Regular Savings Account

Available to All Cities

Eligibility Resident Indian, >18yrs

Minimum monthly average balance Metro and Urban locations - Rs.10,000

(MAB)*MAB is the simple average of Semi-urban locations - Rs.5,000
day-end balances for a calendar Rural locations - Rs.2,000
month. Gramin locations - Rs.1,000
Service Charges
Cash Transaction Charges 1) Number Limit (Sum total of deposits and
Home Branch (Branch where the withdrawals)
account is opened or ported) Rs 150 per transaction, post 4 free cash
(Deposits and withdrawals across transactions per month.
branches and deposits in Cash
Recycler Machines considered.) 2) Value Limit (Sum total of deposits and
withdrawals)
Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per
month or Rs 150, whichever is higher.
a) Non-Home branch –
Rs 5 per Rs 1,000, for transaction value above Rs
25,000 at non-home branch in a day or Rs 150,
whichever is higher.
b) Third party cash transactions charged at Rs 150
per transaction. Per transaction value capped at Rs
25,000.
ATM Interchange (Transactions at 6 metro locations (Mumbai, New Delhi, Chennai,
Non ICICI Bank ATMs) Kolkata, Bengaluru and Hyderabad): Rs 21 per
financial transaction & Rs 8.5 per non-financial
transaction, post 3 transactions (inclusive of
financial and non-financial transactions).
Other than 6 metro locations: Rs 21 per financial
transaction and Rs 8.5 per non-financial
transaction, post 5 transactions (inclusive of
financial and non-financial transactions).
Maximum of 5 transactions free in a month, across
locations, with a cap of 3 transactions at 6 metro
locations.
Transactions at ICICI Bank ATMs / Rs 21 per financial transaction, post 5 transactions.
Cash Recycler Machines (cash All non-financial transactions are free.
withdrawals) (Financial transaction includes - Cash Withdrawal;
Non Financial transactions include - Balance
Inquiry, Mini statement & Pin change)
Issue of DD drawn on ICICI Bank by Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand
cheque/transfer rupees or part thereof for DD of more than
Rs.10,000, subject to a minimum of Rs.75 and
maximum of Rs. 15,000

For Rural locations - For amounts upto Rs.10,000–

 Rs.40, For amounts above Rs.10,000 till Rs.50,000–
Rs.60, For amounts above Rs.50,000- Rs.5 per
thousand rupees or part thereof (maximum of
Rs.15,000)
Debit Card Fees annual fees Rs.150
For Gramin locations - Rs.99
Cheque Books
Nil for 25 cheque leaves in a year;
Rs. 2 per leaf thereafter
Value Added SMS alert facility 15 paise per sms
(For transactions other than
specified by regulatory guidelines,
sms alerts will be triggered only if
the transaction value is greater than
Rs.5,000)
Penal Charges
Charges for non maintenance of 6% of the shortfall in required MAB or Rs. 500
minimum monthly average balance whichever is lower.
(NMMAB)

Note - Common service charges applicable to all Savings Account variants except for
Wealth Management / ICICI Bank Private Banking

Common Service Charges

Common ICICI Bank savings account facilities for all products except for Wealth
Management / ICICI Bank Private Banking and unless specified product-wise
Service Charges
Statement Free Quarterly Statement
Free monthly e-mail statement on request
Passbook facility available at base branch
View and download statement facility available on the website

Issue of Duplicate Rs.100 per statement at branch or Customer Care (non-IVR),

Statement Rs. 50 per statement through Customer Care (IVR), ATM and
Net banking
Issue of pass book Nil
Issue of duplicate Rs 100 for issuance and Rs 25 per page for updation
pass book
DD / PO - Issue Rs.50 per D.D/PO up to Rs.10,000;Rs.5 per thousand rupees or
part thereof for DD/PO of more than Rs.10,000, subject to a
minimum of Rs.75 and maximum of Rs. 15,000
For Senior Citizen, Student & Rural locations : For amounts upto
Rs.10,000– Rs.40, For amounts above Rs.10,000 till Rs.50,000
– Rs.60, For amounts above Rs.50,000– Rs.5 per thousand
rupees or part thereof (maximum of Rs.15,000)
DD/PO - Issue by Rs.150 per DD/PO for amounts up to Rs.50,000, For DD/PO
deposit of cash above Rs. 50,000 Rs.5 per thousand rupees or part thereof,
subject to a minimum of Rs.150 and maximum of Rs.15000
DD / PO - For Instrument value upto Rs.200 – Nil
Cancellation / For Instrument value above Rs.200 - Rs.100
Duplicate /
Revalidation
NEFT Charges - Through Online Channel – Nil
Outward Through Branch Channel -
Up to Rs 10,000 – Rs 2.25 per transaction
Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction
Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per transaction
Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75 per transaction

NEFT Charges - Nil

Inward
RTGS - Outward Through Online Channel – Nil
Through Branch Channel –
Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction
Above Rs 5 lakh - Rs 45 per transaction

RTGS - Inward Nil

IMPS - Outward Upto Rs.1 lakh – Rs. 5 per transaction
Rs. 1 lakh to Rs. 5 lakhs – Rs. 15 per transaction
(Max limit per transaction - Rs. 5 lakhs)

IMPS - Inward Nil

UPI transaction Nil
charges
Charges for certifying Nil
or verifying customer
ECS mandates
Cheque Collection Nil
Local
Account closure Nil for closure within 30 days of account opening, Rs.500 for
closure during 31 days to one year, Nil after one year of account
opening
Debit Card
Enrolment fee For Coral Debit Card Joining Fee of Rs. 699 and annual fee of
Rs. 699
Late Payment N.A.
Charges
Replacement Card Rs. 200 per card
fees (Lost / Damaged
card)
Surcharge on Fuel Fuel Surcharge Waiver is applicable when both the below
purchases mentioned conditions are fulfilled
1. ICICI Debit card is used on ICICI Bank terminal (On-Us
transaction)
2. Transaction is done on select government petrol pumps.
Please note, the Acquirer/Fuel pump may levy surcharge at its
own discretion
Surcharge on railway 1.8% of bookings as per Visa regulations
bookings
Debit Card PIN re- Rs. 25. [Not applicable if request through Instapin at Branch /
generation Charges Customer Care (IVR)]
Debit Card de - Rs. 100 per request
hotlisting
Balance Certificate Rs. 50 per certificate for balance in Savings Account and Fixed
Deposit Account
Rs.100 per certificate for balance in INR and the equivalent
amount in USD in Savings Account and Fixed Deposit Account
Interest Certificate Rs. 50 per certificate for more than one copy for a financial year
Retrival of old Upto 1 year old Rs 50/- per record; More than 1 year old Rs
transactional 100/- per record
documents / Enquiries
related to old records
Photo attestation Rs. 100 per application/letter
Signature attestation Rs. 50 per application/letter
Address confirmation Rs.50 per request
Inoperative account Nil
Stop Payment Particular cheque - Rs.100
charges Range of cheques - Rs.200
(Free through customer care IVR & Net banking)

Lien marking and Rs.50 for marking of lien. Rs.50 for unmarking of lien
unmarking of savings
account
Reissue of Internet Rs.50 per request
user id or password
(Branch or non IVR
Customer Care)
Standing Instructions Rs. 150 per standing instruction
- Setting-up-charge
Address change Rs 50 per instance
request at branches
National Automated Rs 100 per mandate
Clearing House
(NACH) Mandate.
One time mandate
authorisation charges
(physical).
Cash deposit charges Charges of Rs 50 per transaction, will be levied on cash
- Cash deposited in the Cash Acceptor/Recycler machines on bank
Acceptor/Recycler holidays and between 06:00 p.m. and 08:00 a.m. on working
machines days. The charges would be applicable if the cash deposit in the
Cash Acceptor/Recycler machines on bank holidays and
between 6 pm and 8 am on working days exceeds Rs 10,000
per month either as a single transaction or multiple transactions
Above charges will not be applicable to Senior Citizens, Basic
Savings Bank Account, Jandhan Accounts, Accounts held by
incapacitated and visually impaired persons, Student Accounts
or any other Accounts identified by ICICI Bank

Penal Charges
ECS / NACH Debit Rs 500 per instance for financial reasons.
Returns
Cheque return Rs 200 per instance for financial reasons
outward (cheque
deposited by
customer)
Cheque return inward Rs 500 per instance for financial reasons.
(cheque issued by Rs.50 for non-financial reasons except for signature verification
customer)
Decline of transaction Rs. 25 per transaction
at other bank ATMs or
point of sale (POS)
due to insufficient
balance in the
account
Standing Instructions Rs 200 per instance for financial reasons
Rejection
Deliverable returned Any deliverable returned by courier due to consignee or address
by courier specific reasons (no such consignee/ consignee shifted and no
such address, etc.) – Rs 50 per instance
Deliverables Any deliverable not picked up (within the stipulated time) - Rs
destroyed at 50 per instance
Branches

1. Locker rates vary for different branches, hence customers are requested to get in
touch with respective branch.
2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the
mentioned charges.The charges indicated above are subject to periodic revision.
3. *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB,
the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the
minimum balance not being restored in the account in the subsequent month, non-
maintenance of MAB charges will be applicable.
 In case the customer has not maintained MAB for any consecutive month, non-
maintenance of MAB charges shall be applicable for all consecutive months. The Bank
will notify the customer in the initial month only in case of non-maintenance of MAB in
consecutive months.It will be the responsibility of the customer to have a valid e-mail
ID, mobile number and address updated with the Bank at all times,failing
which,customer may not receive the notification(s).
4. Above schedule of charges is also applicable for accounts opened with Rs 500 or Nil
Monthly Average Balance (MAB) requirement. Charges for Non-maintenance of
Minimum Monthly Average Balance (NMMAB) will be 6% of the shortfall on the required
MAB.