12-07-2023

Quote No : br8okhnbpse

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: Akanksha Name of the Product: HDFC Life Sanchay Par Advantage
Age: 45 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: Akanksha
Unique Identification No: 101N136V03
Age: 45
GST Rate: 4.5%* for first year
Policy Term 25 year(s)
2.25%* second year onwards
Premium Payment Term: 10 year(s)
Amount of Installment Premium(Without GST): 100000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show
two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what
you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured on Maturity Rs. 10,00,000

Sum Assured on Death (at inception of

Bonus Type Cash Bonus 11,00,000
the policy) Rs.

Premium Summary
Base CI IB Total Installment
PP Rider (PAC) PP Rider (ADC) PP Rider (CC)
Plan Rider Rider Premium

Instalment Premium without GST 100000 0 0 0 0 0 100000

Instalment Premium with First Year GST 104500 0 0 0 0 0 104500

Instalment Premium with GST 2nd Year

102250 0 0 0 0 0 102250
Onwards
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total Total
Single / Total Total Total Total
Policy Death Death
Annualized Maturity Maturity Surrender Surrender
Year Benefit Benefit
Premium Benefit, Benefit, Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender incl of incl of
GA RB RB incl TB, if incl TB, if incl of TB, incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# TB, if TB, if
any, @ any, @ if any, @ if any, @
any, @ any, @
4% 8% 4% 8%
4% 8%
(7+TB) (7+TB) (5+10) (5+13)
(6+TB) (6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1 1,00,000 0 0 0 11,00,000 0 0 20,500 0 0 35,000 0 0 0 11,00,000 11,00,000 0 0

2 1,00,000 0 0 60,000 11,00,000 0 0 20,500 10,000 0 35,000 28,000 0 0 11,00,000 11,00,000 70,000 88,000

3 1,00,000 0 0 1,05,000 11,00,000 0 0 20,500 18,000 0 35,000 48,000 0 0 11,00,000 11,00,000 1,23,000 1,53,000

4 1,00,000 0 0 2,00,000 11,00,000 0 0 20,500 40,000 0 35,000 40,000 0 0 11,00,000 11,00,000 2,40,000 2,40,000

5 1,00,000 0 0 2,50,000 11,00,000 0 0 20,500 50,000 0 35,000 72,000 0 0 11,00,000 11,00,000 3,00,000 3,22,000

6 1,00,000 0 0 3,00,000 11,00,000 0 0 20,500 76,000 0 35,000 1,29,000 0 0 11,00,000 11,00,000 3,76,000 4,29,000
7 1,00,000 0 0 3,50,000 11,00,000 0 0 20,500 1,41,000 0 35,000 2,04,000 0 0 11,00,000 11,00,000 4,91,000 5,54,000

8 1,00,000 0 0 5,20,000 11,00,000 0 0 20,500 1,02,000 0 35,000 1,78,000 0 0 11,00,000 11,00,000 6,22,000 6,98,000
9 1,00,000 0 0 6,30,000 11,00,000 0 0 20,500 1,41,000 0 35,000 2,34,000 0 0 11,00,000 11,00,000 7,71,000 8,64,000

10 1,00,000 0 0 7,50,000 11,00,000 0 0 20,500 1,89,000 0 35,000 3,03,000 0 0 11,00,000 11,00,000 9,39,000 10,53,000
11 0 0 0 8,00,000 11,00,000 0 0 20,500 1,65,000 0 35,000 3,07,000 0 0 11,00,000 11,00,000 9,65,000 11,07,000

12 0 0 0 9,00,000 11,00,000 0 0 20,500 92,000 0 35,000 2,61,000 0 0 11,00,000 11,00,000 9,92,000 11,61,000
13 0 0 0 9,00,000 11,00,000 0 0 20,500 1,19,000 0 35,000 3,17,000 0 0 11,00,000 11,00,000 10,19,000 12,17,000

14 0 0 0 9,00,000 11,00,000 0 0 20,500 1,46,000 0 35,000 3,75,000 0 0 11,00,000 11,00,000 10,46,000 12,75,000
15 0 0 0 9,00,000 11,00,000 0 0 20,500 1,73,000 0 35,000 4,34,000 0 0 11,00,000 11,00,000 10,73,000 13,34,000

16 0 0 0 9,00,000 11,00,000 0 0 20,500 2,43,000 0 35,000 5,42,000 0 0 11,00,000 11,00,000 11,43,000 14,42,000
17 0 0 0 9,00,000 11,00,000 0 0 20,500 2,70,000 0 35,000 6,07,000 0 0 11,00,000 11,00,000 11,70,000 15,07,000
18 0 0 0 9,00,000 11,00,000 0 0 20,500 2,98,000 0 35,000 6,74,000 0 0 11,00,000 11,00,000 11,98,000 15,74,000

19 0 0 0 9,00,000 11,00,000 0 0 20,500 3,26,000 0 35,000 7,44,000 0 0 11,00,000 11,00,000 12,26,000 16,44,000
20 0 0 0 9,00,000 11,00,000 0 0 20,500 3,54,000 0 35,000 8,18,000 0 0 11,00,000 11,00,000 12,54,000 17,18,000

21 0 0 0 9,00,000 11,00,000 0 0 20,500 3,83,000 0 35,000 8,94,000 0 0 11,00,000 11,00,000 12,83,000 17,94,000
22 0 0 0 9,00,000 11,00,000 0 0 20,500 4,11,000 0 35,000 9,74,000 0 0 11,00,000 11,04,000 13,11,000 18,74,000

23 0 0 0 9,00,000 11,00,000 0 0 20,500 4,40,000 0 35,000 10,57,000 0 0 11,00,000 11,52,000 13,40,000 19,57,000
24 0 0 0 9,00,000 11,00,000 0 0 20,500 4,69,000 0 35,000 11,43,000 0 0 11,00,000 12,04,000 13,69,000 20,43,000

25 0 0 0 0 11,00,000 10,00,000 0 20,500 0 0 35,000 0 10,00,000 12,89,000 11,00,000 13,26,000 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount
so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same shall be deducted from the Surrender Values indicated, at the time of pay out.

I , have explained the premiums charges and benefits under the product fully to the I Akanksha ,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".