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CONSUMER CIR
CONSUMER: SAIYAD MOHMADHARUN DATE: 26-06-2023
MEMBER ID: NB66529999_CIRC2CNPE TIME: 14:29:41
MEMBER REFERENCE NUMBER: 437418110 CONTROL NUMBER: 006044090793

CONSUMER INFORMATION:
NAME: MOHAMMADHARUN SAIYAD NIZAMUDDIN
DATE OF BIRTH: 02-08-1967 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

1. PRESENCE OF DELINQUENCY IN THE RECENT PAST

CREDITVISION� SCORE 665 2.

3.
PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
PRESENCE OF DELINQUENCY
4. LOW CREDIT AGE

POSSIBLE RANGE FOR CREDITVISION� SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (high risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) AZIPS8118A
VOTER ID GJ/12/080/0204940

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 9104337786

OFFICE PHONE (e) 9824023586

MOBILE PHONE 9824023586

EMAIL CONTACT(S):
EMAIL ADDRESS
[email protected]

[email protected]

ADDRESS(ES):

ADDRESS : AARYA GENERAL STORE KALOL CHHATRAL KALOL ,339 GUJARAT ,GUJARAT ,382721

CATEGORY: OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED: 31-10-2022

ADDRESS : G.G-1, H-5/2/5, PHASE-1, GIDC CHHATRAL , ,TA- KALOL, VILL CHHATRAL ,CHHATRAL , , ,CHHATRAL ,GUJARAT ,382729

CATEGORY: OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED: 28-08-2019

ADDRESS : 30 AHMADPURA KASBO VAS CHHATRAL NR ,G.I.D.C KALOL GANDHINAGAR ,GUJARAT ,382721

CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 31-12-2015

ADDRESS : KASBA VAS HIGHWAY ROAD KASBA VAS ,AHMEDABAD ,GUJARAT ,382721

CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 02-09-2014

EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INCOME INDICATOR
CONSUMER LOAN 31-05-2023 Others Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:11 HIGH CR/SANC. AMT:10,11,395 CURRENT:18,679 RECENT:19-10-2022

OVERDUE:2 OVERDUE:14,598 OLDEST:08-11-1998

ZERO-BALANCE:7
ENQUIRIES

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ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 4 3 1 0 26-06-2023

ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:08-11-1998 SANCTIONED:43,750

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-09- CURRENT BALANCE:0

2005
TYPE:OTHER
PMT HIST START:01-09-2005
OWNERSHIP:INDIVIDUAL
PMT HIST END:01-12-2004

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

DBT XXX XXX DBT XXX XXX DBT XXX XXX SUB
09-05 08-05 07-05 06-05 05-05 04-05 03-05 02-05 01-05 12-04

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:09-01-2020 SANCTIONED:38,000 CREDIT FACILITY

STATUS:WRITTEN-OFF
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:4,750
2023 WRITTEN OFF (TOTAL):4,750
TYPE:CONSUMER LOAN OVERDUE:4,750
PMT HIST START:01-05-2023 WRITTEN OFF (PRINCIPAL):4,750
OWNERSHIP:INDIVIDUAL EMI:4,750
PMT HIST END:01-06-2020
PAYMENT FREQUENCY: Monthly
LAST PAYMENT:01-11-2020
REPAYMENT TENURE:10

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 881 850 822 791 760 730 699 669 638 607 577 546 516 485 456 425
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

394 364 333 303 272 241 211 180 150 118 089 059 028 029 000 000 000 000
11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:24-10-2019 SANCTIONED:36,990 CREDIT FACILITY

STATUS:WRITTEN-OFF
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:9,848
2023 WRITTEN OFF (TOTAL):9,848
TYPE:CONSUMER LOAN OVERDUE:9,848
PMT HIST START:01-05-2023 WRITTEN OFF (PRINCIPAL):9,848
OWNERSHIP:INDIVIDUAL EMI:2,466
PMT HIST END:01-06-2020
PAYMENT FREQUENCY: Monthly
LAST PAYMENT:02-01-2021
REPAYMENT TENURE:18

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 900 880 852 821 790 760 729 699 668 637 607 576 546 515 486 455
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

424 394 363 333 302 271 241 210 180 148 118 089 058 028 000 000 028 000
11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:19-10-2022 SANCTIONED:15,666

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:4,082

2023
TYPE:CONSUMER LOAN EMI:2,084
PMT HIST START:01-05-2023
OWNERSHIP:INDIVIDUAL PAYMENT FREQUENCY: Monthly
PMT HIST END:01-10-2022
REPAYMENT TENURE:8
LAST PAYMENT:03-05-2023
ACTUAL PAYMENT:12,504

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000

05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22

ACCOUNT DATES AMOUNTS STATUS

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MEMBER NAME:NOT DISCLOSED OPENED:31-10-2019 SANCTIONED:25,499

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-03- CURRENT BALANCE:0

2021
TYPE:CONSUMER LOAN
CLOSED:20-06-2020
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-03-2021

PMT HIST END:01-10-2019

LAST PAYMENT:20-06-2020

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:02-09-2019 SANCTIONED:1,50,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:26-06- CURRENT BALANCE:0

2022
TYPE:PERSONAL LOAN EMI:5,885
CLOSED:21-06-2022
OWNERSHIP:JOINT PAYMENT FREQUENCY: Monthly
PMT HIST START:01-06-2022
REPAYMENT TENURE:40
PMT HIST END:01-09-2019
ACTUAL PAYMENT:45,000
LAST PAYMENT:18-06-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 270 239 209 178 150 149 118 119 118 119 088 057 057 026 000 000 000
06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21

000 003 000 000 000 000 000 000 000 000 000 000 000 000 000 000
12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:31-10-2018 SANCTIONED:21,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-03- CURRENT BALANCE:0

2021
TYPE:CONSUMER LOAN
CLOSED:23-09-2019
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-03-2021

PMT HIST END:01-10-2018

LAST PAYMENT:02-09-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

000 000 000 000 000 000 000 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:08-09-2018 SANCTIONED:18,990

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-03- CURRENT BALANCE:0

2021
TYPE:CONSUMER LOAN
CLOSED:31-01-2019
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-03-2021

PMT HIST END:01-09-2018

LAST PAYMENT:31-01-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

000 000 000 000 000 000 000 XXX 000 000 000 000 000
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18

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ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:31-10-2015 SANCTIONED:6,00,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-05- CURRENT BALANCE:-1

2023
TYPE:Auto Loan (Personal)
PMT HIST START:01-05-2023
OWNERSHIP:GUARANTOR
PMT HIST END:01-06-2020

LAST PAYMENT:05-10-2018

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21

000 000 000 000 000 000 000 000 000 000 000 XXX 000 000 000 000 000 000
11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:15-08-2014 SANCTIONED:21,500

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-03- CURRENT BALANCE:0

2021
TYPE:CONSUMER LOAN
CLOSED:11-05-2015
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-03-2021

PMT HIST END:01-04-2018

LAST PAYMENT:02-04-2015

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19

XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18 10-18 09-18 08-18 07-18 06-18 05-18 04-18

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:14-04-2014 SANCTIONED:40,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:03-05- CURRENT BALANCE:0

2016
TYPE:TWO-WHEELER LOAN
CLOSED:12-03-2016
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-05-2016

PMT HIST END:01-05-2014

LAST PAYMENT:15-02-2016

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 XXX 000 XXX 000 000 XXX 000 000 000 000 000 XXX 000 000 000 000 XXX
05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14

000 XXX 000 XXX 000 000 000

11-14 10-14 09-14 08-14 07-14 06-14 05-14

ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 26-06-2023 USED CAR LOAN 5,50,000

AU SFB 21-06-2023 USED CAR LOAN 5,50,000

NOT DISCLOSED 20-06-2023 USED CAR LOAN 5,40,000

NOT DISCLOSED 19-10-2022 CONSUMER LOAN 25,000

END OF REPORT ON MOHAMMADHARUN SAIYAD NIZAMUDDIN

All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided / submitted�by its various members ("Members"), as
part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and�shall only be liable and /
or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

� 2018 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved

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TransUnion CIBIL CIN : U72300MH2000PLC128359

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