Preview
Preview
Preview
www.halifax.co.uk
Your Account
Date of previous statement 03 July 2023
Balance on 04 Jul 2023 £21.77
Money in £1,872.13
Money out £1,842.41
Balance on 03 Aug 2023 £51.49
Arranged overdraft interest £0.00
Fees Explained
Other fees for special services are detailed in the Reward Payments and Account Fees leaflet, previously provided.
If switching to us, different rates and fees may apply.
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Things you need to know
Getting in touch
Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time If you’re planning to travel overseas, we advise you to take a range of currency
using: options including foreign currency as well as your debit and credit card. To help
• Online Banking - View and manage your accounts online - 24 hours a protect you from fraud we always monitor transactions. In some circumstances
day, 7 days a week. Register at halifax.co.uk/onlinebanking this might mean we block your cash machine or card transactions in the UK or a
• Mobile Banking – Manage your account on the go with your mobile foreign country. If this happens, just call us on 0345 720 3040. We’ll ask you a
phone or tablet - 24 hours a day, 7 days a week. Download our app from few security questions and unblock your card for you.
Google Play or the App Store. If you use your card to withdraw cash or make a payment in a currency other
• Telephone Banking - Our automated service is available 24/7, or you can than pounds, the amount is converted to pounds on the day it is processed by
talk to us between 8am and 8pm, 7 days a week. Not all services are Visa using the Visa Payment Scheme exchange rate on the day. You can find the
available 24 hours a day, 7 days a week. exchange rate by calling 0345 720 3040 (+44 113 242 1984 from overseas); if you
• Text Alerts – We can also send you mobile alerts. Alerts can help you call before the transaction is processed, the rate provided will be an indication
manage your money and avoid charges. They remind you when you need only. You can find more information on our website about the exchange rates
to pay cleared funds into your account. They can also help you avoid that apply to your transaction to help you compare them with other card
going into an unarranged overdraft or having payments refused. Unless issuers' rates.
you’ve opted out, you’ll automatically receive alerts provided we have an
If you use your savings card to withdraw cash in a currency other than pounds
up to date mobile number for you. Find out more at
we’ll charge a foreign currency transaction fee of 2.99% of the value of each
halifax.co.uk/mobilealerts
transaction. This is a fee for currency conversion. If you use your savings card to
Overdrafts - choosing the right way to borrow withdraw cash in a currency other than pounds (at a cash machine) we will also
An arranged overdraft can help out when you need to borrow in the short charge a foreign currency cash fee of £1.50. Where you elect to allow the cash
term. For example to pay an unexpected bill. But if you use it often and don’t machine operator/financial service provider to make the conversion to pounds
reduce your balance, it can turn into an expensive way to borrow. Our cost we will only charge a foreign cash fee of £1.50. The provider of the foreign
calculator, which you can find online at halifax.co.uk/overdrafts tells you currency may make a separate charge for conversion. We won't charge a foreign
how much an arranged overdraft costs. You should consider if an arranged currency cash fee or a foreign cash fee if you withdraw euro within the EEA or
overdraft facility is the most suitable option for you to borrow money. If you UK.
need to borrow money for a longer time, there may be other options better If you use your debit card to withdraw cash or to make a payment in a currency
suited to your needs. For more information visit halifax.co.uk/borrow or call other than pounds we’ll charge a foreign currency transaction fee of 2.99% of
us to talk through your options. the value of each transaction. This is a fee for currency conversion. When you
Check if your account is still right for you use your debit card to make a purchase or other transaction (not cash
Your banking needs can change over time so it’s important to check your withdrawal) in a currency other than pounds, whether in person or by internet
account is still right for you by visiting halifax.co.uk/bankaccounts to see or phone, we will also charge a £0.50 foreign currency purchase fee. We won’t
our latest current accounts. charge a foreign currency purchase fee if you make a payment in euro within
the EEA or UK. If you use your debit card to withdraw cash in a currency other
Our interest rates than pounds (at a cash machine or over the counter) we will also charge a
If we pay interest on your balance, your current interest rate is shown on the foreign currency cash fee of £1.50. Where you elect to allow the cash machine
front of this statement. To find out what the interest rates are on our other operator/financial service provider to make the conversion to pounds we will
accounts, visit halifax.co.uk/bankaccounts/rates-rewards-fees or ask us in only charge a foreign cash fee of £1.50. The provider of the foreign currency may
branch. make a separate charge for conversion. We won’t charge a foreign currency
cash fee or a foreign cash fee if you withdraw euro within the EEA or UK.
jProtecting yourself from fraud With Travel Ready you can use your debit card abroad as often as your like with
no debit card fees for £7 a week. Add it to your account before you travel and
• Check your statements regularly - If something doesn’t look right
it’ll start on the date you tell us.
or you spot a transaction on your statement you didn’t make, call
us straight away on 0800 500 3914 or +44 1132 888 408 if outside Keeping your data safe
the UK. We may not be able to refund a payment on some types of We promise to keep your personal information safe and only use in the way
account if you tell us more than 13 months after the date it you’ve asked. See our privacy notice at halifax.co.uk/privacy or call us for a
happened. copy on 0345 720 3040.
• Keep your statements in a safe place - If you want to throw them
We’re here for you if something isn’t right
away, you should do it in a secure way, like shredding them – please
We want to make sure you’re happy with the products and service we offer. But
don’t just put them in the bin.
if something goes wrong, let us know and we’ll do everything we can to put
• Helping you stay protected - We’ll do all we can to help you avoid
things right. If you’re still not happy, you can ask the Financial Ombudsman
fraud. Visit halifax.co.uk/security for ways to protect yourself and
Service to look at your concerns, for free.
information on the latest scams.
• If your card, cheque book or PIN is lost or stolen - Call us straight The Financial Services Compensation Scheme (FSCS)
away on 0800 015 1515 or +44 (0) 113 242 8196 if outside the UK - The deposits you hold with us are covered by the Financial
lines are open 24/7. Services Compensation Scheme (FSCS). Every year we’ll send
• The freeze card feature in our Mobile Banking app lets you quickly you an information sheet which tells you the types of deposits
freeze and unfreeze different types of transaction on your cards covered and the protection offered by the FSCS. For more
whenever you need to. Find out more at information visit FSCS.org.uk
halifax.co.uk/aboutonline/download-apps/card-freezes
We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to
check we have carried out your instructions correctly and to help improve our
quality of service.
CURRENT ACCOUNT
Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
03 Jul 23 STATEMENT OPENING BALANCE 21.77
14 Jul 23 BGC CARETECH-PAYROLL 1,754.13 1,775.90
17 Jul 23 FPO PATIENCE MBIBA 15JUL23 04:32 800.00 975.90
17 Jul 23 FPO MUKAI HOVA 16JUL23 13:55 100.00 875.90
17 Jul 23 FPO SAMSON L MABHURASI 16JUL23 19:41 100.00 775.90
18 Jul 23 SO HOME HUB SOUTHAMPT 0013 475.00 300.90
18 Jul 23 FPI S MABHURASI FOOD 600000001168884034 100.00 400.90
19 Jul 23 SO NYARADZO LIFE ASSU 0015 50.01 350.89
19 Jul 23 DEB TRAVELHOUSE CD 8614 200.00 150.89
21 Jul 23 FPO OLEANDER CHARI 21JUL23 11:53 50.00 100.89
21 Jul 23 FPI PATIENCE MBIBA SENT FROM REVOLUT 18.00 118.89
REV899397963885706
26 Jul 23 DEB TP UKVI CD 8614 6.90 111.99
27 Jul 23 DEB TESCO-STORES 6255 CD 8614 19.65 92.34
27 Jul 23 DEB ALDI STORES LTD CD 8614 20.64 71.70
01 Aug 23 DD RCN 16093222 0000402837-0010723 8.20 63.50
01 Aug 23 DEB EE LIMITED CD 8614 12.01 51.49
03 Aug 23 STATEMENT CLOSING BALANCE 1,842.41 1,872.13 51.49
Payment types:
BGC - Bank Giro Credit SO - Standing Order DEB - Debit Card DD - Direct Debit
FPO - Faster Payment FPI - Faster Payment
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if
that happened on a weekend or a Bank Holiday.
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.