PREVIEW ACTIVITY (I) Fluentize, LLC. Copyright 2020. For use only with license.

How Does Money Laundering Work (C1)

Work with a partner, group, or your teacher. Do the activities below together.

PART I Discuss the questions below about financial crimes.

1 Do you know what money laundering is? Why might an individual

or organization need to launder money?
2 Can you think of some other examples of white-collar crimes?

PART II Discuss how the following things could be connected with white-collar crimes.

VIRTUAL OFFSHORE CASINOS DARKNET

CURRENCY BANKING

PART III Below are some examples of illegal practices / crimes. Match each to its definition.

1 tax evasion a. making, copying, or selling something illegally

2 bootlegging b. avoiding paying or declaring income on your taxes
3 embezzlement c. stealing financial assets from an employer
4 bribery d. gaining money by threatening someone
5 extortion e. corruptly offering someone something of value in
exchange for something else

PART IV Below are some answers to questions about financial crimes. Write a
question that fits each answer.

Q:
A: Most people would say Al Capone. It's mind-blowing when you
read about how far his criminal network extended.
Q:

A: They may closely monitor your accounts, trace your money trail, or
arrange for an undercover agent to conduct a thorough investigation.
PREVIEW ACTIVITY (II) Fluentize, LLC. Copyright 2020. For use only with license.
How Does Money Laundering Work (C1)

PART I Choose the correct definition for each noun below.

1 Police have discovered that the local strip club is actually an illegal brothel.
2 The bank may not approve a loan if you don't have any assets in your name.
3 The concealment of income when reporting taxes is considered tax evasion.
4 The Mafia boss wants his daughter's wedding to be held at a luxurious venue.
5 One mob boss put a bounty of $50,000 on the boss of a rival mob.

1 brothel a. a location where a specific activity or event takes place

2 asset b. the illegal act of hiding information or assets
3 concealment c. property a person owns that has long-term economic value
4 venue d. an amount of money paid for capturing or killing someone
5 bounty e. a place of business where you can hire prostitutes

PART II Choose the correct definition for each adjective below.

1 I’m a big fan of films about notorious gangsters and mobsters.

2 The company CEO was convicted of fraud and sentenced to 10 years in prison.
3 I only buy something online if I’m 100% sure the website and seller is legitimate.
4 Having a weak password for your accounts makes you vulnerable to hackers.
5 $300 for a concert ticket is exorbitant! I'm sure you can find them cheaper.

1 notorious a. something which is valid, legal, or conforms to the law

2 convicted b. famous or popular in an evil or negative way
3 legitimate c. open to attack, risk, or something dangerous
4 vulnerable d. proven guilty of a crime in a court of law
5 exorbitant e. unreasonably high

PART III Write a synonym (or short definition) for each verb below based on the examples.

1 The judge presided over the court. synonym:

2 The mob sought to sell drugs in large quantities. synonym:
3 Casinos rig their slot machines. They always win! synonym:
4 The Mafia members were prosecuted in court. synonym:
5 The police confiscated all of the mob's assets. synonym:
HOW DOES MONEY LAUNDERING WORK? Fluentize, LLC. Copyright 2020. For use only with license.
How Does Money Laundering Work (C1)

PREVIEW DISCUSSION QUESTION

Have you seen any movies or TV shows about

money laundering or white-collar crimes?

VIEWING ACTIVITY

PART I Write short answers according to the information in the video.

0:08 1 Who was Al Capone? What crimes was he known for? What happened to him?

0:52 2 How does the video describe money laundering? How did the activity get its name?

1:47 3 Why are casinos popular venues for money laundering?

3:18 4 What happened in 1986 in the USA?

4:02 5 Who is involved in some high-profile money laundering schemes?

PART II Choose the correct answer for each question below about the video.

2:11 1 What are criminals most vulnerable to during the second step of money laundering?

a. detection by authorities
b. bounty from the Mafia
c. venues for laundering

2:39 2 What might casinos rig?

a. their employees b. their games c. large sums of money

3:05 3 What might a money launderer do as a member of a charity's board of directors?

a. confiscate wealth from other money launderers

b. prosecute major criminal operations
c. give himself/herself an exorbitant salary
 POST-VIEWING ACTIVITY (I) Fluentize, LLC. Copyright 2020. For use only with license.
How Does Money Laundering Work (C1)

PART I Your teacher will read words out loud that were used in the video. Spell each word.

1 4
2 5
3 6

PART II Read the sentences below out loud. Your teacher will correct your pronunciation.

1

“
Capone and his associates had hidden it through investments in various
businesses whose ultimate ownership couldn’t be proven, like cash-only
laundromats."

2
“ Pirates sought to sell their bounty without drawing attention to how they got it."

3


“ Although modern money laundering methods vary greatly, most share three
basic steps."

PART III Choose the correct preposition that was used in the video. One isn’t used!

to into over out by of on

1 Al Capone presided a vast and profitable empire of organized crime.

2 When he was finally put trial, the most he could be convicted

was tax evasion.

3 Money launderers are most vulnerable detection during the layering

phase of money laundering, since they introduce massive amounts of wealth
seemingly of nowhere.

4 Placement is where illegally obtained money is converted assets

that seem legitimate.

PART IV Choose the correct answer below that fits the spaces in the line from the video.

“ The $100 million that Al Capone illegally as
evidence of his crimes, but the money was nowhere to be found.

a. earned ... would serve c. had earned ... would have served
b. hadn't earned ... would be served d. had earned ... would serve
 POST-VIEWING ACTIVITY (II) Fluentize, LLC. Copyright 2020. For use only with license.
How Does Money Laundering Work (C1)

We often use the would have + past participle in the following two structures...

(1) THIRD CONDITIONAL If + [past perfect] ... [would have] + [past participle verb]

If the government had been able to find the trail of money, Capone probably would
EXAMPLE
have been convicted of other crimes.

(2) SENTENCES USING... [would have] + [past participle] … but + [clause]

EXAMPLE The state would have convicted Capone of other financial crimes, but the money
was nowhere to be found.

PART I Form the past perfect with if + past perfect and would have + past participle.

EX Al Capone would have fled (flee) the country if investigators hadn't kept
(not keep) all of his movements under surveillance, making it impossible for him to flee.

1 The criminals (hid) their assets better if they

(know) the government was secretly investigating them.

2 The criminals (have) a better chance of winning the court case if

they (not hire) an inexperienced lawyer.

3 I (invest) more money into the company stocks if I

(know) it was going to be so successful!

4 If the court (not appoint) such a strict judge, the mobster probably
(not get) such a strict prison sentencing.

5 Capone (get away with) the crime if authorities

(accept) his bribe.

PART II Choose 3 of the sentences above. Rewrite each one you choose expressing the same
idea using a ... but + [clause].

EX Al Capone would have fled the country, but investigators had kept all of his
movements under surveillance, making it impossible for him to flee.

3
POST-VIEWING ACTIVITY (III) Fluentize, LLC. Copyright 2020. For use only with license.
How Does Money Laundering Work (C1)

SPEAKING TASK:

Your teacher will choose a few of the speaking topics below to discuss. Discuss the topics
with your teacher or partner. In your discussion, explain your ideas in detail.

1 Is there any history of white-collar crimes or Mafia activity

in your native country’s history? Discuss what you know
about it.

2 Knowing what white-collar crimes are, what do you think

some examples of "blue-collar crimes" would be?

3 What do you think police can do in order to prevent

white-collar crimes from happening?

4 How harmful do you think white-collar crime can be to

society? What kind of negative effects can it have?

BONUS TASK:

Choose which type of white-collar crime is described in the two situations below.

1 Max found out that his rich boss was having an affair with his secretary. He
emails his boss and tells him that if doesn't give him $1,000,000, he will tell
his wife about the affair. This is an example of .

a. embezzlement b. extortion c. bootlegging

2 Maggie wants to move to a foreign country, but she doesn't have the right visa
qualifications. A friend of Maggie's dad happens to know the minister of for-
eign affairs in the country she wants to move to, and she gets his contact info
from her dad's friend. She calls him and says that if can help her get her visa
approved, she will pay him $10,000. This is an example of .

a. laundering b. bribery c. evasion

QUIZ & REVIEW ACTIVITY
Fluentize, LLC. Copyright 2020. For use only with license.
How Does Money Laundering Work (C1)

Work with a partner. Complete the quiz and review activities below.

PART I Questions. Discuss the answers to the questions below about the video.

1. Describe who Al Capone is and any information you remember about him.
2. How does the video describe money laundering? How did it get its name?
3. What are the three steps of the money laundering process?
4. What happened in 1986 in the USA?
5. How much money is laundered on a yearly basis?

PART II Vocabulary: Discuss what each word means. Write how it was used in the video.

1. brothel

2. tax evasion

3. notorious

4. rig

5. venue

Grammar: Explain when we use would have + past participle. Do you remember the
PART III
example from the video? If so, write the missing parts of the sentence below.

The $100 million that Al Capone illegally as

evidence of his crimes, but the money was nowhere to be found.

PART IV Write three sentences on the topic of Al Capone or crime using the third conditional.

PART V Bonus: Fill in the missing parts of speech for the words below.

1 noun: profit adj.:

2 noun: adj: convicted

3 noun: adj: notorious

4 noun: adj: legitimate

5 noun: evasion verb: