Gen Mathgn w1
Gen Mathgn w1
Gen Mathgn w1
C. Learning Competencies / Illustrates simple and Distinguishes between simple Computes interest, maturity Solves problems involving Illustrates simple and
Objectives
Write the LC code for each
compound and compound interests. value, future value, and simple and compound general annuities
interests(M11GM-iia-1) (M11GM-iia-2) present value in simple interests(M11GM-iib-2) (M11GM-IIc-1)
interest and compound
interest environment.
(M11GM-iia-b-1)
II. CONTENT Content is what the lesson is all about. It pertains to the subject matter that the teacher aims to teach. In the CG, the content can be tackled in a week or two .
Simple and compound Simple and compound Simple and compound Simple and compound Simple and general
interest interest interest interest annuities
III. LEARNING RESOURCES List the materials to be used in different days. Varied sources or materials sustain children’s interest in the lesson and in learning. Ensure that there is a mix of concrete and manipulative materials as
well as paper-based materials. Hands-on learning promotes concept development.
A. References
1. Teacher’s Guide Pages Teaching Guide for Senior
High School
General Mathematics pp. 1-
11
2. Learner’s Materials Pages N/A
IV. PROCEDURES These steps should be done across the week. Spread out the activities appropriately so that students will learn well. Always be guided by demonstration of learning by the students which you can infer
from formative assessment activities. Sustain learning systematically by providing students with multiple ways to learn new things, practice their learning, question their learning processes, and draw
conclusions about what they learned in relation to their life experiences and previous knowledge. Indicate the time allotment for each step.
A. Reviewing previous lesson or Match the definition in Joanna deposits P 40,000.00 LONG QUIZ Present definition of
presenting the new lesson Column A to the terminology in a savings account and terms.
in Column B. leaves it there • Annuity - a sequence of
COLUMN A COLUMN B for 3 years to accumulate payments made at equal
interest at 6% compounded (fixed) intervals or periods
annually. of time
1. P 40, 000.00 • Payment interval - the
_______________________ time between successive
2. 3 years payments
_______________________ • Term of an annuity, t -
3. 6% _______________________ time between the first
4. P 47, 640.64 payment interval and last
_______________________ payment
5. P 7, 640.64 interval
• Regular or Periodic
payment, R - the amount
of each payment
• Amount (Future Value)
of an annuity, F - sum of
future values of all the
payments to
be made during the entire
term of the annuity.
• Present value of an
annuity, P - sum of
present values of all the
payments to be
made during the entire
term of the annuity.
A simple annuity is an
annuity where the
payment interval is the
same as the interest
period
B. Establishing a purpose for the 1. Given: P= P 80,500.00 r= 8% Examples:
lesson 1. Monthly payments of
t= 5 years Is =______ A= P500 where interest is 6%
_____ compounded monthly.
2. Given: P= P 200,000.00 r= Here
6% t= 12 years Is =______ A = the payment interval and
the interest interval are
_______ the same – 1 month.
3. Given: P= 42,500.00 r= 7% 2. Installment payment
t= 9years Ic = ________ A = for a sports car at the end
_______ of each month with
interest
4. Given: P= 15,000.00 r= 4% compounded monthly.
t= 3years Ic = ________ A = 3. Annual rental fee for a
_______ quarantine facility with
interest compounded
yearly.
4. Installment payment
for the misting machine
quarterly with interest
compounded quarterl
C. Presenting examples/instances Interest (I)- the amount a
of the lesson borrower pays for using the
money.
Principal(P) – the amount of
money borrowed or
deposited.
Rate of interest(r)- the
interest paid on one unit
(peso) of capital (principal).
Time(t)- the amount of time
allotted for repayment of the
principal plus the
interest. It is a term in years.
Amount (A) or Balance- The
principal amount plus the
interest. Also
called Future Value (FV) or
Maturity Value.
D. Discussing new concepts and 1. Lucy borrowed an amount If t= 8 years; r= 7% simple A general annuity is an
practicing new skills #1 at 8% simple interest for 5 interest and P = P 25,000.00 annuity where the
years. If she is asked to pay P then what is the future value? payment interval is not
35,000.00 at the end of the the same as the
term, what do you call the P interest period.
35,000.00? Examples:
1. Suppose there are
monthly payments of
P500, but the interest is
6%
compounded semi-
annually. Here the
payment interval is 1
month, but the
interest period is 6
months or semi-annually.
They are not the same.
This type
of annuity is called a
general annuity.
2. Installment payment
for a sports car at the end
of each month with
interest
compounded annually.
3. Annual rental fee for a
quarantine facility with
interest compounded
monthly.
4. Installment payment
for the misting machine at
the end of each day with
interest
compounded quarterly.
E. Discussing new concepts and Maturity Value or (Amount or Lucas loan an amount at 10% Darrel saved P 40, 000.00 at
practicing new skills #2 Balance) Formula A = P + Is simple interest for 4 years. If 5% simple interest for 6 years.
or A = P + Prt or A = P(1 + rt) he needs to pay P 84,000.00 at At the end of 5 years, his
the end of the term, what do account contains P 52, 000.00.
you call the 10%? What do you call P 52, 000.00?
F. Developing mastery 1. Given: P= P 72,500.00 r= If P = P50, 000.00; r = 15% Board Work ACTIVITY 1: Identify the
(Leads to Formative Assessment 3) 8% or 0.08 t=3 years Is compounded annually and t = given statement whether
=______ A= ______ Solution: Is 10 years, then what is the simple annuity or general
= Prt = (72,500.00)(0.08)(3) Is compound interest? annuity.
= 17,400.00 A = P + Is A = 1. Installment payments
72,500.00 + 17, 400.00 A = done every quarter for the
P89,900.00 Thus, the simple entertainment showcase
interest is P17,400.00 and whose interest is 5%
the maturity value is compounded annually.
P89,900.00 2. Payment of P3,000 per
year for the accident
insurance of Mr. Sy given
a 2% interest
semiannually.
3. Pastor Apolinario’s hide
out was rented for
P200,000 a month with
an interest rate of 10%
per annum.
4. To pay off Mang
Kanor’s computer set, he
makes a regular payment
at the end of every 6
months and charge him
2% interest semi-
annually.
5. Suppose there are
annual payments of
P7,000, but the interest is
3%, compounded yearly
G. Finding practical applications of 2. Given: P= P 250,000.00 r=
concepts and skills in daily living
4% or 0.04 t= 10 years Is
=______ A = ______
Solution: Is = Prt =
(250,000.00)(0.04)(10) Is =
100,000.00 A = P + Is A = P
250,000.00 + P100,000.00 A
= P350,000.00
H. Making generalizations and
abstractions about the lesson
I. Evaluating learning
J. Additional activities for
application or remediation
V. REMARKS
VI. REFLECTION Reflect on your teaching and assess yourself as a teacher. Think about your students’ progress this week. What works? What else needs to be done to help the students learn?
Identify what help your instructional supervisors can provide for you so when you meet them, you can ask them relevant questions.
Date: ________________