CREDIT REPORT CREATED ON 2024/04/10

PT. CRIF Lembaga Informasi Keuangan

Menara Dea Tower 2, Lantai 8 Unit 803
Jl. Mega Kuningan Barat Blok E4.3 No. 1-2,
Kuningan Timur, Setiabudi,
Jakarta - 12950
Telephone: (+62) 21 8060 4228
Email: [email protected]

CREDIT REPORT

BAYUFIRNANDA

Request Date: 2024/04/10 Subject Matched

SUBJECT

Subject Data
CB Subject Code Provider Subject No Last Update Date Resident
E06845185 - 2024/04/10 Yes
Name As Id Full Name Mother's Name Gender
BAYUFIRNANDA - ELISABETH LINDA ADREANI Male
Date of Birth Place of Birth Marital Status Educational Status
2005/06/18 MOJOKERTO MARRIED No Degree
Subject Status
-

Addresses
Current - Address Last Update Date

DSN KEMASAN, KEMASANTANI, Gondang, Kab. Mojokerto, 61372, INDONESIA 2024/01/31

Identification Documents
Identity Codes
ID CARD : 3516021806050001

Contacts
Current - Contact

Phone Number Cell Phone Number Email Address Last Update Date
0 081232384481 [email protected] 2024/01/31
Historical - Contact

Phone Number Cell Phone Number Email Address Last Update Date
081232384481 - - 2023/12/31

Employment Data
Current - Employment Data

Occupation Work Place Employer Sector Work Place Address

Others BONDVAST INDO SUKSES OTHER PROCESSING INDUSTRIES NA
Last Update Date
2024/01/31

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CREDIT REPORT CREATED ON 2024/04/10

SCORE DETAIL
Subject is not scorable.

Credit Score not calculated reasons: Only Contracts too new to be rate - Low Risk

CONTRACTS SUMMARY
Key Values
Contracts number Reporting Providers Number Total Credit Limit Total Potential Exposure
2 2 IDR 559.921 IDR 477.101
Total Debit Balance Total Overdue Currency
IDR 477.101 - Indonesian Rupiah

Summary by Category and Phase

Contract Category Requested Refused Renounced Active Closed

CREDIT / FINANCING 0 0 0 2 0

BOND / SECURITIES 0 0 0 0 0

IRREVOCABLE LC 0 0 0 0 0

BANK GUARANTEE 0 0 0 0 0

OTHER FACILITIES 0 0 0 0 0

Financial Summary

 
Credit / Financing Bond / Securities
Active Credits/Financing: 2 Active Bond / Securities: 0
Credit Limit IDR 559.921 Debit Balance IDR 0
Debit Balance IDR 477.101 Overdue IDR 0
Overdue IDR 0

 
Irrevocable LC Bank Guarantee
Active Irrevocable LC: 0 Active Bank Guarantee: 0
Credit Limit IDR 0 Credit Limit IDR 0
Debit Balance IDR 0 Debit Balance IDR 0


Other Facilities
Active Other Facilities: 0
Debit Balance IDR 0
Overdue IDR 0

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CREDIT REPORT CREATED ON 2024/04/10

CONTRACTS DETAILS

CONTRACTS DETAILS

Credit / Financing
Credit / Financing Detail (Active, Closed, Closed in Advance):
CB Total Last Linked
Contract Provider Contract Contract Contract Collaterals Collateral Guarantors Provider Update Subjects Facility
No. Code Number Type Phase Role Start Date Due Date Counter Value Counter Type Provider Date List Note Status

1 J48615104 P07507022320240114 Credit to third Active Borrower 2024/01/14 2025/02/02 - - - Conventional PT Bank 2024/03/08 - - -
parties Commercial Jago Tbk
through Bank d/h Bank
other Artos
agencies by Indonesia
channeling

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2024 OK OK

2 I47610772 3516021806050001N202312 Others Active Borrower 2024/01/07 2025/03/02 - - - Financing PT Atome 2024/03/06 - - -
Company Finance
Indonesia

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2023 OK
2024 OK OK

Detail of Credit / Financing 1: Credit to third parties through other agencies by channeling - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Conventional PT Bank Jago Tbk J48615104 P07507022320240114 Borrower 2024/03/08 -

Commercial Bank d/h Bank Artos
Indonesia

Start Date Due Date Past Due Status Contract Status

2024/01/14 2025/02/02 Current Active Facilities
Contract Status Date Information
- PAYLATER

Historical Data
Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 208.434 IDR 136.480 Active Facilities

2024 Jan 0 IDR 0 - IDR 79.500 IDR 79.500 Active Facilities

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CREDIT REPORT CREATED ON 2024/04/10

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional ATOL65A3897302F3B90001BD0092 2024/01/14
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
ATOL65C6133CFFCD3C0001662ADF 2024/02/09 - 2024/01/14
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Mojokerto - Fixed Interest Rates 46,70 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 215.980 IDR 208.434 IDR 136.480 IDR 208.434
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

Detail of Credit / Financing 2: Others - Active

Provider Type Provider CB Contract Code Provider Contract No. Role Last Update Date Facility Status

Financing PT Atome Finance I47610772 3516021806050001N202312 Borrower 2024/03/06 -

Company Indonesia

Start Date Due Date Past Due Status Contract Status

2024/01/07 2025/03/02 Current Active Facilities
Contract Status Date Information
- PAYLATER

Historical Data

Reference Date Days Past Due Overdue Bad Credit Cause Debit Balance Current Month Realization Contract Status

2024 Feb 0 IDR 0 - IDR 268.667 IDR 150.335 Active Facilities

2024 Jan 0 IDR 0 - IDR 177.508 IDR 408.817 Active Facilities

2023 Dec 0 IDR 0 - IDR 69.752 IDR 134.233 Active Facilities

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CREDIT REPORT CREATED ON 2024/04/10

Granted Credits
Characteristic Credit Agreement Credit Original Agreement Number Original Agreement Date
Others Conventional L659AC562663E37000182392E 2024/01/07
Final Agreement Number Final Agreement Date Credit Frequency Credit Start Date
L659AC562663E37000182392E 2024/01/07 - 2024/01/07
Debtor Category Usage Type Usage Orientation Economic Sector
Not a Debtor of Micro, Small and Consumption Other HOUSEHOLD FOR MULTIPURPOSES
Medium Enterprises
City Project Value Type of Interest Rate Interest Rate
Kab. Mojokerto - Fixed Interest Rates 47,00 %
Financing Program
Non Government Program Loans

Credit Limit/Debit Balance

Initial Credit Limit Credit Limit Current Month Realization Debit Balance
IDR 337.990 IDR 351.487 IDR 150.335 IDR 268.667
Value in Original Currency
-

Overdue
Principal Overdue Amount Interest Overdue Amount Days Past Due Overdue Payments Number
0 IDR 0 0 0
Bad Credit Cause Bad Credit Date Penalty
- - -

Restructuring
Restructuring Plan Initial Restructuring Date Final Restructuring Date Frequency of Restructuring
- - - -

Credits Maximum
Max Overdue Payments Amount Max Overdue Payments Number Max Overdue Payments Number Date Max Days Past Due
IDR 0 0 - 0
Max Days Past Due Date Worst Status Worst Status Date
- Current 2024/02/29

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