27-07-2018

Q uote No : q962qo5s6ggb0

This is the official illustration issued by HDFC Standard Life Insurance Company Limited. Illustration of any
other type is not supported by the company.
Illustration for HDFC Life Super Income Plan
on 27 July 2018
PERSONAL DETAILS
Nam e Age Gender
Life 1 adi 2 F
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 27-Jul-2018
Prem ium Frequency: Monthly
PREMIUM AND BENEFIT DETAILS
Benefit Name Sum A ssured Premium Paying Term Policy Term Payout Term Premium Taxes and levies as applicable# Total Premium
(in Rs.) (years) (years) (years) (in Rs.) (in Rs.)
Main Benefit-O ption 1 1,44,954 8 16 8 2,074 93 2,167
Total Prem ium payable per Frequency: 2,074 93 2,167
Since premium frequency of your policy is monthly, premiums for first 3 months are payable at the time of proposal login.In case of Unit Linked policies, the
allocation of units for the advance premiums paid will be done on the due dates of those premiums and at the Unit Prices applicable on those dates. Total
amount Payable at the time of login is Rs. 6,501/-
Nex t Prem ium Due Date: 27-O ct-2018
# The Tax es & other levies on the Main benefit prem ium for year two and subsequent years will be Rs.47/-

ILLUSTRATION OF FUTURE BENEFITS

This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Super Income
Plan. These illustrations must be read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly
investment returns.The Illustration shows what you could get back using two assumed rates of investment return. These rates have been specified by the Life
Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy
offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of
return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors
including future investment performance.
The assumed investment returns of 4% and 8% per annum are not future bonus rates. Future bonus rates depend on the actual investment returns and other
factors including but not limited to the effects of taxation, persistency, mortality experience etc.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due
have been paid. The guaranteed benefits shown increase as reversionary bonuses are declared. The rate of future reversionary bonuses is not guaranteed.
All amounts are in Indian Rupees.
Illustrative Benefits on Survival
On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Survival Benefit
Assumed Investment Return Assumed Investment Return
Policy Year HDFC Life Super Income Plan 4% p.a 8% p.a 4% p.a 8% p.a
9 18,119 0 0 18,119 18,119
10 18,119 0 0 18,119 18,119
11 18,119 0 0 18,119 18,119
12 18,119 0 0 18,119 18,119
13 18,119 0 0 18,119 18,119
14 18,119 0 0 18,119 18,119
15 18,119 0 0 18,119 18,119
16 18,119 60,881 1,49,303 79,000 1,67,422
The survival benefits are payable at the end of the policy year.
Illustrative Benefits on Death
On the death of the Life Assured before the Maturity date the illustrative benefits are as shown below.
Guaranteed Benefits Non Guaranteed Benefit Total Death Benefit
Benefit on Valid Claim Assumed Investment Return Assumed Investment Return Assumed Investment Return
Policy Year 4% p.a 8% p.a 4% p.a 8% p.a 4% p.a 8% p.a
1 2,48,880 2,48,880 1,450 6,523 2,50,330 2,55,403
2 2,48,880 2,48,880 2,899 13,046 2,51,779 2,61,926
3 2,48,880 2,48,880 4,349 19,569 2,53,229 2,68,449
4 2,48,880 2,48,880 5,798 26,092 2,54,678 2,74,972
5 2,48,880 2,48,880 7,248 32,615 2,56,128 2,81,495
6 2,48,880 2,48,880 8,697 39,138 2,57,577 2,88,018
7 2,48,880 2,48,880 10,147 45,661 2,59,027 2,94,541
8 2,48,880 2,48,880 11,596 52,183 2,60,476 3,01,063
9 2,48,880 2,48,880 13,046 58,706 2,61,926 3,07,586
10 2,48,880 2,48,880 14,495 65,229 2,63,375 3,14,109
11 2,48,880 2,48,880 15,945 71,752 2,64,825 3,20,632
12 2,48,880 2,48,880 17,394 78,275 2,66,274 3,27,155
13 2,48,880 2,48,880 18,844 84,798 2,67,724 3,33,678
14 2,48,880 2,48,880 20,294 91,321 2,69,174 3,40,201
15 2,48,880 2,48,880 21,743 97,844 2,70,623 3,46,724
Upon this payment, the policy terminates and no further benefit is payable.
The benefits shown above are at the end of the year.

Illustrative Benefits on Surrender

This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any
surrender benefits may be less than the premium(s) you have paid.
A policy may be surrendered after it acquires a guaranteed surrender value. Hence, Surrender Values are shown from year 2 onwards.
Guaranteed Benefit Non-Guaranteed Benefit Total Surrender Benefit
Assumed Investment Return Assumed Investment Return
Policy Year Guaranteed Surrender Value 4% p.a. 8% p.a. 4% p.a. 8% p.a.
2 14,933 123 3,904 15,056 18,836
3 22,399 4,529 11,511 26,929 33,910
4 49,776 325 4,476 50,101 54,252
5 62,220 2,406 19,161 64,626 81,381
6 74,664 9,098 30,814 83,762 1,05,478
7 87,108 18,423 45,782 1,05,531 1,32,890
8 1,09,507 20,758 54,531 1,30,266 1,64,038
9 91,388 32,471 73,502 1,23,859 1,64,890
10 73,269 45,238 94,476 1,18,507 1,67,744
11 55,149 47,434 1,01,868 1,02,583 1,57,018
12 56,941 29,716 89,392 86,657 1,46,332
13 38,821 31,940 96,911 70,761 1,35,733
14 20,702 34,194 1,04,518 54,896 1,25,220
15 2,583 36,446 1,12,166 39,029 1,14,749
Upon this payment, the policy terminates and no further benefit becomes payable.
The values shown are for illustration only.
What you actually receive will depend on what happens over the future lifetime of the policy.
Depending on the prevailing market conditions, the surrender value may be revised.
Benefits shown above are at the end of the year.
If you would like help to understand this illustration, please speak to your Financial Consultant / Relationship Manager.

NOTES

1. This illustration has been produced by HDFC Standard Life Insurance C ompany Limited to help you understand the benefits of your HDFC Life Super
Income Plan policy .These illustrations must be read in conjunction with the sales literature, which describe the features of these products. The values
shown are for illustration only.
2. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
3. For details of the above benefits, please read the sales literature provided.
4. Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to
premium and/or charges.
5. Tax will be deducted at the applicable rate from the payments made under the policy, as per the prevailing provisions of the Income Tax Act, 1961.
6. UIN for HDFC Life Super Income Plan - 101N098V03

Financial C onsultant's Signature: C ustomer's Signature:

Financial C onsultant's Name: Date:
Financial C onsultant's C ode: Place:
Business Development Manager's Name:

Marketing Official's Signature:

C ompanys Seal:

Channel Name : Vakrangee