BNLI Bank Permata Tbk.

COMPANY REPORT : JANUARY 2019 As of 31 January 2019

Main Board Individual Index : 10.997
Industry Sector : Finance (8) Listed Shares : 27,762,311,813
Industry Sub Sector : Bank (81) Market Capitalization : 28,039,934,931,130
43 | 28.0T | 0.38% | 71.24%

93 | 3.85T | 0.19% | 87.03%

COMPANY HISTORY SHAREHOLDERS (December 2018)

Established Date : 17-Dec-1954 1. PT Astra International Tbk. 12,495,714,666 : 45.01%
Listing Date : 15-Jan-1990 (IPO Price: 9,900) 2. Standard Chartered Bank 12,495,714,666 : 45.01%
Underwriter IPO : 3. Public (<5%) 2,770,882,481 : 9.98%
PT Ficorinvest
PT Inter-Pacific Securities DIVIDEND ANNOUNCEMENT
PT Merchant Investment Corporation Bonus Cash Recording Payment
F/I
PT Inter-Pacific Year Shares Dividend Cum Date Ex Date Date Date
PT Danareksa 1989 250.00 23-May-90 25-May-90 31-May-90 15-Jun-90 I
PT PDFCI 1990 300.00 5-Jul-91 8-Jul-91 15-Jul-91 1-Aug-91 F
Securities Administration Bureau : 1991 1:2 330.00 17-Jul-92 20-Jul-92 27-Jul-92 8-Aug-92 F
PT Raya Saham Registra 1992 100.00 21-Jan-93 22-Jan-93 29-Jan-93 18-Feb-93 I
1992 100.00 19-Jul-93 20-Jul-93 27-Jul-93 9-Aug-93 F
BOARD OF COMMISSIONERS 1993 100.00 18-Jan-94 19-Jan-94 26-Jan-94 18-Feb-94 I
1. Sebastian Ramon Arcuri 1993 100.00 8-Jul-94 11-Jul-94 18-Jul-94 1-Aug-94 F
2. David Allen Worth *) 1994 100.00 25-Jan-95 26-Jan-95 2-Feb-95 23-Feb-95 I
3. Haryanto Sahari *) 1994 125.00 21-Jul-95 24-Jul-95 1-Aug-95 15-Aug-95 F
4. Ian Charles Anderson 1995 100.00 29-Dec-95 2-Jan-96 10-Jan-96 31-Jan-96 I
5. Mark Spencer Greenberg 1995 100.00 23-Jul-96 24-Jul-96 1-Aug-96 20-Aug-96 F
6. Rahmat Waluyanto *) 1996 100.00 26-Dec-96 27-Dec-96 9-Jan-97 31-Jan-97 I
7. Suparno Djasmin 1996 125.00 23-Jul-97 24-Jul-97 1-Aug-97 18-Aug-97 F
8. Zulkifli Zaini *) 1997 45.00 20-Jan-98 21-Jan-98 2-Feb-98 25-Feb-98 I
*) Independent Commissioners 1998 100 : 33 3-Aug-98 4-Aug-98 12-Aug-98 24-Aug-98 BS
2013 14.52 14-May-14 16-May-14 20-May-14 5-Jun-14 F
BOARD OF DIRECTORS 2014 14.00 4-May-15 5-May-15 7-May-15 21-May-15 F
1. Ridha Dm Wirakusumah
2. Abdy Dharma Salimin ISSUED HISTORY
3. Darwin Wibowo Listing Trading
4. Dhien Tjahajani No. Type of Listing Shares Date Date
5. Herwin Bustaman 1. First Issue 3,999,000 15-Jan-90 15-Jan-90
6. Isdar Andre Marwan 2. Right Issue 66,609,219,067 T: 10-Sep-90 : 21-Nov-00
7. Julian Loong Choon Fong 3. Company Listing 42,525,000 T: 14-Nov-90 : 21-Nov-90
8. Lea Setianti Kusumawijaya 4. Bonus Shares 290,802,173 T: 8-Sep-92 : 25-Aug-98
9. Loh Tee Boon 5. Warrant 1,434,230 T: 18-Mar-96 : 20-Mar-98
6. Stock Split 252,603,830 27-Oct-97 27-Oct-97
AUDIT COMMITTEE 7. Partial Delisting -1,935,781,481 T: 21-Nov-00 : 1-Oct-02
1. David A. Worth 8. Additional Listing 126,377,564,775 1-Oct-02 1-Oct-02
2. Adi Pranoto Leman 9. Add. Listing without RI 25 8-Jun-04 8-Jun-04
3. Handy Effendy Halim 10. Reverse Stock Split -183,976,671,955 8-Jun-04 8-Jun-04
4. Haryanto Sahari 11. Right Issue V 2,903,672,220 T: 8-Dec-10 : 20-Dec-12
12. Right Issue VI 1,195,629,738 24-Jan-14 24-Jan-14
CORPORATE SECRETARY 13. Right Issue VII 10,456,095,082 T: 7-Jun-16 : 16-Jun-16
Katharine Grace 14. Unlisted (1%) -161,589,041 T: 16-Jun-16 : 7-Jun-17
15. Right Issue VIII 5,702,809,150 T: 29-May-17 : 7-Jun-17
HEAD OFFICE
World Trade Center II Building
Jl. Jend. Sudirman Kav. 29-31
Jakarta 12920
Phone : (021) 523-7788
Fax : (021) 523-7244
Homepage : www.permatabank.com
Email : [email protected]
[email protected]
 BNLI Bank Permata Tbk.
TRADING ACTIVITIES
Closing Price* and Trading Volume
Bank Permata Tbk. Closing Price Freq. Volume Value

Day
Closing Volume
Price* January 2015 - January 2019 (Mill. Sh) Month High Low Close (X) (Thou. Sh.) (Million Rp)
1,600 480 Jan-15 1,570 1,500 1,550 451 13,976 21,429 21
Feb-15 1,650 1,550 1,640 333 2,379 3,769 19
1,400 420 Mar-15 1,640 1,515 1,605 279 17,127 27,628 21
Apr-15 1,640 1,540 1,610 229 35,459 56,741 21
May-15 1,630 1,585 1,620 261 8,179 13,172 17
1,200 360
Jun-15 1,630 1,550 1,600 240 3,611 5,750 19
Jul-15 1,600 1,500 1,550 100 11,373 17,629 14
1,000 300
Aug-15 1,590 1,220 1,280 258 4,890 6,654 19
Sep-15 1,300 1,100 1,130 106 2,573 3,078 19
800 240
Oct-15 1,250 1,100 1,100 271 3,577 4,111 20
Nov-15 1,140 1,030 1,100 146 584 640 18
600 180 Dec-15 1,100 860 945 469 9,974 8,396 19

400 120 Jan-16 945 620 670 2,050 29,251 19,207 20

Feb-16 690 600 630 940 7,977 5,118 20
200 60 Mar-16 700 605 670 1,811 9,521 6,022 21
Apr-16 1,300 665 900 7,886 40,941 40,850 21
May-16 940 565 585 2,219 23,384 16,109 20
Jun-16 715 550 705 41,314 1,533,910 976,288 22
Jan-15 Jan-16 Jan-17 Jan-18 Jan-19
Jul-16 760 675 685 23,442 876,688 626,279 16
Aug-16 745 655 660 14,108 589,971 420,646 22
Sep-16 655 560 610 7,229 204,227 125,395 21
Closing Price*, Jakarta Composite Index (IHSG) and Oct-16 630 565 575 6,191 177,685 106,526 21
Finance Index Nov-16 585 525 555 4,270 329,351 183,421 22
January 2015 - January 2019 Dec-16 585 540 555 3,919 79,559 44,207 20
80%
70.0% Jan-17 760 520 675 25,622 1,000,110 676,423 21
60% Feb-17 785 655 700 65,082 675,307 480,254 19
Mar-17 790 665 670 96,586 723,105 523,654 22
40% Apr-17 720 660 695 67,663 221,056 151,978 17
May-17 725 585 685 113,093 632,593 429,089 20
24.6% Jun-17 715 630 690 17,796 389,847 264,385 15
20%
Jul-17 720 645 705 13,928 356,419 243,125 21
Aug-17 795 675 720 25,606 558,148 407,666 22
-
Sep-17 750 690 705 18,923 282,371 201,381 19
Oct-17 725 650 650 17,584 245,415 167,740 22
-20%
-24.0% Nov-17 665 615 620 11,356 151,520 96,682 22
Dec-17 650 585 625 4,238 74,478 45,129 18
-40%

Jan-18 695 595 660 20,294 408,130 262,098 22

-60% Feb-18 690 615 655 9,216 209,187 136,594 19
Mar-18 665 575 585 9,552 145,296 89,977 21
-80% Apr-18 655 515 555 19,675 391,626 227,815 21
Jan 15 Jan 16 Jan 17 Jan 18 Jan 19 May-18 565 480 505 15,349 169,999 86,323 20
Jun-18 640 498 580 22,831 553,138 317,032 13
Jul-18 610 498 540 14,104 250,020 138,199 22
SHARES TRADED 2015 2016 2017 2018 Jan-19 Aug-18 555 496 498 6,525 137,464 71,631 21
Volume (Million Sh.) 114 3,902 5,310 3,359 2,430 Sep-18 600 460 500 19,541 329,734 168,387 19
Value (Billion Rp) 169 2,570 3,688 1,927 2,183 Oct-18 510 456 460 6,439 81,900 39,579 23
Frequency (Thou. X) 3 115 477 173 62 Nov-18 478 438 454 5,259 114,647 52,041 21
Days 227 246 238 240 22 Dec-18 670 450 625 23,831 567,446 337,581 18

Price (Rupiah) Jan-19 1,070 595 1,010 62,250 2,430,282 2,182,731 22

High 1,650 1,300 795 695 1,070
Low 860 525 520 438 595
Close 945 555 625 625 1,010
Close* 829 536 625 625 1,010

PER (X) 44.99 7.54 23.42 26.34 42.56

PER Industry (X) 25.09 20.71 19.10 25.63 24.30
PBV (X) 0.60 0.54 0.81 0.80 1.29
* Adjusted price after corporate action
 BNLI Bank Permata Tbk.
Financial Data and Ratios Book End : December
Public Accountant : Tanudiredja, Wibisana, Rintis, & Partners

BALANCE SHEET Dec-14 Dec-15 Dec-16 Dec-17 Sep-18 TOTAL ASSETS AND LIABILITIES (Bill. Rp)
(in Million Rp, except Par Value) Assets Liabilities
Cash on Hand 2,192,825 2,012,662 2,070,557 1,940,485 1,645,903 187,500

Placements with Other Banks 1,395,967 8,290,830 8,045,662 6,294,096 12,623,898

150,000
Marketable Securities 179,926 - 3,227,881 976,045 -
Loans 131,388,463 125,867,973 94,782,664 90,020,985 98,140,977
112,500
Investment 2,294,284 2,465,417 29,890,686 22,820,908 17,277,509
Fixed Assets 1,129,397 2,724,378 2,554,424 2,460,534 2,421,295
75,000
Other Assets 4,703,001 4,064,357 3,707,862 3,944,492 5,551,876
Total Assets 185,349,861 182,689,351 165,527,512 148,328,370 155,747,346 37,500
Growth (%) -1.44% -9.39% -10.39% 5.00%
-
Deposits 150,188,510 147,782,495 132,964,295 113,555,902 102,741,029 2014 2015 2016 2017 Sep-18
Taxes Payable 3,180 - - - 2,667
Fund Borrowings 10,096 - - 36,017 19,226
Other Liabilities 501,539 574,237 752,498 724,977 565,061 TOTAL EQUITY (Bill. Rp)
Total Liabilities 168,255,325 163,876,507 146,237,906 126,817,628 133,942,502
21,511 21,805
Growth (%) -2.60% -10.76% -13.28% 5.62%
19,290
21,805

18,813
17,095
Authorized Capital 5,600,000 5,600,000 5,600,000 12,500,000 12,500,000 17,357

Paid up Capital 1,818,122 1,818,122 3,125,134 3,837,985 3,837,985

Paid up Capital (Shares) 11,884 11,884 22,340 28,043 28,043 12,908

Par Value 12,500 & 125 12,500 & 125 12,500 & 125 12,500 & 125 12,500 & 125
Retained Earnings 4,437,115 4,539,311 -1,981,321 -1,333,390 -828,695
8,460

Total Equity 17,094,536 18,812,844 19,289,606 21,510,733 21,804,834

Growth (%) 10.05% 2.53% 11.51% 1.37%
4,012

-436

INCOME STATEMENTS Dec-14 Dec-15 Dec-16 Dec-17 Sep-18 2014 2015 2016 2017 Sep-18
Total Interest Income 15,546,523 16,130,822 14,398,570 11,198,146 8,180,226
Growth (%) 3.76% -10.74% -22.23%
TOTAL INTEREST INCOME (Bill. Rp)
Interest Expenses 10,117,024 9,933,923 8,515,129 5,973,920 4,190,882
16,131
Other Operating Revenue 801,371 2,152,570 1,027,020 1,585,956 1,482,726 15,547
14,399
Other Operating Expenses 5,373,380 8,055,934 16,786,254 4,501,955 4,796,270
Income from Operations 2,046,223 293,535 -8,634,034 3,541,597 675,800
11,198
12,840

Growth (%) -85.65% N/A N/A

9,549
8,180
Non-Operating Revenues - - - - -
Income Before Tax 2,046,223 293,535 -8,634,034 3,541,597 675,800 6,259

Provision for Income Tax 459,252 46,423 -2,150,950 205,761 181,648

Profit for the period 1,586,971 247,112 -6,483,084 3,335,836 494,152
2,968

Growth (%) -84.43% N/A N/A

-323

2014 2015 2016 2017 Sep-18

Period Attributable 1,586,972 247,112 -6,483,084 3,335,836 494,151
Comprehensive Income 1,647,115 1,896,109 -6,518,768 3,358,583 294,230
Comprehensive Attributable 1,647,116 1,896,109 -6,518,768 3,358,583 0
PROFIT FOR THE PERIOD (Bill. Rp)

RATIOS Dec-14 Dec-15 Dec-16 Dec-17 Sep-18 3,336

Dividend (Rp) 14.00 - - - -

1,587
EPS (Rp) 133.54 20.79 -290.20 118.96 17.62 1,372

247 494
BV (Rp) 1,438.47 1,583.06 863.46 767.07 777.56 2016
DAR (X) 0.91 0.90 0.88 0.85 0.86
2014 2015 2017 Sep-18
-592

DER(X) 9.84 8.71 7.58 5.90 6.14

ROA (%) 0.86 0.14 -3.92 2.25 0.32 -2,556

ROE (%) 9.28 1.31 -33.61 15.51 2.27

OPM (%) 13.16 1.82 -59.96 31.63 8.26
-4,519

NPM (%) 10.21 1.53 -45.03 29.79 6.04 -6,483

Payout Ratio (%) 10.48 - - - - -6,483

Yield (%) 0.93 - - - -

*US$ Rate (BI), Rp 12,436 13,794 13,436 13,548 14,929