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    100 Crore Bank Deposit

    Uploaded by

    Vishal
    - The document appears to be an annual report for IndusInd Bank containing financial statements such as the balance sheet, profit and loss statement, and cash flow statement for the fiscal year ending March 31, 2009. - The balance sheet shows total assets of 276,146,825 with major assets being advances, investments, and cash/bank balances. Total liabilities are also 276,146,825 with major liabilities being deposits and borrowings. - The profit and loss statement shows total income of 27,657,279 and total expenditure of 26,173,891, resulting in a net profit of 2,211,025.27.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd

    100 Crore Bank Deposit

    Uploaded by

    Vishal
    48 views14 pages
    - The document appears to be an annual report for IndusInd Bank containing financial statements such as the balance sheet, profit and loss statement, and cash flow statement for the fiscal year ending March 31, 2009. - The balance sheet shows total assets of 276,146,825 with major assets being advances, investments, and cash/bank balances. Total liabilities are also 276,146,825 with major liabilities being deposits and borrowings. - The profit and loss statement shows total income of 27,657,279 and total expenditure of 26,173,891, resulting in a net profit of 2,211,025.27.

    Original Description:

    A 100 Crore bank with RBI compliance

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    © Attribution Non-Commercial (BY-NC)

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    - The document appears to be an annual report for IndusInd Bank containing financial statements such as the balance sheet, profit and loss statement, and cash flow statement for the fiscal year ending March 31, 2009. - The balance sheet shows total assets of 276,146,825 with major assets being advances, investments, and cash/bank balances. Total liabilities are also 276,146,825 with major liabilities being deposits and borrowings. - The profit and loss statement shows total income of 27,657,279 and total expenditure of 26,173,891, resulting in a net profit of 2,211,025.27.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    48 views14 pages

    100 Crore Bank Deposit

    Uploaded by

    Vishal
    - The document appears to be an annual report for IndusInd Bank containing financial statements such as the balance sheet, profit and loss statement, and cash flow statement for the fiscal year ending March 31, 2009. - The balance sheet shows total assets of 276,146,825 with major assets being advances, investments, and cash/bank balances. Total liabilities are also 276,146,825 with major liabilities being deposits and borrowings. - The profit and loss statement shows total income of 27,657,279 and total expenditure of 26,173,891, resulting in a net profit of 2,211,025.27.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    of 14

    Annual Report Analysis Of

    IndusInd Bank
    sis Of
    BALANCE SHEET AS AT MARCH 31, 2009

    SCHEDULE As at 31.03.09
    CAPITAL AND LIABILITIES

    Capital I 3,551,921
    Employee Stock Options Outstanding XVIII (9) 11,510
    Reserves and Surplus II 13,080,511

    Deposits III 221,102,527


    Borrowings IV 18,564,553
    Other Liabilities and Provisions V 19,835,803

    TOTAL 276,146,825

    ASSETS
    Cash and Balances with Reserve
    Bank of India VI 11,907,898
    Balances with Banks and Money at
    Call and Short Notice VII 7,329,049

    Investments VIII 80,834,055


    Advances IX 157,706,359
    Fixed Assets X 6,231,934

    Other Assets XI 12,137,530


    TOTAL 276,146,825

    Contingent Liabilities XII 442,991,733


    Bills for Collection 29,377,335

    Principal Accounting Policies XVII


    Notes on Accounts XVIII
    2,211,025.27
    PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2009

    SCHEDULE

    I. INCOME
    Interest Earned XIII
    Other Income XIV
    TOTAL
    II. EXPENDITURE
    Interest Expended XV
    Operating Expenses XVI
    Provisions and Contingencies
    TOTAL

    III. PROFIT
    Profit brought forward
    AMOUNT AVAILABLE FOR APPROPRIATION TOTAL
    IV. APPROPRIATIONS
    Transfer to
    a) Statutory
    b) Capital
    c) Investment Reserve Account
    d) Dividend
    e) Corporate

    Balance transferred to Balance Sheet


    TOTAL
    Earnings per share (basic)(Rupees) XVIII(10.6)
    Earnings per share (diluted)(Rupees) XVIII(10.6)
    Principal Accounting Policies XVII
    Notes on Accounts XVIII
    MARCH 31, 2009

    Year ended
    31.03.09

    23,094,744
    4,562,535
    27,657,279

    18,504,414
    5,470,341
    2,199,136
    26,173,891 2,211,025.27

    1,483,388
    2,429,907
    3,913,295

    370,847
    534,029
    15,323
    447,115
    75,987
    1,443,301
    2,469,994
    3,913,295
    4.28
    4.27
    CASH FLOW STATEMENT FOR THE YEAR ENDED MARCH 31, 2009

    A. Cash Flow from Operating Activities


    Net Profit after taxes
    Adjustments for non-cash charges :
    Depreciation on Fixed Assets
    Provision on Investments
    Tax Provisions (Income Tax/ Wealth Tax/ Deferred Tax)
    Employees Stock Option Expenses
    Loan loss and Other Provisions
    Interest on Tier II / Upper Tier II bonds (treated separately)
    (Profit) / Loss on sale of Fixed assets
    Operating Profit before Working Capital changes
    Adjustments for :
    Increase in trade and Other Receivables (Advances and Other Assets)
    Increase in Inventories (Investments)
    Increase in Trade Payables (Deposits, Borrowings and Other Liabilities)
    Cash generated from Operations
    Direct taxes paid
    Net Cash from Operating Activities

    B. Cash Flow from Investing Activities


    Purchase of Fixed Assets
    Sale of Fixed Assets (Proceeds)
    Net Cash used in Investing Activities

    C. Cash Flow from Financing Activities


    Proceeds from GDR issue – Capital
    – Premium
    Dividends paid
    Proceeds from Issue of Unsecured Non-Convertible Redeemable
    Subordinated Tier II Bonds
    Proceeds from Unsecured Non-convertible Redeemable Non-Cumulative
    Subordinated Upper Tier II Bonds
    Redemption of Sub-ordinated Tier II capital
    Interest on Tier II / Upper Tier II bonds
    Net Cash used in Financing Activities
    Net increase in Cash and Cash Equivalents
    Cash and Cash Equivalents as on the first day of the year
    Cash and Cash Equivalents as on the last day of the year
    DED MARCH 31, 2009

    For the year ended 31.3.2009

    148.34

    44.17
    (3.09)
    79.15
    0.64
    143.85
    77.27 2,211,025.27
    2.6
    492.93

    (3311.17)
    (1450.62)
    3946.23
    (322.63)
    67.22
    (389.85)

    51.05
    2.06
    48.99

    35.19
    187
    24.92

    100

    –
    35.5
    77.27
    184.5
    254.34
    2178.03
    1923.69
    BALANCE SHEET AS AT MARCH 31, 2009

    SCHEDULE
    As at 31.03.09
    LIABILITIES

    Capital I 2
    Employee Stock Options
    Outstanding XVIII (9) 0.0052
    Reserves and Surplus II 6

    Deposits III 100


    Borrowings IV 8
    Other Liabilities and
    Provisions V 9

    TOTAL 125

    ASSETS
    Cash and Balances with
    Reserve Bank of India VI 5
    Balances with Banks and
    Money at Call and Short
    Notice VII 3

    Investments VIII 37
    Advances IX 71
    Fixed Assets X 3

    Other Assets XI 5
    TOTAL 125

    Contingent Liabilities XII 200


    Bills for Collection 13

    Principal Accounting
    Policies XVII
    Notes on Accounts XVIII
    1.00
    PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2009

    SCHEDULE

    I. INCOME
    Interest Earned XIII
    Other Income XIV
    TOTAL
    II. EXPENDITURE
    Interest Expended XV
    Operating Expenses XVI
    Provisions and Contingencies
    TOTAL

    III. PROFIT
    Profit brought forward
    AMOUNT AVAILABLE FOR APPROPRIATION TOTAL
    IV. APPROPRIATIONS
    Transfer to
    a) Statutory
    b) Capital
    c) Investment Reserve Account
    d) Dividend
    e) Corporate

    Balance transferred to Balance Sheet


    TOTAL
    Earnings per share (basic)(Rupees) XVIII(10.6)
    Earnings per share (diluted)(Rupees) XVIII(10.6)
    Principal Accounting Policies XVII
    Notes on Accounts XVIII
    MARCH 31, 2009

    Year ended
    31.03.09

    10.4452646
    2.0635382
    12.5088028

    8.3691554
    2.4741196
    0.9946227
    11.8378977

    0.6709050
    1.0989956
    1.7699006

    0.1677263
    0.2415300
    0.0069303
    0.2022207
    0.0343673
    0.6527745
    1.1171261
    1.7699006
    0.0000019
    0.0000019
    CASH FLOW STATEMENT FOR THE YEAR ENDED MARCH 31, 2009

    A. Cash Flow from Operating Activities


    Net Profit after taxes
    Adjustments for non-cash charges :
    Depreciation on Fixed Assets
    Provision on Investments
    Tax Provisions (Income Tax/ Wealth Tax/ Deferred Tax)
    Employees Stock Option Expenses
    Loan loss and Other Provisions
    Interest on Tier II / Upper Tier II bonds (treated separately)
    (Profit) / Loss on sale of Fixed assets
    Operating Profit before Working Capital changes
    Adjustments for :
    Increase in trade and Other Receivables (Advances and Other Assets)
    Increase in Inventories (Investments)
    Increase in Trade Payables (Deposits, Borrowings and Other Liabilities)
    Cash generated from Operations
    Direct taxes paid
    Net Cash from Operating Activities

    B. Cash Flow from Investing Activities


    Purchase of Fixed Assets
    Sale of Fixed Assets (Proceeds)
    Net Cash used in Investing Activities

    C. Cash Flow from Financing Activities


    Proceeds from GDR issue – Capital
    – Premium
    Dividends paid
    Proceeds from Issue of Unsecured Non-Convertible Redeemable
    Subordinated Tier II Bonds
    Proceeds from Unsecured Non-convertible Redeemable Non-Cumulative
    Subordinated Upper Tier II Bonds
    Redemption of Sub-ordinated Tier II capital
    Interest on Tier II / Upper Tier II bonds
    Net Cash used in Financing Activities
    Net increase in Cash and Cash Equivalents
    Cash and Cash Equivalents as on the first day of the year
    Cash and Cash Equivalents as on the last day of the year
    DED MARCH 31, 2009

    For the year ended 31.3.2009

    148.34

    44.17
    (3.09)
    79.15
    0.64
    143.85
    77.27
    2.6
    492.93

    (3311.17)
    (1450.62)
    3946.23
    (322.63)
    67.22
    (389.85)

    51.05
    2.06
    48.99

    35.19
    187
    24.92

    100

    –
    35.5
    77.27
    184.5
    254.34
    2178.03
    1923.69

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