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    Paytm

    Uploaded by

    Kunal randhir
    Paytm is India's largest mobile payments platform. It allows users to transfer money instantly to others for free using their Paytm Wallet, which can then be used to pay for services and items from various merchants. The process involves adding money to the wallet, paying or accepting payments from others, and transferring money back to one's bank account. [SUMMARY

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    © All Rights Reserved
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    Paytm

    Uploaded by

    Kunal randhir
    53 views10 pages
    Paytm is India's largest mobile payments platform. It allows users to transfer money instantly to others for free using their Paytm Wallet, which can then be used to pay for services and items from various merchants. The process involves adding money to the wallet, paying or accepting payments from others, and transferring money back to one's bank account. [SUMMARY

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    Paytm is India's largest mobile payments platform. It allows users to transfer money instantly to others for free using their Paytm Wallet, which can then be used to pay for services and items from various merchants. The process involves adding money to the wallet, paying or accepting payments from others, and transferring money back to one's bank account. [SUMMARY

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    53 views10 pages

    Paytm

    Uploaded by

    Kunal randhir
    Paytm is India's largest mobile payments platform. It allows users to transfer money instantly to others for free using their Paytm Wallet, which can then be used to pay for services and items from various merchants. The process involves adding money to the wallet, paying or accepting payments from others, and transferring money back to one's bank account. [SUMMARY

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    © All Rights Reserved
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    A

    COMPUTER INTERFACE PROJECT 


    SUBMITTED TO
    SAVITRIBAI PHULE PUNE UNIVERSITY
    IN PARTIAL FULFILLMENT FOR SECOND YEAR OF
    BACHELOR OF BUSINESS ADMINISTRATION (BBA)
    FOR  
    BANKING AND FINANCE
    SUBMITTED BY
    SHRUTI 133
    UNDER THE GUIDANCE OF
    DR. ARPANA BASNET
    THROUGH
    NESS WADIA COLLEGE OF COMMERCE
    Unified Payment Interface

     The Unified Payment Interface is a real-time payment system.


     It is designed to enable peer-to-peer inter-bank transfers through a single two-click
    factor authentication process.
     The interface is regulated by the Reserve Bank of India (RBI), India's central bank. It
    works by transferring money between two bank accounts along with a mobile platform.
     The system is said to be a safe and secure method of transferring money between two
    parties and eliminates the need to transact with physical cash or through a bank.
     It is a single-window mobile payment system developed by the National Payments
    Corporation of India (NPCI).
     It eliminates the need to enter bank details or other sensitive information each time
    a customer initiates a transaction.
     Paytm is India’s largest mobile payments and commerce platform. It helps to
    transfer money instantly to anyone at zero cost using the Paytm Wallet. This
    money can then be used to pay seamlessly at several places like taxi and autos,
    petrol pumps, grocery shops, restaurants, coffee shops, multiplexes, parking,
    pharmacies, hospitals and kirana shops among others.
    Working Of Paytm

    Add money to your Wallet


    Tap on the ‘Add Money’ option on the Paytm app home
    screen, enter the amount and pay using Debit/Credit
    Cards or Net Banking.
    Pay Money
    Users can simply scan the recipient’s QR code or entering their mobile
    number in the ‘Pay’ option in the Paytm app to instantly pay virtually
    anyone with a smartphone and the Paytm app.
    Accept Money
    Accepting money using Paytm is easy. Tap in the ‘Accept Payment’ option
    in the Paytm app home screen, and request the sender to scan your Paytm
    app.
    Alternatively, you could take a screenshot of this screen and WhatsApp or
    e-mail it to the sender. They can then select ‘Scan Paytm QR Code from
    Gallery’ option in their Paytm app, and pay you instantly.
    Send Money to the Bank
    Money stored in the Paytm Wallet can be taken to your bank
    account. Tap on the ‘Passbook’ icon in your Paytm app home screen
    and select ‘Send money to Bank’. Once you tap on the ‘Transfer’
    button, please enter the amount, account holder’s name, account
    number, IFSC Code and press ‘Send’.
    Benefits of Paytm
     It is quick & safe,

     Pay bill payment, recharge book ticket and lots more in a single application and
    keep track of all under order history.

     Widely accepted today,

     Keep your wallet loaded & you don’t need to carry debit or credit card means
    fewer chances for being fraud,

     Easily Return money to the same bank when you need,

     Get Cashback on most of the store using Paytm wallet,

     Less documentation to Upgrade Paytm wallet limit.


     Easy & automatical refund to Paytm wallet in case of product
    cancellation at partners store.

     Use your credit cards to load money in Paytm Wallet and earn reward
    points.

     Pay through the card on Paytm if you don’t have enough money.

     Avail Paytm postpaid if you have a good history with Paytm same like
    credit card & pay later.

     Bank to bank transfer using UPI like PhonePe BHIM or Google pay is
    also free on Paytm
    THANK YOU!!

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