An Overview of Social Development in Tel
An Overview of Social Development in Tel
An Overview of Social Development in Tel
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M. Kamraju
Osmania University
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Asian Journal of
Multidimensional
Research (AJMR)
( Dou b l e B li n d Ref e r e e d & Re vi e we d I n te r n a ti on a l J ou r n a l )
Social Development focuses on the need to “put people first” in development processes. Poverty
is more than low income – it is also about vulnerability, exclusion, unaccountable institutions,
powerlessness, and exposure to violence. Social Development promotes social inclusion of the
poor and vulnerable by empowering people, building cohesive and resilient societies, and
making institutions accessible and accountable to citizens. Working with governments,
communities, civil society, the private sector, and the marginalized, including persons with
disabilities and Indigenous Peoples, Social Development translates the complex relationship
between societies and states into operations. Empirical evidence and operational experience
show that Social Development promotes economic growth and leads to better interventions and a
higher quality of life.
OBJECTIVE:
The main objective of this research paper is to study the Social development in the study area.
METHODOLOGY:
This study is completely based on secondary data collected from various publications and
records of the Telangana and Erstwhile Andhra Pradesh, Statistical Abstracts, Crop report,
Economic Review and Census Reports.
STUDY AREA
Telangana State is southern part region of India. It has an area of 114,840 sq.kms. It is located
with a 17. 36 60 N, 78.47.60 E. The average rainfall in the state varies from 67.05 mm in
Mahabubnagar to 114.47 mm in Karimnagar.(location map).
DEMOGRAPHY
The analysis of data reveals that the overall, population of the state during the last decade (2001–
2011) grew at 13.58 per cent against the national growth of 17.69 per cent, indicating a faster
decline in fertility in the state as compared to the all-India rate; the people of the state reside
predominantly in rural areas (61 percent); the urban population in the state grew by 39 per cent
during the decade as against a modest growth of2 per cent in rural areas. Urban development in
Telangana has led to the growth of towns within the state, which increased from 82 to 158, that
is, almost by 93 per cent during the decade. As per the Government of Telangana (2016), around
30 per cent of the total urban population in the state resides in the capital city of Hyderabad
alone; Hyderabad also figures among the top 10-million-plus cities in terms of highest number of
slum households.
ACCESS TO CREDIT
Apart from issues of timely, adequate and hassle-free access to credit by households in general,
the issue of distribution of credit among various sections of people is also essential from the
perspective of inclusiveness and social justice, which are the foundational inspirations in the
formation of Telangana State.
Credit facilitates for various Socio, Economic and Cultural needs of Households
Around one-fourth of Households (Hh) in Telangana do not have bank accounts and the ratios
are relatively high among SCs and STs and in the districts of Mahabubnagar, Nizamabad,
Karimnagar and Khammam. The socially marginal groups (ST, SC and OBC), especially SCs,
hold assets (both land and other assets) the value of which is several-fold less per Hh than the
socially privileged group (Others). There are huge rural–urban differences in average value of
asset per Hh; an average rural Hh owns six times lower value of assets than an average urban
household. In Telangana, around 30 per cent HHS are not accessing credit from any source and
the access to institutional sources is limited to 45 per cent of Hhs. The credit outreach of
institutional sources in the state is limited; commercial banks reach only 16 per cent of Hhs while
cooperative societies reach 9.3 per cent of Hhs. Money lenders still play a dominant role in
addressing the credit needs of 50.6 per cent Hhs in the state and 51 per cent of total credit
amount. The average amount of borrowing per household accessing credit from all the sources in
Telangana stands at Rs 5.98 lakh, with wide differences between rural (Rs 3.23 lakh) and urban
(Rs 11.92 lakh) areas. The STs and SCs are lent a relatively very small amount, i.e., nine times
less compared to Other social groups. Moneylenders also charge relatively higher annual interest
rates (about 30 per cent) and they charge relatively more on loans given to STs in general and
SCs in urban areas. Huge differences in purpose of loans are reported between rural and urban
areas: farm production (32.1 percent) and household consumption expenditure (31.2 per cent) are
major purposes in rural areas, but nonfarm production (39.6 per cent) and housing (38 per cent)
are major purposes in urban areas. The socially marginal groups borrow largely for basic needs
and for non-production purposes, such as household consumption expenditure, which include
social and cultural reasons, etc., but not much for production purposes. Long-term loans are very
low in rural areas (27 per cent) compared to urban areas (75 per cent) and are also very minimal
among socially marginalized groups (SCs and STs in rural areas) compared to other groups.
Personal security (44.4 per cent of loan amount) is the main security for obtaining loans,
followed by mortgage of property (33.9 per cent). Personal security is relatively higher among
socially marginalised groups than the other groups. The type of mortgage is mostly of
conditional sale in urban areas and of simple mortgage in rural areas.
Type of Employment
The percentage of self-employed and unpaid family workers is increasing among rural females
from 2004-05to 2011-12; the proportion of regular/salaried is decreasing. In the case of urban
females there is significant increase in regular types of employment and reduction in casual jobs.
Casualization is observed among STs in Telangana. And more than half of the ST workers are in
self-employed category. The SC category is mostly employed in casual type of employment
compared to any other social group. But the advantage of attaining regular/salaried employment
from 2004-05 to 2011-12goes to the SC community even though others category is still leading
in the regular type of employment.
Unemployment
Although the rate of unemployment is higher in urban areas, the increase is seen more in rural
(mostly males) from 2004-05 to 2011-12. On the one hand, there is a reduction of females both
in the labour force and in the work force, but on the other, the unemployment rate is lower
compared to men.
The Youth and their Skills
The proportion of youth (15 to 29 years age group as per NYP, 2014) in Telangana is around 30
per cent, which is higher compared to the national average. The alarming situation is that about
one-fifth of the youth in the state was neither in the labour force nor in educational institutions
during 2011-12; the percentage was only 14.5 during 2004-05. It is unfortunate to note that as
high as 96 per cent of the youth in Telangana do not have technical education at all. Of the total
working youth, 44 per cent are in the agriculture sector. Other major employment providers to
the youth are manufacturing (15 per cent) and trade, hotels and restaurants (11 per cent).
EDUCATION
Thirty-seven per cent of students in Telangana are in primary level, 20 per cent in middle level,
13 per cent at collegiate level, and 2 per cent each in PG level and diploma courses. The
proportion of ST student‘s pursuing collegiate education is the lowest. The OBCs have the
highest proportion of students in graduate and PG level. Among socio-religious groups, Hindus
have the highest proportion of students in PG while Muslim students are highest in primary
school (43.4 per cent), with attendance dropping sharply in higher secondary (7.6per cent). 94
Rate of Completion
The completion rate in the state is 75 per cent. The SC students have the highest incompletion
rate followed by OBCs. Least incompletion is reported among ST and ‗Other‘ students. The
detention rate in Telanganais 3.3 per cent. Completion of Class V, VII and VIII are the major
drop-out points in the state. Engagement in economic activity is the major reason for dropping
out among all the social groups. ‗Not interested in education‘ is the second most important
reason for dropping out. Financial constraint is an important reason for SC students to drop out.
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