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    Cooperatives Development Program - 3

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    Dj Than
    The document discusses different types of cooperatives: credit, consumers, producers/marketing, service, and multipurpose. Credit cooperatives promote savings and lending among members. Consumers cooperatives procure and distribute goods to members. Producers/marketing cooperatives involve farmers, fishers, and landowners marketing products. Service cooperatives provide medical care, transportation and other services. Multipurpose cooperatives combine activities. Past cooperatives failed due to lack of management skills, borrowing improperly, and inadequate supervision. Effective management, honest leaders, and community support are keys to cooperative success and poverty alleviation.

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    Cooperatives Development Program - 3

    Uploaded by

    Dj Than
    486 views23 pages
    The document discusses different types of cooperatives: credit, consumers, producers/marketing, service, and multipurpose. Credit cooperatives promote savings and lending among members. Consumers cooperatives procure and distribute goods to members. Producers/marketing cooperatives involve farmers, fishers, and landowners marketing products. Service cooperatives provide medical care, transportation and other services. Multipurpose cooperatives combine activities. Past cooperatives failed due to lack of management skills, borrowing improperly, and inadequate supervision. Effective management, honest leaders, and community support are keys to cooperative success and poverty alleviation.

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    Cooperatives Development Program_3

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    The document discusses different types of cooperatives: credit, consumers, producers/marketing, service, and multipurpose. Credit cooperatives promote savings and lending among members. Consumers cooperatives procure and distribute goods to members. Producers/marketing cooperatives involve farmers, fishers, and landowners marketing products. Service cooperatives provide medical care, transportation and other services. Multipurpose cooperatives combine activities. Past cooperatives failed due to lack of management skills, borrowing improperly, and inadequate supervision. Effective management, honest leaders, and community support are keys to cooperative success and poverty alleviation.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    486 views23 pages

    Cooperatives Development Program - 3

    Uploaded by

    Dj Than
    The document discusses different types of cooperatives: credit, consumers, producers/marketing, service, and multipurpose. Credit cooperatives promote savings and lending among members. Consumers cooperatives procure and distribute goods to members. Producers/marketing cooperatives involve farmers, fishers, and landowners marketing products. Service cooperatives provide medical care, transportation and other services. Multipurpose cooperatives combine activities. Past cooperatives failed due to lack of management skills, borrowing improperly, and inadequate supervision. Effective management, honest leaders, and community support are keys to cooperative success and poverty alleviation.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 23

    Cooperatives

    Development Program
    Types and Categories of Cooperatives
    1. Credit Cooperative
    2. Consumers Cooperative
    3. Producer/ Marketing Cooperative
    4. Service Cooperative
    5. Multipurpose Cooperative
    Credit Cooperative
    One that promotes and
    undertakes savings and lending
    services among its members. It
    generates a common pool of funds
    in order to provide financial
    assistance and other related
    financial services to its members
    for productive and provided
    purposes.
    Consumers Cooperative
    Consumers Cooperative is
    one primary purpose of
    which is to procure and
    distribute commodities to
    members and non members.
    Producer and Marketing cooperatives
    This refers to groups of people
    engaged in the agricultural arena:
    farming, fishing, and forestry. The
    co-op members may be farmers,
    landowners or owners of fishing
    operations.
    They are also engage in the supply
    of production inputs to members
    and markets their products.
    Service Cooperative
    Service Cooperative is one that
    engages in medical and dental
    care, hospitalization,
    transportation, insurance,
    housing, labor, electric light and
    power, communication,
    professional and other services.
    Multipurpose Cooperative
    Multipurpose Cooperative is one which combines two or
    more of the business activities of these different types
    of cooperatives.
    Why Cooperatives
    Failed in the Past?
    Reasons for failures of cooperatives in the
    past
    1. Lack of adequate character
    and moral responsibility of
    management.
    Reasons for failures of cooperatives in the
    past
    2. Inefficient management due
    to lack of basic understanding of
    the basic principles of
    cooperation.
    Reasons for failures of cooperatives in the
    past
    3. Borrowing money under false
    pretenses.
    Reasons for failures of cooperatives in the
    past
    4. Lack of adequate
    safeguards against
    unprincipled officers who
    granted loans to themselves
    and their families and
    friends.
    Reasons for failures of cooperatives in the
    past
    5. Too much government
    financial assistance in
    proportion to the money of the
    association.
    Reasons for failures of cooperatives in the
    past
    6. Lack of democratic
    procedure in the election of
    officers, particularly the
    treasurer.
    Reasons for failures of cooperatives in the
    past
    7. Inadequate supervision.
    Reasons for failures of cooperatives in the
    past
    8. Negative Values and Attitudes
    It is common among people that they do
    not mean what they say in their desire to
    please people. More often than not, they
    do not like to say no. When they are
    invited to attend a meeting, they say yes.
    But they do not attend and instead make
    good excuses.
    It has been observed that the main problem is
    organization and management.
    Who is going to sacrifice his time and effort in
    initiating the organization of a cooperative?
    Who is encouraged to organized a cooperative
    when most of the prospective members are not
    even interested to attend the first meeting?
    An Excellent Plan and Program
    Learning a good lesson from the past, our
    new cooperative development program
    has been designed to eliminate the
    shortcomings of the old cooperative
    programs, and to assume a more
    meaningful role in social and economic
    development.
    The Need for Honest and Competent
    Managers
    Effective management is considered as one
    of the main factors of the success of a
    cooperative organization.
    The most qualified are persons of honesty,
    integrity, competence, and above-average
    intelligence.
    If there are leaders in the community who
    will sacrifice their time and labor in
    organizing cooperatives, the growth of
    cooperatives will be faster.
    Duterte reforms in coop sector key to
    poverty alleviation
    Cooperatives–one of the key to success in agriculture. What will the
    administration gain by actively supporting the creation of more cooperatives?
    If farmers are getting together, developing a social form of business that relies
    on a sense of community, it will lead to competitive farming, mechanization of
    farms, the application of the latest technologies, the focus on high-value crops,
    the exclusion of the middleman and the creation of effective supply and value
    chains.
    Cooperatives in the Philippines

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