Household Savings
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Recent papers in Household Savings
A lakossági megtakarítások változása 2006 és 2010 között Bevezetés Az 1990-es évek gazdasági mutatóinak alakulását a piacgazdaságra való átállás folyamatai határozták meg. Mint az várható volt, az átmenet komolyan érintette a háztartások... more
We recreate the NIPA adjustments pioneered by Ruggles and Ruggles (1992) for the period 1947-2012 and reconrm their results: household net lending to other sectors is counter-cyclical and is a small fraction private rms' gross capital... more
ESTUDIO DE MERCADO
Plan de consolidación de la presencia de la ONG MIDE (Microcrédito para el Desarrollo) en la región macro sur andina a través de la oferta de un producto de ahorro rentable
Plan de consolidación de la presencia de la ONG MIDE (Microcrédito para el Desarrollo) en la región macro sur andina a través de la oferta de un producto de ahorro rentable
Economists generally believe that higher savings will spur economic growth, thus strengthening the economy further. In Malaysia however, the sharp increase in the ratio of household debt to disposable income particularly over the past ten... more
This thesis assesses the social-welfare implications of modifications to the post transfer distribution of income, in the context of welfare maximising policy design. Both the inequality-distributional efficiency and inequality-growth... more
Understanding the motives that underlie Spaniards’ retirement saving decisions is important because many, if not most, future retirees will need to rely on personal savings to maintain a decent standard of living. The governor of the Bank... more
Este trabajo estudia los patrones de ingresos y gastos como determinantes del ahorro en los estudiantes del Tecnológico de Antioquia, Institución Universitaria.
This book brings together original, rich and nuanced data on the relationship between caste and economic patterns. It looks at the relationship between caste and a whole range of variables: education, income, consumption and savings. It... more
Bangladeshi earnings capable residents plan to finance from their bonuses, salaries, and savings etc. as the sources of festival financing to meet the expenditure related to celebrate the festivals. Peoples spent more on purchasing dress,... more
Savings level in African countries has suffered greatly since financial liberalisation and private savings has subsequently contributed less to the Gross Domestic Product of these emerging economies. South Africa is known for having one... more
As a result of the neoliberal economic philosophical doctrines that spread in the 1980s, decreasing attention was paid by researchers and other experts in the European Union to developments in households' financial position and... more
In this paper, United States Panel study of income dynamics (PSID) family and individual data for 2009-2013 is used to elaborate the life cycle hypothesis of savings by focusing on the topic of savings after retirement. Mainly, paper... more
The paper reviews the history of savings banks in Ireland between the 1820s and the 1840s.
The Refund to Savings (R2S) initiative, a product of a unique collaboration among partners from academia and industry, seeks to improve the financial security of low- and middle-income (LMI) households by promoting saving of federal... more
This paper describes the composition and distribution of household wealth in Italy. First, the evolution of household portfolios over the last 40 years is described on the basis of newly reconstructed aggregate balance sheets. Second, the... more
Development economics has for several decades recognized the importance of the mobilization of domestic savings for economic growth in developing countries. The positive relationship between saving/investment and economic growth has long... more
Les catégories qui permettent de recenser les budgets domestiques font l’objet d’opérations de traduction de la part de divers agents d’institutions (conseillers bancaires, travailleurs sociaux, etc.) lorsqu’elles s’appliquent aux... more
The purpose of the study is to investigate the situation and dynamics of the components of financial security of Ukraine in terms of household savings influence on them. Methods of theoretical and statistical analysis allowed to define... more
This study analyzed the relationship between financial knowledge and household saving behavior using the 2016 Survey of Consumer Finances (SCF) dataset. The results from a hierarchical model showed that both objective knowledge and... more
Just a short and not very doctoral analysis about the no so clear causal relation between education, growth, and savings. I wandered about which of these socioeconomic variable comes first and the theoretical reasons of that specific... more
The article explores the effects of the living standard parameters on dynamics of households’ savings. It is shown that the current state of saving process in Ukraine inherits a number of negative trends caused by the overall decline in... more
Elżbieta SZCZYGIEŁ 1 OSZCZĘDNOŚCI GOSPODARSTW DOMOWYCH OSIĄGAJĄCYCH DOCHODY O NISKIEJ UŻYTECZNOŚCI Celem artykułu jest prezentacja wielkości oszczędności, jakie kreować mogą gospodarstwa domowe uzyskujące dochody oceniane jako mało... more
Economic decisions of households are determined by current and prospective financial situation, above all, the level of income generated. Economic decisions regarding the collection of financial savings and investing them in financial... more
Ülke ekonomilerinin gelişimi açısından yatırımlar, yatırımların finansmanı ve sürdürülebilirliği açısından ise tasarruflar önemli bir rol oynamaktadır. Yurtiçi tasarrufların yetersiz kaldığında ülkeler yatırımların finansmanı için yurt... more
The main aim of the paper is to present the size of the savings that can be created by households which achieved low utilities income. The analysis includes the theoretical basis of the measurement of income utility and presentation of... more
Gelişmekte olan ülkelerdeki büyümenin geçici motoru tüketimlerin aksine uzun dönemli büyüme modellerinin temelinde yatan yatırımların kaynağı olan tasarruflar, ekonomik aktörlere göre özel veya kamu kesimleri tarafından yapılmaktadır.... more
The article investigates trends in the saving activity o f the population o f Belarus and Ukraine in the context of the economic crisis and post-crisis period. The empirical analysis o f the statistical data was held: features of... more
We update the NIPA adjustments pioneered by Ruggles and Ruggles (1992) for the period 1947-2012 and reconfi rm their results: household net lending to other sectors is counter-cyclical and is a small fraction private firms' gross capital... more
- by Anthony Bonen
- Macroeconomics, National Income and Product Accounts, Time series Econometrics, Financial Sociology,economics of Households,economic Psychology,new Institutional Economics,history of Economic Thought,globalization,civilization Development,economic Theory,households Savings,trust,public and Private Partnership,social Responsibility
When it comes to trading time for money (or vice versa), people tend to be impatient and myopic. Often dramatically so. For illustration, half of people would rather collect $15 now than $30 in three months. This willingness to forego 50%... more
Understanding the motives that underlie Spaniards’ retirement saving decisions is important because many, if not most, future retirees will need to rely on personal savings to maintain a decent standard of living. The governor of the Bank... more
ObjectivesThis study evaluated decisions related to debt and savings on physical health, emotional health and health behaviours.MethodsThe longitudinal data from the Polish biennial household panel—Social Diagnosis Survey—were used.... more
Consumption has increased worldwide during 20th century. Temporal changes in consumption provide insights into the status of welfare. Food consumption pattern of household is an important barometer of individual welfare and well-being in... more
- by Admir Čavalić
- Consumption, Consumer Behavior, India, Financial Sociology,economics of Households,economic Psychology,new Institutional Economics,history of Economic Thought,globalization,civilization Development,economic Theory,households Savings,trust,public and Private Partnership,social Responsibility
This paper examines the determinants of household saving in China and India over the last few decades using the life cycle model, with appropriate modifications to account for the expected benefits of pension saving. Consistent with the... more
The concern for insufficient savings of individuals has often been the subject of economic studies. Reviewing the literature shows that scholars argue for pension reforms and contracts to achieve sufficient worker savings. While I agree... more
A key component in determining the savings behavior of people is the pension plan. Very few, if any, economists will disagree that higher socio-economic classes have greater potential retirement security than lower socioeconomic classes,... more
The study also found that the rate of inflation affects household saving rate negatively. Furthermore, public saving 'crowds-out' private saving less proportionately in Pakistan, than in other comparable cases.
The leverage cycles of households in Canada and the United States are com- pared to the the optimal debt/net worth ratio prescribed by a stochastic optimal control (SOC) model. The SOC model employed extends Jerome Stein’s (2003) optimal... more
This paper describes the composition and distribution of household wealth in Italy. First, the evolution of household portfolios over the last 40 years is described on the basis of newly reconstructed aggregate balance sheets. Second, the... more