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    Significance of The Study

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    Dakuro A Ethan
    This study examines how BS BA Management students at Ateneo De Naga University spend their daily allowances. It seeks to understand the appropriate amount of allowance and how students typically allocate their funds. The study aims to benefit both students and parents by providing insights into effective money management practices. Specifically, the study will survey students about their satisfaction with their allowance amount, budgeting habits, spending priorities, and financial literacy. It hopes to identify strategies for students to wisely use their allowance and for parents to determine an appropriate amount. The research is limited to Ateneo De Naga University and will gather data solely through an online survey about students' allowance amounts and spending categories.

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    Significance of The Study

    Uploaded by

    Dakuro A Ethan
    283 views4 pages
    This study examines how BS BA Management students at Ateneo De Naga University spend their daily allowances. It seeks to understand the appropriate amount of allowance and how students typically allocate their funds. The study aims to benefit both students and parents by providing insights into effective money management practices. Specifically, the study will survey students about their satisfaction with their allowance amount, budgeting habits, spending priorities, and financial literacy. It hopes to identify strategies for students to wisely use their allowance and for parents to determine an appropriate amount. The research is limited to Ateneo De Naga University and will gather data solely through an online survey about students' allowance amounts and spending categories.

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    Significance of the study

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    This study examines how BS BA Management students at Ateneo De Naga University spend their daily allowances. It seeks to understand the appropriate amount of allowance and how students typically allocate their funds. The study aims to benefit both students and parents by providing insights into effective money management practices. Specifically, the study will survey students about their satisfaction with their allowance amount, budgeting habits, spending priorities, and financial literacy. It hopes to identify strategies for students to wisely use their allowance and for parents to determine an appropriate amount. The research is limited to Ateneo De Naga University and will gather data solely through an online survey about students' allowance amounts and spending categories.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    283 views4 pages

    Significance of The Study

    Uploaded by

    Dakuro A Ethan
    This study examines how BS BA Management students at Ateneo De Naga University spend their daily allowances. It seeks to understand the appropriate amount of allowance and how students typically allocate their funds. The study aims to benefit both students and parents by providing insights into effective money management practices. Specifically, the study will survey students about their satisfaction with their allowance amount, budgeting habits, spending priorities, and financial literacy. It hopes to identify strategies for students to wisely use their allowance and for parents to determine an appropriate amount. The research is limited to Ateneo De Naga University and will gather data solely through an online survey about students' allowance amounts and spending categories.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 4

    Significance of the study

    The study deals with the everyday allowance of BS BA Management students. It


    seeks to answers as to how and where is the right time to spend their money every
    day. Considering that money is an essential commodity that helps the student to
    run his or her life, this study is significant for it will benefit the students, their
    parents/guardian.

    The Students. This study will be a great help for the students to appraise their
    practice of spending money. This will inform them where students like them
    generally spend their money with. Upon this information, this study can help them
    recognize the importance on how to use their allowance wisely.

    The Parents/Guardians. This study may also help the parents/guardians by


    providing information and insights about the allowance they give to their children
    and how or where they generally use it. This study can give them information as to
    how much allowance is accurate for their children to use it for their needs.

    Scope of Limitations of the study

    This study may be of assistance to come up with suggested everyday expenses of


    the Business Management students that the school may be a source of help to
    further more benefit both.
    Managing money wisely is not as complicated as you think – but it can be quite tedious.
    Maintaining a healthy level of finances is the same as keeping yourself physically fit. Just
    because you achieved your ideal weight, you will cease making an effort to live a healthy
    lifestyle. It is a continuous endeavor that will never stop. Of course, once you have reached your
    goal, maintaining it will not be as difficult as the effort you had to exert previously. But the
    bottom line is, you still need to exert effort. (National Debt Relief)

    Money is important. We may try to deny that fact. We may go on and say that “money can’t buy
    happiness” and so on… but money matters. Without it, you couldn’t acquire your everyday
    necessities. Without it, you wouldn’t be able to indulge yourself by purchasing the luxury items
    you want. Without money, it would be rather hard to survive in this money driven society.

    So here are some tips that will help you save money

    1. Cut on your commuting expense – I think we’ve all been there. Unless you live right next
    to your school, some of us will have to commute to school. Sometimes it takes not one,
    but multiple rides to arrive. Try to cut your commuting expense by paying the “student’s
    price” when riding the jeep. Instead of 8, pay 7.

    2. Walk more – It’s still part of “commuting expense” but I thought I have this stand on its
    own. You should walk more. Sometimes, we can save 6-7 pesos from a tricycle ride if we
    were to walk. I know, in the morning, it’s understandable that you wish to get to school
    fast because you’re either running late or because it’s just so freaking hot… but on your
    way home, late afternoon, instead of riding with the tricycle, try to walk towards the jeep
    stops.

    3. Eat outside the school – Food is usually on the expensive side inside the campus. More
    often than not, eating outside of the campus is way more cheaper. Scout the surrounding
    of your school for an affordable Calenderia. You are not only going to save money from
    it, but you’ll also be rather full!

    4. Put away the extra money from your baon – If you follow the aforementioned tips, it’s
    likely that you end up with some spare money from your baon. Put away that money.
    Don’t use it for the next day. Don’t make it your life mission to exhaust all of your
    money on a single day. It’s always good to have some spare. 10-30 pesos are day will
    make quite a nice sum by the end of the month. (Georg Kevin Paquet)

    1. National Debt Relief, All you need to know about managing money wisely
    (https://www.nationaldebtrelief.com/need-know-managing-money-wisely/)
    2. Georg Kevin Paquet, Student tips: Budgeting and Saving money
    (https://pinoyteens.net/student-tips-budgeting-and-saving-money/)
    Site of the Study

    In this research will all be coming from one single location which will be found at
    Naga City, Camarines Sur, in Ateneo De Naga University.

    Data Gathering Procedure


    Our researcher design a survey online as one of the data collection instrument for this study. The survey
    questions were aimed at to know the information on how students spend their allowance.

    The questionnaire has two sets.

    Set A focuses on the level of agreement based on the statement given, that the student need to
    rate from 1 being the lest and 5 being the highest according to the students practice.

    Set B focuses on the range of spending habits that needs to rate from 1 being the least and 5 being
    the highest expenditures of the student weekly allowance.

     The set A has 10 sections that contains the following:


    1. The Satisfactory amount of weekly allowance
    2. Budget planning
    3. Remain awareness of the expenses
    4. Keeping records of expenses
    5. Have great understanding about the financial management
    6. Effective in managing in money
    7. Aware of the items that should spend on
    8. Spending only on items that need
    9. Spending only within the budget
    10. Prefer to buying famous and more expensive and branded products

     The set B has 10 sections that contains the following:


    1. Study Materials
    2. School Miscellaneous Expenses
    3. Transportation
    4. Food
    5. Saving
    6. Body Products
    7. Clothing and Accessories
    8. Entertainment and Leisure
    9. Gadget/Technology Related items
    10. Shopping

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