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Statement number 30
Issue date 23 February 2024
MRS M THORNE Write to us at Box 3 BX1 1LT
15 CORAL SPRINGS WAY Call us on 0345 300 0000
RICHMOND VILLAGE Visit us online www.lloydsbank.com
WITNEY
OXFORDSHIRE
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Your Account
Balance on 23 Sep 2023 £8,079.50
Money in £92.54
Money out £8,172.04
Balance on 23 Feb 2024 £0.00
Credit interest £92.54
The above figures are applicable to this statement period.
AER is the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
From 6th April 2016 your non ISA interest is paid gross, this means that we will not deduct tax automatically from your interest. Depending on your personal circumstances tax may be due on
the interest and it is your responsibility to disclose and pay any tax due directly to HM Revenue and Customs (HMRC).
Interest on cash ISAs will continue to be paid tax free.
Ways to manage your account About the fees we charge if you use your card abroad
There are a few ways you can keep track of your account: Withdrawing cash in pounds in the UK
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 Using your Cashpoint® card at a Lloyds Bank Cashpoint or branch in the UK – Free.
days a week. Register at lloydsbank.com/internetbanking Using your Cashpoint® card at a non-Lloyds Bank cash machine or branch counter
• Mobile Banking – Manage your account on the go with your mobile phone or in the UK - Lloyds Bank does not charge but the owner of the machine may. If so,
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or the machine will show you the amount and tell you that it will be taken from your
the App Store. account when you withdraw the cash.
• Telephone Banking – Our automated service is available 24/7, or you can talk Withdrawing cash in a foreign currency, or withdrawing pounds outside the UK
to us between 8am and 8pm, 7 days a week. Not all services are available 24 (at a cash machine or over the counter) - If you use your Cashpoint® card to
hours a day, 7 days a week. withdraw cash in a foreign currency, or to withdraw cash in pounds outside the UK,
• Text Alerts – If you haven’t set this up and would like to please go to Visa will convert the amount into pounds the day the transaction is processed
lloydsbank.com/mobilealerts using the Visa Payment Scheme Exchange Rate. We will charge a foreign currency
transaction fee of 2.99% of the amount of the transaction. This is a fee for currency
Check if your account is still right for you conversion. We will also charge a foreign currency cash fee of £1.50 for each
Your banking needs can change over time so it’s important to check your savings withdrawal.
account is still right for you by visiting lloydsbank.com/savings to see our latest
If you ask the cash machine operator/financial service provider to make the
savings accounts.
conversion, we will only charge a foreign cash fee of £1.50 for each withdrawal.
Our interest rates The provider of the foreign currency may make a separate charge for the
conversion.
If we pay interest on your balance, your current interest rate is shown on the front of
this statement. To find out what the interest rates are on our other savings We won’t charge a foreign currency cash fee or a foreign cash fee if you:
accounts, visit lloydsbank.com/rates/savings. Alternatively ask us in branch. • withdraw euro within the EEA or UK; or
• withdraw euro from outside the EEA or UK and the cash machine operator’s
payment service provider is based in the EEA or UK.
JProtecting yourself from fraud You can find more information on our website about the exchange rates that apply
• Check your statements regularly - If something doesn’t look right or you to your transaction to help you compare them with other card issuers’ rates.
spot a transaction on your statement you didn’t make, call us straight away
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be Keeping your data safe
able to refund a payment on some types of account if you tell us more than We promise to keep your personal information safe and only use in the way you’ve
13 months after the date it happened. asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
• Keep your statements in a safe place - If you want to throw them away, you 0345 602 1997.
should do it in a secure way, like shredding them – please don’t just put them We’re here for you if something isn’t right
in the bin.
We want to make sure you’re happy with the products and service we offer. But if
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit something goes wrong, let us know and we’ll do everything we can to put things
lloydsbank.com/security for ways to protect yourself and information on right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
the latest scams. at your concerns, for free.
• If your card or PIN is lost or stolen - Call us straight away on 0800 096 9779
or +44 1702 278 270 if outside the UK – lines are open 24/7. The Financial Services Compensation Scheme (FSCS)
• The freeze card feature in our Mobile Banking app lets you quickly freeze and The deposits you hold with us are covered by the Financial
unfreeze different types of transaction on your cards whenever you need to. Services Compensation Scheme (FSCS). Every year we’ll
Find out more at send you an information sheet which tells you the types of
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards deposits covered and the protection offered by the FSCS.
For more information visit FSCS.org.uk
We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
service.
STANDARD SAVER
Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
22 Sep 23 STATEMENT OPENING BALANCE 8,079.50
08 Jan 24 INTEREST (GROSS) 92.54 8,172.04
05 Feb 24 TFR M THORNE 308089 47914060 8,172.04 0.00
23 Feb 24 STATEMENT CLOSING BALANCE 8,172.04 92.54 0.00
Payment types:
TFR - Transfer
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.