CREDIT REPORT CREATED ON 2024/06/12

PT. CRIF Lembaga Informasi Keuangan

Menara Dea Tower 2, Lantai 8 Unit 803
Jl. Mega Kuningan Barat Blok E4.3 No. 1-2,
Kuningan Timur, Setiabudi,
Jakarta - 12950
Telephone: (+62) 21 8060 4228
Email: [email protected]

CREDIT REPORT

THEMA AQUILERA HUTAMA KRISHANO

Request Date: 2024/06/12 Subject Matched

SUBJECT

Subject Data
CB Subject Code Provider Subject No Last Update Date Resident
E05018542 - 2024/06/12 Yes
Name As Id Full Name Mother's Name Gender
THEMA AQUILERA HUTAMA THEMA AQUILERA HUTAMA MAYA YULITASARI Male
KRISHANO KRISHANO
Date of Birth Place of Birth Marital Status Educational Status
2001/05/26 BEKASI SINGLE Others
Subject Status
-

Addresses
Current - Address Last Update Date

ALAMAT. GOMBANG ALAS RT. 005 RW. 003 CAWAS, GOMBANG KLATEN, Cawas, Kab. Klaten, 57463, 2024/05/31
INDONESIA

Identification Documents
Identity Codes
ID CARD : 3310052605010005

Contacts
Current - Contact

Phone Number Cell Phone Number Email Address Last Update Date
0 82134938545 [email protected] 2024/05/31
Historical - Contact

Phone Number Cell Phone Number Email Address Last Update Date
82134938545 082134938545 - 2023/11/30

Employment Data
Current - Employment Data

Occupation Work Place Employer Sector Work Place Address

Entrepreneur SKABANPEMILIK NOT OTHER BUSINESS FIELDS -
Last Update Date
2024/05/31

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CREDIT REPORT CREATED ON 2024/06/12

Historical - Employment Data

Occupation Work Place Employer Sector Work Place Address

Executive DATA TIDAK TERSEDIA RETAIL TRADE THROUGH POST OR -
INTERNET ORDER
Last Update Date
2023/11/30
Occupation Work Place Employer Sector Work Place Address
Others SWASTA NOT OTHER BUSINESS FIELDS -
Last Update Date
2020/04/30

CB SCORE
Score Risk Grade

226 A

CONTRACTS SUMMARY
Key Values
Contracts number Reporting Providers Number Total Credit Limit Total Potential Exposure
4 3 IDR 16.032.514 IDR 15.979.995
Total Debit Balance Total Overdue Currency
IDR 15.979.995 IDR 2.726.265 Indonesian Rupiah

Summary by Category and Phase

Contract Category Requested Refused Renounced Active Closed

CREDIT / FINANCING 0 0 0 1 3

BOND / SECURITIES 0 0 0 0 0

IRREVOCABLE LC 0 0 0 0 0

BANK GUARANTEE 0 0 0 0 0

OTHER FACILITIES 0 0 0 0 0

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CREDIT REPORT CREATED ON 2024/06/12

Financial Summary

 
Credit / Financing Bond / Securities
Active Credits/Financing: 1 Active Bond / Securities: 0
Credit Limit IDR Debit Balance IDR 0
13.428.514 Overdue IDR 0
Debit Balance IDR
15.979.995
Overdue IDR
2.726.265

 
Irrevocable LC Bank Guarantee
Active Irrevocable LC: 0 Active Bank Guarantee: 0
Credit Limit IDR 0 Credit Limit IDR 0
Debit Balance IDR 0 Debit Balance IDR 0


Other Facilities
Active Other Facilities: 0
Debit Balance IDR 0
Overdue IDR 0

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CONTRACTS DETAILS

CONTRACTS DETAILS

Credit / Financing
Credit / Financing Detail (Active, Closed, Closed in Advance):
CB Total Last Linked
Contract Provider Contract Contract Contract Collaterals Collateral Guarantors Provider Update Subjects Facility
No. Code Number Type Phase Role Start Date Due Date Counter Value Counter Type Provider Date List Note Status

1 N29678923 A1380102065369 Others Active Borrower 2022/06/27 2025/06/27 - - - Conventional PT Bank 2024/06/04 - - -
Commercial Mandiri
Bank (Persero)
Tbk

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2022 OK OK OK OK OK OK OK
2023 OK OK OK OK OK OK OK OK OK OK OK OK
2024 OK OK 1-89 1-89 1-89

2 747590375 55967637481815299107 Credit to third Closed Borrower 2023/12/02 2024/01/31 - - - Conventional PT Bank 2024/03/07 - - -
parties Commercial Seabank
through other Bank Indonesia
agencies by
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK
2024 1-89 OK

3 L47363954 57934364343169481107 Credit to third Closed Borrower 2023/11/30 2024/01/29 - - - Conventional PT Bank 2024/01/05 - - -
parties Commercial Seabank
through other Bank Indonesia
agencies by
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK OK

4 I05914863 20191085061282 Loans Closed Borrower 2019/10/31 2020/04/25 - - - Financing PT 2020/05/27 - - -

provided Company Akulaku
Finance
Indonesia

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2019 OK 1-89 1-89
2020 1-89 90-119 120-179 OK

Detail of Credit / Financing 1: Others - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Mandiri N29678923 A1380102065369 Borrower 2024/06/04 -

Commercial Bank (Persero) Tbk

Start Date Due Date Past Due Status Contract Status

2022/06/27 2025/06/27 In Special Attention (DPD 1-89) Active Facilities
Contract Status Date Information
- -

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Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 May 66 IDR 2.726.265 - IDR 15.979.995 IDR 0 Active Facilities

2024 Apr 35 IDR 1.650.521 - IDR 15.979.995 IDR 0 Active Facilities

2024 Mar 5 IDR 581.745 - IDR 15.979.995 IDR 0 Active Facilities

2024 Feb 0 IDR 0 - IDR 16.378.103 IDR 0 Active Facilities

2024 Jan 0 IDR 0 - IDR 17.352.968 IDR 0 Active Facilities

2023 Dec 0 IDR 0 - IDR 18.326.105 IDR 0 Active Facilities

2023 Nov 0 IDR 0 - IDR 19.294.401 IDR 0 Active Facilities

2023 Oct 0 IDR 0 - IDR 20.254.470 IDR 0 Active Facilities

2023 Sep 0 IDR 0 - IDR 21.213.172 IDR 0 Active Facilities

2023 Aug 0 IDR 0 - IDR 22.162.403 IDR 0 Active Facilities

2023 Jul 0 IDR 0 - IDR 23.107.353 IDR 0 Active Facilities

2023 Jun 0 IDR 0 - IDR 24.051.862 IDR 0 Active Facilities

2023 May 0 IDR 0 - IDR 24.987.042 IDR 0 Active Facilities

2023 Apr 0 IDR 0 - IDR 25.917.591 IDR 0 Active Facilities

2023 Mar 0 IDR 0 - IDR 26.843.845 IDR 0 Active Facilities

2023 Feb 0 IDR 0 - IDR 27.769.764 IDR 0 Active Facilities

2023 Jan 0 IDR 0 - IDR 28.686.516 IDR 0 Active Facilities

2022 Dec 0 IDR 0 - IDR 29.603.267 IDR 0 Active Facilities

2022 Nov 0 IDR 0 - IDR 30.510.965 IDR 0 Active Facilities

2022 Oct 0 IDR 0 - IDR 31.414.146 IDR 0 Active Facilities

2022 Sep 0 IDR 0 - IDR 32.317.327 IDR 0 Active Facilities

2022 Aug 0 IDR 0 - IDR 33.216.015 IDR 0 Active Facilities

2022 Jul 0 IDR 0 - IDR 34.110.232 IDR 0 Active Facilities

2022 Jun 0 IDR 0 - IDR 35.000.000 IDR 35.000.000 Active Facilities

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Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional R07.KPS/0199/KUR/2022 2022/06/27
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
R07.KPS/0199/KUR/2022 2022/06/27 - 2022/06/27
Debtor Category Usage Type Usage Orientation Economic Sector
Debtor SMEs - Micro Working capital Other OTHER PERSONAL SERVICE
ACTIVITIES
City Project Value Type of Interest Rate Interest Rate
Kab. Klaten IDR 35.000.000 Fixed Interest Rates 6,00 %
Financing Program
Government program loans -
micro business financing

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 35.000.000 IDR 13.428.514 - IDR 15.979.995
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
IDR 2.551.481 IDR 159.800 66 3
Bad Credit Cause Bad Credit Date Penalty
- - IDR 14.984

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 2.726.265 3 2024/05/31 66
Max Days Past Due Date Worst Status Worst Status Date
2024/05/31 In Special Attention (DPD 1-89) 2024/05/31

Detail of Credit / Financing 2: Credit to third parties through other agencies by channeling - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Seabank 747590375 55967637481815299107 Borrower 2024/03/07 -

Commercial Bank Indonesia

Start Date Due Date Past Due Status Contract Status

2023/12/02 2024/01/31 Current Paid off
Contract Status Date Information
2024/02/09 -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 0 IDR 0 Paid off

2024 Jan 1 IDR 101.460 - IDR 100.872 IDR 0 Active Facilities

2023 Dec 0 IDR 0 - IDR 300.870 IDR 400.000 Active Facilities

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Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional RLNDW0HM20231201 2023/12/02
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
RLNDW0HM20231201 2023/12/02 - 2023/12/02
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Klaten - Fixed Interest Rates 14,00 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 400.000 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 101.460 1 2024/01/31 1
Max Days Past Due Date Worst Status Worst Status Date
2024/01/31 In Special Attention (DPD 1-89) 2024/01/31

Detail of Credit / Financing 3: Credit to third parties through other agencies by channeling - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Seabank L47363954 57934364343169481107 Borrower 2024/01/05 -

Commercial Bank Indonesia

Start Date Due Date Past Due Status Contract Status

2023/11/30 2024/01/29 Current Paid off
Contract Status Date Information
2023/12/01 -

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2023 Dec 0 IDR 0 - IDR 0 IDR 0 Paid off

2023 Nov 0 IDR 0 - IDR 200.000 IDR 200.000 Active Facilities

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Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional YYL4XQCP20231130 2023/11/30
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
YYL4XQCP20231130 2023/11/30 - 2023/11/30
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Klaten - Fixed Interest Rates 14,00 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 200.000 - - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2023/12/31

Detail of Credit / Financing 4: Loans provided - Closed

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Financing Company PT Akulaku Finance I05914863 20191085061282 Borrower 2020/05/27 -

Indonesia

Start Date Due Date Past Due Status Contract Status

2019/10/31 2020/04/25 Current Paid off
Contract Status Date Information
2020/04/25 -

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Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2020 Apr 0 IDR 0 - IDR 0 IDR 0 Paid off

2020 Mar 142 IDR 2.217.600 - IDR 1.887.000 IDR 0 Active Facilities

2020 Feb 111 IDR 2.019.600 - IDR 2.166.000 IDR 0 Active Facilities

2020 Jan 82 IDR 1.514.700 - IDR 2.166.000 IDR 0 Active Facilities

2019 Dec 51 IDR 1.009.800 - IDR 2.166.000 IDR 0 Active Facilities

2019 Nov 21 IDR 504.900 - IDR 2.166.000 IDR 0 Active Facilities

2019 Oct 0 IDR 0 - IDR 2.166.000 IDR 0 Active Facilities

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional CJSOFWHDLPK85FA6Y1AJ_Q 2019/10/31
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
CJSOFWHDLPK85FA6Y1AJ_Q 2019/10/31 - 2019/10/31
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other NOT OTHER BUSINESS FIELDS
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Wil. Kota Jakarta Utara - Fixed Interest Rates ,40 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 2.604.000 IDR 2.604.000 - IDR 0
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 2.217.600 1 2020/03/31 142
Max Days Past Due Date Worst Status Worst Status Date
2020/03/31 Doubtful (DPD 120-179) 2020/03/31

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