Ghosh Saikat2: This Report Helps You To Achieve Your Targets As Per Below Stated Objectives

ghosh saikat2
Status : Fail
Assessment Date : 20-05-2020 17:12:18 (GMT+05:30)
Performance Level : Low
0.00 50.00 30.00

Your Total Assessment Cut-Off marks
Score Score (Pass Marks)
0.00 L
Your Performance
Percentage Category
This report helps you to achieve your targets

as per below stated objectives:
Improve your conceptual understanding
Address specific areas of improvement personalized
to you
/
Performance Categories
Based on the performance of the students, we have framed the following categories to place you in accordance with your performance
Performance Category Definitions
Excellent
Outstanding level of performance indicates that the candidate has done excellent work and mastered the concepts.
High
High level of performance indicates that the candidate has done above average work and mastered almost all the concepts.
Moderate
Acceptable level of performance indicates that the candidate has done average work and has mastered many of the concepts.
Low
Needs improvement in performance indicates that the candidate has done and mastered very few or none of the concepts.
Performance Criteria
PERFORMANCE CATEGORY RANGE
Excellent 91% to 100% of Max Marks
High 81% to 90% of Max Marks
Moderate 61% to 80% of Max Marks
Low Below 60% of Max Marks
Performance Category based on student marks
SECTION (GROUP) EXCELLENT HIGH MODERATE LOW
Sec A (Group 1) 45.50 and above 40.50 to 45.00 30.50 to 40.00 Below 30.00
/
SECTION (GROUP) EXCELLENT HIGH MODERATE LOW
Overall Score 45.50 and above 40.50 to 45.00 30.50 to 40.00 Below and equal to 30.00
Where do you stand?
SECTION (GROUP) SCORE PERFORMANCE CATEGORY
Sec A (Group 1) 0.00 / 50.00 L
Overall Score 0.00 / 50.00 L
Recommendations and Suggestions

1. Based on your overall scores:
Your overall score falls in the L category. Please attain more knowledge and practice more number of questions.
2. Based on your section-wise performance:
You seem to be inadequate in all sections. Please attain more knowledge and practice more number of questions.
3. Some general suggestions to optimize your score:
The best performers plan and allocate equal time to each section.
Overall Performance Analysis

The below table shows section-wise analysis of marks scored by you, time spent by you, your percentage, your accuracy and number of correct, incorrect,
unanswered and marked for review questions.
SECTION MARKS TIME SPENT YOUR SECTION YOUR TOTAL MAX NO OF QUESTIONS MARKED
(GROUP) SCORED BY YOU (IN PERCENTAGE SECTION QUESTIONS QUESTIONS - TO ATTEMPTED CORRECT INCORRECT UNANSWERED FOR
BY YOU MINS) ACCURACY ATTEMPT REVIEW
/
SECTION MARKS TIME SPENT YOUR SECTION YOUR TOTAL MAX NO OF QUESTIONS MARKED
(GROUP) SCORED BY YOU (IN PERCENTAGE SECTION QUESTIONS QUESTIONS - TO ATTEMPTED CORRECT INCORRECT UNANSWERED FOR
BY YOU MINS) ACCURACY ATTEMPT REVIEW
Sec A
(Group 0.00 0:40 0.00% 0.00% 50 50 0 0 0 50 0
1)
Total 0.00 0:40 0.00% 0.00% 50 50 0 0 0 50 0
Note:The percentage (%) and accuracy below the prescribed values (60 %) are shown in red color
Impact of Incorrect Responses

Below table provides the marks lost due to incorrect responses.
SECTION(GROUP) NUMBER OF INCORRECT RESPONSES MARKS LOST DUE TO INCORRECT RESPONSES TOTAL SCORE IF INCORRECT RESPONSES WERE NOT MARKED
Sec A(grp1) 0 0 0
Overall 0 0 0.00
In order to attempt more accurately, consider the following suggestions while attempting the questions:
1. If you are not able to solve a question correctly or have doubts in your approach towards the solution, skip it for later.
2. Quickly revise the steps for avoiding calculation or casual mistakes.
3. Avoid guesswork.
/
Overall Preparedness Analysis
The below table represents the percentage of correct questions achieved at the analysis level.
Conceptual errors, for which you would require more reading and understanding of concepts.
Minor or careless mistakes, for which you would require a more composed and calm approach towards solving the question paper.
Time Management
Below table shows the time you spent in each section.
SECTION (GROUP) TIME SPENT BY YOU (IN MINS)
Sec A (Group 1) 0:40
Total time spent 0:40
Recommendations
1. It is essential for each aspirant to plan and schedule time for each section diligently. This is important to score well in each section and ultimately meet the cut-
off.
2. This will also help you in attempting all the questions in each section and hence not missing the opportunity to score more.
Response Change Pattern /

Below table provides the number of times you have changed your responses while answering the test and also the nature of those response changes.
SECTION(GROUP) CORRECT TO INCORRECT INCORRECT TO CORRECT INCORRECT TO INCORRECT CORRECT TO UNANSWERED INCORRECT TO UNANSWERED
Sec A (Group 1) 0 0 0 0 0
Overall 0 0 0 0 0
It is suggested that guesswork should be avoided for any type of response changes. It has been observed that more often than not, guesswork leads to an incorrect
response thereby inviting negative marks which in turn has an adverse effect on the overall rank.
You must use your knowledge, observation and elimination skills to arrive at the correct answer.
Interpretation and Suggestions

1. Incorrect to incorrect response change:
You may need to work more on the concept level, in order to gain confidence.
2. Incorrect to correct response change:
At the first glance you were not very sure about the solution.
You must spend at least 1 minute per question and if you are not able to reach to the solution, you must revisit the question to enhance your score.
Perform this response change only when you are confident or have spotted a mistake in the solution of your first response.
3. Correct to incorrect response change:
You are not sure of the solution and have either applied a wrong concept or made a calculation mistake.
You need to practice more questions on the same concept.
4. Correct to unanswered response change:
You are not sure of the solution
You need to practice more questions on the same concept.
Perform this response change only when you are not confident of your solution.
You must try to spend at least 1 min before leaving it unanswered.
5. Incorrect to unanswered response change:
Your judgment of avoiding negative marks is right.
You must try to spend at least 1 min before leaving it unanswered.
/
Overview: Sec A
The below table provides your marks in Sec A along with the average marks scored by the others (students who cleared this assessment) and the marks scored by
the topper.
MARKS SCORED BY YOU YOUR SECTION PERCENTAGE YOUR SECTION ACCURACY TIME SPENT BY YOU (IN MINS)
0 / 50.00 0.00% 0.00% 0:40
Note:The percentage (%) and accuracy below the prescribed values (60%) are shown in red color
/
Question wise Analysis
InCorrect, 0
Correct, 0
UnAnswered, 50 Marked for Review, 0
Correct InCorrect UnAnswered Marked for Review
Performance Analysis: Sec A

1. The below table analyzes your performance at question level
2. It highlights conceptually strong and improvement areas within the section and areas that require reinforcement of concepts.
3. The accuracy of the response to each question and time spent are correlated and interpreted in terms of expert advice on preparedness level.
Question wise details

Please click on question to view detailed analysis
/
= Not Evaluated = Evaluated = Correct = Incorrect = Not Attempted = Marked for Review
= Answered = Correct Option = Your Option
Question Details
Q1. Cash value of the Life Insurance to the beneficiary will be given___________.
Status : Unanswered
Options :
1. With Increased tax

2. With Reduced tax
3. With Regular tax
4. Tax free
Timespent (in sec): 40 Correct to Incorrect: 0 Incorrect to Correct: 0 Incorrect to Incorrect: 0 Correct to unanswered: 0 Incorrect to unanswered: 0
Comments: You need to do more practise on this topic.
Q2. State True or False: The fund has a particular investment objective and the value of your money in a variable annuity.
Status : Unanswered
Options :
1. FALSE
2. TRUE
/
Q3. State True or False: A Group Life insurance offers insurance under a single “master policy” to members of a recognized group
Status : Unanswered
Options :
1. TRUE
2. FALSE
Q4. The general types of qualified retirement plans are established by employers in the United States and Canada are
Status : Unanswered
Options :
1. Pension plans
2. All the above
3. Profit sharing plans
4. Registered retirement savings plan
Q5. In a typical cash balance plan, a participant's account is credited year with a ___credit and an interest credit
Status : Unanswered
Options :
1. Cash
2. Bonus
3. Pay
4. None of these
/
Q6. Canada Pension Plan was first introduced in?
Status : Unanswered
Options :
1. 1968
2. 1965
3. 1966
4. 1967
Q7. An insurance policy or health services contract issued by an employer for its group of employees and often their dependent
under a single policy or contract is known as
Status : Unanswered
Options :
1. Clan Insurance
2. Group Insurance
3. Cash Value Life Insurance
4. Term Life Insurance
/
Q8. ______________means that there is no contribution from the insured group members for their coverage.
Status : Unanswered
Options :
1. Either of them
2. None of them
3. Contributory plan
4. Non-contributory plan
Q9. If a company does not keep any funds, rather it pays of benefits as and when required through social security and tax
contributions. It is following _________________
Status : Unanswered
Options :
1. Funded plan
2. Unfunded plan
3. Cash benefit plan
4. Social security and tax plan
/
Q10. Retirement plans in Japan are mostly ____________ pension plans.
Status : Unanswered
Options :
1. Individual
2. Government
3. Agency
4. Private
Q11. Term Insurance is best suited to______________.
Status : Unanswered
Options :
1. Cover Temporary Financial Obligations
2. Accumulate Cash Value
3. Transfer Funds
4. None
/
Q12. In defined contribution plan, most of the risk rests with?
Status : Unanswered
Options :
1. Employee
2. Both
3. Employer
4. None
Q13. State True or False: Term Life Insurance accumulates cash value.
Status : Unanswered
Options :
1. FALSE
2. TRUE
Q14. Death Benefit is not payable if insured dies either directly or indirectly due to:
Status : Unanswered
Options :
1. Accident
2. Illness
3. Natural disaster
4. Flight in a chartered helicopter
/
Q15. State True or False: Cash values are usually the portions of the premium that are paid by the policy holder for the continuation
the policy that go toward an investment made by the insurer or the insurance company.
Status : Unanswered
Options :
1. FALSE
2. TRUE
Q16. Which one defines the amount of benefit that a participant will receive at retirement
Status : Unanswered
Options :
1. Defined contribution pension plans

2. All the above
3. Defined benefit pension plans
4. Profit sharing plans
Q17. Which of the following are the characteristics of Term Life Insurance?
Status : Unanswered
Options :
1. Policy taken for a fixed term.
2. All
3. No Surrender value.
4. Amount payable only on death within the term.
/
Q18. State True or False: Having an annuity involves a very cumbersome procedure.
Status : Unanswered
Options :
1. FALSE
2. TRUE
Q19. In which of the following insurance, the Insurer pays income for lifetime of the insured.?
Status : Unanswered
Options :
1. Life Annuity with Period Certain
2. Period Certain Annuity
3. Joint and Survivor Annuity
4. Life annuity or single-payment annuity
Q20. ___________________helps the policy holder to meet his financial obligations and considered as a discount life insurance policy
also.
Status : Unanswered
Options :
1. Variable life insurance
2. Cash value life insurance
3. Level life insurance
4. Cash term life insurance
/
Q21. If the policy gives the policy owner the option to continue the policy’s coverage for an additional policy term, then the policy is
known as
Status : Unanswered
Options :
1. Non-renewable term insurance policy

2. None
3. Family income policy
4. Renewable term insurance policy
Q22. Similar to most other types of insurance, term life insurance assures claims against what is insured if?
Status : Unanswered
Options :
1. The premiums are due
2. The premiums are up to date
3. The contract has expired
4. Not possible
/
Q23. The Accidental Death Benefit is generally payable if death occurs due to following circumstances:
Status : Unanswered
Options :
1. Death in an accident
2. Air travel except when flying a regular airline
3. Resistance to arrest
4. Participation in a bodily attack, brutal acts and/or disturbance
Q24. In which of the following plans, enough assets are collected to meet future benefit payments.
Status : Unanswered
Options :
1. Employer Pension plans
2. Private pension plans
3. None of these
4. Funded pension plans
Q25. State True or False: A term life policy (generally an individual policy) can be canceled by the insurer/insurance company only
when there is a payment of premium by the policy holder.
Status : Unanswered
Options :
1. FALSE
2. TRUE
/
Q26. Three main aspects to retirement planning – social security, employer retirement plans and ____
Status : Unanswered
Options :
1. Co-operative plans
2. None of these
3. Life Insurance
4. Personal savings
Q27. Which of the following Annuity grows with Inflation?
Status : Unanswered
Options :
1. Indexed Annuity
2. Both Life and Commutable Annuities.
3. Life Annuity
4. Commutable Annuity
/
Q28. ________Is the process wherein a person or his family makes arrangement for the transfer of assets to his legal heirs in the
happening of death or disability of the person.
Status : Unanswered
Options :
1. Trust
2. Will
3. Estate Planning
4. Power of attorney
Q29. Cash value gets __________to an individual account during the tenure of the policy and it keeps increasing with every payment
of premium made by the policy holder.
Status : Unanswered
Options :
1. Cancelled
2. Depleted
3. Debited
4. Credited
/
Q30. Indexed annuity is which type of annuity?
Status : Unanswered
Options :
1. Immediate annuity
2. Variable Annuity
3. Deferred Annuity
4. Fixed Annuity
Q31. __________________ means that there is contribution from the insured group members and are supposed to pay some or the
entire (a rare case) premium for their own coverage.
Status : Unanswered
Options :
1. Either of them
2. Non-contributory plan
3. None of them
4. Contributory plan
/
Q32. Which of the following are the goals to be accomplish while constructing a retirement portfolio?
Status : Unanswered
Options :
1. All
2. Protection
3. Grow invested money
4. Produce Income
Q33. Higher returns are possible in which of the following Annuities?
Status : Unanswered
Options :
1. None
2. Variable Annuity
3. Fixed Annuity
4. Both
/
Q34. The net premium for a life insurance product includes actuarial assumptions about expected mortality rates, investment
earnings, and expenses.
Status : Unanswered
Options :
1. Partly True
2. Completely True
3. Partly False
4. Completely False
Q35. One of the restriction to the benefit of riders is with respect to which of the following?
Status : Unanswered
Options :
1. Not used with life insurance
2. Term insurance
3. Life insurance
4. Endowments
/
Q36. Deferred compensation plans are?
Status : Unanswered
Options :
1. Defined benefit plans
2. Defined contribution plans
3. Non-Qualified Plans
4. Qualified plans
Q37. State True or False: Temporary workers (Seasonal) generally are considered insurable under group insurance.
Status : Unanswered
Options :
1. FALSE
2. TRUE
/
Q38. Policy riders are not paid in case losses are due to following reasons:
1.Drug Abuse
2.Act of war
Status : Unanswered
Options :
1. None of these
2. Only 2
3. Only 1
4. 1 & 2
Q39. In Canada pension plan, contribution is mandatory for the employees in Canada above the age of?
Status : Unanswered
Options :
1. 21 years
2. 22 years
3. 18 years
4. 25 years
/
Q40. Fixed Annuities are __________ in nature.
Status : Unanswered
Options :
1. Protected
2. None
3. Un-Protected
4. Semi Protected
Q41. Which of the following is characteristic of level-term insurance?
Status : Unanswered
Options :
1. Premium and protection level remained unchanged
2. Renewal until age 65
3. It requires a larger premium in its earlier years than the premium of an ordinary term policy
4. It has a cash accumulation value
/
Q42. A _________ is essentially a contract wherein premiums are paid to ensure that fund members get promised benefits on
maturity or retirement age.
Status : Unanswered
Options :
1. Pension Scheme
2. Pension Insurance contract
3. Govt. Pension Contract
4. Pension Fund contract
Q43. NPS which was floated in Jan 2004 was targeted to?
Status : Unanswered
Options :
1. All
2. Existing Govt. Employees
3. Retired Govt. Employees
4. New Govt. recruits
/
Q44. What will happen to retirement income annuities when stock market goes down?
Status : Unanswered
Options :
1. Goes down
2. None
3. Remains Same as locking value
4. Goes up
Q45. The cost which is incurred during estate settlement is known as________________________
Status : Unanswered
Options :
1. Estate Shrinkage
2. None
3. Either Reduction or Shrinkage
4. Estate reduction
/
Q46. The factors that affect the term life insurance rates are:
A. Age
B. Health
C. Standard of living/Lifestyle
Status : Unanswered
Options :
1. B and C
2. A ,B and C
3. None
4. A and B
Q47. The employer obligates itself in advance to which fund?
Status : Unanswered
Options :
1. Pension Plan
2. Provident fund
3. Accident fund
4. Health fund
/
Q48. Which of the following is not a registered pension plan?
Status : Unanswered
Options :
1. Defined contribution plan

2. Individual Pension plan
3. Defined benefit plan
4. None
Q49. Variable Annuities have the potential to give ?
Status : Unanswered
Options :
1. Both Gain and Loss
2. None
3. Large Loss
4. Large Gains
/
Q50. Benefits received from defined benefit pension plan depends on?
Status : Unanswered
Options :
1. Age of retirement
2. All
3. Employee"s Spouse"s mortality
4. Employees" mortality
Your Response Change Pattern: Sec A

The below table provides the number of times you have changed your responses to the Sec A questions and also the nature of those response changes.
CORRECT TO INCORRECT INCORRECT TO CORRECT INCORRECT TO INCORRECT CORRECT TO UNANSWERED INCORRECT TO UNANSWERED
0 0 0 0 0
Error Identification and Rectification: Sec A

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ghosh saikat2

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This report helps you to achieve your targets

Performance Category Deﬁnitions

PERFORMANCE CATEGORY RANGE

Excellent 91% to 100% of Max Marks

High 81% to 90% of Max Marks

Moderate 61% to 80% of Max Marks

Low Below 60% of Max Marks

Performance Category based on student marks

SECTION (GROUP) EXCELLENT HIGH MODERATE LOW

Where do you stand?

SECTION (GROUP) SCORE PERFORMANCE CATEGORY

Sec A (Group 1) 0.00 / 50.00 L

Overall Score 0.00 / 50.00 L

Recommendations and Suggestions

Overall Performance Analysis

Total 0.00 0:40 0.00% 0.00% 50 50 0 0 0 50 0

Impact of Incorrect Responses

SECTION (GROUP) TIME SPENT BY YOU (IN MINS)

Sec A (Group 1) 0:40

Total time spent 0:40

Response Change Pattern /

Interpretation and Suggestions

0 / 50.00 0.00% 0.00% 0:40

Correct InCorrect UnAnswered Marked for Review

Performance Analysis: Sec A

Question wise details

1. With Increased tax

Q11. Term Insurance is best suited to______________.

1. Deﬁned contribution pension plans

1. Non-renewable term insurance policy

Q27. Which of the following Annuity grows with Inﬂation?

Q33. Higher returns are possible in which of the following Annuities?

Q41. Which of the following is characteristic of level-term insurance?

Q47. The employer obligates itself in advance to which fund?

1. Deﬁned contribution plan

Q49. Variable Annuities have the potential to give ?

Your Response Change Pattern: Sec A

Error Identiﬁcation and Rectiﬁcation: Sec A

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