13-02-2023

Quote No : qbjk4ucqdlp3s

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life
Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: CUSTOMER Name of the Product: HDFC Life Sanchay Par Advantage
Age: 26 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: CUSTOMER
Unique Identification No: 101N136V03
Age: 26
GST Rate: 4.5%* for first year
Policy Term 74 year(s)
2.25%* second year onwards
Premium Payment Term: 7 year(s)
Amount of Installment Premium(Without GST): 250000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed
benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of
assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the
value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Deferred Income Sum Assured on Maturity Rs. 17,50,000
Sum Assured on Death (at inception of
Bonus Type Cash Bonus 32,25,000
the policy) Rs.

Premium Summary
Base
CI Rider IB Rider PP Rider (PAC) PP Rider (ADC) PP Rider (CC) Total Installment Premium
Plan

Instalment Premium without GST 250000 0 0 0 0 0 250000

Instalment Premium with First Year GST 261250 0 0 0 0 0 261250
Instalment Premium with GST 2nd Year
255625 0 0 0 0 0 255625
Onwards
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed Benefits including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total
Single / Total Total
Policy Total Death Total
Annualized Maturity Total Death Surrender
Year Maturity Benefit Surrender
Premium Benefit, Benefit incl Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender Benefit, incl of Benefit incl
GA RB RB incl TB, if of TB, if incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# incl TB, if TB, if of TB, if
any, @ any, @ 8% if any, @
any, @ 8% any, @ any, @ 8%
4% (6+TB) 4%
(7+TB) 4% (5+13)
(7+TB) (5+10)
(6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 2,50,000 0 0 0 32,25,000 0 0 0 0 0 0 0 0 0 32,25,000 32,25,000 0 0
2 2,50,000 0 0 1,50,000 32,25,000 0 0 0 25,000 0 0 25,000 0 0 32,25,000 32,25,000 1,75,000 1,75,000
3 2,50,000 0 0 2,62,500 32,25,000 0 0 0 37,500 0 0 37,500 0 0 32,25,000 32,25,000 3,00,000 3,00,000

4 2,50,000 0 0 5,00,000 32,25,000 0 0 0 1,00,000 0 0 1,00,000 0 0 32,25,000 32,25,000 6,00,000 6,00,000

5 2,50,000 0 0 6,25,000 32,25,000 0 0 0 1,25,000 0 0 1,62,500 0 0 32,25,000 32,25,000 7,50,000 7,87,500
6 2,50,000 0 0 7,50,000 32,25,000 0 0 0 2,85,000 0 0 4,25,000 0 0 32,25,000 32,25,000 10,35,000 11,75,000
7 2,50,000 0 0 10,50,000 32,25,000 0 0 0 3,80,000 0 0 6,07,500 0 0 32,25,000 32,25,000 14,30,000 16,57,500
8 0 0 0 11,37,500 32,25,000 0 0 0 5,32,500 0 0 8,72,500 0 0 32,25,000 32,25,000 16,70,000 20,10,000

9 0 0 56,000 13,12,500 32,25,000 0 0 1,500 4,25,000 0 84,000 8,67,500 0 0 32,25,000 32,25,000 17,37,500 21,80,000
10 0 0 56,000 14,00,000 32,25,000 0 0 1,500 4,07,500 0 84,000 9,45,000 0 0 32,25,000 32,25,000 18,07,500 23,45,000

11 0 0 56,000 14,00,000 32,25,000 0 0 1,500 4,75,000 0 84,000 11,10,000 0 0 32,25,000 32,25,000 18,75,000 25,10,000

12 0 0 56,000 15,75,000 32,25,000 0 0 1,500 3,70,000 0 84,000 11,02,500 0 0 32,25,000 32,25,000 19,45,000 26,77,500
13 0 0 56,000 15,75,000 32,25,000 0 0 1,500 4,40,000 0 84,000 12,72,500 0 0 32,25,000 32,25,000 20,15,000 28,47,500

14 0 0 56,000 15,75,000 32,25,000 0 0 1,500 5,10,000 0 84,000 14,42,500 0 0 32,25,000 32,25,000 20,85,000 30,17,500
15 0 0 56,000 15,75,000 32,25,000 0 0 1,500 5,80,000 0 84,000 16,17,500 0 0 32,25,000 32,25,000 21,55,000 31,92,500

16 0 0 56,000 15,75,000 32,25,000 0 0 1,500 7,50,000 0 84,000 19,20,000 0 0 32,25,000 32,25,000 23,25,000 34,95,000
17 0 0 56,000 15,75,000 32,25,000 0 0 1,500 8,22,500 0 84,000 21,02,500 0 0 32,25,000 32,25,000 23,97,500 36,77,500

18 0 0 56,000 15,75,000 32,25,000 0 0 1,500 8,95,000 0 84,000 22,87,500 0 0 32,25,000 32,25,000 24,70,000 38,62,500

19 0 0 56,000 15,75,000 32,25,000 0 0 1,500 9,67,500 0 84,000 24,75,000 0 0 32,25,000 32,25,000 25,42,500 40,50,000
20 0 0 56,000 15,75,000 32,25,000 0 0 1,500 10,40,000 0 84,000 25,62,500 0 0 32,25,000 32,25,000 26,15,000 41,37,500

21 0 0 56,000 15,75,000 32,25,000 0 0 1,500 11,12,500 0 84,000 26,20,000 0 0 32,25,000 32,25,000 26,87,500 41,95,000
22 0 0 56,000 15,75,000 32,25,000 0 0 1,500 11,87,500 0 84,000 26,80,000 0 0 32,25,000 32,25,000 27,62,500 42,55,000

23 0 0 56,000 15,75,000 32,25,000 0 0 1,500 12,62,500 0 84,000 27,45,000 0 0 32,25,000 32,25,000 28,37,500 43,20,000

24 0 0 56,000 15,75,000 32,25,000 0 0 1,500 13,35,000 0 84,000 28,15,000 0 0 32,25,000 32,25,000 29,10,000 43,90,000
25 0 0 56,000 15,75,000 32,25,000 0 0 1,500 14,10,000 0 84,000 28,92,500 0 0 32,25,000 32,25,000 29,85,000 44,67,500

26 0 0 56,000 15,75,000 32,25,000 0 0 1,500 14,85,000 0 84,000 29,75,000 0 0 32,25,000 32,25,000 30,60,000 45,50,000
27 0 0 56,000 15,75,000 32,25,000 0 0 1,500 15,60,000 0 84,000 30,62,500 0 0 32,25,000 32,25,000 31,35,000 46,37,500

28 0 0 56,000 15,75,000 32,25,000 0 0 1,500 16,35,000 0 84,000 31,57,500 0 0 32,25,000 32,25,000 32,10,000 47,32,500

29 0 0 56,000 15,75,000 32,25,000 0 0 1,500 17,12,500 0 84,000 32,62,500 0 0 32,25,000 32,62,500 32,87,500 48,37,500
30 0 0 56,000 15,75,000 32,25,000 0 0 1,500 17,87,500 0 84,000 33,72,500 0 0 32,25,000 33,72,500 33,62,500 49,47,500

31 0 0 56,000 15,75,000 32,25,000 0 0 1,500 18,65,000 0 84,000 34,92,500 0 0 32,25,000 34,92,500 34,40,000 50,67,500
32 0 0 56,000 15,75,000 32,25,000 0 0 1,500 19,40,000 0 84,000 36,20,000 0 0 32,25,000 36,22,500 35,15,000 51,95,000

33 0 0 56,000 15,75,000 32,25,000 0 0 1,500 20,17,500 0 84,000 37,60,000 0 0 32,25,000 37,60,000 35,92,500 53,35,000

34 0 0 0 15,75,000 32,25,000 0 0 2,500 20,90,000 0 1,40,000 39,07,500 0 0 32,25,000 39,10,000 36,65,000 54,82,500
35 0 0 0 15,75,000 32,25,000 0 0 2,500 21,67,500 0 1,40,000 40,62,500 0 0 32,25,000 40,65,000 37,42,500 56,37,500

36 0 0 0 15,75,000 32,25,000 0 0 2,500 22,47,500 0 1,40,000 42,30,000 0 0 32,25,000 42,30,000 38,22,500 58,05,000
37 0 0 0 15,75,000 32,25,000 0 0 2,500 23,30,000 0 1,40,000 44,07,500 0 0 32,25,000 44,10,000 39,05,000 59,82,500

38 0 0 0 15,75,000 32,25,000 0 0 2,500 24,15,000 0 1,40,000 46,02,500 0 0 32,25,000 46,02,500 39,90,000 61,77,500

39 0 0 0 15,75,000 32,25,000 0 0 2,500 25,05,000 0 1,40,000 48,10,000 0 0 32,25,000 48,10,000 40,80,000 63,85,000
40 0 0 0 15,75,000 32,25,000 0 0 2,500 25,97,500 0 1,40,000 50,32,500 0 0 32,25,000 50,35,000 41,72,500 66,07,500

41 0 0 0 15,75,000 32,25,000 0 0 2,500 26,92,500 0 1,40,000 52,75,000 0 0 32,25,000 52,75,000 42,67,500 68,50,000
42 0 0 0 15,75,000 32,25,000 0 0 2,500 27,95,000 0 1,40,000 55,35,000 0 0 32,25,000 55,35,000 43,70,000 71,10,000

43 0 0 0 15,75,000 32,25,000 0 0 2,500 29,00,000 0 1,40,000 58,15,000 0 0 32,25,000 58,15,000 44,75,000 73,90,000
44 0 0 0 15,75,000 32,25,000 0 0 2,500 30,10,000 0 1,40,000 61,15,000 0 0 32,25,000 61,17,500 45,85,000 76,90,000

45 0 0 0 15,75,000 32,25,000 0 0 2,500 31,22,500 0 1,40,000 64,40,000 0 0 32,32,500 64,42,500 46,97,500 80,15,000

46 0 0 0 15,75,000 32,25,000 0 0 2,500 32,40,000 0 1,40,000 67,90,000 0 0 33,47,500 67,92,500 48,15,000 83,65,000
47 0 0 0 15,75,000 32,25,000 0 0 2,500 33,62,500 0 1,40,000 71,67,500 0 0 34,67,500 71,70,000 49,37,500 87,42,500

48 0 0 0 15,75,000 32,25,000 0 0 2,500 34,87,500 0 1,40,000 75,72,500 0 0 35,90,000 75,75,000 50,62,500 91,47,500
49 0 0 0 15,75,000 32,25,000 0 0 2,500 36,17,500 0 1,40,000 80,10,000 0 0 37,17,500 80,12,500 51,92,500 95,85,000

50 0 0 0 15,75,000 32,25,000 0 0 2,500 37,52,500 0 1,40,000 84,80,000 0 0 38,50,000 84,85,000 53,27,500 1,00,55,000

51 0 0 0 15,75,000 32,25,000 0 0 2,500 38,90,000 0 1,40,000 89,87,500 0 0 39,85,000 89,92,500 54,65,000 1,05,62,500
52 0 0 0 15,75,000 32,25,000 0 0 2,500 40,32,500 0 1,40,000 95,35,000 0 0 41,27,500 95,40,000 56,07,500 1,11,10,000

53 0 0 0 15,75,000 32,25,000 0 0 2,500 41,82,500 0 1,40,000 1,01,25,000 0 0 42,72,500 1,01,27,500 57,57,500 1,17,00,000
54 0 0 0 15,75,000 32,25,000 0 0 2,500 43,35,000 0 1,40,000 1,07,60,000 0 0 44,25,000 1,07,62,500 59,10,000 1,23,35,000

55 0 0 0 15,75,000 32,25,000 0 0 2,500 44,92,500 0 1,40,000 1,14,42,500 0 0 45,80,000 1,14,47,500 60,67,500 1,30,17,500
 Total Benefits
Non Guaranteed Non-Guaranteed Benefits including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total
Single / Total Total
Policy Total Death Total
Annualized Maturity Total Death Surrender
Year Maturity Benefit Surrender
Premium Benefit, Benefit incl Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender Benefit, incl of Benefit incl
GA RB RB incl TB, if of TB, if incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# incl TB, if TB, if of TB, if
any, @ any, @ 8% if any, @
any, @ 8% any, @ any, @ 8%
4% (6+TB) 4%
(7+TB) 4% (5+13)
(7+TB) (5+10)
(6+TB)

56 0 0 0 15,75,000 32,25,000 0 0 2,500 46,57,500 0 1,40,000 1,21,80,000 0 0 47,40,000 1,21,82,500 62,32,500 1,37,55,000

57 0 0 0 15,75,000 32,25,000 0 0 2,500 48,25,000 0 1,40,000 1,29,72,500 0 0 49,07,500 1,29,77,500 64,00,000 1,45,47,500
58 0 0 0 15,75,000 32,25,000 0 0 2,500 50,00,000 0 1,40,000 1,38,27,500 0 0 50,80,000 1,38,32,500 65,75,000 1,54,02,500

59 0 0 0 15,75,000 32,25,000 0 0 2,500 51,80,000 0 1,40,000 1,47,50,000 0 0 52,57,500 1,47,55,000 67,55,000 1,63,25,000
60 0 0 0 15,75,000 32,25,000 0 0 2,500 53,65,000 0 1,40,000 1,57,42,500 0 0 54,42,500 1,57,47,500 69,40,000 1,73,17,500

61 0 0 0 15,75,000 32,25,000 0 0 2,500 55,57,500 0 1,40,000 1,68,10,000 0 0 56,30,000 1,68,17,500 71,32,500 1,83,85,000

62 0 0 0 15,75,000 32,25,000 0 0 2,500 57,55,000 0 1,40,000 1,79,62,500 0 0 58,27,500 1,79,70,000 73,30,000 1,95,37,500
63 0 0 0 15,75,000 32,25,000 0 0 2,500 59,60,000 0 1,40,000 1,92,05,000 0 0 60,30,000 1,92,10,000 75,35,000 2,07,80,000

64 0 0 0 15,75,000 32,25,000 0 0 2,500 61,70,000 0 1,40,000 2,05,42,500 0 0 62,37,500 2,05,50,000 77,45,000 2,21,17,500
65 0 0 0 15,75,000 32,25,000 0 0 2,500 63,87,500 0 1,40,000 2,19,82,500 0 0 64,52,500 2,19,90,000 79,62,500 2,35,57,500

66 0 0 0 15,75,000 32,25,000 0 0 2,500 66,12,500 0 1,40,000 2,35,35,000 0 0 66,75,000 2,35,45,000 81,87,500 2,51,10,000
67 0 0 0 15,75,000 32,25,000 0 0 2,500 68,42,500 0 1,40,000 2,52,10,000 0 0 69,05,000 2,52,17,500 84,17,500 2,67,85,000

68 0 0 0 15,75,000 32,25,000 0 0 2,500 70,82,500 0 1,40,000 2,70,12,500 0 0 71,40,000 2,70,22,500 86,57,500 2,85,87,500

69 0 0 0 15,75,000 32,25,000 0 0 2,500 73,27,500 0 1,40,000 2,89,55,000 0 0 73,85,000 2,89,65,000 89,02,500 3,05,30,000
70 0 0 0 15,75,000 32,25,000 0 0 2,500 75,80,000 0 1,40,000 3,10,47,500 0 0 76,35,000 3,10,60,000 91,55,000 3,26,22,500

71 0 0 0 15,75,000 32,25,000 0 0 2,500 78,42,500 0 1,40,000 3,33,05,000 0 0 78,95,000 3,33,15,000 94,17,500 3,48,80,000
72 0 0 0 15,75,000 32,25,000 0 0 2,500 81,10,000 0 1,40,000 3,57,35,000 0 0 81,62,500 3,57,47,500 96,85,000 3,73,10,000

73 0 0 0 15,75,000 32,25,000 0 0 2,500 83,87,500 0 1,40,000 3,83,55,000 0 0 84,37,500 3,83,67,500 99,62,500 3,99,30,000

74 0 0 0 0 32,25,000 17,50,000 0 2,500 0 0 1,40,000 0 84,22,500 3,91,67,500 91,77,500 4,33,57,500 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales Literature for
explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so
charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same (alongwith Guaranteed survival benefit) shall be deducted from the Surrender Values indicated, at the time of pay out.

I K SUNDARAM, have explained the premiums charges and benefits under the product I CUSTOMER ,having received the information with respect to the above, have
fully to the prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".