“WE LIKE”

ROHIT KIRAN KELUSKAR

WE TUBE

1. The First Impression

2. Assetology

3. Mutual Fund

4. Visualization for Success

5. Magic of voice and accent

“THE FIRST IMPRESSION”
• First impression is very important for any person. It decides the entire perspective of an
individual and the future conversation with that individual.

• It is usually said that the first instinct about any individual is always perfect as it comes
from your inner mind and one should always believe it as it lasts forever.

• Once a person fits an impression of any individual , it is very tough to amend it, it takes
approximately 7-8 years for an individual to change their impression for anybody.
• A person needs to groom himself to be updated with the world and make himself
outstanding in front of the world.
• A person puts forward two kinds of impression which are :
• 1. Good impression- one that feels pleasant to the eye, proper dressing, conservative
behavior, polite talks etc.
• 2. Bad impression – Bad dressing, Showcasing bad manners, speaking affluently, being
rude etc.
• First impression also depends on how a person wishes to take forward any kind of
conversation, the way he talks creates an impression about him in front of every one.
• When being in a corporate environment:

• A person being well dressed in a formal wear clean shaved , behaving gently would be more
appreciated than a person with a dressing of denim or t-shirts etc.
• How can a person form their impression, there are three ways to it i.e. 55% is from the visual
impression, 35% from the vocal and 7% verbal.
• With this we can clearly understand that it is very important how are we presenting ourselves
and what are we speaking and in what tone.
• Even a short meet with someone, sometimes leaves his marks behind for lifetime.
ASSETOLOGY
• Assetology is science and art of investment.

• Investment has two areas i.e Financial & Physical assets.

• Financial Asset- Equities, bonds, debentures

• Physical assets- Real estate, gold etc

• Interaction between assets is like cause and effect.
• Effect of one asset on another
• E.g. Interest rates based on money supply
• Fiscal <-> Inflation cause and effect relationship for government asset planning.
• Study of asset dependency i.e. assetology helps in investment in correct place and hence helps reduce the
risk of investment by knowledge of simple dependency graph.
MUTUAL FUNDS

• Mutual fund is a collective investment that allows many investors with common
objective.
• A professional manager will invest these funds in order to generate Gains.
• Mutual funds give small or individual investors access to professionally managed
portfolios of equities, bonds and other securities. Each shareholder, therefore, participates
proportionally in the gains or losses of the fund.
• Two classes of mutual funds- 1.open ended fund 2. close ended funds
• Types of mutual funds- 1. Equity 2. Debt 3. Balanced funds 4. ETF etc
MUTUAL FUNDS

• Governed by multiple agencies- Ministry of finance, RBI, SEBI

• Investment options-1. Growth 2. dividend/ reinvestment of dividend
• Plans- 1. systematic investment plans 2. value averaging plan 3.systematic withdrawal
plan 4. systematic transfer paln
• Nomination facility
• Who can invest- 1.Resident 2. Indian Companies 3.Trusts 4. Banks/NBFC/FI 5.Insurance
companies 6. NRI
MUTUAL FUNDS

• The price of a mutual fund share is referred to as the net asset value (NAV) per share.
• Loads- 1. Entry load 2. Exit load 3. Contingent deffered sales load
• Advantages of mutual fund- 1. Diversification 2. Easy access 3.Economies of scale
4. Professional Management
• Disadvantages- 1. Fluctuating returns 2. High cost
VISUALIZATION FOR SUCCESS

• Success is one thing which a person visualizes for itself. It need not be always academic but it is a very important
aspect of life.

• When one implements this technique of visualization in their life then one can achieve all the goals set for the life.

• The concept of visualization is a mental activity that imagines to make dreams and goals come true.

• Every man has desires in his life to achieve various goals, visualization of such dreams helps to keep a man
motivated and strive hard to chase its dreams.
VISUALIZATION FOR SUCCESS

• Reality is something a man creates- Everything around you is because you think so, that is what is a “Reality” of life.

• If it can be created once, than it can be again recreated certainly.

• Creation process starts with your thoughts which your mind subconsciously thinks and you put your thoughts into
actions so you can achieve results.

• To visualize your success you need to relax your mind and thoughts which means when your body relaxes and your
mind is calm, your brain enters into subconscious mind re script our thoughts.
MAGIC OF VOICE AND ACCENT

• Voice and accent now is considered to be a very important feature to stand globally and create your mark.

• Voice and accent of an individual shows the attitude an individual carries along with itself which determines a lot of
things about his life and culture, values etc.

• A person needs to be very thoughtful of the words he make use of , as these would be used for or against him in any of
the future situations.

• Even in companies employees are guided and sessions are conducted over the use of voice and accent, as it plays a
vital role in any industry.
MAGIC OF VOICE AND ACCENT

• This training program is designed in companies specially for employees to work on their voice and accent, a
very important soft skills training. It will help them to neutralize elements of their speech, overcome Mother
Tongue Influence(MTI) elements, and speak with a more global accent.

• Almost all companies have outsourced their processes, hence they need candidates who could have a hold over
his accent and voice. The correct use of accent is very necessary otherwise each statement would have a different
meaning when spoke in different accents.

• All the companies choose its candidates on the basis of a short interview examining his accent, if that is
acceptable to be fit in their company’s culture.
WE LAUNGE

• 1. MR. G. Nilakantan

• 2. MR.Vikrant Gugnani

• 3. Miss. Shobha swarup

1. MR. G. NILAKANTAN

• Mr. G. Nilakantan currently is associated with Reliance industry Ltd. As its HR manager.

• Speaking about its educational and professional journey, he was a physics student and no
intention in moving towards the people management i.e. HR

• Post to that he joined a course Of HR &IR, which gave him more interests about the
people connectivity, elements of human being.
• He was the first guy from madras to be picked by VOLTAS in 1993, which was the beginning of his
career as he worked there for 4 years in the company which was a learning phase for him where he
implemented all his theoretical knowledge and gained experiences out of it.

• He was not a part of single industry, but a variety of them were nurtured under him in his career path,
Industries such as Pharmaceuticals, Engineering, Steel etc.

• He always enjoyed his work life- meeting people, understanding people issue, gained technical
knowledge, altogether an energetic Work life.
• He was also a part of Wockhard as pharmaceuticals has always been a growing industry.

• He always worked on field, so he could know the people issues, their needs, expectations from the company
and he took initiatives in that direction looking under what aspects HR can intervene.

• After decades he switched his job and moved to the company XEROX. He kept on choosing opportunities
which were best suited for his career.

• And lastly now working with Reliance Industry.

2. MR.VIKRANT GUGNANI

• MR. Vikrant Gugnani is associated with Reliance industry as their Executive director, CEO

• Mr. Vikrant has been a part of Finance sector for 19 years now.

• He has a motivating mantra of “Every day is a new day and he is been waiting for his next 19 years in this
same sector”.

• He is always been enjoying his work and activities during his work life and would want to continue having
his career growing immensely .
• Mr. vikrant had completed his course of Chartered accountant. His journey began from being an individual consultant
and now he is working as a CEO at Reliance industry.

• He was also a part of Citibank Delhi, he worked into products, sales departments within India , Indonesia etc.

• Later he became a part of Reliance mutual funds for 4 years . In this 4 years, the growth was tremendous for his career.
He had achieved miles while working as a part of reliance industry.

• Being a part of reliance proved to be excellent career choice which boomed his career and brought great opportunities
for him.
• Working at Reliance gave him a spirit of Entrepreneurship as he being a part of mutual funds for 4 years , he
knew in and out about the company, proper knowledge of work and hence he got an opportunity on his
performance to be the level of CEO.

• He always knew the difference between the customer and a client- customer is a one time shopper and client have
relation with the brand and he always chose to strive hard towards converting his customers to being client for
Reliance.

• He even worked on many challenging portfolio’s, which kept him encouraging and motivating to work more hard
towards his goals.
3. MISS. SHOBHA SWARUP

• Shobha swarup was associated with Sealed Air Corporation as director HR head for 6 years.

• She was lady full of right spirit and right attitude at right time.

• As per her thoughts skill is something that is teachable but having the correct attitude is a very important thing.

• She was happy, contented, excited to work in her job and at the same time she was evolving
in her career path.
• She started her career with Dainik Bhaskar as a Journalist- she enjoyed this as she was of a passion and thought
that whatever is righteous or fair is supposed to be spoken or written back to the world to know.

• Though enjoying her work she felt incomplete about her academics and she chose to come back to her education-
she started with her management studies and at the end of it she was very clear about being HR or not.

• When she was working at Sealed Air, she realized people there give more importance to skill than to attitude
which she changed within 2.5 years , she made the people believe that skill can be taught, but the right attitude is
required to be fit in the culture.
• Working in diverse industries gives you a good exposure to the market and also proper insights about
the employees demands and needs. One becomes more confident on its decisions when he has a
experience along with knowledge.

• Every new joinee into the company is getting their own cultures, hence it becomes very important to
choose a candidate not just with right skills but with right attitude which can be fit into the system.

• Shobha swarup had a great experience of working in different industries which helped her to know her
right place in career.
NEWSWIRE

• 3 EASY STEPS TO BUILDING SELF-AWARENESS TO BECOME A BETTER LEADER

• THE ONE RULE TO ACHIEVING WORK-LIFE BALANCE
• 3 HABITS OF TRUE LEADERS
• VOLKSWAGEN TO LAY OFF 7,000 EMPLOYEES AT VW BRAND BY 2023
• THE 1 THING YOU MUST DO WHEN STRESS AT WORK TAKES ITS TOLL
• WHATSAPP KNOWS A LOT ABOUT YOU, HERE’S HOW TO FIND OUT WHAT DATA IT HAS COLLECTED FROM YOU
• BERGER EXPLORING ACQUISITIONS IN RUSSIA
• TELEGRAM USERS CAN NOW SEND SILENT MESSAGES, ANIMATED EMOJIS
• 5 BEST INVESTMENT OPTIONS TO ATTAIN YOUR SHORT-TERM FINANCIAL GOALS
• WHATSAPP BANNING USERS USING THIRD-PARTY APP VERSIONS

 
THE ONE RULE TO ACHIEVING WORK-LIFE BALANCE

• The articles tells us on how a person can achieve work life balance. There is no particular rule for it.

• The only truth that matters here is the quality of people in your life which decides the balance of your life.

• If our life only had “Enter only ” door, we would be more selective about people we allow in our life. As than
those would be in our lives forever and we would be having to adjust our lives according to these people.

• It is important for a person to understand what is the role and importance of people who live in our lives.
• Neuroscientist Dr. Daniel Amen says, “Significant input that is received in your brain triggers neural activity
that cannot simply be erased.” In other words, their fingerprints are all over your brain.
• You never really forget a person or remove them from our mind, its just you never remember them over a
period of time.
• You can train your mind to be a doorman, by not training your mind about your values, thoughts etc which in
turn would make a decision for you if the mind needs to be open or closed for any person.
• Again the question of people who already are in your mind, if those are toxic, how would you remove such
people from your mind- two ways to it First is “Benign Neglect.” & second is “Homeopathic Doses.” Both
mean to dis entagle yourself from such people either by directly neglecting them or slowly getting away from
them and any conversation with them.
 3 HABITS OF TRUE LEADERS

• A leader is a person who creates a vision for the entire group with him. A leader needs to be
passionate and thoughtful of its actions. A leader creates and environment of stability and
steps forward to accept any challenge that comes its way.

• A leader needs to perform various roles such as change management, effective decision
making, systematic thinking, overcoming challenges etc.

• A leader needs to perform in every stage of life or work balancing the both.
• The three habits which can be seen in a leader are :

1. Make it a habit to tell yourself that you're in control of your own life. True leaders generally don't make excuses and are wise
enough to take responsibility for their actions -- and reactions. Acknowledging complete responsibility can give you power,
and it can also lead to feeling a greater degree of control over your emotions.

2.   Remember that one of your most valuable assets is your reputation, and you can protect it by consistently practicing honesty
both in work and in life.

3. In business, some people are taught to look out for themselves first, so it's important to invest in generosity. Aim to do one
selfless thing every day -- something for which you don't expect anything in return.
VOLKSWAGEN TO LAY OFF 7,000 EMPLOYEES
AT VW BRAND BY 2023
• Volkswagen is a German automaker company, which decided to transform its activities.

• This lead to elimination of employees, as they were transiting to electric vehicles.

• Though the company was earning revenues, still when it decided to switch to automation it came to a decision
of layoff of their employees.

• The number of employees that would be layed off was not less , it was going to 7000 jobs that were to be
eliminated by 2023.
• "Volkswagen will be boosting the pace of its transformation... taking important steps this
year to strengthen competitiveness on a sustained basis," the company said in a statement.

• Though the company was eliminating the jobs due to automation of routine tasks , but
they were going to provide retirement offers to the employees.

• 11,000 of their employees will be eligible for retirement in coming years. 

THE 1 THING YOU MUST DO WHEN STRESS AT
WORK TAKES ITS TOLL
• Being kinder to yourself can make a big difference
• Compassion is an emotional response to another's pain or suffering involving a desire to
help. Compassion is often confused with a closely related term, empathy. While empathy
is feeling and understanding another's emotions, compassion also involves taking action
• compassionate acts can and should come from others, they can and should also come
from yourself. You are more likely to invite compassion from others if you are caring and
kind to yourself. And the inverse is true: if you reject compassion from yourself, you're
likely to reject it from others as well.
• Showing yourself caring and kindness doesn't just feel good. It can literally put you on a
path to wellness
• People who demonstrate self-compassion feel more socially connected, have greater
emotional intelligence, feel happier, hold a greater sense of self-worth, experience
healthier relationships, and have higher levels of life satisfaction
• In the immortal words of author Ian Maclaren, "Be kind, for everyone you meet is
fighting a hard battle." And that includes to yourself as well.
WHATSAPP KNOWS A LOT ABOUT YOU, HERE’S HOW TO FIND OUT WHAT DATA IT HAS
COLLECTED FROM YOU
 

• Whatsapp now being a major source of communication is globally used by almost each and
every individual.

• Whatsapp now has a report of what data it has about its users and it can provide the same to
the users as well.

• This became a rule from when GDPR came into the picture, companies are obliged to
provide data with details of the end users.
• This mechanism allows the users know exactly what data is tracked by whatsapp, the data
won’t be available to them immediately it takes a time of 3 days for the report to the
available for the users.

• The report only includes Whatsapp account information and its settings, no messages are
included in it.

• Whatsapp also allows to share the report through other apps and read it.
BERGER EXPLORING ACQUISITIONS IN
RUSSIA
• Berger Paints India is looking at acquisitions in Russia as it eyes profitability in operations there.
• According to Abhijit Roy, MD and CEO, Berger Paints, the company’s Russian operations are expected
to turn profitable over the next two-three years. A part of this strategy would be to look at acquisition of
a profitable business there, primarily a company which is in the decorative paints segment.
• Berger operates in Russia through a step-down subsidiary which has an impairment loss to the tune of
over ?28 crore, recognised in Q4 of FY19
• In a stock market notification later in the day, Berger said, “At its meeting held on August 5, the Board
of Directors recognised that the company is considering investment opportunities in Russia to
complement its existing operations. However, no decision has yet been taken in this regard.”
• Berger also plans a capex of 200 crore this fiscal. While approximately 80 crore is
expected in existing facilities, the remaining will be spent towards its upcoming unit at
Lucknow in Uttar Pradesh.
• Berger is “also entering new segments” that include categories in infrastructure sector and
across general industries (like pump and compressor paint, among others).
• The company has also planned to bring on-stream its colourant facility in Rishra, West
Bengal by December. About 45 crore has been invested in the plant. Earlier an emulsion
unit was brought on-stream at Rishra with an investment of 30 crore
TELEGRAM USERS CAN NOW SEND SILENT
MESSAGES, ANIMATED EMOJIS
• Private instant messaging and voice over IP service Telegram has rolled out updates that bring
the ability to send silent messages and animated emojis for the users.
• The ability to send messages silently essentially means if the users want to message to someone
but don't want their device to make a sound, they can now choose to send without sound
• This means if the person receiving the message would just get a notification, but the app would
not make a sound
• Just press and hold the send button to choose the send without sound option," GSMArena
reported on Saturday.
• This means if the person receiving the message is in a meeting or is asleep would just get
a notification on their display, but the app would not make a sound.
• Another awesome new feature is video thumbnails and timestamps. When you scrub
through a video, it will show a thumbnail so you know where you are in the video. Also,
if you add a timestamp to a message with a video then clicking that timestamp will take
you to that exact spot in the linked video," the report added.
• The new update also brings animated emoji that would make certain emojis display in an
animated version every time they are posted in the Telegram chat.
5 BEST INVESTMENT OPTIONS TO ATTAIN
YOUR SHORT-TERM FINANCIAL GOALS
• Investing for short-term financial goals requires different investment strategies than those required for attaining long-term financial goals. Short-term investments
of up to three years need greater emphasis on capital protection than generating higher returns, given that shorter investment horizons have lesser time to recover
losses from market corrections (if any). Let’s look at five short-term investment options with higher capital protection, liquidity and income certainty features.
• Bank Fixed Deposit- Bank fixed deposits (FDs) guarantee principal repayment and interest income at booked rate of interest, regardless of any change in card rate
during the tenure. At present, small finance banks offer highest FD rates of up to 9% p.a. The highest interest rate offered by public sector banks and private sector
banks can go up to 7.25% p.a. and 8.50% p.a., respectively. Senior citizens get concessional rate, which can be up to 0.75% above these interest rates depending on
the banks.
• Corporate/Company Fixed Deposit-Corporate/Company FDs are issued by HFCs, NBFCs and other financial institutions. While their interest rates are usually
1% higher than average bank FDs, they are unsecured deposits with no deposit insurance cover as in the case of bank FDs. However, one can get a rough idea
about their safety by referring to credit ratings assigned by different credit rating agencies. These credit rating agencies rank corporate/company FDs on the basis
of the issuer’s capacity to service interest and principal component. The higher the credit rating, the safer is the instrument.
• Recurring Deposit-Recurring Deposit (RD) is just a variant of fixed deposit where you can deposit fixed amount at regular monthly intervals for a fixed tenure.
Most banks offer same interest rates on RDs as on their FDs for similar tenure. Like bank FDs, senior citizens get concessional rates on RDs above these interest
rates depending on the bank. With provisions for automatic deduction of your monthly RD instalments from your savings bank account, it can assist in inculcating
financial discipline and ensure regular investing for those with regular investible surpluses. 
• High Yield Savings Account-While savings accounts are generally associated with low rate of
interest ranging between 3% and 4% p.a., some small finance banks and private banks have started
offering higher interest rate on their saving accounts. Currently, interest rates of saving accounts can
go up to 7.25% p.a. Their higher interest rate, high liquidity and deposit insurance cover from the
DICGC makes them a prudent option for low risk investors for parking surplus and emergency fund.
• Debt Funds-Short-term debt funds like liquid, low duration, ultra-short duration and short duration
funds have shorter maturity profiles. Their shorter maturity period makes them less susceptible to
interest rate risk. Hence, these funds have higher capital protection feature as compared to longer
maturity profiles.
WHATSAPP BANNING USERS USING THIRD-PARTY APP VERSIONS

• The users of whatsapp get attracted towards new versions that come up in the market, which are not by the
official development team, but by the third parties.

• Whatsapp is taking steps to put a control on such third parties app, as using such apps can be a danger to
security of data of users in future.

• The news that flashed was “

Complying to users and platform security concerns, Facebook-owned messaging app WhatsApp is banning
accounts of users who have been using modified versions of the app like WhatsApp Plus and GB WhatsApp”
• It was a good initiative by whatsapp that they were banning the accounts, which would enable the users to use only the official
app.

• The reason behind this was they cannot validate the security practices of these altered versions of whatsapp.

• The users account were not permanently banned as they were advice to backup their chats and then switch to the official app.

• The users were informed with a message on their accounts that the account is temporarily banned and the users were asked to
download the official app instead of other versions such as WhatsApp Plus and GB WhatsApp to continue use of whatsapp.