SERVICE CHARGES

ANNEXURE-A

Detail of Services Revised charges From Customers

Upto Rs 5000 - Rs 25 From Rs 5001 to Rs.

10,000/- Rs. 50 per instrument From 10000 to 1
lac - Rs. 100 per instrument Above 1 lac - Rs. 150
Collection Outstation Cheques per instrument (all to be inclusive maximum
amount chargeable by banks + service tax as
applicable)

Rs. 50/-+ Postal charges Rs.6/- per thousand,

min 100/- and Max. 12000/- plus postage. *No
collection charges to be levied for collection of
local cheques/drafts. However, out of pocket
expenses be recovered in full. *Collection
Bills Upto Rs. 10000 Rs. 10000 and above charges in cases of outstation cheques/bills
should be levied on the gross amount of
instrument.
Further, No charges to be taken from Senior
Citizens/ pensioners for collection 'of pension
upto As 10000

Rs 50/- for Outward Clearing Returns,

Cheques/Bills returned unpaid
-Local Cheque/Bills

In case of Loan Cheques returns in Outward Rs 100/- per instrument

Clearing Rs 200/- per instrument
Charges on First Return Rs 500/- per instrument
Charges on second Return
Charges on third Return Rs.100/- plus postage charges
-Outstation Cheques/Bills

Issuance of Demand D ra fts/Teleg rap h ic Rs. 20/-Rs 40/- Rs.2.00 per thousand or part
Transfers/Mail Upto 5000 > Rs 5000 & upto thereof and Minimum Rs.20/-Maximum Rs.
10000 Above Rs 10000 10000/-

Savins Account Rs 50/- for any type of

statement, except in case the statements are
** : required for loan cases from same branch Should
be generated and given after taking written
request.
 Rs.50/- with one month entries, but should be
issued on written request only. Thereafter copy
Duplicate Pass Book of statement is giver as per charges mentioned
above.

Maintenance of Minimum Balance SAVING BANK

DEPOSITS The Customer who does not maintain Rs.50/- per month Charges will be debited every
minimum balance of Rs.500/- and Rs.1000/- with month. Except for Ex staff members and Senior
cheque book facility in his account, the service Citizens.
charges shall be levied at the following rates per
month

Current Account (CBS Branches) Min. . balance

Rs..5000/- * If the balance in the account is less
than the penalty charges than the amount
available should be deducted and remaining t Rs.250/- per month and charges will be debited
amount should be kept in hold upto 3 months, every month for non-maintenance of minimum
after 3 months the account should be closed balance. \ ■r
under intimation to the customer by ordinary
post NOn-CBS Branches -Min Balance - Rs 2000
Charges - Rs 100 per month

Cheque Book charges Saving Bank AJc -Current r

A/c

For CBS Branches After 30 Manual Debit entries

per half year, Rs 5 per entry should be debited by
Charges for excess debit entries in SB Account system, For Non CBS Branches Rs.20/- per entry
for over and above 30 entries per half year

Upto - Rs 20000free of cost Above Rs 20000 upto

Rs 50000 - Rs 50/-should be charged by system,
only for cash transaction. Max Limit is Rs 50000
Payments under CBS Other than parent branch and payment above Rs 20000 is to be made done
Cash Payment/Deposits under CBS Other than by Cheque only. Further, there should not be any
parent branch stomers. restriction of amount in Transfers of payments/
banking services other that casli transactions for
inter branch.
 Rent 700/- P.a. ' 1200/-p.a. 2500/- p.a. •= 1
4000/- p.a. \ No Lien Note: In case of loss of key
LOCKER RENT Small Locker . Medium Big • Extra of the Lockers, actual expenditure incurred for
Large Penalties for Locker Rent in Default Small breaking open the locker and changing the lock
Medium Large Extra Large by manufacturers of lockers, should be recovered
from the account holders. Penalty charges per
Quarter or part thereof: -

Cash deposit in Current Account (except Current - Upto Rs 1 lac - Free Above Rs 1 lac -
Govt./Coop. Institutions. denomination upto Rs 100 - Rs 10 per packet
denomination above Rs 100 - Rs 8 per packet
'-■ Max Rs 10000
Rs.150 - Saving Accounts Rs.500 - Current
Account closer before six months Accounts (on account of death of customers no
charges should be levied)
Rs.50 for Swing Accounts Rs 100 for Current
Photo attestation charges Accounts

Rs. 50 for Saving Accounts Rs 100 for Current

Accounts Free for - Students, Defence forces,
Signatures verification charges War widows, Physically-Handicap & Signature
attestation for ECS purpose

First copy- free Subsequent copy -Rs. 50 per

Interest certificate/ Balance certificate copy.

Rs.100/- On account of death of customer no

charges should be levied PENALTY CHARGES to
Closing of RD A/c before maturity Penalty for 'be levied for delayed installments in Recurring
late payment of RD installment Deposit Accounts @ Rs.2/- for Rs.100 p.m.
irrespective of periodicity of deposit (Minimum
Rs 20)

Rs.500/-+ ■' Upto Rs 500000 - 2% p.a. Above Fs

Bank Guarantee against deposit 500000 - 1% p.a. ; Charges to be levied at the
time of issuing of guarantee s
ECS Clearing Return Rs. 50/- p er entry
Clearing Cheque return Rs.50/- for inward clearing return.
From Staff (Only for Salary Account Opened in
Product 302)

Same as from other Customers

Same as from other Customers f i

Same as from other Customers Same as from

other Customers Same' as from other Customers

Every staff member should be entitled for 2

drafts/p ay orders in a month, upto Rs 1.00 lacs in
total, only front his salary account Le. under
Product 302 (where salary is being credited),
further free facility is not applicable in case of
DDs are purchased from

Free only for 302 product (in which ' salary is

being xredited) should generated and given after
taking written request
Free

No minimum balance is required is Salary

Account where the salary is being credited under
Product 302.

No Charges for Product 302 where Staff ODs are

r'aintained

No charges for staff under Product 302 (Salary

account) is proposed under inter-branch Cash
payments. Max Limit is Rs 50000 and payment
above Rs 20000 is to be made done by Cheque
only. t
Rs 100/- - Rs 200/-. - Rs 300/- -

No charges

No Charges

No Charges

No Charges

Same as from other Customers t

Same as from other Customers

Same as from other Customers

Sqme as frdm other Customers
 One cheque book containing 20 leaves free per
half year & Rs..2.50 per leaf for extra cheques..
Rs. 3.00per leaf, No free cheque book is to be
issued in Current Account.
 Any default will attract penalty charges for a full
Rs 500/- • quarter. •
One Cheque book of 10 leaves every month of
Salary account under J*roduct 302 is to be given
free, Rs.2.50 per leaf for extra cheques.
 50% concession on one locker in Locker rent
Note: In case of loss of key of the Lockers, actual
The rent should become due w.e.f. 1st of expenditure incurred for breaking open the
succeeding month, in which the locker is leased locker and changing the lock by manufacturers of
out. One month may be allowed for payment of lockers, .should be recovered from the account
rent due. holders. Penalty - Same as to be charged from
other customers
 SERVICE CHARGES CO
Detail of Services PSCB
Upto Rs 5000 - Rs 25 From Rs 5001 to Rs.
10,000/- Rs. 50 per instrument From 10000 to 1
lac - Rs. 100 per instrument Above 1 lac - Rs. 150
per instrument (all to be inclusive maximum
Collection Outstation Cheques amount chargeable by banks + service tax as
applicable)

Rs. 50/-+ Postal charges Rs.6/- per thousand,

min 100/- and Max. 12000/- plus postage. *No
collection charges to be levied for collection of
local cheques/drafts. However, out of pocket
expenses be recovered in full. *Collection
charges in cases of outstation cheques/bills
should be levied on the gross amount of
Bills Upto Rs. 10000 Rs. 10000 and instrument.
above Further, No charges to be taken from Senior
Citizens/ pensioners for collection 'of pension
upto As 10000

Cheques/Bills returned unpaid

-Local Cheque/Bills Rs 50/- for Outward Clearing Returns,

In case of Loan Cheques returns in

Outward Clearing
Charges on First Return Rs 100/- per instrument
Charges on second Return Rs 200/- per instrument
Charges on third Return Rs 500/- per instrument

-Outstation Cheques/Bills Rs.100/- plus postage charges

Issuance of Demand Drafts/Telegraphic

Transfers/Mail
Upto 5000 Rs 20/-
> Rs 5000 & upto 10000 Rs 40/-
Above Rs 10000 Rs.2.00 per thousand or part thereof and
Minimum Rs.20/-Maximum Rs. 10000/-

Issuance of Duplicate Drafts Rs.100/-

Revalidation/ Cancellation Of Draft Rs 50/
Issuance of Pay Order/Banker Cheque
Upto 5000 Rs. 20/-
> Rs 5000 & upto 10000 Rs 40/-
Above Rs 10000 Rs.2.00 par thousand or part thereof and
Minimum Rs.20/- Maximum Rs. 10000/-

Issuance of Duplicate Banker’s Rs 100

cheques/DDs
Revalidation/Cancell ation of Pay Rs 50
order/DDs
No Charges for registration Rs 50/- per
transaction, involving credit to account in
another branch or State, remittance charges at
the prescribed rate and actual postage shall be
recovered additionally, charges to be levied on
the account from which the amount is
transferred. Rs 10/- for Standing instructions for
STANDING INSTRUCTIONS the transfer of amount under same Customer ID
within the branch from one account to another
account is proposed (for all type of transactions).

SAFE CUSTODY CHARGES Rs.50/-per annum

Scripts

For CBS Branches-

Rs.50 per instruction (Upto 2 instruments), after
that Rs 20 per instrument and Rs 200 for a
Continuous series upto 20 instruments)
STOP PAYMENT INSTRUCTION
All types of accounts For Non-CBS Branches -
Rs 50 per instrument
 Current Account
One statement for current month FREE
Rs. 50/- for duplicate statement upto one year
old entries
Rs. 100/- for statement prior to 1 year

Savins Account
Statement of account. Rs 50/- for any type of statement, except in case
All types of accounts. the statements are required for loan cases from
same branch Should be generated and given
after taking written request.

Rs.50/- with one month entries, but should be

issued on written request only. Thereafter copy
Duplicate Pass Book of statement is giver as per charges mentioned
above.

Maintenance of Minimum Balance

SAVING BANK DEPOSITS Rs.50/- per month Charges will be debited every
The Customer who does not maintain month.
minimum balance of Rs.500/- and
Rs.1000/- with cheque book facility in Except for Ex staff members and Senior Citizens.
his account, the service charges shall be
levied at the following rates per month.

Current Account (CBS Branches) Rs.250/- per month and charges will be debited
Min. . balance Rs..5000/- every month for non-maintenance of minimum
* If the balance in the account is less balance.
than the penalty charges than the
amount available should be deducted
and remaining amount should be kept in
hold upto 3 months, after 3 months the
account should be closed under
intimation to the customer by ordinary
post

Non-CBS Branches -Min Balance - Rs 2000 Charges - Rs 100 per month

Cheque Book charges
Saving Bank A/C One cheque book containing 20 leaves free per
half year & Rs..2.50 per leaf for extra cheques.

Rs. 3.00 per leaf, No free cheque book is to be

Current A/C issued in Current Account.

Charges for excess debit entries in SB For CBS Branches After 30 Manual Debit entries
Account per half year, Rs 5 per entry should be debited by
system, For Non CBS Branches Rs.20/- per entry
for over and above 30 entries per half year

Payments under CBS Other than parent Upto - Rs 20000 free of cost
branch Above Rs 20000 upto Rs 50000 - Rs 50/-should
be charged by system, only for cash transaction.
Max Limit is Rs 50000 and payment above Rs
Cash Payment/Deposits under CBS 20000 is to be made done by Cheque only.

Further, there should not be any restriction of

Other than parent branch Customers. amount in Transfers of payments/ banking
services other that casli transactions for inter
branch.
LOCKER RENT Rent
Small Locker 700/- p.a.
Medium 1200/-p.a.
Large 2500/- p.a
Extra Large 4000/- p.a.
No Lien
Note: In case of loss of key of the Lockers, actual
expenditure incurred for breaking open the
locker and changing the lock by manufacturers of
lockers, should be recovered from the account
holders.

Penalties for Locker Rent in Default Penalty charges per Quarter or part thereof: -
Small Rs 100/-
Medium Rs 200/-
Large Rs 300/-
Extra Large Rs 500/-
*Any default will attract penalty charges for a full
quarter
*The rent should become due w.e.f. 1st of
succeeding month, in which the locker is leased
out. One month may be allowed for payment of
rent due.

Cash deposit in Current Account Current

(except Govt./Coop. Institutions. - Upto Rs 1 lac - Free
Above Rs 1 lac - denomination upto Rs 100 - Rs
10 per packet and denomination above Rs 100 -
Rs 8 per packet Max Rs 10000

Account closer before six months Rs.150 - Saving Accounts

Rs.500 - Current Accounts
(on account of death of customers no charges
should be levied)

Photo attestation charges Rs.50 for Saving Accounts

Rs 100 for Current Accounts
Signatures verification charges Rs. 50 for Saving Accounts
Rs 100 for Current Accounts
Free for - Students, Defence forces, War widows,
Physically-Handicap & Signature attestation for
ECS purpose

Interest certificate/ Balance certificate First copy- free

Subsequent copy -Rs. 50 per copy.
Closing of RD A/c Rs.100/- On account of death of customer no
before maturity charges should be levied

Penalty for late payment of RD PENALTY CHARGES to 'be levied for delayed
installment installments in Recurring Deposit Accounts @
Rs.2/- for Rs.100 p.m. irrespective of periodicity
of deposit (Minimum Rs 20)

Rs.500/+Tax
Upto Rs 500000 - 2% p.a.
Above Rs 500000 - 1% p.a.
Charges to be levied at the time of issuing of
guarantees.

Bank Guarantee against deposit

ECS Clearing Return Rs. 50/- per entry

Clearing Cheque return Rs.50/- for inward clearing return.

 SERVICE CHARGES COMPARISION
SBI PNB
Upto ₹10,000/- ₹50/- + GST
Above₹10,000/-upto ₹1.00 lakh ₹100/- + GST (i)Cheques upto & including Rs.5000/- Rs.27.50
Above ₹1.00 lakh ₹200/- + GST per instrument
(ii) Cheques above Rs.5000 and upto Rs.10000/-
Rs.55/- per instrument
(iii) Above Rs.10000/- and upto Rs.1 lac Rs.110/-
per instrument
(iv) Above Rs. 1 lac Rs.165/- per instrument

(i) Bills Upto Rs. 10000/- Rs.100/+ out of pocket

expenses.
Cheque/bill upto ₹1.00 lakh ₹150/- + GST (ii) Bills Over Rs.10000/- Rs.8/- Per Rs. 1000/- or
Cheque/bill above ₹1.00 lakh ₹250/- + GST part thereof Subject to a Minimum Of Rs. 100/- +
out of pocket expenses Maximum Rs.12,000/-.

₹500/- + GST, irrespective of the amount Rs. 300 /- per instrument to Rs.2500 per instance

Including GST
Upto ₹5,000/- ₹25/-
Above ₹5,000/- upto ₹10,000/- ₹50/- (i) Drafts upto Rs.10000/- Rs.40/-
Above ₹10,000/- upto ₹1,00,000/- (ii) Draft above Rs.10000/- Rs.4.00 per Rs.1000/-
₹5/- (incl. GST) per ₹1000/- (Min.₹60/-) or part thereof subject to a Minimum of Rs.50/-
Above ₹1,00,000/- ₹4/-per ₹1000/- and Maximum Rs.12000/-
Min.₹600/-
Max.₹2000/-

₹200/-+ GST Rs.100/- to Rs 150/-

₹200/-+ GST Rs.100/-
-Not Available- -Not Available-

₹200/-+ GST Rs.100/-

(i) Draft upto Rs.1000/- Rs. 20/- per draft

₹200/-+ GST (ii) Draft above Rs. 1000/- Rs. 100/- per draft

One time Mandate Authorisation Charges per (i) Registration Rs.50/-

mandate ₹50/- + GST (ii) Execution: Rs.35/-+ Remittance Charges+ Out
Failed Mandate ₹250/- +GST of pocket expenses.

(i) Safe Deposit Custody: Bank`s Own Deposit

Receipts Free Of Cost
(ii) Safe Deposit Of Sealed Covers From
Government Bodies/Organisations Rs. 350/-Per
₹150/-+ GST per scrip. Min.₹300/-+ GST p.a. Cover Per Annum Or Part Thereof
or part thereof. (iii) Safe Deposit Of Sealed Boxes From
Government Bodies/ Organisations (Size Upto
30x30x30cms) Rs.3000/-PER BOX PER ANNUM
OR PART THEREOF

₹100/- + GST per instrument Rs. 50/- per instrument, Loss of cheque book:
maximum ₹500/- + GST per Rs.200/ for Saving & Rs.400/- for C/A
instance
Statement of account (First/original): Monthly (i) Monthly Once Free, thereafter, Rs. 2/- per
(For all segments) Free entry, Minimum Rs.100/- per request.
Duplicate statement (For all Segments) ₹100/- + (ii) Weekly Rs.450/- per year, for repeat request,
GST per page (40 entries) Rs. 2/- per entry, Minimum Rs.100/- per request.
Rs.450/- per year,
Duplicate Statement of accounts for Diamond
and Platinum variant of All Salary Package (iii) Daily Rs.1000/- per year. For repeat request,
accounts Free Rs. 2/- per entry.

₹100/- + GST for issue of Rs.50/- per passbook.

duplicate passbook. For previous entries Rs. 1/- per entry Min.Rs.50/-
₹50/- +GST per page (40 entries) Max.Rs.1000/-

Saving up to Rs 500/- Saving up to Rs 500/-

Current up to Rs 2500/- Current up to Rs 4000/-

First 25 cheque leaves free in a financial year.
Thereafter:
10 Leaf Chq Book at ₹30/- +GST.
25 Leaf Cheque Book at ₹75/- +GST.
50 Leaf Cheque Book at ₹150/- +GST

First 50 cheque leaves free in a

financial year. Rs.3.00 per cheque leaf
Thereafter ₹3/- + GST per cheque leaf.
25 Leaf Cheque Book at ₹75/- +GST.
50 Leaf Cheque Book at ₹150/-+GST

₹50/+GST per Transaction ₹25/+GST per Transaction

Saving Fund – Free upto Rs.5,000/- per day

For Saving Fund above Rs.5,000/- and

Current/CC/OD Customers :
Rs. 2/- per Rs. 1000/- or part thereof with a
minimum of Rs. 25/- per transaction
₹50/-+ GST per Transaction
₹1500+GST ₹800+GST
₹3000+GST ₹2000+GST
₹6000+GST ₹3000+GST
₹9000+GST ₹6000+GST

One Time Locker Registration Charge

Small/ Medium: 500+GST
Large/Extra Large: 1000+GST

Locker rent overdue charge (All sizes) Per Month

1st Qtr - 10% * Small Rs. 20/
2nd Qtr – 20% * Medium Rs. 40/-
3rd Qtr – 30% * Large Rs. 60/-
1 Year – 40% * Extra Large Rs.120/-

Saving Fund – Free upto Rs.5,000/- per day

For Saving Fund above Rs.5,000/- and
Current/CC/OD Customers :
₹ 0.75 per 1000 Rs. 2/- per Rs. 1000/- or part thereof with a
Minimum ₹50/- + GST minimum of Rs. 25/- per transaction
Maximum ₹20000/- + GST

Rs 500+GST Rs 200-500+GST

₹150/-+ GST Rs 50 to 200 +GST

₹150/-+ GST Rs 50 to 200 +GST

Original NIL Original NIL

Duplicate ₹150/-+ GST Duplicate ₹100/-+ GST
 Rs.100/- (On Account Of Death Of Customer, No
1% Charges Should Be Levied)

Relating to imports under LCs opened by the

guarantor banks themselves.
0.0750% subject to minimum of Rs.1500/- per
guarantee

In all other cases ( W here no LC has been issued)

0.30% for 3 months at the time of Issuance of
guarantee. If
the guarantee continues beyond 3 months, an
Minimum ₹600 Max 2.50% p.a. additional
commission of 0.20% per month or part thereof,
as long as
the guarantee remains operative thereafter

A sum of Rs.100/- be levied as returning charges

₹250/- + GST, irrespective of the amoun on return of ECS (Debit) on account of
Insufficient Funds.
₹500/- + GST, irrespective of the amount Rs. 300 /- to 2500/- per instrument
HDFC
One Cheque book of 10 leaves every month of
Salary account under J*roduct 302 is to be given
free, Rs.2.50 per leaf for extra cheques.