07-05-2023

Quote No : bnukbpxfcjg

Benefit Illustration for HDFC Life Saral Jeevan

Proposal No:
Name of the Prospect/Policyholder: Mayank Name of the Product: HDFC Life Saral Jeevan
A non-linked, non-participating individual life
Age: 43 Tag Line:
cum savings insurance Plan
Name of Life Assured: Mayank Unique Identification No: 101N160V02
Age: 43 GST Rate: 4.5%* (first year)
Policy Term: 12 year(s) 2.25%* (second year onwards)
Premium Paying Term: 6 year(s)
Amount of Instalment Premium (Without
Rs.1,00,000
GST):
Mode: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Basic Sum Assured 9,45,062
Plan Option Lump Sum Variant Sum Assured on Death (at inception
10,00,000
of the policy) Rs.

Premium Summary
PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium
Instalment Premium without GST 1,00,000 0 0 0 0 0 1,00,000
Instalment Premium with First Year GST 1,04,500 0 0 0 0 0 1,04,500
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 0 0 1,02,250
 (Amounts in Rupees)
Guaranteed Benefits Non Guaranteed
Policy Year Annualized Premium
Survival Benefit Other Benefits if any Maturity Benefit Death Benefit Min. Guaranteed Surrender Value Special Surrender Value
1 1,00,000 0 - 0 10,00,000 0 0
2 1,00,000 0 - 0 10,00,000 60,000 1,40,814
3 1,00,000 0 - 0 10,00,000 1,05,000 2,28,705
4 1,00,000 0 - 0 10,00,000 2,00,000 3,30,772
5 1,00,000 0 - 0 10,00,000 2,50,000 4,47,959
6 1,00,000 0 - 0 10,00,000 3,00,000 5,83,103
7 0 0 - 0 10,00,000 3,00,000 6,31,301
8 0 0 - 0 10,00,000 3,60,000 6,84,225
9 0 0 - 0 10,00,000 4,20,000 7,41,873
10 0 0 - 0 10,00,000 4,80,000 8,04,247
11 0 0 - 0 10,00,000 5,40,000 8,71,347
12 0 0 - 9,45,062 10,00,000 5,40,000 9,45,062

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any and Goods and Service Tax.
2. Refer Sales Literature for explanation of terms used in this Illustration.
3. NA refers to Not Applicable

I , have explained the premiums charges and benefits under the product fully to the I Mayank ,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder