"Wealth Builder"

A presentation specially compiled for

Mr. RAHUL SHARMA

Presented by :-
S. SRIKRISHNAN
INSURANCE EXECUTIVE/L.I.C OF INDIA
FLAT 2D VIKAS PLAZA 37C TAMBARAM MAIN ROAD VIJAYA NAGAR VELACHERY CHENNAI 600042
Tel: 9840695219/8903465219 e-mail. [email protected]
 S. SRIKRISHNAN
INSURANCE EXECUTIVE/L.I.C OF INDIA

FLAT 2D VIKAS PLAZA 37C TAMBARAM MAIN ROAD

VIJAYA NAGAR VELACHERY CHENNAI 600042
Tel: 9840695219/8903465219
e-mail. [email protected]

Magic Mix Illustration for Mr. RAHUL SHARMA (age 35) Ref. No. 000000000007

Proposed Insurance

Term/ Basic Sum DAB Rider ^ Install. Tax

Id Com.Date Plan Name PPT Assured SA Md Premium Beneficiary

1 03/10/2017 189-Jeevan Akshay - VI 0/ 1 0 0 O 3054000

(J)
2 03/10/2017 845-Jeevan Umang 65/15 25,00,000 25,00,000 Y 204412
25,00,000 25,00,000

Annual Premium: 32,58,412

'^' : - Premiums indicated are inclusive of GST.

Modewise Summary of Installment Premiums

PREMIUM
* Bonus
Id Com. Date Plan/Tm/PPT Rate FAB Opted Yearly Half Yearly Quarterly Monthly Single **Daily
1 03/10/2017 189/ 0/ 1 0 N 0 0 0 0 30,54,000 0.00
2 03/10/2017 845/65/15 49 3550 Y 2,04,412 1,03,255 52,152 17,384 0 560.03
2,04,412 1,03,255 52,152 17,384 30,54,000 560.03
1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2018
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Medical Requirement Details

Sum at Risk: 25,00,000 Medical by DMR: Yes

FMR,LIPID, RUA ,HB%, HIV

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 S. SRIKRISHNAN
INSURANCE EXECUTIVE/L.I.C OF INDIA

FLAT 2D VIKAS PLAZA 37C TAMBARAM MAIN ROAD

VIJAYA NAGAR VELACHERY CHENNAI 600042
Tel: 9840695219/8903465219
e-mail. [email protected]

Magic Mix Illustration for Mr. RAHUL SHARMA (age 35) Ref. No. 000000000007

Forecast of Insurance Benefits

Fin. Year Risk Cover For the Year Cash Loan
Ending Ag Natural Death Accident Death Premium Returns Cash Flow Value Available
31/03/2018 35 56,22,500 81,22,500 32,58,412 82,625 -31,75,787 0 0
31/03/2019 36 57,45,000 82,45,000 2,00,011 1,98,300 -1,711 0 0
31/03/2020 37 58,67,500 83,67,500 2,00,011 1,98,300 -1,711 1,93,600 1,74,240
31/03/2021 38 59,90,000 84,90,000 2,00,011 1,98,300 -1,711 5,36,901 4,83,211
31/03/2022 39 61,12,500 86,12,500 2,00,011 1,98,300 -1,711 6,99,936 6,29,942
31/03/2023 40 62,35,000 87,35,000 2,00,011 1,98,300 -1,711 8,70,124 7,83,112
31/03/2024 41 63,57,500 88,57,500 2,00,011 1,98,300 -1,711 10,47,318 9,42,586
31/03/2025 42 64,80,000 89,80,000 2,00,011 1,98,300 -1,711 12,45,958 11,21,362
31/03/2026 43 66,02,500 91,02,500 2,00,011 1,98,300 -1,711 14,59,972 13,13,975
31/03/2027 44 67,25,000 92,25,000 2,00,011 1,98,300 -1,711 17,39,867 15,65,880
31/03/2028 45 68,47,500 93,47,500 2,00,011 1,98,300 -1,711 20,81,196 18,73,076
31/03/2029 46 69,70,000 94,70,000 2,00,011 1,98,300 -1,711 24,52,379 22,07,141
31/03/2030 47 70,92,500 95,92,500 2,00,011 1,98,300 -1,711 28,07,870 25,27,083
31/03/2031 48 72,15,000 97,15,000 2,00,011 1,98,300 -1,711 31,68,933 28,52,040
31/03/2032 49 73,87,500 98,87,500 2,00,011 1,98,300 -1,711 36,37,124 32,73,412
31/03/2033 50 75,22,500 1,00,22,500 0 3,98,300 3,98,300 39,66,250 10,00,000
31/03/2034 51 76,57,500 1,01,57,500 0 3,98,300 3,98,300 40,89,000 10,00,000
31/03/2035 52 77,92,500 1,02,92,500 0 3,98,300 3,98,300 42,11,750 10,00,000
31/03/2036 53 79,52,500 1,04,52,500 0 3,98,300 3,98,300 43,59,500 10,00,000
31/03/2037 54 81,25,000 1,06,25,000 0 3,98,300 3,98,300 45,19,750 10,00,000
31/03/2038 55 83,22,500 1,08,22,500 0 3,98,300 3,98,300 47,05,000 10,00,000
31/03/2039 56 85,70,000 1,10,70,000 0 3,98,300 3,98,300 49,40,250 10,00,000
31/03/2040 57 89,42,500 1,14,42,500 0 3,98,300 3,98,300 53,00,500 10,00,000
31/03/2041 58 93,15,000 1,18,15,000 0 3,98,300 3,98,300 56,60,750 10,00,000
31/03/2042 59 96,87,500 1,21,87,500 0 3,98,300 3,98,300 60,21,000 10,00,000
31/03/2043 60 1,00,60,000 1,25,60,000 0 3,98,300 3,98,300 63,81,250 10,00,000
31/03/2044 61 1,04,82,500 1,29,82,500 0 3,98,300 3,98,300 67,91,500 10,00,000
31/03/2045 62 1,09,05,000 1,34,05,000 0 3,98,300 3,98,300 72,01,750 10,00,000
31/03/2046 63 1,13,27,500 1,38,27,500 0 3,98,300 3,98,300 76,12,000 10,00,000
31/03/2047 64 1,19,25,000 1,44,25,000 0 3,98,300 3,98,300 81,97,250 10,00,000
31/03/2048 65 1,25,47,500 1,50,47,500 0 3,98,300 3,98,300 88,07,500 10,00,000
31/03/2049 66 1,32,95,000 1,57,95,000 0 3,98,300 3,98,300 95,42,750 10,00,000
31/03/2050 67 1,40,42,500 1,65,42,500 0 3,98,300 3,98,300 1,02,78,000 10,00,000
31/03/2051 68 1,47,90,000 1,72,90,000 0 3,98,300 3,98,300 1,10,13,250 10,00,000
31/03/2052 69 1,55,37,500 1,80,37,500 0 3,98,300 3,98,300 1,17,48,500 10,00,000
31/03/2053 70 1,62,85,000 1,62,85,000 0 3,98,300 3,98,300 1,24,83,750 10,00,000
31/03/2054 71 1,70,32,500 1,70,32,500 0 3,98,300 3,98,300 1,32,19,000 10,00,000
31/03/2055 72 1,77,80,000 1,77,80,000 0 3,98,300 3,98,300 1,39,54,250 10,00,000
31/03/2056 73 1,85,27,500 1,85,27,500 0 3,98,300 3,98,300 1,46,89,500 10,00,000
31/03/2057 74 1,92,75,000 1,92,75,000 0 3,98,300 3,98,300 1,54,24,750 10,00,000
31/03/2058 75 1,93,97,500 1,93,97,500 0 3,98,300 3,98,300 1,55,35,000 10,00,000
31/03/2059 76 1,95,20,000 1,95,20,000 0 3,98,300 3,98,300 1,56,45,250 10,00,000
31/03/2060 77 1,96,42,500 1,96,42,500 0 3,98,300 3,98,300 1,57,55,500 10,00,000

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 S. SRIKRISHNAN
INSURANCE EXECUTIVE/L.I.C OF INDIA

FLAT 2D VIKAS PLAZA 37C TAMBARAM MAIN ROAD

VIJAYA NAGAR VELACHERY CHENNAI 600042
Tel: 9840695219/8903465219
e-mail. [email protected]

Magic Mix Illustration for Mr. RAHUL SHARMA (age 35) Ref. No. 000000000007

Fin. Year Risk Cover For the Year Cash Loan

Ending Ag Natural Death Accident Death Premium Returns Cash Flow Value Available
31/03/2061 78 1,97,65,000 1,97,65,000 0 3,98,300 3,98,300 1,58,65,750 10,00,000
31/03/2062 79 1,98,87,500 1,98,87,500 0 3,98,300 3,98,300 1,59,76,000 10,00,000
31/03/2063 80 2,00,10,000 2,00,10,000 0 3,98,300 3,98,300 1,60,86,250 10,00,000
31/03/2064 81 2,01,32,500 2,01,32,500 0 3,98,300 3,98,300 1,61,96,500 10,00,000
31/03/2065 82 2,02,55,000 2,02,55,000 0 3,98,300 3,98,300 1,63,06,750 10,00,000
31/03/2066 83 2,03,77,500 2,03,77,500 0 3,98,300 3,98,300 1,64,17,000 10,00,000
31/03/2067 84 2,05,00,000 2,05,00,000 0 3,98,300 3,98,300 1,65,27,250 10,00,000
31/03/2068 85 2,06,22,500 2,06,22,500 0 3,98,300 3,98,300 1,66,37,500 10,00,000
31/03/2069 86 2,07,45,000 2,07,45,000 0 3,98,300 3,98,300 1,67,47,750 10,00,000
31/03/2070 87 2,08,67,500 2,08,67,500 0 3,98,300 3,98,300 1,68,58,000 10,00,000
31/03/2071 88 2,09,90,000 2,09,90,000 0 3,98,300 3,98,300 1,69,68,250 10,00,000
31/03/2072 89 2,11,12,500 2,11,12,500 0 3,98,300 3,98,300 1,70,78,500 10,00,000
31/03/2073 90 2,12,35,000 2,12,35,000 0 3,98,300 3,98,300 1,71,88,750 10,00,000
31/03/2074 91 2,13,57,500 2,13,57,500 0 3,98,300 3,98,300 1,72,99,000 10,00,000
31/03/2075 92 2,14,80,000 2,14,80,000 0 3,98,300 3,98,300 1,74,09,250 10,00,000
31/03/2076 93 2,16,02,500 2,16,02,500 0 3,98,300 3,98,300 1,75,19,500 10,00,000
31/03/2077 94 2,17,25,000 2,17,25,000 0 3,98,300 3,98,300 1,76,29,750 10,00,000
31/03/2078 95 2,18,47,500 2,18,47,500 0 3,98,300 3,98,300 1,77,40,000 10,00,000
31/03/2079 96 2,19,70,000 2,19,70,000 0 3,98,300 3,98,300 1,78,50,250 10,00,000
31/03/2080 97 2,20,92,500 2,20,92,500 0 3,98,300 3,98,300 1,79,60,500 10,00,000
31/03/2081 98 2,22,15,000 2,22,15,000 0 3,98,300 3,98,300 1,80,70,750 10,00,000
31/03/2082 99 2,23,37,500 2,23,37,500 0 3,98,300 3,98,300 1,85,22,037 0
03/10/2082 100 30,00,000 30,00,000 0 1,94,53,175 1,94,53,175 0 0
60,58,566 4,22,27,000 3,61,68,434

Yield on Investments (Pre Tax) : 6.03 %

Annuity Details of Pension Plans

Annuity Commuted Purchase Annuity

Id Plan Name Tm/PT Start Date Age NCO Amount Price Amount Md Annuity Option
1 189 - Jeevan Akshay - VI 0/ 1 03/11/17 35 30,00,000 0 30,00,000 16,525 M For Life of Proposer and
Spouse with return of
purchase price on death
of last survior

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 S. SRIKRISHNAN
INSURANCE EXECUTIVE/L.I.C OF INDIA

FLAT 2D VIKAS PLAZA 37C TAMBARAM MAIN ROAD

VIJAYA NAGAR VELACHERY CHENNAI 600042
Tel: 9840695219/8903465219
e-mail. [email protected]

Magic Mix Illustration for Mr. RAHUL SHARMA (age 35) Ref. No. 000000000007

K e y A s s u mp t i o n s

Personal Data: DOB: 03/10/1982

Income Tax: Sec. 80C Limit Available: 150000Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80C and @ 30.90 % u/s 80D
Projections: Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.

Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Bonus Projection for Plan 845 : Last declared reversionary bonus of plan no. 815 New Jeevan Anand has been considered for
the purpose of projected Riskcover and Returns.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.