11-02-2024

Quote No : qc28ay33h8smu,Application No : 1100087856414

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: DEVICHAND HIRACHAND VOTAVAT Name of the Product: HDFC Life Sanchay Par Advantage
Age: 77 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: PRAKASH DEVICHAND VOTAVAT
Unique Identification No: 101N136V03
Age: 52
GST Rate: 4.5%* for first year
Policy Term 48 year(s)
2.25%* second year onwards
Premium Payment Term: 10 year(s)
Amount of Installment Premium(Without GST): 100000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured on Maturity Rs. 10,00,000
Sum Assured on Death (at inception of
Bonus Type Cash Bonus 10,40,000
the policy) Rs.

Premium Summary
Base CI IB Total Installment
PP Rider (PAC) PP Rider (ADC) PP Rider (CC)
Plan Rider Rider Premium

Instalment Premium without GST 100000 0 0 0 0 0 100000

Instalment Premium with First Year GST 104500 0 0 0 0 0 104500
Instalment Premium with GST 2nd Year
102250 0 0 0 0 0 102250
Onwards

1/3
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit
Total Total
Single / Total Total Total Total
Policy Death Death
Annualized Maturity Maturity Surrender Surrender
Year Benefit Benefit
Premium Benefit, Benefit, Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender incl of incl of
GA RB RB incl TB, if incl TB, if incl of TB, incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# TB, if TB, if
any, @ any, @ if any, @ if any, @
any, @ any, @
4% 8% 4% 8%
4% 8%
(7+TB) (7+TB) (5+10) (5+13)
(6+TB) (6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1 1,00,000 0 0 0 10,40,000 0 0 17,500 0 0 32,500 0 0 0 10,40,000 10,40,000 0 0

2 1,00,000 0 0 60,000 10,40,000 0 0 17,500 10,000 0 32,500 23,000 0 0 10,40,000 10,40,000 70,000 83,000

3 1,00,000 0 0 1,05,000 10,40,000 0 0 17,500 15,000 0 32,500 41,000 0 0 10,40,000 10,40,000 1,20,000 1,46,000

4 1,00,000 0 0 2,00,000 10,40,000 0 0 17,500 40,000 0 32,500 40,000 0 0 10,40,000 10,40,000 2,40,000 2,40,000
5 1,00,000 0 0 2,50,000 10,40,000 0 0 17,500 50,000 0 32,500 62,000 0 0 10,40,000 10,40,000 3,00,000 3,12,000

6 1,00,000 0 0 3,00,000 10,40,000 0 0 17,500 65,000 0 32,500 1,18,000 0 0 10,40,000 10,40,000 3,65,000 4,18,000

7 1,00,000 0 0 3,50,000 10,40,000 0 0 17,500 1,29,000 0 32,500 1,93,000 0 0 10,40,000 10,40,000 4,79,000 5,43,000

8 1,00,000 0 0 5,20,000 10,40,000 0 0 17,500 90,000 0 32,500 1,67,000 0 0 10,40,000 10,40,000 6,10,000 6,87,000
9 1,00,000 0 0 6,30,000 10,40,000 0 0 17,500 1,30,000 0 32,500 2,23,000 0 0 10,40,000 10,40,000 7,60,000 8,53,000

10 1,00,000 0 0 7,50,000 10,50,000 0 0 17,500 1,80,000 0 32,500 2,94,000 0 0 10,50,000 10,50,000 9,30,000 10,44,000

11 0 0 0 8,00,000 10,50,000 0 0 17,500 1,57,000 0 32,500 2,98,000 0 0 10,50,000 10,50,000 9,57,000 10,98,000

12 0 0 0 9,00,000 10,50,000 0 0 17,500 84,000 0 32,500 2,54,000 0 0 10,50,000 10,50,000 9,84,000 11,54,000

13 0 0 0 9,00,000 10,50,000 0 0 17,500 1,12,000 0 32,500 3,11,000 0 0 10,50,000 10,50,000 10,12,000 12,11,000

14 0 0 0 9,00,000 10,50,000 0 0 17,500 1,40,000 0 32,500 3,71,000 0 0 10,50,000 10,50,000 10,40,000 12,71,000
15 0 0 0 9,00,000 10,50,000 0 0 17,500 1,68,000 0 32,500 4,33,000 0 0 10,50,000 10,50,000 10,68,000 13,33,000

16 0 0 0 9,00,000 10,50,000 0 0 17,500 2,42,000 0 32,500 5,46,000 0 0 10,50,000 10,50,000 11,42,000 14,46,000

17 0 0 0 9,00,000 10,50,000 0 0 17,500 2,72,000 0 32,500 6,15,000 0 0 10,50,000 10,50,000 11,72,000 15,15,000

18 0 0 0 9,00,000 10,50,000 0 0 17,500 3,02,000 0 32,500 6,87,000 0 0 10,50,000 10,50,000 12,02,000 15,87,000

19 0 0 0 9,00,000 10,50,000 0 0 17,500 3,33,000 0 32,500 7,63,000 0 0 10,50,000 10,50,000 12,33,000 16,63,000
20 0 0 0 9,00,000 10,50,000 0 0 17,500 3,64,000 0 32,500 8,42,000 0 0 10,50,000 10,92,000 12,64,000 17,42,000

21 0 0 0 9,00,000 10,50,000 0 0 17,500 3,96,000 0 32,500 9,24,000 0 0 10,50,000 11,42,000 12,96,000 18,24,000

22 0 0 0 9,00,000 10,50,000 0 0 17,500 4,28,000 0 32,500 10,11,000 0 0 10,50,000 11,96,000 13,28,000 19,11,000

23 0 0 0 9,00,000 10,50,000 0 0 17,500 4,62,000 0 32,500 11,01,000 0 0 10,50,000 12,54,000 13,62,000 20,01,000

24 0 0 0 9,00,000 10,50,000 0 0 17,500 4,96,000 0 32,500 11,96,000 0 0 10,50,000 13,17,000 13,96,000 20,96,000

25 0 0 0 9,00,000 10,50,000 0 0 17,500 5,30,000 0 32,500 12,96,000 0 0 10,50,000 13,84,000 14,30,000 21,96,000
26 0 0 0 9,00,000 10,50,000 0 0 17,500 5,66,000 0 32,500 14,01,000 0 0 10,50,000 14,56,000 14,66,000 23,01,000

27 0 0 0 9,00,000 10,50,000 0 0 17,500 6,02,000 0 32,500 15,11,000 0 0 10,50,000 15,34,000 15,02,000 24,11,000

28 0 0 0 9,00,000 10,50,000 0 0 17,500 6,39,000 0 32,500 16,18,000 0 0 10,50,000 16,18,000 15,39,000 25,18,000

29 0 0 0 9,00,000 10,50,000 0 0 17,500 6,77,000 0 32,500 17,08,000 0 0 10,70,000 17,09,000 15,77,000 26,08,000

30 0 0 0 9,00,000 10,50,000 0 0 17,500 7,15,000 0 32,500 18,06,000 0 0 10,91,000 18,07,000 16,15,000 27,06,000
31 0 0 0 9,00,000 10,50,000 0 0 17,500 7,54,000 0 32,500 19,11,000 0 0 11,12,000 19,12,000 16,54,000 28,11,000

32 0 0 0 9,00,000 10,50,000 0 0 17,500 7,93,000 0 32,500 20,24,000 0 0 11,34,000 20,25,000 16,93,000 29,24,000

33 0 0 0 9,00,000 10,50,000 0 0 17,500 8,34,000 0 32,500 21,46,000 0 0 11,57,000 21,47,000 17,34,000 30,46,000

34 0 0 0 9,00,000 10,50,000 0 0 17,500 8,75,000 0 32,500 22,77,000 0 0 11,80,000 22,78,000 17,75,000 31,77,000

35 0 0 0 9,00,000 10,50,000 0 0 17,500 9,16,000 0 32,500 24,19,000 0 0 12,05,000 24,20,000 18,16,000 33,19,000

36 0 0 0 9,00,000 10,50,000 0 0 17,500 9,59,000 0 32,500 25,71,000 0 0 12,30,000 25,72,000 18,59,000 34,71,000
37 0 0 0 9,00,000 10,50,000 0 0 17,500 10,02,000 0 32,500 27,35,000 0 0 12,56,000 27,36,000 19,02,000 36,35,000

38 0 0 0 9,00,000 10,50,000 0 0 17,500 10,46,000 0 32,500 29,12,000 0 0 12,82,000 29,13,000 19,46,000 38,12,000

39 0 0 0 9,00,000 10,50,000 0 0 17,500 10,91,000 0 32,500 31,03,000 0 0 13,10,000 31,04,000 19,91,000 40,03,000

40 0 0 0 9,00,000 10,50,000 0 0 17,500 11,36,000 0 32,500 33,08,000 0 0 13,38,000 33,09,000 20,36,000 42,08,000

41 0 0 0 9,00,000 10,50,000 0 0 17,500 11,83,000 0 32,500 35,29,000 0 0 13,67,000 35,31,000 20,83,000 44,29,000
42 0 0 0 9,00,000 10,50,000 0 0 17,500 12,30,000 0 32,500 37,67,000 0 0 13,97,000 37,69,000 21,30,000 46,67,000

43 0 0 0 9,00,000 10,50,000 0 0 17,500 12,78,000 0 32,500 40,24,000 0 0 14,28,000 40,26,000 21,78,000 49,24,000

44 0 0 0 9,00,000 10,50,000 0 0 17,500 13,28,000 0 32,500 43,01,000 0 0 14,59,000 43,02,000 22,28,000 52,01,000

45 0 0 0 9,00,000 10,50,000 0 0 17,500 13,78,000 0 32,500 45,98,000 0 0 14,92,000 46,00,000 22,78,000 54,98,000

46 0 0 0 9,00,000 10,50,000 0 0 17,500 14,28,000 0 32,500 49,19,000 0 0 15,25,000 49,21,000 23,28,000 58,19,000

47 0 0 0 9,00,000 10,50,000 0 0 17,500 14,80,000 0 32,500 52,65,000 0 0 15,60,000 52,67,000 23,80,000 61,65,000
48 0 0 0 0 10,50,000 10,00,000 0 17,500 0 0 32,500 0 16,07,000 54,37,000 16,79,000 59,37,000 0 0

Notes:

2/3
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same shall be deducted from the Surrender Values indicated, at the time of pay out.

I , have explained the premiums charges and benefits under the product fully to the I DEVICHAND HIRACHAND VOTAVAT ,having received the information with respect
prospect / policy holder. to the above, have understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

3/3