Cookies Processing Project Report

PM FME- Detailed Project Report of Cookies Making Business
DETAILED PROJECT REPORT
COOKIES MAKING UNIT
UNDER PMFME SCHEME
1
TABLE OF CONTENTS
S No. Topic Page

Number
1. Project Summary 3
2. About the Product 4-5
3. Process Flow Chart 6-7
4. Economics of the Project 8-25
4.1. Basis & Presumptions 8
4.2. Capacity , Utilisation, Production & Output 9-10
4.3. Premises/Infrastructure 11
4.4. Machinery & Equipments 11-12
4.5. Misc. Fixed Assets 13
4.6. Total Cost of Project 13
4.7. Means of Finance 14
4.8 Term Loan 14
4.9. Term Loan repayment & interest schedule 14-17
4.10. Working Capital Calculations 18
4.11. Salaries/Wages 19
4.12. Power Requirement 19
4.13. Depreciation Calculation 20
4.14. Repairs & Maintenance 20
4.15. Projections of Profitability Analysis 21
4.16. Break Even Point Analysis 22
4.17. Projected Balance Sheet 23
4.18. Cash- Flow Statement 24
4.19. Debt-Service Coverage Ratio 25
2
1. PROJECT SUMMARY
1. Name of the proposed project : Cookies Making Unit

2. Nature of proposed project : Proprietorship/Company/Partnership
3. Proposed project capacity : 116400 Kg/annum(55,60,65,70,&75% capacity
utilization in 1st to 5th Year respectively)
4. Raw materials : Wheat Flour, Sugar, Oil, Chemicals, Flavours

5. Major product outputs : Cookies
6. Total project cost : Rs.16.79 Lakh
 Land development, building & Civil : Nil
Construction
 Machinery and equipment’s : Rs.11.35 Lakh
 Miscellaneous Fixed Assets : Rs.1.00 Lakh
 Working capital : Rs. 4.44 Lakh
8. Means of Finance
 Subsidy (max 10lakhs) : Rs.4.32 Lakh
 Promoter’s contribution (min10%) : Rs.1.67 Lakh
 Term loan : Rs.6.79 Lakh

 Working Capital Requirement : Rs.4.00 Lakh
9. Profit after Depreciation, Interest & Tax
 1styear : Rs.1.18 Lakh

 2ndyear : Rs.2.30 Lakh
 3rd year : Rs.3.37 Lakh
 4th year : Rs.5.25 Lakh
 5th year : Rs.7.17 Lakh
11. Average DSCR : 3.24
12. Term loan repayment : 5 Years with 6 months grace period
3
2. ABOUT THE PRODUCT
PRODUCT INTRODUCTION:
A cookie is a baked or cooked food that is typically small, flat and sweet. It usually contains
flour, sugar and some type of oil or fat. It may include other ingredients such as raisins, oats,
chocolate chips, nuts, etc.
Cookies are often served with beverages such as milk, coffee or tea and sometimes "dunked", an
approach which releases more flavour from confections by dissolving the sugars, while also
softening their texture.
Cookies are most commonly baked until crisp or just long enough that they remain soft, but
some kinds of cookies are not baked at all. Cookies are made in a wide variety of styles, using an
array of ingredients including sugars, spices, chocolate, butter, peanut butter, nuts, or dried fruits.
The softness of the cookie may depend on how long it is baked
2.2 MARKET POTENTIAL:
India biscuit market stood at $ 3.9 billion in 2016, and is projected to grow at a CAGR of 11.27%,
in value terms, during 2017-2022, to reach $ 7.25 billion by 2022. Rising number of health-
conscious consumers, expanding working population and increasing urbanization are boosting the
country’s biscuit market. Moreover, augmenting disposable income along with changing lifestyle,
increasing awareness regarding healthy diet and change in food consumption pattern are some of
the other factors expected to propel demand for biscuits over the course of next five years.
4
The global cookies market size was valued at USD 30.62 billion in 2018 and is projected to expand
at a CAGR of 5.3% from 2019 to 2025. Growing product popularity, especially in emerging
regions, is expected to be the key factor fueling the market growth. Moreover, high demand for
chocolate cookies in developed economies like U.S., Germany, and U.K. will boost the market
further. Bakery manufacturers attract customers with innovative packaging solutions and by
launching new flavor variants, such as pineapple.
RAW MATERIAL DESCRIPTION:

Following raw material is required as the major raw material for the manufacturing of cookies.
 Wheat Flour
 Sugar
 Flavours
 Oil
 Chemicals
5
3. PROCESS FLOW CHART
 First of all, as a raw material bakery shortening is kept at a temperature of 8 degree Celsius
to 10 degree Celsius to Colden its raw material, so that there will be no lumps issue arise at
the time of mixing.
 After that sugar is grinded with the help of Sugar grinder.
 Then mix well the grinded sugar and bakery shortening together & for mixing use filtered
water according to the season type.
 After preparation of mixture add refined wheat flour and flavours as required in it.
 Then keep ready mixture near dropping machine, where cookies are designed according to
size, type by the operator.
 Trays are then loaded to the back of machine, in which cookies start coming on the conveyor
drop by drop.
 After that these trays are loaded on trolley and cookies are kept in the open for baking
process at 180 degree Celsius for 25 minutes.
 After baking process cookies are send to packaging department.
6
FLOW CHART OF COOKIES MAKING PROCESS
Pre Mixing Baking Cooling
Mixing Forming Packaging
7
4. ECONOMICS OF THE PROJECT
BASIS & PRESUMPTIONS
1. Production Capacity of Cookies taken is 400 Kgs per day. First year, Capacity has been
taken @ 55%.
2. Working shift of 8 hours per day has been considered.
3. Raw Material stock is for 15 days and Finished goods Closing Stock has
been taken for 10 days.
4. Credit period to Sundry Debtors has been given for 10 days.
5. Credit period by the Sundry Creditors has been provided for 8 days.
6. Depreciation and Income tax has been taken as per the Income tax Act,
1961.
7. Interest on working Capital Loan and Term loan has been taken at 11%.
8. Salary and wages rates are taken as per the Current Market Scenario.
9. Power Consumption has been taken at 8 KW.
10. Selling Prices & Raw material costing has been increased by 5% & 5% respectively in the
subsequent years.
8
CAPACITY, UTILIZATION, PRODUCTION & OUTPUT
COMPUTATION OF PRODUCTION OF COOKIES
Items to be Manufactured
Cookies
Machine capacity Per hour 50 Kg

Total working Hours 8
Machine capacity Per Day 400 Kg
Working days in a month 25 Days

Working days per annum 300
Wastage Considered 3%
Raw material requirement 120000 Kg
Final Output per annum after wastage 116400 Kg
Final Product to be packed in 1 kg Packet
Number of Packets per annum 116400 Kg
Production of Cookies
Production Capacity KG
1st year 55% 64,020
2nd year 60% 69,840
3rd year 65% 75,660
4th year 70% 81,480
5th year 75% 87,300
9
Raw Material
Cost
Year Capacity Rate Amount
Utilisation (per Kg) (Rs. in lacs)
1st year 55% 60.00 39.60
2nd year 60% 63.00 45.36
3rd year 65% 66.00 51.48
4th year 70% 69.00 57.96
5th year 75% 72.00 64.80
COMPUTATION OF SALE
Particulars 1st year 2nd year 3rd year 4th year 5th year
Op Stock - 2,134 2,328 2,522 2,716
Production 64,020 69,840 75,660 81,480 87,300

Less : Closing
Stock 2,134 2,328 2,522 2,716 2,910
Net Sale 61,886 69,646 75,466 81,286 87,106

sale price per packet 100.00 105.00 110.00 116.00 122.00
Sales (in Lacs) 61.89 73.13 83.01 94.29 106.27
10
PREMISES/INFRASTRUCTURE
The approximate total area required for complete factory setup is 1200-1500 Sq. ft. for smooth
production including storage area. It is expected that the premises will be on rental.
MACHINERY & EQUIPMENTS
S.N. Item Description Image
1 Planetary mixture
2 Baking Oven
3 Dropping machine
11
4 Sugar mixture
Machine Unit Rate Price
Planetary mixture 2 85,000 1,70,000

(Bowl Capacity – 30
Kg)
Baking Oven (40-50 1 5,00,000 5,00,000

kg/hr)
Dropping machine 1 3,90,000 3,90,000

(40-50 kg/hr)
Sugar Mixture 1 75,000 75,000

Grinder (100 kg/hr)
Note: cost of the machinery is approx. Rs. 11.35 lakhs excluding GST and other transportation
cost.
12
MISCELLANEOUS FIXED ASSETS

 Electricity connection
 Other equipment’s & fixture
 Storage tank etc.
TOTAL COST OF PROJECT
COST OF PROJECT
(in Lacs)
PARTICULARS Amount
Land & Building Owned/Rented

Plant & Machinery 11.35
Miscellaneous Assets 1.00
Working capital 4.44
Total 16.79
13
MEANS OF FINANCE
MEANS OF FINANCE
PARTICULARS AMOUNT
Own Contribution (min 10%) 1.67
Subsidy @35%(Max. Rs 10 Lac) 4.32
Term Loan @ 55% 6.79
Working Capital (Bank Finance) 4.00
Total 16.79
TERM LOAN: Term loan of Rs. 6.79 Lakh is required for project cost ofRs.
16.79 Lakh
TERM LOAN REPAYMENT & INTEREST SCHEDULE
REPAYMENT SCHEDULE OF TERM LOAN

Interest 11.00%
Closing
Year Particulars Amount Addition Total Interest Repayment Balance
1st Opening Balance
1st month - 6.79 6.79 - - 6.79
2nd month 6.79 - 6.79 0.06 - 6.79
3rd month 6.79 - 6.79 0.06 - 6.79
14
4th month 6.79 - 6.79 0.06 6.79
5th month 6.79 - 6.79 0.06 6.79
6th month 6.79 - 6.79 0.06 6.79
7th month 6.79 - 6.79 0.06 0.13 6.67
8th month 6.67 - 6.67 0.06 0.13 6.54
9th month 6.54 - 6.54 0.06 0.13 6.42
10th month 6.42 - 6.42 0.06 0.13 6.29
11th month 6.29 - 6.29 0.06 0.13 6.16
12th month 6.16 - 6.16 0.06 0.13 6.04

0.67 0.75
2nd Opening Balance
1st month 6.04 - 6.04 0.06 0.13 5.91
2nd month 5.91 - 5.91 0.05 0.13 5.79
3rd month 5.79 - 5.79 0.05 0.13 5.66
4th month 5.66 - 5.66 0.05 0.13 5.53
5th month 5.53 - 5.53 0.05 0.13 5.41
6th month 5.41 - 5.41 0.05 0.13 5.28
7th month 5.28 - 5.28 0.05 0.13 5.16
8th month 5.16 - 5.16 0.05 0.13 5.03
9th month 5.03 - 5.03 0.05 0.13 4.91
10th month 4.91 - 4.91 0.04 0.13 4.78
11th month 4.78 - 4.78 0.04 0.13 4.65
12th month 4.65 - 4.65 0.04 0.13 4.53

0.59 1.51
3rd Opening Balance
15
1st month 4.53 - 4.53 0.04 0.13 4.40
2nd month 4.40 - 4.40 0.04 0.13 4.28
3rd month 4.28 - 4.28 0.04 0.13 4.15
4th month 4.15 - 4.15 0.04 0.13 4.03
5th month 4.03 - 4.03 0.04 0.13 3.90
6th month 3.90 - 3.90 0.04 0.13 3.77
7th month 3.77 - 3.77 0.03 0.13 3.65
8th month 3.65 - 3.65 0.03 0.13 3.52
9th month 3.52 - 3.52 0.03 0.13 3.40
10th month 3.40 - 3.40 0.03 0.13 3.27
11th month 3.27 - 3.27 0.03 0.13 3.14
12th month 3.14 - 3.14 0.03 0.13 3.02

0.42 1.51
4th Opening Balance
1st month 3.02 - 3.02 0.03 0.13 2.89
2nd month 2.89 - 2.89 0.03 0.13 2.77
3rd month 2.77 - 2.77 0.03 0.13 2.64
4th month 2.64 - 2.64 0.02 0.13 2.52
5th month 2.52 - 2.52 0.02 0.13 2.39
6th month 2.39 - 2.39 0.02 0.13 2.26
7th month 2.26 - 2.26 0.02 0.13 2.14
8th month 2.14 - 2.14 0.02 0.13 2.01
9th month 2.01 - 2.01 0.02 0.13 1.89
10th month 1.89 - 1.89 0.02 0.13 1.76
11th month 1.76 - 1.76 0.02 0.13 1.64
16
12th month 1.64 - 1.64 0.01 0.13 1.51

0.26 1.51
5th Opening Balance
1st month 1.51 - 1.51 0.01 0.13 1.38
2nd month 1.38 - 1.38 0.01 0.13 1.26
3rd month 1.26 - 1.26 0.01 0.13 1.13
4th month 1.13 - 1.13 0.01 0.13 1.01
5th month 1.01 - 1.01 0.01 0.13 0.88
6th month 0.88 - 0.88 0.01 0.13 0.75
7th month 0.75 - 0.75 0.01 0.13 0.63
8th month 0.63 - 0.63 0.01 0.13 0.50
9th month 0.50 - 0.50 0.00 0.13 0.38
10th month 0.38 - 0.38 0.00 0.13 0.25
11th month 0.25 - 0.25 0.00 0.13 0.13
12th month 0.13 - 0.13 0.00 0.13 -

0.09 1.51
DOOR TO DOOR 60 MONTHS
MORATORIUM
PERIOD 6 MONTHS
REPAYMENT PERIOD 54 MONTHS
17
WORKING CAPITAL CALCULATIONS

(in
COMPUTATION OF CLOSING STOCK & WORKING CAPITAL Lacs)
PARTICULARS 1st year 2nd year 3rd year 4th year 5th year
Finished Goods
1.81 2.07 2.33 2.60 2.89
Raw Material
1.98 2.27 2.57 2.90 3.24
Closing Stock 3.79 4.34 4.90 5.50 6.13
COMPUTATION OF WORKING CAPITAL REQUIREMENT

TRADITIONAL METHOD (in Lacs)
Particulars Amount Own Margin Bank Finance
Finished Goods & Raw Material 3.79
Less : Creditors 1.06
Paid stock 2.73 10% 0.27 90% 2.46
Sundry Debtors 2.06 10% 0.21 90% 1.86
4.80 0.48 4.32
MPBF 4.32
WORKING CAPITAL LIMIT DEMAND ( from Bank) 4.00
Working Capital Margin 0.44
18
SALARY & WAGES
BREAK UP OF LABOUR CHARGES
Particulars Wages No of Total

Rs. per Month Employees Salary
Skilled (in thousand rupees) 14,000 2 28,000
Unskilled (in thousand rupees) 8,500 2 17,000
Total salary per month 45,000

Total annual labour charges (in lacs) 5.40
BREAK UP OF STAFF SALARY CHARGES
Particulars Salary No of Total

Rs. per Month Employees Salary
Helper 7,000 1 7,000
Accountant 12,000 1 12,000
Total salary per month 19,000

Total annual Staff charges (in lacs) 2.28
4.12 POWER REQUIREMENT
Utility Charges (per month)

Particulars value Description
Power connection required 8 KWH
consumption per day 64 units
Consumption per month 1,600 units

Rate per Unit 10 Rs.
power Bill per month 16,000 Rs.
19
DEPRECIATION CALCULATION
(in
COMPUTATION OF DEPRECIATION Lacs)
Miss.
Description Plant & Machinery Assets TOTAL
Rate of Depreciation 15.00% 10.00%
Opening Balance - - -
Addition 11.35 1.00 12.35

Total 11.35 1.00 12.35
Less : Depreciation 1.70 0.10 1.80
WDV at end of Year 9.65 0.90 10.55
Additions During The Year - - -
Total 9.65 0.90 10.55
Total 8.20 0.81 9.01

Total 6.97 0.73 7.70
Total 5.92 0.66 6.58
REPAIR & MAINTENANCE: Repair & Maintenance is 2.5% of Gross Sale.
20
PROJECTIONS OF PROFITABILITY ANALYSIS
PROJECTED PROFITABILITY STATEMENT (in Lacs)
2nd 3rd 4th

PARTICULARS 1st year year year year 5th year
Capacity Utilisation % 55% 60% 65% 70% 75%
SALES
Gross Sale
Cookies 61.89 73.13 83.01 94.29 106.27
Total 61.89 73.13 83.01 94.29 106.27

COST OF SALES
Raw Material Consumed 39.60 45.36 51.48 57.96 64.80
Electricity Expenses 1.92 2.21 2.54 2.92 3.21
Depreciation 1.80 1.54 1.31 1.12 0.95
Wages & labour 5.40 5.94 6.53 7.06 7.62
Repair & maintenance 1.55 1.83 2.08 2.36 2.66
Packaging 4.02 5.27 5.81 6.60 7.44
Cost of Production 54.29 62.14 69.75 78.01 86.68

Add: Opening Stock /WIP - 1.81 2.07 2.33 2.60
Less: Closing Stock /WIP 1.81 2.07 2.33 2.60 2.89
Cost of Sales 52.48 61.88 69.50 77.74 86.39
GROSS PROFIT 9.40 11.25 13.52 16.55 19.88
15.19% 15.39% 16.28% 17.56% 18.70%
Salary to Staff 2.28 2.64 3.23 3.71 4.08
Interest on Term Loan 0.67 0.59 0.42 0.26 0.09
Interest on working Capital 0.44 0.44 0.44 0.44 0.44
Rent 3.60 3.96 4.36 4.79 5.27
selling & adm exp 1.24 1.32 1.66 1.89 2.13
TOTAL 8.23 8.95 10.10 11.08 12.01
NET PROFIT 1.18 2.30 3.41 5.47 7.87
1.90% 3.15% 4.11% 5.80% 7.40%
Taxation - - 0.05 0.22 0.70
PROFIT (After Tax) 1.18 2.30 3.37 5.25 7.17
21
BREAK EVEN POINT ANALYSIS
BREAK EVEN POINT ANALYSIS

Year I II III IV V
Net Sales & Other Income 61.89 73.13 83.01 94.29 106.27
Less : Op. WIP Goods - 1.81 2.07 2.33 2.60
Add : Cl. WIP Goods 1.81 2.07 2.33 2.60 2.89
Total Sales 63.70 73.39 83.27 94.57 106.56
Variable & Semi Variable Exp.

Raw Material Consumed 39.60 45.36 51.48 57.96 64.80
Electricity Exp/Coal Consumption at
85% 1.63 1.88 2.16 2.48 2.73
Wages & Salary at 60% 4.61 5.15 5.86 6.46 7.02
Selling & adminstrative Expenses 80% 0.99 1.05 1.33 1.51 1.70
Interest on working Capital 0.44 0.44 0.44 0.44 0.44
Repair & maintenance 1.55 1.83 2.08 2.36 2.66
Packaging 4.02 5.27 5.81 6.60 7.44
Total Variable & Semi Variable Exp 52.84 60.97 69.15 77.81 86.79
Contribution 10.86 12.42 14.12 16.76 19.77
Fixed & Semi Fixed Expenses

Electricity Exp/Coal Consumption at
15% 0.29 0.33 0.38 0.44 0.48
Wages & Salary at 40% 3.07 3.43 3.90 4.31 4.68
Depreciation 1.80 1.54 1.31 1.12 0.95
Selling & adminstrative Expenses 20% 0.25 0.26 0.33 0.38 0.43
Rent 3.60 3.96 4.36 4.79 5.27
Total Fixed Expenses 9.68 10.11 10.71 11.29 11.90
Capacity Utilization 55% 60% 65% 70% 75%

OPERATING PROFIT 1.18 2.30 3.41 5.47 7.87
BREAK EVEN POINT 49% 49% 49% 47% 45%
BREAK EVEN SALES 56.78 59.78 63.15 63.70 64.16
22
PROJECTED BALANCE SHEET
PROJECTED BALANCE SHEET (in Lacs)
PARTICULARS 1st year 2nd year 3rd year 4th year 5th year
Liabilities
Capital
opening balance 7.17 8.97 10.84 14.09
Add:- Own Capital 1.67
Add:- Retained Profit 1.18 2.30 3.37 5.25 7.17
Less:- Drawings - 0.50 1.50 2.00 3.50
Subsidy/grant 4.32
Closing Balance 7.17 8.97 10.84 14.09 17.76
Term Loan 6.04 4.53 3.02 1.51 -
Working Capital Limit 4.00 4.00 4.00 4.00 4.00
Sundry Creditors 1.06 1.21 1.37 1.55 1.73
Provisions & Other Liab 0.40 0.50 0.60 0.72 0.86
TOTAL : 18.66 19.21 19.83 21.86 24.35
Assets
Fixed Assets ( Gross) 12.35 12.35 12.35 12.35 12.35
Gross Dep. 1.80 3.34 4.65 5.77 6.72
Net Fixed Assets 10.55 9.01 7.70 6.58 5.63
Current Assets
Sundry Debtors 2.06 2.44 2.77 3.14 3.54
Stock in Hand 3.79 4.34 4.90 5.50 6.13
Cash and Bank 2.26 3.42 4.46 6.64 9.05
TOTAL : 18.66 19.21 19.83 21.86 24.35
23
CASH FLOW STATEMENT
PROJECTED CASH FLOW STATEMENT (in Lacs)
1st 2nd 3rd 4th

PARTICULARS year year year year 5th year
SOURCES OF FUND
Own Margin 1.67

Net Profit 1.18 2.30 3.41 5.47 7.87
Depriciation & Exp. W/off 1.80 1.54 1.31 1.12 0.95
Increase in Cash Credit 4.00 - - - -
Increase In Term Loan 6.79 - - - -
Increase in Creditors 1.06 0.15 0.16 0.17 0.18
Increase in Provisions & Oth lib 0.40 0.10 0.10 0.12 0.14
Sunsidy/grant 4.32
TOTAL : 21.22 4.09 4.99 6.88 9.15
APPLICATION OF FUND
Increase in Fixed Assets 12.35
Increase in Stock 3.79 0.55 0.56 0.60 0.63
Increase in Debtors 2.06 0.37 0.33 0.38 0.40
Repayment of Term Loan 0.75 1.51 1.51 1.51 1.51
Drawings - 0.50 1.50 2.00 3.50

Taxation - - 0.05 0.22 0.70
TOTAL : 18.96 2.93 3.94 4.70 6.74
Opening Cash & Bank Balance - 2.26 3.42 4.46 6.64

Add : Surplus 2.26 1.16 1.04 2.18 2.41
Closing Cash & Bank Balance 2.26 3.42 4.46 6.64 9.05
24
DEBT SERVICE COVERAGE RATIO
CALCULATION OF D.S.C.R
1st 2nd 3rd 4th 5th

PARTICULARS year year year year year
CASH ACCRUALS 2.98 3.84 4.68 6.37 8.12
Total 3.65 4.43 5.10 6.63 8.21
REPAYMENT
Instalment of Term Loan 0.75 1.51 1.51 1.51 1.51
Total 1.42 2.10 1.93 1.77 1.60
DEBT SERVICE COVERAGE

RATIO 2.56 2.11 2.64 3.75 5.14
AVERAGE D.S.C.R. 3.24
25

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PM FME- Detailed Project Report of Cookies Making Business

DETAILED PROJECT REPORT

COOKIES MAKING UNIT

UNDER PMFME SCHEME

S No. Topic Page

1. Name of the proposed project : Cookies Making Unit

4. Raw materials : Wheat Flour, Sugar, Oil, Chemicals, Flavours

 Promoter’s contribution (min10%) : Rs.1.67 Lakh

 Term loan : Rs.6.79 Lakh

 1styear : Rs.1.18 Lakh

2. ABOUT THE PRODUCT

2.2 MARKET POTENTIAL:

RAW MATERIAL DESCRIPTION:

3. PROCESS FLOW CHART

FLOW CHART OF COOKIES MAKING PROCESS

Pre Mixing Baking Cooling

Mixing Forming Packaging

4. ECONOMICS OF THE PROJECT

BASIS & PRESUMPTIONS

2. Working shift of 8 hours per day has been considered.

been taken for 10 days.

4. Credit period to Sundry Debtors has been given for 10 days.

9. Power Consumption has been taken at 8 KW.

COMPUTATION OF PRODUCTION OF COOKIES

Machine capacity Per hour 50 Kg

Working days in a month 25 Days

1st year 55% 64,020

2nd year 60% 69,840

3rd year 65% 75,660

4th year 70% 81,480

5th year 75% 87,300

1st year 55% 60.00 39.60

2nd year 60% 63.00 45.36

3rd year 65% 66.00 51.48

4th year 70% 69.00 57.96

5th year 75% 72.00 64.80

Op Stock - 2,134 2,328 2,522 2,716

Production 64,020 69,840 75,660 81,480 87,300

Net Sale 61,886 69,646 75,466 81,286 87,106

MACHINERY & EQUIPMENTS

S.N. Item Description Image

Machine Unit Rate Price

Planetary mixture 2 85,000 1,70,000

Baking Oven (40-50 1 5,00,000 5,00,000

Dropping machine 1 3,90,000 3,90,000

Sugar Mixture 1 75,000 75,000

MISCELLANEOUS FIXED ASSETS

TOTAL COST OF PROJECT

Land & Building Owned/Rented

TERM LOAN REPAYMENT & INTEREST SCHEDULE

REPAYMENT SCHEDULE OF TERM LOAN

1st month - 6.79 6.79 - - 6.79

2nd month 6.79 - 6.79 0.06 - 6.79

3rd month 6.79 - 6.79 0.06 - 6.79

4th month 6.79 - 6.79 0.06 6.79

5th month 6.79 - 6.79 0.06 6.79

6th month 6.79 - 6.79 0.06 6.79

7th month 6.79 - 6.79 0.06 0.13 6.67

8th month 6.67 - 6.67 0.06 0.13 6.54

9th month 6.54 - 6.54 0.06 0.13 6.42