Total Installment Premium

Instalment Premium without GST 1,00,000 0 0 1,00,000

Instalment Premium with First Year GST 1,04,500 0 0 1,04,500
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 1,02,250

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 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Benefits Non-Guaranteed Benefits including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
@ 4% p.a. @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit
Total Total Total Total Total Total
Single /
Policy Maturity Maturity Death Death Surrender Surrender
Annualized
Year Benefit, Benefit, Benefit Benefit Benefit Benefit
Premium
Guaranteed Survival Surrender Death Maturity Cash Surrender Cash Surrender incl incl incl of incl of incl of incl of
RB RB
Additions Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# Terminal Terminal Terminal Terminal Terminal Terminal
Bonus, if Bonus, if Bonus, if Bonus, if Bonus, if Bonus, if
any, @ any, @ any, @ any, @ any, @ any, @
4% 8% 4% 8% 4% 8%

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 1,00,000 0 0 0 10,24,413 0 0 0 0 0 0 0 0 0 10,24,413 10,24,413 0 0
2 1,00,000 0 0 62,393 10,48,827 0 0 0 25,224 0 0 25,224 0 0 10,48,827 10,48,827 87,617 87,617
3 1,00,000 0 0 1,09,101 10,73,240 0 0 0 35,336 0 0 35,336 0 0 10,73,240 10,73,240 1,44,438 1,44,438
4 1,00,000 0 0 2,06,250 10,97,654 0 0 0 0 0 0 0 0 0 10,97,654 10,97,654 2,06,250 2,06,250

5 1,00,000 0 0 2,59,033 11,22,067 0 0 0 14,016 0 0 14,016 0 0 11,22,067 11,22,067 2,73,049 2,73,049

6 1,00,000 0 0 3,12,451 11,46,481 0 0 0 36,535 0 0 36,535 0 0 11,46,481 11,46,481 3,48,986 3,48,986
7 1,00,000 0 0 3,66,748 11,70,894 0 0 0 66,840 0 0 66,840 0 0 11,70,894 11,70,894 4,33,588 4,33,588

8 1,00,000 0 0 4,67,670 11,95,308 0 0 0 60,104 0 0 60,104 0 0 11,95,308 11,95,308 5,27,774 5,27,774

9 1,00,000 0 0 5,81,164 12,19,721 0 0 0 51,143 0 0 51,143 0 0 12,19,721 12,19,721 6,32,307 6,32,307
10 1,00,000 0 0 7,07,376 12,94,135 0 0 0 40,889 0 0 40,889 0 0 12,94,135 12,94,135 7,48,265 7,48,265
11 0 0 0 7,70,991 12,94,135 0 12,207 0 35,027 24,413 0 44,221 0 0 13,06,342 13,18,548 8,06,018 8,15,212
12 0 0 0 8,34,095 12,94,135 0 24,413 0 34,152 48,827 0 53,736 0 0 13,18,548 13,42,962 8,68,246 8,87,831
13 0 0 0 8,98,419 12,94,135 0 36,620 0 36,645 73,240 0 67,930 0 0 13,30,755 13,67,375 9,35,064 9,66,349
14 0 0 0 9,63,719 12,94,135 0 48,827 0 43,308 97,654 0 87,736 0 0 13,42,962 13,91,789 10,07,027 10,51,455
15 0 0 0 0 12,94,135 10,57,918 61,034 0 0 1,22,067 0 0 12,89,846 18,63,563 13,55,169 14,16,202 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales Literature for
explanation of terms used in this illustration.
2. Upon payment at Maturity, the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so
charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
8. Taxes will be applicable as per the prevailing provisions of the Income Tax Act, 1961.

I , have explained the premiums charges and benefits under the product fully to the prospect / I Harshith PP,having received the information with respect to the above, have understood the
policy holder. above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Channel Name : Direct - Online

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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