Page 1 of 4

Statement number 109

Issue date 31 January 2024 Box
Your Name Write to us at 3 BX1 1LT 0345 300
Your Address Call us on 0000
Visit us online www.lloydsbank.com
yPVPvZyTvuyxxuXXXV
jQEBTDozaoI;R0Rvec Your Branch LEEDS CITY CTR
XX-XX-XX
oZbkNuu86xspjRjrnr
op;3wINvAxJrZY3ric
oNj6KHPVrn;:IY7MBp Sort Code
XXXXXXXX
zzzzzzzzzzzzzzzzzz
Account Number
IBAN GB74 LOYD 3098 9323
BIC 5571 60 LOYDGB21229

CLASSIC 30 December 2023 to 31 January 2024

Your Account
Date of previous statement 29 December 2023
Balance on 30 Dec 2023 £133.75
Money in £1,419.31
Money out £1,273.91
Balance on 31 Jan 2024 £279.15
Arranged overdraft interest £0.00
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Fees Explained

Club Lloyds Account Holders – The Club Lloyds maintaining the account fee will be shown in the transactions overleaf as ‘'Club Lloyds fee’. If you are eligible to have
this Maintaining the account fee waived, you will also see a transaction described as ‘'Club Lloyds waived’. This does not apply to non-Club Lloyds customers.
Other services - There are fees for other services you have asked for. You can find more details in your account conditions or at www.lloydsbank.com.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time using: Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 cash or make a payment in a currency other than pounds, the amount is converted
days a week. Register at lloydsbank.com/internetbanking to pounds on the day it is processed by Visa using the Visa Payment Scheme
• Mobile Banking – Manage your account on the go with your mobile phone or exchange rate on the day. You can find the exchange rate by calling
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or 0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
the App Store. Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
overseas). If you call before the transaction is processed the rate provided will be
• Telephone Banking – Our automated service is available 24/7, or you can talk
an indication only.
to us between 8am and 8pm, 7 days a week. Not all services are available 24
hours a day, 7 days a week. We will charge you a foreign currency transaction fee of 2.99% of the value of the
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage transaction. This is a fee for the currency conversion. You can find more
your money and avoid charges. They remind you when you need to pay cleared information on our website about the exchange rates that apply to your
funds into your account. They can also help you avoid going into an transaction to help you compare them with other card issuers' rates.
unarranged overdraft or having payments refused. Unless you’ve opted out, If you use your debit card or your Cashpoint® card to withdraw cash in a currency
you’ll automatically receive alerts provided we have an up to date mobile other than pounds (at a cash machine or over the counter) we will also charge a
number for you. Find out more at lloydsbank.com/mobilealerts foreign currency cash fee of £1.50. Where you elect to allow the cash machine
operator/financial service provider to make the conversion to pounds we will only
Overdrafts - choosing the right way to borrow charge a foreign cash fee of £1.50. The provider of the foreign currency may make
An arranged overdraft can help out when you need to borrow in the short term. For a separate charge for conversion. We won't charge a foreign currency cash fee or a
example to pay an unexpected bill. But if you use it often and don’t reduce your foreign cash fee if you withdraw euro within the EEA or UK.
balance, it can turn into an expensive way to borrow. Our cost calculator, which you
can find online at lloydsbank.com/overdrafts, tells you how much an arranged Where you use your debit card to make a purchase or other transaction (not cash
overdraft costs. You should consider if an arranged overdraft facility is the most withdrawal) in a currency other than pounds, whether in person, or by internet or
suitable option for you to borrow money. If you need to borrow money for a longer phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
time, there may be other options better suited to your needs. For more information currency purchase fee does not apply to the Premier and Platinum debit cards; and
visit lloydsbank.com/borrow or call us to talk through your options. will not be charged if your payment is made in euro within the EEA or UK.
We will not make a charge for the withdrawal of cash in pounds within the UK,
Check if your account is still right for you however, the owner of a non-Lloyds Bank cash machine may. Other charges apply,
Your banking needs can change over time so it’s important to check your account is please see the banking charges guide for details.
still right for you by visiting lloydsbank.com/currentaccounts to see our latest
With Travel Smart you can use your debit card abroad as often as your like with no
current accounts.
debit card fees for £7 a week. Add it to your account before you travel and it’ll start
Our interest rates on the date you tell us.
If we pay interest on your balance, your current interest rate is shown on the front of Keeping your data safe
this statement. To find out what the interest rates are on our other accounts, visit
We promise to keep your personal information safe and only use in the way you’ve
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch.
asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
0345 602 1997.
JProtecting yourself from fraud We’re here for you if something isn’t right
• Check your statements regularly - If something doesn’t look right or you We want to make sure you’re happy with the products and service we offer. But if
spot a transaction on your statement you didn’t make, call us straight away something goes wrong, let us know and we’ll do everything we can to put things
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
able to refund a payment on some types of account if you tell us more than at your concerns, for free.
13 months after the date it happened.
• Keep your statements in a safe place - If you want to throw them away, you The Financial Services Compensation Scheme (FSCS)
should do it in a secure way, like shredding them – please don’t just put them The deposits you hold with us are covered by the Financial
in the bin. Services Compensation Scheme (FSCS). Every year we’ll
send you an information sheet which tells you the types of
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit
deposits covered and the protection offered by the FSCS.
lloydsbank.com/security for ways to protect yourself and information on
For more information visit FSCS.org.uk
the latest scams.
• If your card, cheque book or PIN is lost or stolen - Call us straight away on We send statements and other communications from time to time for legal
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open reasons or to let you know about changes to your accounts or services.
24/7. When you call us your call may be monitored or recorded in case we need to check
• The freeze card feature in our Mobile Banking app lets you quickly freeze and we have carried out your instructions correctly and to help improve our quality of
unfreeze different types of transaction on your cards whenever you need to. service.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 109 Sort Code 30-98-93
31 January 2024 Account Number 23557160
Page 3 of 4

CLASSIC

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
29 Dec 23 STATEMENT OPENING BALANCE 133.75
02 Jan 24 DEB BURGER KING CD 4975 30DEC23 20.83 112.92
02 Jan 24 DEB WM MORRISONS STORE CD 4975 31DEC23 5.09 107.83
02 Jan 24 DEB MONSTER KIDZ CD 4975 31DEC23 14.00 93.83
02 Jan 24 DEB MONSTER KIDZ CD 4975 31DEC23 19.50 74.33
02 Jan 24 DEB STORM COMPS CD 4975 01JAN24 9.80 64.53
02 Jan 24 DD DVLA-L255GTX 02858776 000000000060684782 28.43 36.10
08 Jan 24 DEB COSTCO WHOLESALE # CD 4975 06JAN24 2.50 33.60
08 Jan 24 DEB LONDIS (BOGGART HI CD 4975 07JAN24 10.00 23.60
09 Jan 24 DEB PAYBYPHONE RE SPAR CD 4975 2.55 21.05
09 Jan 24 DEB PAYBYPHONE RE SPAR CD 4975 5.15 15.90
12 Jan 24 BGC 20095428P DWP UC 1,233.31 1,249.21
15 Jan 24 DEB SAINSBURYS CD 4975 13JAN24 13.22 1,235.99
15 Jan 24 DEB TESCO PFS 4028 CD 4975 14JAN24 19.40 1,216.59
15 Jan 24 DEB Howdy Pudsey CD 4975 14JAN24 42.25 1,174.34
15 Jan 24 DEB TEXTHORPESSTN CD 4975 12.00 1,162.34
15 Jan 24 DEB MARKS&SPENCER PLC CD 4975 14.90 1,147.44
15 Jan 24 DEB ASDA SUPERSTORE CD 4975 100.06 1,047.38
16 Jan 24 DD PC/STERLING INS 01478433 81.19 966.19
04AEOR9025/010/104
17 Jan 24 DEB SHELL LOW ROAD CD 4975 22.04 944.15
17 Jan 24 DEB BRITISH GAS CD 4975 40.60 903.55
17 Jan 24 DEB BRITISH GAS CD 4975 98.00 805.55
18 Jan 24 FPO SHARON ATKINSON KOBY 18JAN24 14:47 15.00 790.55
18 Jan 24 FPO SHARON ATKINSON KOBY 18JAN24 17:01 21.00 769.55
18 Jan 24 DEB B & Q 1210 CD 4975 23.00 746.55
22 Jan 24 DEB MCDONALDS CD 4975 20JAN24 7.69 738.86
22 Jan 24 DEB SMYTHS TOYS LEEDS CD 4975 20JAN24 46.93 691.93
22 Jan 24 DEB SAINSBURYS LOCAL CD 4975 21JAN24 8.20 683.73
22 Jan 24 DEB SUBWAY 62744 Hunsl CD 4975 21JAN24 20.66 663.07
22 Jan 24 CPT LNK KASA BEESTON CD 4975 21JAN24 20.00 643.07
22 Jan 24 BGC HMRC CHILD BENEFIT 96.00 739.07
22 Jan 24 DD BT GROUP PLC 00918130 GB24332526-000037 75.49 663.58
22 Jan 24 DD LEEDS CITY COUNCIL 04522410 833252139 109.00 554.58
22 Jan 24 DEB PPOINT_*SHAWS OFF CD 4975 4.60 549.98
22 Jan 24 DEB COSTCO WHOLESALE # CD 4975 15.58 534.40
23 Jan 24 DEB MFG APOLLO CD 4975 7.59 526.81
23 Jan 24 DEB SHELL LOW ROAD CD 4975 11.99 514.82
23 Jan 24 DEB PETS AT HOME LTD CD 4975 18.98 495.84
23 Jan 24 DEB PIZZA HUT DELIVERY CD 4975 21.98 473.86
(Continued on next page)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.
Statement No. 109 Sort Code 30-98-93
31 January 2024 Account Number 23557160
Page 4 of 4

CLASSIC
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
23 Jan 24 DEB TESCO PFS 4028 CD 4975 23.90 449.96
25 Jan 24 DEB CURRYS LEEDS CD 4975 11.99 437.97
25 Jan 24 DEB ASDA SUPERSTORE CD 4975 41.25 396.72
29 Jan 24 FPI KYLE HUGHES RETURN 27JAN24 20.00 416.72
PEW78WN9OSM506EUR7
29 Jan 24 FPO SHARON ATKINSON KOBY 27JAN24 21:13 30.00 386.72
29 Jan 24 FPI KYLE HUGHES FUEL 28JAN24 20.00 406.72
PS541XL8Q5FWWBWE1A
29 Jan 24 DEB ELIIOR@LEEDS GENER CD 4975 28JAN24 6.80 399.92
29 Jan 24 DEB ELIIOR@LEEDS GENER CD 4975 28JAN24 15.30 384.62
29 Jan 24 DEB PUDSEY ROAD SERVIC CD 4975 28JAN24 20.04 364.58
29 Jan 24 DEB MARKS&SPENCER PLC CD 4975 28JAN24 35.65 328.93
29 Jan 24 FPI KYLE HUGHES P3Z76DSJ2G0S4TFLWO 20.00 348.93
29 Jan 24 CPT LNK CALDERVIEW SER CD 4975 29JAN24 20.00 328.93
29 Jan 24 FPI KYLE HUGHES RETURN P789OMZEUBPAHB68PL 30.00 358.93
29 Jan 24 CPT LNK CALDERVIEW SER CD 4975 29JAN24 30.00 328.93
30 Jan 24 DEB BP GLEDHOW S/STN CD 4975 20.00 308.93
30 Jan 24 DEB MCDONALDS CD 4975 2.78 306.15
31 Jan 24 DEB B&M 493 - HS HUNSL CD 4975 7.00 299.15
31 Jan 24 DEB SHELL LOW ROAD CD 4975 20.00 279.15
31 Jan 24 STATEMENT CLOSING BALANCE 1,273.91 1,419.31 279.15
Payment types:
DEB - Debit Card BGC - Bank Giro Credit CPT - Cashpoint FPI - Faster Payment
DD - Direct Debit FPO - Faster Payment
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.