[2020-03-28, 16:03:51] CRED: Messages to this chat and calls are now secured with

end-to-end encryption. CRED may use another company to store, read, and respond to
your messages and calls.
[2020-03-28, 16:03:51] CRED: This chat is with the official business account of
“CRED”.
[2020-03-28, 16:03:51] CRED: Hey there! Just letting you know that you have enabled
communication with CRED via WhatsApp. Request you to kindly save this number. You
can reply with ‘STOP’ anytime you wish to stop communication through this channel.
[2020-03-28, 16:03:51] CRED: Payment of INR 66,000 was received for IndusInd Bank
credit card ending XX-1003 on 28-Mar-2020 and you have earned 66,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
XMVE0686P7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-03-28, 16:10:16] CRED: Payment of INR 41,000 was received for HDFC Bank
credit card ending XXX-2889 on 28-Mar-2020 and you have earned 41,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
372432XXRM.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-03-29, 15:54:38] CRED: Payment of *₹ 0.24* for your *ICICI Bank* credit card
4375-XXXX-XXXX-9012 is due on *03-04-2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-03-29, 16:20:07] CRED: Payment of INR 10 was received for ICICI Bank credit
card ending XX-9012 on 29-Mar-2020 and you have earned 10 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
07W3E45XL7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-03-30, 13:35:56] CRED: You have enabled CRED Protect. Get timely payment
reminders, review smart statements for hidden charges and see your major spend
categories and merchants. Click here - https://cred.onelink.me/k63y/fabrikcontrol -
for details on more benefits, exclusive for CRED Protect members.
[2020-04-07, 18:01:51] CRED: Payment of INR 840 was received for HDFC Bank credit
card ending XXX-2889 on 07-Apr-2020 and you have earned 840 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
LKD1EEVQ27.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-04-07, 18:02:42] CRED: Payment of INR 80 was received for HDFC Bank credit
card ending XXX-2889 on 07-Apr-2020 and you have earned 80 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
D7QLZZ23PK.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-04-08, 07:32:18] CRED: You have enabled CRED Protect. Get timely payment
reminders, review smart statements for hidden charges and see your major spend
categories and merchants. Click here - https://cred.onelink.me/k63y/fabrikcontrol -
for details on more benefits, exclusive for CRED Protect members.
[2020-04-10, 13:02:59] CRED: You have enabled CRED Protect. Get timely payment
reminders, review smart statements for hidden charges and see your major spend
categories and merchants. Click here - https://cred.onelink.me/k63y/fabrikcontrol -
for details on more benefits, exclusive for CRED Protect members.
[2020-04-17, 13:49:36] CRED: You have enabled CRED Protect. Get timely payment
reminders, review smart statements for hidden charges and see your major spend
categories and merchants. Click here - https://cred.onelink.me/k63y/fabrikcontrol -
for details on more benefits, exclusive for CRED Protect members.
[2020-04-17, 17:19:48] CRED: Statement for the month of *April* for your *ICICI
Bank* credit card 4375-XXXXXXXX-9012 has been generated. Total due: *₹ 4,158.92*,
min due: *₹ 3,620.00*, to be paid by *May 04, 2020*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-04-25, 12:08:09] CRED: Payment for *IndusInd Bank* credit card 5244-XXXX-
XXXX-1003 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-04-26, 12:19:42] CRED: Payment of *₹ 4,158.92* for your *ICICI Bank* credit
card 4375-XXXX-XXXX-9012 is due. Your last payment on this card was on *Mar 29,
2020*.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-04-27, 11:39:58] CRED: Payment for *IndusInd Bank* credit card 5244-XXXX-
XXXX-1003 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-04-27, 20:10:50] CRED: Payment of INR 5,000 was received for ICICI Bank
credit card ending XX-9012 on 27-Apr-2020 and you have earned 5,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
RKRNGYE6L7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-04-27, 20:12:08] CRED: Payment of INR 1,300 was received for IndusInd Bank
credit card ending XX-1003 on 27-Apr-2020 and you have earned 1,300 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
XKVLG6D1W7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-04-27, 20:13:20] CRED: Payment of INR 10,000 was received for ICICI Bank
credit card ending XX-9012 on 27-Apr-2020 and you have earned 10,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
371LZJDJ27.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-05-03, 10:55:43] CRED: Payment of INR 535 was received for HDFC Bank credit
card ending XXX-2889 on 03-May-2020 and you have earned 535 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
372X4VPY8M.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-05-16, 16:01:53] CRED: Statement for the month of *May* for your *ICICI Bank*
credit card 4375-XXXX-XXXX-9012 has been generated. Total due: *₹ 9,873.30*, min
due: *₹ 3,910.00*, to be paid by *June 02, 2020*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-05-17, 08:13:47] CRED: Statement for the month of *May* for your *SBI* credit
card 4047-XXXX-XXXX-8034 has been generated. Total due: *₹ 6,909.00*, min due:
*₹ 2,083.00*, to be paid by *IMMEDIATE*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-05-25, 12:15:00] CRED: Payment for *IndusInd Bank* credit card 5244-80XX-
XXXX-1003 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-05-25, 12:15:05] CRED: Payment of *₹ 9,873.30* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due. Your last payment on this card was on *Apr 27,
2020*.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-05-27, 11:42:15] CRED: Payment for *IndusInd Bank* credit card 5244-80XX-
XXXX-1003 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-05-28, 14:52:41] CRED: Payment of *₹ 9,873.30* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Jun 02, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-05-31, 11:57:43] CRED: Payment for *HDFC Bank* credit card 5241-81XX-XXXX-
2889 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-06-01, 13:08:24] CRED: Payment of *₹ 9,873.30* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Jun 02, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-06-02, 11:33:55] CRED: Payment for *HDFC Bank* credit card 5241-81XX-XXXX-
2889 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-06-05, 22:46:27] CRED: Payment of INR 1,000 was received for HDFC Bank credit
card ending XXX-2889 on 05-Jun-2020 and you have earned 1,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
J78V3N96P7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-06-17, 09:32:01] CRED: Statement for the month of *June* for your *SBI*
credit card 4047-45XX-XXXX-8034 has been generated. Total due: *₹ 7,902.00*, min
due: *₹ 2,574.00*, to be paid by *IMMEDIATE*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-06-17, 10:24:24] CRED: Statement for the month of *June* for your *ICICI
Bank* credit card 4375-51XX-XXXX-9012 has been generated. Total due: *₹ 12,787.58*,
min due: *₹ 4,060.00*, to be paid by *July 05, 2020*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-06-24, 12:00:11] CRED: Payment for *IndusInd Bank* credit card 5244-80XX-
XXXX-1003 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-06-24, 18:20:29] CRED: you may miss your due date.

enter your Kotak Mahindra Bank credit card statement password here to enable
reminders: https://cred.onelink.me/spQx/7595ef7c
[2020-06-26, 11:37:35] CRED: Payment for *IndusInd Bank* credit card 5244-80XX-
XXXX-1003 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-06-30, 13:36:48] CRED: Payment of INR 12,787.58 was received for ICICI Bank
credit card ending XXX-9012 on 30-Jun-2020 and you have earned 12,788 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
5KXD6ZG0ZM.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-06-30, 13:38:12] CRED: You have enabled CRED Protect. Get timely payment
reminders, review smart statements for hidden charges and see your major spend
categories and merchants.

Many more benefits, exclusive for CRED Protect members. Click here for details:
https://cred.onelink.me/k63y/welcome
[2020-06-30, 13:42:48] CRED: Payment of INR 864 was received for HDFC Bank credit
card ending XXX-2889 on 30-Jun-2020 and you have earned 864 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
ZMPZ0RN2R7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-06-30, 14:30:10] CRED: Payment of INR 9,000 was received for RBL Bank credit
card ending XXX-6546 on 30-Jun-2020 and you have earned 9,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
JM8PVQ4ELM.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-07-03, 16:49:07] CRED: Congratulations. You have just earned 10 gems for
paying your first credit card bill on CRED. Redeem your reward and don't miss out
on the goodness.
[2020-07-04, 09:23:00] CRED: Payment of INR 11,000 was received for ICICI Bank
credit card ending XXX-9012 on 04-Jul-2020 and you have earned 11,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
D742QYZG9K.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-07-04, 09:23:11] CRED: Payment of INR 22,000 was received for ICICI Bank
credit card ending XXX-0007 on 04-Jul-2020 and you have earned 22,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
57YJZGV537.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-07-17, 08:08:05] CRED: Statement for the month of *July* for your *SBI*
credit card 4047-45XX-XXXX-8034 has been generated. Total due: *₹ 9,103.00*, min
due: *₹ 3,148.00*, to be paid by *IMMEDIATE*.

Payments on CRED are now lightning fast and credited to your card within *10*
minutes. Pay now: https://cred.onelink.me/k63y/statement
[2020-07-17, 11:22:02] CRED: Statement for the month of *July* for your *ICICI
Bank* credit card 4375-51XX-XXXX-9012 has been generated. Total due: *₹ 15,643.55*,
min due: *₹ 4,000.00*, to be paid by *August 03, 2020*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-07-22, 11:22:35] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/60c6d253
[2020-07-27, 17:31:33] CRED: you may miss your due date.

enter your IndusInd Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/70f517fd
[2020-07-28, 12:04:18] CRED: Payment for *HDFC Bank* credit card 5241-81XX-XXXX-
2889 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-07-28, 12:06:21] CRED: Payment for *RBL Bank* credit card 5369-07XX-XXXX-6546
may be due. Link the email id where you receive statements for this credit card, to
generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-07-29, 14:48:18] CRED: Payment of *₹ 15,643.55* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Aug 03, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-07-30, 11:44:37] CRED: Payment for *HDFC Bank* credit card 5241-81XX-XXXX-
2889 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-07-30, 11:45:46] CRED: Payment for *RBL Bank* credit card 5369-07XX-XXXX-6546
may be due. Link the email id where you receive statements for this credit card, to
generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-07-31, 14:00:52] CRED: Payment of *₹ 15,643.55* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Aug 03, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-08-01, 11:50:09] CRED: Payment for *ICICI Bank* credit card 4375-51XX-XXXX-
0007 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-08-02, 10:28:49] CRED: Payment of INR 15,643.55 was received for ICICI Bank
credit card ending XXX-9012 on 02-Aug-2020 and you have earned 15,644 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
27E0R8EJN7.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-08-02, 10:29:00] CRED: Payment of INR 5,000 was received for HDFC Bank credit
card ending XXX-2889 on 02-Aug-2020 and you have earned 5,000 CRED coins.

Payment will reflect in your credit card account in max 48 hours.Your txn id is
5MX4WZ3Y6M.

You can view payment status here: https://cred.onelink.me/k63y/f5b00811

[2020-08-03, 11:33:22] CRED: Payment for *ICICI Bank* credit card 4375-51XX-XXXX-
0007 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-08-18, 09:14:49] CRED: Statement for the month of *August* for your *ICICI
Bank* credit card 4375-51XX-XXXX-9012 has been generated. Total due: *₹ 19,107.49*,
min due: *₹ 4,370.00*, to be paid by *2020-09-03*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-08-21, 10:18:41] CRED: Payment of ₹ 19,107.49 was received for your ICICI
Bank credit card 4375-51XX-XXXX-9012 on 21-Aug-2020 and you have earned 19,108 CRED
coins.

Your order id is RMRW4D0NJK. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/txnhistory

[2020-08-21, 14:31:48] CRED: Payment of ₹ 88,000.00 for your HDFC Bank credit card
5241-81XX-XXXX-2889 failed. Any amount, if debited from your account and received
by CRED, will be refunded. Order id is RKRW456D97.

Click here for order details: https://app.cred.club/k63y/txnhistory

[2020-08-21, 14:32:12] CRED: Payment of ₹ 80,000.00 for your HDFC Bank credit card
5241-81XX-XXXX-2889 failed. Any amount, if debited from your account and received
by CRED, will be refunded. Order id is 57Y2D5JYV7.

Click here for order details: https://app.cred.club/k63y/txnhistory

[2020-08-21, 14:59:11] CRED: Payment of ₹ 88,000.00 for your HDFC Bank credit card
5241-81XX-XXXX-2889 failed. Any amount, if debited from your account and received
by CRED, will be refunded. Order id is RKRW456D97.

Click here for order details: https://app.cred.club/k63y/txnhistory

[2020-08-22, 11:21:40] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/b8a360bf
[2020-08-25, 07:45:12] CRED: Payment of ₹ 88,000.00 for your HDFC Bank credit card
5241-81XX-XXXX-2889 failed. Any amount, if debited from your account and received
by CRED, will be refunded. Order id is D7QN2JW937.

Click here for order details: https://app.cred.club/k63y/txnhistory

[2020-08-25, 07:45:32] CRED: Payment of ₹ 50,000.00 was received for your HDFC Bank
credit card 5241-81XX-XXXX-2889 on 25-Aug-2020 and you have earned 50,000 CRED
coins.

Your order id is VK5XJZ0GD7. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/txnhistory

[2020-08-25, 07:52:51] CRED: Payment of ₹ 31,000.00 was received for your HDFC Bank
credit card 5241-81XX-XXXX-2889 on 25-Aug-2020 and you have earned 31,000 CRED
coins.

Your order id is 5MXJWYV217. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/txnhistory

[2020-08-25, 07:53:15] CRED: Payment of ₹ 9,800.00 was received for your RBL Bank
credit card 5369-07XX-XXXX-6546 on 25-Aug-2020 and you have earned 9,800 CRED
coins.

Your order id is ZKG0JWNJZM. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/txnhistory

[2020-09-01, 12:57:31] CRED: Payment for *ICICI Bank* credit card 4375-51XX-XXXX-
0007 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-09-03, 11:31:35] CRED: Payment for *ICICI Bank* credit card 4375-51XX-XXXX-
0007 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-09-20, 10:42:03] CRED: Payment for *ICICI Bank* credit card 4375-51XX-XXXX-
9012 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-09-24, 10:35:31] CRED: Payment for *HDFC Bank* credit card 5241-81XX-XXXX-
2889 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-09-24, 10:36:42] CRED: Payment for *RBL Bank* credit card 5369-07XX-XXXX-6546
may be due. Link the email id where you receive statements for this credit card, to
generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-10-10, 14:03:05] CRED: Payment of ₹ 6,000.00 for your ICICI Bank credit card
4375-51XX-XXXX-9012 failed. Any amount, if debited from your account and received
by CRED, will be refunded. Order id is K9EE26EGLK.

Click here for order details: https://app.cred.club/k63y/txnhistory

[2020-10-10, 14:03:16] CRED: Payment of ₹ 6,000.00 for your ICICI Bank credit card
4375-51XX-XXXX-9012 failed. Any amount, if debited from your account and received
by CRED, will be refunded. Order id is K9EE26EGLK.

Click here for order details: https://app.cred.club/k63y/txnhistory

[2020-10-17, 08:20:56] CRED: you may miss your due date.

enter your SBI credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/b25ae660
[2020-10-18, 08:13:20] CRED: Statement for the month of *October* for your *ICICI
Bank* credit card 4375-51XX-XXXX-9012 has been generated. Total due: *₹ 22,709.41*,
min due: *₹ 4,550.00*, to be paid by *2020-11-03*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-10-24, 18:43:27] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/2c827544
[2020-10-24, 18:43:34] CRED: Your CRED coins balance is 1,91,751 as on 24-Oct-2020.
Click here https://cred.onelink.me/spQx/payAndWin to claim rewards like assured 2%
cashback upto Rs. 1000, Rs 2000 BigBasket gift-card and a free home makeover from
Furlenco for a year.
[2020-10-25, 10:30:59] CRED: Payment for *RBL Bank* credit card 5369-07XX-XXXX-6546
may be due. Link the email id where you receive statements for this credit card, to
generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-10-25, 10:30:59] CRED: Payment for *HDFC Bank* credit card 5241-81XX-XXXX-
2889 may be due. Link the email id where you receive statements for this credit
card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2020-10-29, 16:12:43] CRED: Payment of *₹ 22,709.41* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Nov 03, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-10-29, 19:29:40] CRED: You have received Rs. 319 cashback on CRED as on 29-
Oct 2020. You can get 100% cashback on your next payment.

Click here to pay now: https://app.cred.club/k63y/PowerplayCashback

[2020-10-31, 12:34:13] CRED: You have received Rs. 319 cashback on CRED as on 31-
Oct 2020. You can get assured 2% cashback upto Rs 1000 on your next payment.

Click here to pay now: https://cred.onelink.me/k63y/win1000cashback. Valid today!

[2020-10-31, 15:02:10] CRED: Payment of *₹ 22,709.41* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Nov 03, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-11-02, 13:18:05] CRED: Payment of *₹ 22,709.41* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Nov 03, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-11-04, 11:54:13] CRED: Your due date for the *ICICI Bank* credit card 4375-
51XX-XXXX-9012 was on *Nov 03, 2020* and your due amount of *₹ 22,709.41* is now
overdue. You have started incurring interest charges at ~35% p.a.

Pay immediately to avoid extra charges: https://cred.onelink.me/k63y/payment

[2020-11-17, 08:43:29] CRED: you may miss your due date.

enter your SBI credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/61712eff
[2020-11-17, 12:53:05] CRED: Statement for the month of *November* for your *ICICI
Bank* credit card 4375-51XX-XXXX-9012 has been generated. Total due: *₹ 709.16*,
min due: *₹ 100.00*, to be paid by *December 04, 2020*.

Click here to review your statement with CRED Protect and pay:
https://cred.onelink.me/k63y/statement
[2020-11-24, 18:43:17] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/5ebd0b8
[2020-11-29, 15:58:40] CRED: Payment of *₹ 709.16* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Dec 04, 2020*.
Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment
[2020-11-30, 14:28:07] CRED: Your CRED coins balance is 191751 as on 30-Nov-2020.
Click here https://cred.onelink.me/k63y/ClaimMyReward to claim rewards like Urban
company, BigBasket and Tagg.
[2020-12-01, 14:54:04] CRED: Payment of *₹ 709.16* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Dec 04, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-12-03, 13:11:43] CRED: Payment of *₹ 709.16* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Dec 04, 2020*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-12-05, 11:32:14] CRED: Your due date for the *ICICI Bank* credit card 4375-
51XX-XXXX-9012 was on *Dec 04, 2020* and your due amount of *₹ 709.16* is now
overdue. You have started incurring interest charges at ~35% p.a.

Pay immediately to avoid extra charges: https://cred.onelink.me/k63y/payment

[2020-12-17, 09:20:50] CRED: you may miss your due date.

enter your SBI credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/ff6acfea
[2020-12-17, 14:03:00] CRED: Hi Bhanu Teja Garapati,

Your *new smart statement* is here.

Good news : CRED Protect detected that there are *no* hidden charges in your
statement.

Here are highlights from December's statement for your ICICI Bank credit card 4375-
51XX-XXXX-9012:

*Total due*: ₹ 3,613.55

*Minimum due*: ₹ 3,600.00
*Due to be paid by*: January 03, 2021

Review all your spends, refunds and cashbacks based on categories and merchant.
[2020-12-24, 18:43:16] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/7ea29477
[2020-12-29, 16:08:37] CRED: Payment of *₹ 3,613.55* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Jan 03, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2020-12-31, 22:02:57] CRED: Payment of *₹ 3,613.55* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Jan 03, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-01-02, 13:16:43] CRED: Payment of *₹ 3,613.55* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Jan 03, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-01-04, 11:56:04] CRED: Your due date for the *ICICI Bank* credit card 4375-
51XX-XXXX-9012 was on *Jan 03, 2021* and your due amount of *₹ 3,613.55* is now
overdue. You have started incurring interest charges at ~35% p.a.

Pay immediately to avoid extra charges: https://cred.onelink.me/k63y/payment

[2021-01-16, 19:51:08] CRED: Hi Bhanu Teja Garapati,
Your *new smart statement* is here.

*CRED Protect alert* : Hidden charges worth ₹ 642.68 found in January's statement
for your ICICI Bank credit card 4375-51XX-XXXX-9012.

*Total due*: ₹ 168.36

*Minimum due*: ₹ 100.00
*Due to be paid by*: February 02, 2021

Review your smart statement for breakdown of hidden charges worth ₹ 642.68.
[2021-01-17, 10:30:50] CRED: you may miss your due date.

enter your SBI credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/61d5fd55
[2021-01-24, 18:43:29] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/776ee2f0
[2021-01-28, 16:10:08] CRED: Payment of *₹ 168.36* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Feb 02, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-01-30, 15:12:45] CRED: Payment of *₹ 168.36* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Feb 02, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-02-01, 13:18:44] CRED: Payment of *₹ 168.36* for your *ICICI Bank* credit
card 4375-51XX-XXXX-9012 is due on *Feb 02, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-02-03, 11:48:23] CRED: Your due date for the *ICICI Bank* credit card 4375-
51XX-XXXX-9012 was on *Feb 02, 2021* and your due amount of *₹ 168.36* is now
overdue. You have started incurring interest charges at ~35% p.a.

Pay immediately to avoid extra charges: https://cred.onelink.me/k63y/payment

[2021-02-17, 09:38:21] CRED: you may miss your due date.

enter your SBI credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/7e8c380d
[2021-02-17, 18:08:51] CRED: Hi Bhanu Teja Garapati,

Your *new smart statement* is here.

Good news : CRED Protect detected that there are *no* hidden charges in your
statement.

Here are highlights from February's statement for your ICICI Bank credit card 4375-
51XX-XXXX-9012:

*Total due*: ₹ 6,857.55

*Minimum due*: ₹ 390.00
*Due to be paid by*: March 07, 2021

Review all your spends, refunds and cashbacks based on categories and merchant.
[2021-02-18, 10:58:30] CRED: Payment of ₹ 6,857.55 was received for your ICICI Bank
credit card 4375-51XX-XXXX-9012 on 18-Feb-2021 and you have earned 6,858 CRED
coins.
Your order id is MYEP23EXQ7. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/txnhistory

[2021-02-18, 15:38:02] CRED: Payment of *₹ 1,026.00* for your *ICICI Bank* credit
card 4315-81XX-XXXX-1004 is due on *Feb 23, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-02-20, 11:34:10] CRED: Hey Bhanu,

Your rent-paying experience has been upgraded. You can now pay rent with your
IndusInd Bank Credit Card to get up to 45 days of credit period and ₹250 cashback.
Pay rent now: https://app.cred.club/k63y/rentindusindoffer
[2021-02-20, 14:59:10] CRED: Payment of *₹ 1,026.00* for your *ICICI Bank* credit
card 4315-81XX-XXXX-1004 is due on *Feb 23, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-02-22, 13:48:21] CRED: Payment of *₹ 1,026.00* for your *ICICI Bank* credit
card 4315-81XX-XXXX-1004 is due on *Feb 23, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/payment

[2021-02-24, 12:19:04] CRED: Your due date for the *ICICI Bank* credit card 4315-
81XX-XXXX-1004 was on *Feb 23, 2021* and your due amount of *₹ 1,026.00* is now
overdue. You have started incurring interest charges at ~35% p.a.

Pay immediately to avoid extra charges: https://cred.onelink.me/k63y/payment

[2021-02-24, 21:13:55] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/e5957111
[2021-03-05, 12:35:10] CRED: Payment of ₹ 39,000.00 was received for your IDFC
First Bank credit card 4281-02XX-XXXX-6765 on 05-Mar-2021 and you have earned
39,000 CRED coins.

Your order id is MNJ24RN0JK. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/txnhistory

[2021-03-06, 10:16:12] CRED: Hi Bhanu Garapati,

Your *new smart statement* is here.

*CRED Protect alert* : Hidden charges worth ₹ 649.82 found in March's statement for
your ICICI Bank credit card 4315-81XX-XXXX-1004.

*Total due*: ₹ 176.79

*Minimum due*: ₹ 100.00
*Due to be paid by*: March 23, 2021

Review your smart statement for breakdown of hidden charges worth ₹ 649.82.
[2021-03-18, 15:53:31] CRED: Payment of *₹ 176.79* for your *ICICI Bank* credit
card 4315-81XX-XXXX-1004 is due on *Mar 23, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/pay

[2021-03-20, 14:48:25] CRED: Payment of *₹ 176.79* for your *ICICI Bank* credit
card 4315-81XX-XXXX-1004 is due on *Mar 23, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/pay

[2021-03-22, 13:37:33] CRED: Payment of *₹ 176.79* for your *ICICI Bank* credit
card 4315-81XX-XXXX-1004 is due on *Mar 23, 2021*.

Pay now to avoid any late payment fees: https://cred.onelink.me/k63y/pay

[2021-03-24, 12:18:15] CRED: Your due date for the ICICI Bank credit card 4315-
81XX-XXXX-1004 was on Mar 23, 2021 and your due amount of ₹ 176.79 is now overdue.
You have started incurring interest charges at ~35% p.a.

Pay immediately to avoid extra charges: https://cred.onelink.me/k63y/pay

[2021-03-24, 18:42:25] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/3ec31e9d
[2021-04-04, 10:40:44] CRED: Payment for *IDFC First Bank* credit card 4281-02XX-
XXXX-6765 may be due. Link the email id where you receive statements for this
credit card, to generate smart statements and get timely payment reminders.

Click here to pay: https://cred.onelink.me/k63y/reminder

[2021-04-17, 19:54:56] CRED: Hi Bhanu Teja Garapati,

Your *new smart statement* is here.

Good news : CRED Protect detected that there are *no* hidden charges in your
statement.

Here are highlights from April's statement for your ICICI Bank credit card 4375-
51XX-XXXX-9012:

*Total due*: ₹ 15,716.63

*Minimum due*: ₹ 790.00
*Due to be paid by*: May 04, 2021

Review all your spends, refunds and cashbacks based on categories and merchant.
[2021-04-21, 19:06:00] CRED: Payment of ₹ 32,699.18 was received for your RBL Bank
credit card 5243-73XX-XXXX-2008 on 21-Apr-2021 and you have earned 32,700 CRED
coins.

Your order id is KPRDLVD5L7. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/transactionhistory

[2021-04-23, 19:53:22] CRED: Payment of ₹ 15,716.63 was received for your ICICI
Bank credit card 4375-51XX-XXXX-9012 on 23-Apr-2021 and you have earned 15,717 CRED
coins.

Your order id is KRPW9XPXZM. Payment will be credited to credit card account within
the next 1 hour.

View transaction details here: https://app.cred.club/k63y/transactionhistory

[2021-04-24, 20:44:14] CRED: you may miss your due date.

enter your ICICI Bank credit card statement password here to enable reminders:
https://cred.onelink.me/spQx/ec487801