Sumul District Co Operative Milk PDF
Sumul District Co Operative Milk PDF
Sumul District Co Operative Milk PDF
Of
**** Prepared By :-
Shiroya Harshida A.
Roll No. :- 39
Exam Seat No. :-
**** Submitted University :-
Saurashtra University
**** Guided By :-
Prof. B.P. Vekariya
****Institute :-
SHREE MAHILA B.B.A. COLLAGE
Street No.2, Sardarpura,
Joshipura – Junagadh -362 002
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DECLARATION
Place: Junagadh
Date:
______________________
(Miss Shiroya Harshida A..)
2 Shiroya Harshida A.
Preface
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Acknowledgement
Thanking you.
Place:- Junagadh
Yours faithfully,
Shiroya Harshida A.
S.Y.B.B.A. (Roll No. 39)
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INDEX: ~
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****INDEX ****
Sr. No. Particular Page No.
1.1 Introduction 8
1.2 History &Development of the Unit 10
1.3 Name & Address of the Unit 12
1.4 Milestone of Sumul Dairy 13
1.5 Sumul’s Mission &Vision 14
Statement
1.6 Work area of Sumul 16
1.7 Time keeping System 17
1.8 Objective of Sumul 18
1.9 Location of Office 19
1.10 Administration Building 20
1.11 Milk production Cycle 21
1.12 Future Plan of Sumul 28
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1.1 Introduction
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has necessary active development of “by product” market.
Products so far introduced are paneer, ghee, flavored milk,
sweet, shrikhand, lassi, butter milk etc.
9 Shiroya Harshida A.
1.2 History
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Here the farmers were, made aware about their right &
responsibilities high productivity of milk at low cost & so the
co-operatic of development programs started.
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Company profile
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Organization structure
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Organization chart
Bord of Director
Chairman
Managing Director
Senior Assistant
Junior Assistant
Technician
Workman
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1.4 Milestone of Sumul Dairy
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1.5 Sumul’s Mission & Vision Statement
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Year 2008 Year 2009
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Production department
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INTRODUCTION
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ORGANIZATION STRUCTURE
PRODUCTION
MANAGER
SUPERVISOR
SKILLED WORKERS
SEMI-SKILLED
WORKERS
UNSKILLED
WORKERS
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Raw material
Raw material plays a key role in the quality of the product. Without raw
material, production process cannot be started. If the raw material used is of
low quality than the quality of the product will also be low. As such more
weight must be put on the quality of raw material.
In sumul raw material like milking machines and other latest equipments for
pasteurization, clarification and standardization of milk are needed.
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Milk Products
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MILK
FAT SNF
VITAMIN PROTEIN
A MINERALS
D IRON
E CALSIUM
K LECTORS
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Types of Milk
Whole Milk 6 9
Toned Milk 3 9
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Pasteurized standardized milk:
1. Raw Milk
2. Skim milk Powder
3. Pasteurize white Butter
4. Pasteurize Skim Milk
5. Pasteurize Cream
6. LDPE Film
7. Water
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Pure Ghee:
A Product obtained from milk, cream or butter from various animal species by means
of processes, which result in the total removal of moisture and SNF contents, with an
developed physical structure. Clarified butter fat with a strong flavor is prepared by heating
makkhan.
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Panner :
Milk is heating to boiling temperature and limejuice, citric acid, or sour whey. Paneer
contain 70% moisture. The whole milk paneer should contain 50%, milk fat on dry matter
basic. In skimmed milk paneer the fat on dry matter basic should not exceed 13%.
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Flavored Milk :
Milk standardized to a certain fat percentage to which some flavor such as chocolate
and fruit syrup is added.
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Buttermilk :
By product obtained after the removal of butter or cream from crud by churning or
otherwise also known as chaas.
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White Butter :
1. Pasteurize Cream
2. Corrugated Box
3. HM-HDPE Sheet
4. Pasteurized Chilled Water
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SWEETS
Shrikhand
A milk based sweets male from concentrated dahi with a sweet and sour taste. It is a
semi-soft whole milk product prepared from dahi and resembles sweetened quark. Dahi is
drained of its whey by hanging it in a cloth from 4 to 6 hours to producing a solid mass
called chakka or maska. The resultant maska is mixed with the required sugar, condiments
and flavor.
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Kesar Dry Fruit Shrikhand
1. Chakka
2. Sugar
3. Kesar
4. Almond
5. Cashew nuts
6. Kismis
Elaichi Shrikhand
1. Chakka
2. Sugar
3. Elaichi (Cardamom)
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Peda :
Elaichi Peda :
1. Milk
2. Cardamom
3. Sugar
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Kesar Peda :
1. Milk
2. Sugar
3. Kesar
MalaiPuri :
1. Milk
2. Sugar
3. cardamom
4. Ghee
5. Pista
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Other Sweets
Rasgulla :
Gulabjabun:
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Other Products :
Khawa :
A product obtains from Cow, Buffalo or mixed milk by heat desiccation of milk to 65-
50% solid in an open pan. It is also called as khawa or mava.
Tea :
Sugar:
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Production process
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Milk Production Cycle
MILK CYCLE: ~
STEP 1
A Machine milking the Cow at Village level.
STEP 2
Milk Producers' Cooperative Ltd. collects the milk from
all the villages.
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STEP 3
The collected milk is tested against the set standards.
That insures quality of milk being received from the root level.
STEP 4
The received milk is sold locally as well as transported
to the dairy for the further processing.
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STEP 5
The milk is tested in dairy lab. No compromises with
the quality of milk being received.
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STEP 6
The qualified milk is received at Raw Milk Receiving
Dock at Dairy.
STEP 7
Cleanliness is always the top priority at any stage of
the milk cycle. It is called Cleaning Process.
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STEP 8
Milk is pasteurized, clarified, and standardized using
latest technological machines & equipments.
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STEP 9
Milk again tested before being packed in the SUMUL’S
Laboratory.
STEP 10
Pouch filling for the last users at the Packing
Department at SUMUL.
STEP 11
Packed milk stored in well-maintained cold storage of
SUMUL.
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STEP 12
Milk dispatched for the sales in the market of Surat
from the Dispatch Department in the SUMUL’S trucks.
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Plant location
Location factor are crucial for profit maximization, in
deciding about the location of concern, the selected site or
position must minimize the cost of production as well as cost
of distribution. If the site for locating a business is
unfavourable the concern can’t be managed economically
and profitability even though the entrepreneur has the
necessary capital and capacity or management skill.in shirt
location determines to a great extent ,a company’s
profitability.
It is based on the product, moreover, the industry is situated in such a
place where certain facilities and help are provided from the
government like loan, subsidy etc.
SUMUL is situated in surat, which suits all the above conditions for i.e.
procurement of basic raw material is done from the near by area so that
easily available and timely procurement is done and basic
transportation cost being reduced besides all the basic infrastructure is
available.
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SUMUL has chosen this location taking into consideration of the
following factors :-
➢ Supply of raw material (cattles)
➢ Transportation facilities
➢ Labour supply
➢ Availability of power and natural resources
➢ Government facilities
➢ Personal factors
➢ Social factors
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1.6 Work Area of SUMUL
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Plant layout
A factory is placed whre all the industrial activities are
housed. After the selection of the factory site the factory
building is constructed at the selected site. The problem of
arrangement of various departments inside the factory
building arises only after the availablilty of the floor area
covered by the walls and roofs forming the factory building.
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1.9 LOCATION OF OFFICES: ~
Kamdhenu
Staff
Main Road Colony
(B)
GROUND
Hostel
Main Road
A.D.M. Building
A.P.S.
Center
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1.10 Administration Building: ~
Ss
VAHIVATI ACCOUNT
VIBHAG VIBHAG
MANAGER (ASM) AUDITOR’S
VIBHAG OFFICE
BOARD ROOM
DUDH SAMPADAN
AND SAHKARI VIKAS
VIBHAG
CHAIR- G.M. M.D.
1ST FLOOR -MAN OFFICE OFFICE
OFFICE
COMPUTER BOARD
SECRETARY
VIBHAG
OFFICE
SENIOR
EXICUTIVE
OFFICE
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1.7 Time Keeping System
However, there are four shift & unit works 10:00 a.m. to
10:00 a.m. in following shift.
1) 10:00 a.m. to 16:00 p.m. –first shift
2) 16:00 p.m. to 22:00 p.m. – Second shift
3) 22:00 p.m. to 04:00 a.m. – third shift
4) 04:00 a.m. to 10:00 a.m. fourth shift
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Production planning and control
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Material handling
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11.scrap and waste management.
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9.pollution control
Pollution means to make the environment dirty
and
impute with harmful and poisonous substance. The
pollution may be air pollution, water pollution, noise
pollution etc. Government has now made compulsory
for all the industries to take measures regarding
pollution control.
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QUALITY CONTROL
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Codification and identification
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1.8 OBJECTIVES OF SUMUL: ~
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1.12 FUTUTRE PLANS OF SUMUL: ~
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**** INDEX ****
Sr. No. Particular Page No.
2.1 Introduction 31
2.2 Hierarchy of organisation 32
2.3 HR Objective 35
2.4 Man power Planning 36
2.5 Role of HR in Sumul 37
2.6 Human Resource Activities 38
2.7 Recruitment & selection Process 41
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2.1 INTRODUTION
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2.2 Hierarchy of Organization:
Bord of Director
Chairman
Managing Director
Senior Assistant
Junior Assistant
Technician
Workman
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Personnel department is the key department of the any
business. Personnel department is the main part behind the
company’s success or failure. Personnel management is that
part of management, which concerned with people at work
and with their relationship within an enterprise. Its aim is, to
bring and develop into an effective organization. The men and
women who make up an enterprise and having regard for the
well being of individual & of working groups to working groups
to enable them to make their best contribution to its success.
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attributes including knowledge, skill, experience and health,
which are presently available to the organization for the
achievement of its goal, objectives and service to the society.
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2.3 HR Objectives :
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2.4 Man Power Planning Process
First of all the organisation follow man
power planning process through which they find man power
planning or sources for the organisation.
❖ The man power process is done by the Managing Director
or Board of Directors.
❖ If the necessities arise in any department of the
organisation then the Head of that department tells to the
Managing Director.
❖ Then, the Managing Director gives response in Yes or No.
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2.5 Role of HR in SUMUL
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2.6 Human Resources Activities:
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Other Activities :-
1. Washing facilities :-
The facility of washing clothes is provided to all the
employees
3. Canteen facility :-
4. Rest room :-
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7. Accommodation :-
Organization is providing township & accommodation
facilities to employees.
8. Vehicle loan :-
It is given to Employee / Executive only.
9. Department stores :-
“KAMDHENU” department store is in the staff ready
credit society / Staff Quarters to purchase all
necessary items at economic rate for employee.
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2.7 Recruitment & Selection Process
Recruitment:
Recruitment is the searching for prspective employess and
stimulating them to apply for jobs in the organization. It is often
termed positive function that it stimulated people to apply for to
increase the hiring ration of the number of application for a job.
Recruitment Process:
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Generally, two types of SOURCES are used in the
Organization:
1. Internal Recruitment:
It is generally done through promotion and training
programs.
2. External Recruitment:
➢ Direct Interview:
By giving advertisements in the
newspapers
➢ Employment exchange:
These agencies are providing a wide range of
services, counseling assistance in getting in
getting jobs, information about the labour
market, labour and wage rates.
➢ Campus interview.
➢ Advertisement.
Selection Process:
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cost to the company. Need of selection would be arise when
vacancies are made in organization. Procedure for selection
is differing from organization to organization and from job to
job.
For Executives:
➢ Written Test
- Aptitude test
- Subject test
➢ Group Discussion
➢ Interview
➢ Final selection
For Non-Executives:
➢ Written Test
➢ Final interview
➢ Final selection
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2.8 Training and Development System
“To bridge the gap between job requirements and present competence
of an employee ”
1. Management Training.
2. Office Training
3. Senior Executive Training
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internal and external training programmed conducted by
Sumul in the last five years.
4. Organizational Viability.
5. Internal Mobility
Training is given in 3 Categories as :
4. Management Training.
5. Office Training
6. Senior Executive Training
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Programs
No. of Participants 55 31 43 55 57
Total Programs 153 62 34 16 22
Total Participants 1817 859 458 55 57
Employees 2 2 1 - -
Sponsored for
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2.9 Performance Appraisal System:
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2.10 Promotions and Transfer Policy
Promotion Policy :-
The Management Trainees are given 6 month training and
later on if they perform well are promoted as provisionary and
after one year they are confirmed. Moreover promotion is
given on the basis of education obtain by different personnel.
Transfer policy :-
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2.11 Wage & Salary Structure:
Some fixed amount of house rent allowance is provided for those
who live in rental house. Sumul has a fixed increment system for
each level of authority in the organization. Only one increment is
given a year. However for calculating increment for an employee,
the period of time the day of his joining. Rather month of January
and July are considered as base month for the same. For
instance, an employee joining the organization in second week
of January in 1999 would be having his next increment due in
2000 July not in January. There is also a compulsory increment
every 14 and 23 year in which, the employee becomes eligible
for immediate next salary scale. Plus two increments without any
change in his/her designation. However, during last agreement,
upgraded employee have also been given designation as per
new salary scale. Recently, Sumul has revised its pay structure
to attract more young talents.
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2. 12 Employement Records Kept
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6.employee benefits and services
Employee benefits and service are very useful not
only for the but also for industries too. The
requirement for providing such services and facility
arises from the social responsible of industry. The
company allows the employees two days leave free in a
month. Even they give medical facilities. Bonuses are
given in festive months.
➢ Dearness Allowance
➢ Additional Dearness Allowance (ADA)
➢ House rent Allowance (HRA)
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City & Travel Allowance (CTA) :-
25 & More 65
24 60
23 45
22 30
21 15
20 & Below 00
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Scooter Allowance (SA) :-
Other Components:
a) Bonus
(8.33% of BASIC +DA+ADA)
b) Funeral Fund
Rs.3000 to the ward and family of the dad.
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Trade unions
This is the collective group of people which forms in to union for
solving some big issues or problems occurring in the industry by
forming a big group. It represents the unity of the workers and they
form union to solve the problem and help each other.
Such unions are formed where there are many workers and where
grievance handling system is not in proper condition and where there
are lot of complains from workers. Unions are formed when there is
need of strikes by workers .
In SUMUL such trade unions rarely take place.
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Collective bargaining
Collective bargianging includes forming of trade unions, when labor strikes takes
place for some specific need by worker or for some salary increment it is known as
collective bargaining.
When all the worker wants a leave but if there is no holiday then wokers can form
union and then bargain for a leave on that day.such baragaining takes place in large
units and where proper and sufficient allownes and facilities are not provided.
In SUMUL has never taken place till now as they have got very organized and
systematic grievance handling system and sufficient allowances.
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Industrial relations
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➢ To establish government control of such plants and units
as are running at aloss or in which production has to be
regulated in the public interest.
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Greviance handling system
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**** INDEX ****
Sr. No. Particular Page
no.
3.1 Hierarchy of Mkt. Department
3.2 History of Indian Marketing Milk
3.3 Objectives Of mkt Department
3.4 Sumul Milk Mkt System
3.5 Prising Police
3.6 Promotion Policy
3.7 An Overview Of Sumul Product
3.8 Advertising
3.9 Distibution Channel
3.10 Study Of How Customers Orders Are
Prossed
3.11 Detail Of Competitors In Milk Products
3.12 Customers Satisfaction
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3.1 Hierarchy of Marketing Department
Managing Director
Senior Executive
Junior Executive
Senior Assistant
Junior Assistant
Workmen
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Human needs, human necessities have no end. The aim of
business activity is to acquire wealth, then to convey it into
desired forms and to make the final product available for
exchange for the satisfaction of human needs. These all
activities fall under industry commerce and trade. These three
branches have one common function i.e. exchange function.
This important and powerful function is known marketing.
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3.2 History of Indian Market Milk Industry
Beginning in organized milk handling was
made in India with the establishment of Military Dairy Farms.
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3.3 OBJECTIVES OF MARKETING DEPARTMENT: ~
yearly.
❖ To monitor and measure the performance of service
provider quarterly.
❖ To appoint 5 new milk agents per month in Surat district
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❖ 3.4 Sumul’s Milk Marketing System
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➢ Utilization of Agent’s family, labour and residential
place and hence very economic operation for them
and the Dairy.
➢ Operational convenience to deliver milk
and off tack of crates etc. from these permanent
places at any time, including odd hours.
97 Shiroya Harshida A.
delivered to these Agents during the day and they develop the
sale-proceeds daily at the nearest Cash Collection Centers of
the Dairy. The Dairy runs these Centers for all 365 days in a
year for regular day-to-day receipt of cash amount. For any
default on the part of the Agent, such as non-payment or
short-payment of cash, the Dairy takes corrective action
almost instantaneously.
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3.5 Pricing Policy
Ghee 15 kg 2300
5 liter 720
2 liter 275
1 liter 150
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1 liter pouch 145
500 ml pouch 74
200 ml pouch 31
500 gm 60
200 ml pouch 5
Paneer 1 kg 105
200 gr 22
250 gr 30
250 gr 40
250 gr 33
100 gr 14
250 gr 39
100 gr 16
100 gr 10
FAT SNF
VITAMIN PROTEIN
A MINERALS
D IRON
E CALSIUM
K LECTORS
Whole Milk 6 9
Toned Milk 3 9
8. Raw Milk
9. Skim milk Powder
10. Pasteurize white Butter
11. Pasteurize Skim Milk
12. Pasteurize Cream
13. LDPE Film
14. Water
Pure Ghee:
A Product obtained from milk, cream or butter from various animal species by means
of processes, which result in the total removal of moisture and SNF contents, with an
developed physical structure. Clarified butter fat with a strong flavor is prepared by heating
makkhan.
Milk is heating to boiling temperature and limejuice, citric acid, or sour whey. Paneer
contain 70% moisture. The whole milk paneer should contain 50%, milk fat on dry matter
basic. In skimmed milk paneer the fat on dry matter basic should not exceed 13%.
Milk standardized to a certain fat percentage to which some flavor such as chocolate
and fruit syrup is added.
Buttermilk :
White Butter :
5. Pasteurize Cream
6. Corrugated Box
7. HM-HDPE Sheet
8. Pasteurized Chilled Water
SWEETS
Shrikhand
7. Chakka
8. Sugar
9. Kesar
10. Almond
11. Cashew nuts
12. Kismis
Elaichi Shrikhand
4. Chakka
5. Sugar
6. Elaichi (Cardamom)
Peda :
Elaichi Peda :
4. Milk
5. Cardamom
6. Sugar
Kesar Peda :
4. Milk
5. Sugar
6. Kesar
MalaiPuri :
6. Milk
7. Sugar
8. cardamom
9. Ghee
10. Pista
Other Sweets
Gulabjabun:
Other Products :
A product obtains from Cow, Buffalo or mixed milk by heat desiccation of milk to 65-
50% solid in an open pan. It is also called as khawa or mava.
Tea :
Sugar:
success
until consumers involved as partners to it’. SUMUL
organising “Partners of Change Programme” in which
housewives are involved
to provide feedback on the different product & its quality
and
are made aware with production activity on regular basis.
By organising programmes they will do advertisement.
Other programmes are also done by SUMUL like Paneer
Show, Healthy Baby Competition, Rasoi Show, Sumul
Dairy Cooking Competition, Sumul Painting Competition
etc. Thus, in this way also the advertising is done.
❖ New packing and slogans have been changed for some
products.
❖ There is also the website of SUMUL named as
WWW.SUMULDAIRY.COM which provides all the
information about organisation and different products.
1. Direct
2. Indirect
Feedback
Complain
➢ Curding of milk
➢ Low weight
➢ Price changed by the agent more than MRP
➢ Agent’s Behavior
➢ Leakage
Managing Director
Assistant Manager
Senior Executive
Junior Executive
Senior Assistant
Junior Assistant
Workmen
- Earnest Walker
last year.
To prepare Balance Sheet and Profit and
Loss A/C.
❖ To monitor and measure debtors (% wise)
1. In working Capital
2. Investment on expansion
Cost is one of the main factors affecting finance department. There are lots of control
techniques through which companies can control their cost. Costing is the factor that affects
the pricing as well as profits of the company. If the costs are controlled then the company
can fix competitive price and achieve targeted returns. If the company is able to get the
cost at minim um level then can get an additional benefit over their competitors. To
control Cost Company might have to:
Production cost
+ Transport expenditure
+ Profit Margin
+ Commission
------------------------------
Cost
Marketing
The job of marketing department is to boost up the sales and increase the profit of
the company. Therefore it is essential for the marketing department because to continue
with any department one surely needs finance. The main function of marketing department
is to explore and research the market so that company can develop itself. Finance is also
required to train the marketing staff to perform its functions properly. Development and
malignance of new or existing products or services requires finance. Finance assists
marketing in promoting the product moreover it also helps in fixing competitive price of a
product. In today’s highly competitive market it becomes unavoidable to ignore finance,
through finance proves to be a base for marketing they are interrelated with each other
by ‘pricing’ {one of the 4 p’s of marketing}
In this company finance assists marketing activities by providing incentive schemes, free
gifts, literatures, etc for promotional activities. It is useful in exploring and making a place
in the competitive market. The companies’ distributors have to bare the major marketing
expenses as they are given the responsibility of marketing (Promotion).
Production and finance department are interrelated with each other. Finance is
required for the production activities of the firm. It is required to keep the cost in control
so that finance is used economically and judiciously. Main functions of the finance
department are to minimize cost of production. Production and finance department are to
make decisions whether to buy or make a product. To increase product lines also finance
is required.
The company requires finance for setting up of plant, buying machineries and equipments,
capital expenditures, etc. obviously the company will also made finance for day-to-day
expenses like operating expenses, and variable expenses etc.
Personnel :
Even through there may be computerized system but personnel are required to manage
these systems. In this company very little amount of finance function are undertaken do
the requirement of personnel departments limited to an extent but finance is required to
pay the personnel of the company. Hence, we can say that personal and finance
department are interrelated with each other.
Finance department will make payment on the base of certified & approved bills.
All the come to the finance department for final payment. Every bill is certified by the
concern department authority. They have to give justification for any expenses.& then
finance department will make payment to the transportation for any expenses.& then
finance department will make payment to the transporters on the bases of certified &
approved bills.
The treasury operation of the company is panned in such a way so that it maintains
purchase cost, production cost, inventory management and budgeting based on the market
forecast. Treasury operation is maintained to facilitate demand and supply condition, timely
payments for purchases, meeting contingency expenses. Proper dispatching of the good on
delivery dates and minimizing opportunity cost. Some unseen contingency may arise such as
strike; flood fire etc. for this purpose also there way should be made.
Managing Director
DAPUTY MANAGER
SENIOR EXECUTIVE
JUNIOR EXECUTIVE
SENIOR ASSISTANT
JUNIOR ASSISTANT
WORKMAN GRADE – 2
❖ CURRENT RATIO: ~
(FOR CURRENT YEAR)
Current Assets
Current Ratio =
Current Liabilities
46,46,86,942
Current Ratio =
83,27,92,359
❖ CURRENT RATIO: ~
(FOR PREVIOUS YEAR)
Current Assets
Current Ratio =
Current Liabilities
❖ LIQUID RATIO: ~
(FOR CURRENT YEAR)
Liquid Assets
Liquid Ratio =
Liquid Liabilities
46,46,86,942 – 22,70,17,999
Liquid Ratio =
83,27,92,359 – 0
23,76,68,943
❖ LIQUID RATIO: ~
(FOR PREVIOUS YEAR)
Liquid Assets
Liquid Ratio =
Liquid Liabilities
64,99,66,135 – 14,96,44,750
Liquid Ratio =
72,06,25,594 – 0
50,03,21,385
Liquid Ratio =
72,06,25,594
12,20,500
Debt Equity Ratio =
9,37,70,585
12,21,500
Debt Equity Ratio =
6,33,97,460
Long Term Fund = Long Term Loans + Share Capital + Reserve & Surplus
+
Debentures + P & L A/C
Long Term Fund = 2,37,74,301 + 3,07,91,900 + 5,59,89,859 + 12,20,500 +
69,88,826
Long Term Fund = 11,87,65,386
11,87,65,386
Long Term Fund to Fixed Asset =
23,60,61,761
Long Term Fund = Long Term Loans + Share Capital + Reserve & Surplus
+
Debentures + P & L A/C
Long Term Fund = 4,37,07,508 + 1,62,88,200 + 4,33,48,530 + 12,21,500 +
37,60,730
Long Term Fund = 10,83,26,468
10,83,26,468
Long Term Fund to Fixed Asset =
17,66,19,994
16,78,14,076 + 0
Debtor’s Ratio = x 365
4,60,06,86,233
16,78,14,076
Debtor’s Ratio = x 365
4,60,06,86,233
❖ DEBTOR’S RATIO: ~
(FOR PREVIOUS YEAR)
9,17,13,861 + 0
Debtor’s Ratio = x 365
4,25,12,73,272
BOOKS
❖ MARKETING MANAGEMENT
BY “PHILIP KOTLER”
❖ HUMAN RESOURCE MANAGEMENT
BY “C.B.GUPTA”
❖ ANNUAL GENERAL REPORT OF SUMUL DAIRY FOR THE YEAR
OF 2003 – 2004 & 2004 – 2005
WEBSITES:
❖ www.sumuldairy.com
❖ www.google.com