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    Faqs

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    burke1983d
    The ONE VIP card allows users to earn points on purchases, redeem points for cash back or donations. It is a digital deposit account linked to a Visa debit card. Funds can be accessed through ATMs, online banking or the mobile app. The mobile app provides account balances, transaction history and mobile payments. Deposits can be made through direct deposit, bank transfers or at participating stores. The account is FDIC insured through Chime Bank and does not charge overdraft fees.

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    Faqs

    Uploaded by

    burke1983d
    23 views4 pages
    The ONE VIP card allows users to earn points on purchases, redeem points for cash back or donations. It is a digital deposit account linked to a Visa debit card. Funds can be accessed through ATMs, online banking or the mobile app. The mobile app provides account balances, transaction history and mobile payments. Deposits can be made through direct deposit, bank transfers or at participating stores. The account is FDIC insured through Chime Bank and does not charge overdraft fees.

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    The ONE VIP card allows users to earn points on purchases, redeem points for cash back or donations. It is a digital deposit account linked to a Visa debit card. Funds can be accessed through ATMs, online banking or the mobile app. The mobile app provides account balances, transaction history and mobile payments. Deposits can be made through direct deposit, bank transfers or at participating stores. The account is FDIC insured through Chime Bank and does not charge overdraft fees.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    23 views4 pages

    Faqs

    Uploaded by

    burke1983d
    The ONE VIP card allows users to earn points on purchases, redeem points for cash back or donations. It is a digital deposit account linked to a Visa debit card. Funds can be accessed through ATMs, online banking or the mobile app. The mobile app provides account balances, transaction history and mobile payments. Deposits can be made through direct deposit, bank transfers or at participating stores. The account is FDIC insured through Chime Bank and does not charge overdraft fees.

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    © All Rights Reserved
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    Download as pdf or txt
    of 4

    ABOUT THE ONE VIP CARD

    What is ONE VIP?


    ONE VIP is a full-featured FDIC Insured digital deposit account featuring the ONE
    VIP VISA Debit Card, allowing you to:
    • Earn points on your day-to-day purchases
    • Redeem points for cash back or donate to charity via Urban One Community
    Works Foundation
    • Access to your funds 24 hours a day, 7 days a week
    • Purchases can be made everywhere that Visa debit cards are accepted
    • Use Online, ATMs and PIN-based point-of-sale (POS) terminals

    Who can apply for a ONE VIP Card?


    U.S. Citizens 18 years and older are welcome to apply! While ONE VIP Visa Debit
    Cards work all over the world, currently we can only offer accounts to members
    with a valid SSN, living in the United States and District of Columbia.

    How soon will I receive my card?


    After you open an account, we get started on personalizing your new ONE VIP Visa
    Debit Card. Your card is usually mailed within one (1) business day after you
    successfully open your account. It can take 5 to 10 business days for your ONE VIP
    Visa Debit Card to arrive at your home address.

    How can I manage and/or get help with my account?


    You can manage your account via the ONE VIP Mobile App, available through the
    Google Play™ and Apple App Stores®. In addition, you may visit the cardholder
    servicing website at Onevip.com or call the servicing phone number on the back of
    your card.

    How do I add money to my ONE VIP Account?


    Fund your account via Direct Deposit, ACH Bank Transfer from a primary
    checking/savings account or through a VISA Readylink Network participating
    location. Click here for a full list of participating locations.

    Are there overdraft fees?


    Transactions are not normally approved when funds are not available on your card
    and there are never any overdraft fees.

    If I have bad credit can I still get a ONE VIP card?


    Yes, at ONE VIP we do not run a credit check. There is never a minimum credit score
    required to obtain our card.

    How old do you have to be to use the Card?


    You must be 18 or older to successfully register a ONE VIP Visa Debit Card.
    Are there limitations on how the card can be used?
    Yes, the ONE VIP Card cannot be used for gambling. We may also impose restrictions
    on its use in particular foreign countries out of concern for fraud or safety.

    Is Apple Pay or any other pay wallets supported?


    Yes, Apple Pay, Samsung Pay and Android Pay are supported in addition to the ONE
    VIP Mobile App.

    What are the account fees?


    To review our fees, click here.

    Can I use this at an ATM?


    Yes, you can use your card at an ATM to check your balance or withdrawal cash.
    However, fees may apply.

    Are my deposits insured by the FDIC?


    Chime bank accounts are insured up to the standard maximum deposit insurance
    amount of $250,000 through our partner, Stride Bank, N.A., Members FDIC.

    Are there any special types of transactions I should know about before I shop?
    • Gas Stations - If you use your card at an automated fuel dispenser (i.e., pay at
    the pump) it may result in a hold on your funds. To avoid this hold, you may
    go into the gas station and pay the cashier for your purchase in advance, and
    specify the exact dollar amount of gas you would like to purchase.
    • Restaurants and Other Merchants - Restaurants, hair salons and some other
    types of merchants may obtain an authorization on the card for an amount
    greater than the total service bill to cover any gratuity that may be added. Be
    sure that the balance on the card is sufficient to cover the cost of the bill plus
    any anticipated gratuity. If the card is declined, asked the merchant to obtain
    an authorization for an amount equal to or less than the balance on your
    card. Pay the difference with another form of payment.
    • Hotels - Hotels may put a hold on your card in the amount of your estimated
    bill, which will make that amount unavailable for other purchases. The hold
    may last from the time you check in to a few days after you check out. See the
    Cardholder Agreement for more information about cancelling hotel
    reservations or other authorizations on the Card.
    • Auto Rentals - Auto rental establishments may require you to reserve your
    car with a credit card. They may allow you to use your card for the final
    payment. Please check with the establishment for their specific procedures.

    What if my card is lost or stolen?


    Immediately report the card lost or stolen by calling 866-620-1368. A new card will
    be requested and the funds will be transferred to your new card. The new card will
    arrive in approximately 7-10 business days.
    ABOUT THE ONE VIP MOBILE APP

    What features are available in the ONE VIP Mobile App?


    The ONE VIP Mobile App includes:
    • Mobile Tokenized Contactless Payments for Apple & Android™
    • Account balances
    • Balance Alerts
    • Transaction history
    • Locator services
    • Biometric Authentication
    • Suspend/Un-suspend Card
    • Mobile Check Deposit (via Ingo)

    What are the minimum phone requirements to use the ONE VIP Mobile App?
    The ONE VIP Mobile App supports iPhone handsets running the iOS 7 operating
    system and above and supports Android handsets running the 4.1 operating system
    and above. For the mobile tokenized contactless payments feature, Android™ devices
    running operating systems version 4.4 (aka KitKat) and above that have NFC and
    Host Card Emulation (HCE) installed will be supported.

    How do I download the ONE VIP Mobile App?


    1. Visit the Google Play™store or the Apple App Store® and search for “ONE VIP
    Mobile App.”
    2. Follow the enrollment flow: enter your email address, a self-chosen
    username and password.
    3. You will receive a verification code via email allow you to utilize the app.
    4. You may need to go outside of the app to retrieve the email message which
    contains the code. You may wish to write it down.
    5. Once you receive the code, go back to the app to input it.
    6. Once the verification code is input into the app correctly, you can add cards
    to utilize within the app.

    How do I sign in?


    Sign in with the username and password you created for your ONE VIP Mobile App,
    which may be different from credentials you may have created to use our other
    services. If you chose the “remember me on this device” option the last time you
    signed in on the device, you will only need to enter your password.

    Why do I need to verify my email address?


    We will occasionally send you account management messages to notify you of
    activity on your ONE VIP account. For your security, we verify your email address to
    ensure you are the owner of this account and can receive these messages.
    What do I do with the email verification code?
    Once you receive your email verification code, return to the ONE VIP Mobile App
    and enter the code to confirm your email address.

    I haven't received a code to verify my email address. What do I do?


    The verification code may take a few minutes to arrive in your inbox, depending on
    your connection and email service. If you still haven't received the code, you can
    send yourself another code from the ONE VIP Mobile App.

    How do I manage my account information?


    To manage your account, go to your User Profile under Settings to edit your
    password, email address, and mobile phone numbers.

    How do I add a card?


    You will be prompted to add a card after you create your account. If you don't add a
    card immediately, you will be asked to add a card again when you sign in again. You
    can also add additional cards by selecting the add card option after you sign in.

    How do I receive alerts?


    You can choose to receive alerts through text messaging and email notifications. You
    can sign up through the cardholder servicing website or ONE VIP Mobile App.

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