ayout

Fashúon Hlash

23 September 2014

The Manager
State Bank of India
Anna Nagar Branch
Anna Nagr
Chennai-600045

Dear Sir:

SUB REQUEST FOR INCREASING CREDIT LIMIT

Fashion Flash has been a loyal customer of your bank since its inception. We cary out all
our financial transactions solely through your bank
As you may be aware, our brand has gained popularity over the years. Our business has
expanded from Rs 40 lakhs per annum to Rs 3 crore per annum during 2012-2014 thereby
increasing our economic activities. Hence, in order to meet this challenge, we request you
to kindly extend your credit limit to Fashion Flash from the existing amount of Rs 30 lakhs
to 50 lakhs.

We eagerly await your positive reply.

Yours truly
1hA
Prakash Jain
(MD, Fashion Flash)

260, Modern Plaza, Focus Poin 400031

EXHIBIT1 5 . 5
Letter seeking status
enquiry (modified block
layou

Oracle Global Finance Ltd.

20 October 2014
Manager HRD
Alfred Industries Ltd.
Road
30/2nd Cross, Adyar
Chennai-60

Dear Sir,

SUB: CREDIT-WORTHINESS STATUS ENQUIRY

We are a vehicle and white goods global finance company having worldwide headquarters in
Washington, DC and India headquarters in Delhi. We have business operations with a financing
nortfolio of $2000 billion as on 31.3.2014 out of which $100 billion is accounted for by our India
operations. We have been established in India since 2010 and enjoy a market share of 10% and 7% in
vehicle and white goods financing, respectively
Mr Lokesh Jain, employed with your organization as Deputy Manager, has approached us for a vehicle
finance of Rs 10 lakhs. It would be highly appreciated if the following information is made available to
us to assess his credit-worthiness and take a decision on his application. In addition, kindly inform us
whether the application can be considered.
Please be assured that the information shared with us shall be kept confidential and will be used only
for the purpose of processing his loan application.

a) His present emoluments and take-home salary

(b) Designation
(c) Date of joining
(d) Present age and remaining service period with you
(e) His conduct as an employee to the
Date of receiving the loan and the deadline repay
() Outstanding loan to be paid to you, if any;
same the
the salary if you receive a proper mandate from
9) Mode of loan recovery: Can it be from
applicant?
about your employee shall be kept
that the information provided by you office in this regard
we
assure you again for the stated purpose.
An early reply from your
Contidential and used exclusively
will help us to act upon his application quickly.
Thank you and regards.
Yours faithfully,

Manager (Retail Credit)

Delhi-110023

Pandu Nagar, New

Enclave,
Indraprastha
345, Ph:011-25211605
 Careful drafting ofa reply to a
credit
HIBIT 15.6 (modified block layout) status
enoatya
enqgi
Alfred Industries Ltd.

02 November 2014
Global Finance Ltd.
Manager ( Retail Credit) Oracle
345, Indraprastha Enclave, Pandu Nagar
New Delhi-110023

Dear Sir

SUB: LOAN APPLICATION OF LOKESH JAIN

We thank you for your letter Cs//Y389 dated 20.10.2014 with regard to the captioned.
this connection, please be advised that Mr Jain aged bout 40 years has been workinsubject. In
for the last eight years and is designated as Deputy Manager (Engineering) with u
He is one of our most sincere and reliable employees. His present take home salar is Rs.
30,000 per month and as on date he does not have any outstanding loans with us. The
company superannuates its technical employees at the age of 60 years.

As per the policy of the company, no third-party installment payment is entetained even UDan
the appropriate mandate from the employees, except premiums to be paid towards LIC
policies bought by employees.
We hope this information serves your purpose.

Regards
Yours faithfully

Alfred Industries Ltd

(Manager HRD)
EXHIBIT 15.7 Initial collection letter (block
layout)

Money on Demand

April 7, 2014

REF: ACCOUNT 2130

Mr Dhyanchand
150 Everest Building,
Carol Bagh, New Delhi

Dear Mr Dhyanchand:
2130 has an overdue
This is a friendly reminder that your account number
payment of Rs. 45,000.
amount within ten days of receipt of
We would appreciate your payment of this
have crossed, we thank you and
this letter. If this letter and your payment
caused.
apologize for any inconvenience
call us Monday through Saturday, 9
If you want to discuss your account, please
am to 5 pm at 011-6787657.
You can also contact us through email at
accountstaus@moneyondeman. com

Sincerely
hae
Devesh Sharma
Accounts Receivable

Pusa Road, New Delhi-110025, Ph: 01125974661

Website: www.moneyondemand.com
 Stern collection
letter
EXHIBIT 15.8

Money on Demand

May 10. 2014

REF: ACCOUNT 21300

OUR REMINDER DATED APRIL7, 2014

Mr Dhyanchand
150 Everest Building.
Karol Bagh, New Delhi 110076

Re: Account 2130

Dear Mr Dhyanchand:

This is the final notice regarding your past due payment of Rs. 45,000 linked to your account
number 2130.

You have repeatedly ignored our written requests for payment of the above-noted invoice and you
have not contacted us with any explanation.

Uniess we receive the due payment in full by the end of the business day, May 30, 2014, we will
have to take the unpleasant step of turning your account over to a
professional collection agency.
We urge you to give this matter your full attention now, before it is too
late, and send your payment
to us immediately.

f you want to discuss your account, please call us Monday through Saturday, 9 am to 5 pm at 011
6787657. You can also contact us through e-mail at
[email protected]
Sincerely

(Devesh Sharma)
Accounts Receivable

Pusa Road. 205 South

Patel
www.moneyondemand.com,Nagar,
New Delhi
110025
Phone: 011-6787657
 uny complete|
(Comple
EXHIBIT 15.10 Unsolicited letter
pleteete blodk
oloK a
249 Ashok Bhawan

BITS, Pilani-33303
7 September 2014

The Placement Officer

Lokesh Technology Solutions

12, Barakhambha Road

New Delhi 10005
Dear Sir

student pursuing BE Mechanical at the Birla

I, Anil Nath, am a 4th year
Science (BITS), Pilani, which is Asia's premier
Institute of TechnologY and
engineering institute.

Prime Movers & Fluid

My of interest are Power Plant Engineering,
areas
Production Techniques.
Machines, Design of Machine Elements,
environment, so that I can
I look forward to working in a research group
contribute actively to the field of my interest. Joining your research group
confident that it will give a
would be immensely beneficial to me.I am
positive synergy to our mutual interests.

Generation
I request you to kindly enlighten me about the job openings in
Next Technology for a Mechanical Engineering Graduate.

will be
l assure my full commitment and sincerity in handling any task that
with this letter
assigned to me. Please find my curriculum vitae enclosed
for your kind reference.

Ihope to receive a favourable reply soon.

Thank You

Yours faithfully
Anil Nath
Mobile: 9887706110
Email: [email protected]

Enclosure: CV
EXHIBIT 15.11 Reply to enquiry letter

20 September 2014

Mr Anil Nath
249 Ashok Bhawan
BITS, Pilani 333031
Dear Anil:

Thank you for your interest in a career with Generation Next

Technology.
To submit an online
application and CV or
given below. The LOKESH TECHNOLOGYresumé, please follow the simple stens
SOLUTIONS online
our sole method of
ensuring a prompt and professional revieW ofapplication procee
ess is
your background and
qualifications. and
1. Log on to
http://www.lts.com/careers/.
2. Select "How do l get a
job at LTS?"
3. Select "Apply for a
position."
You can apply for the following positions.
Field engineers
Field engineers work on land and sea, in arctic
services to our customers. While cold, and in desert heat to deliver
challenging, it is one of the most
respected jobs in the industry. Required: bachelor's or masters rewarding and
or applied science. degree in engineering
Research & Development Scientists and
Research & Development scientists and Engineers
engineers create,
Schlumberger's industry-leading equipment, technology, anddesign,
and develop
software worldwide.
Required: master's or doctorate degree in engineering or applied science.
Manufacturing, Supply Chain and Logistics Professionals and Engineers
These professionals and engineers specialize in the manufacture and deploymeno
Our industry-leading equipment and technology around the world. Required: bacne0
or master's degree in engineering, manufacturing, or supply chain and
logistics
A local recruiter will review your application and contact you as soon as possibie
inform you about any suitable positions currently available within LTS.
Best regards,

ar
(Rajesh Gupta)
The LTS Recruiting Team

12 Barakhamba Road, New Deilhi

n O111 0no07cO
COMMUNICATION

Claim letter
(block layout)
EXHIBIT
15.14

STEELCO FURNITURES

Our Reference: TT/472

Your reference: MA/32

08 May 2014

APEX MATTRESSES LTD

Daryagunj
Vijay Nagar

Dear Sir:
mattresses in response to our order no.
Thank you for promptly delivering 200
state that upon checking of
TT/472 on 3 May 2014 However, we are sorry to
the 200 mattresses sent are badly soiled
the consignment, we found that 65 of
and faded.
based on the
I had placed this order for your high-quality, affordable products,
mattresses at a
recommendation by one of my friends. We propose to sell these
the same have
winter sale in our area, five days from now. Advertisements for
already been made through the local media..
The mattresses received at our end must have been affected during transportation
to replace
by water seepage owing to the recent rains. Therefore, I request you
these 65 damaged mattresses immediately. I have very little time left to arrange
two
them from elsewhere. The damaged products will be sent back to you within
days at your cost by transport on receipt of the confirmations about replacement.
and
Kindly send us the replacement within two days of receipt of this letter
oblige. We thank you in advance for your cooperation.

Yours sincerely

Madhurima Gupta
Sales Manager

Kolkata-700031

Sarani,
, Lenin P h : 0 4 4 - 4 8 9 7 5 6 1 2
 FORMAL LETTERS, MEMC
EXHIBIT 15.15 Sales letter
(complete block layout)

Florence Optical Ltd

30 September 2014
Sushila Rathore
486, Gandhi Marg
Pilani

Dear Customer

Sub: introduction of the "the ultimate' in the Hi tech series in

sunglasses.
EYES, YOUR BEAUTIFUL EYES, are the fathomless ocean of expression that
deserves protection. With this aim in mind we at Florence Optical are constantly
researching to provide better products to our customers.
The Ultimate' is our latest range of optical accessories that caters to the need and
comfort of your most precious eyes. The sunglasses designed incorporate the latest
Light Sensing Technology. The glasses as well as the lenses have in-built micro
The index of
Sensors thatiscontroI the amount of light entering your eyes. refractive
the glasses moderately controlled by the Liquid Crystal Nano Robots infused in
the glasses.
but also to infuse our
It is our tradition to not only employ the best of technology
that enhances your personality and caters to
products with the elegance and style is simple and elegant in design
your taste. Our limited edition range of sunglasses
without any false ornamentation.
are in c o n s o n a n c e with
features of "The Ultimate' range of sunglasses
The unique executives. We feel that you
academicians, professionals, and
The requirements of at a special 50%
discount
owner of these glasses
deserve to be the first worthy

price
Thank You
Sincerely Yours

M
Manju Sharma
(Chief Executive)

23, Rue Victor Hugo,

Paris, France
Ph: 33(1)53902020
 FORMAL LETTERS,
EXHIBIT 15.17 General cover
MEMOS, AR
letter

KastroyIndia Pvt. Ltd

29 September, 2014
The General Manager
Punj Loyd Ltd. (Projects)
Gurgaon
Sub: Submission of Bid
Documents
Dear Sir

We are pleased to submit a tender bid in response to

dated 08 September, 2014. your offer letter No. PL/Prj /2014/ 4367
You will be glad to know that we
have infrastructural
We have started our
operations in India five years backgiants spread across three continents.
and our annual turnover is Rs 5,000
Crores, which comes from the construction of roads and
pipes lines, refineries, etc. bridges, commercial buildings, gas
A complete set of bid document is enclosed
for your perusal and scrutiny. It contains technical
and financial details and a
find our
comprehensive write up on the company. We feel sure that you will
bid highly competitive.
Kindly contact us for any further information and clarification. We assure you that if we win
the bid, we will deliver high-quality on time and within budget.

Sincerely Yours

C.K. Naidu
General Manager (Commercial)

Encl:
I. Technical Specifications
II. Commercial Specification
. Company Brochure
3
V. Company Balance Sheet of last years
Last 3 years.
V. Details of Projects Completed during

Golf Course Road, Gurgaon

Vatika Towers,
Ph: 09845670011
 IBIT 15.20 Cover letter
EXHIBIT 15.20
accompanying a résu 11

249.Ashok Bhawan
BITS, Pilani
Rajasthan - 333031

25 November 2014
The Manager
Cisco Private Limited
Sth cross, Sebastian Road
Hyderabad
India 530016

Dear Sir

I was very interested to see your advertisement for a Software Engineer in The Hindu
(20 November 2014). I have been seeking just such an opportunity as this, and I think
my background and your requirements may be a good match. I am very much interested
in working as a Software Engineer in your esteemed organization. I enclose my résumé
as a first step in exploring the possibilicies of employment with Cisco Private Limited.

I have worked as a project trainee in Satyam Computer Services Limited for the past 6
months.I was involved in developing a graphical user interface for Metadata Management
So I have hands-on experiencein Java Swing. Java Security, JDBC, and Oracle.
System.
that I will work hard for the
As a Engineer in your organization, I assure you
Software
work well with others.
improvement ofyour company. Furthermore,I
this enquiry confidential. Thank you for your
would appreciate your keeping
consideration.

Yours faithfully

(Gopinath M.C)
Enclosure: Résumé
EXHIBIT 15.21
Coverletter accompanying a résumé

311 Nelson Street

West Lake Circle, Jaipur

June 6, 2014

Ms Vibha Acharya
Engineer
ACE Monitoring and Analysis, Inc.
P.O. Box 233, Mumbai

Dear Ms Acharya

Dr Samuel Johnson, a consultant to your firm and my Organizational Management professor, has
informed me that 'ACE Monitoring and Analysis' is looking for someone with excellent
communications skills, organizational experience, and leadership background to train for a
management position. I believe that my enclosed resume will demonstrate that I have the
characteristics and experience you seek. In addition, I would like to mention that my work
experience last summer makes me a particularly strong candidate for the position.

As a promoter for Sansui Training at the 2013 Singapore Show, I discussed Sansui's products
with marketers and sales personnel from around the world. I also researched and wrote reports on
new product development and compiled information on industry trends. The knowledge of the
mass communication industry I gained from this position helped me analyse how Sansui products
meet the needs of regular and prospective clients, and the valuable experience I gained in
promotion, sales, and marketing would help me use that information effectively.

I would welcome the opportunity to discuss these and other qualifications with you. f you are
interested, please contact me on my cell number 98292 27400. I look forward to meeting with
you to discuss the ways my skills may best serve 'Aerosol
Monitoring and Analysis.
Sincerely,
Moles
(Mohan Gokhle)

Enclosure: Resume