Effective from 15.03.

2017

Table I – Service Charges for Current Accounts and other Running Accounts
Service tax will be charged extra
Particulars Service Charges for Current Accounts (CA)
Charges for non- Maximum charge Rs. 250 for Rural and Semi-Urban branches
maintenance of Maximum charge Rs. 500 for Urban and Metro branches
minimum Average Orange, Silver and Gold accounts – maximum charge Rs.500
Monthly Balance (AMB) Platinum accounts – maximum charge Rs. 1,000
[Charges are proportionate
Charges, if applicable, will be debited at the end of each month
to the % of shortfall against
the stipulated minimum] Charge calculation = (stipulated AMB – actual AMB maintained) x maximum charge/stipulated AMB

Cheque Book Issue Beyond free limits, additional cheque leaves cost Rs. 2 per leaf
Annual Maintenance
Nil
charges (AMC)
Free for closure within 15 days from the date of account activation
Account Closure Charges
Rs. 100 – if the account is closed after 15 days but within 1 year from the date of account activation
Average Monthly Balance (AMB) = Sum of all the End Of Day (EOD) balances in a month divided by the number of days in the
Mode of calculation of month
Average Monthly
Balance (AMB) In the case of a newly opened Current account, AMB for the first month = Sum of all the EOD balances in the relevant month divided
by the number of days in the month from date of activation of the account, till the respective month end date

Re-Issue Charges

Particulars Service Charges

Free for Gold and Platinum current accounts
Issue of duplicate pass book
Rs. 50 per issue for other current account variants
Photocopies of old cheques/ vouchers up to one year old Rs. 50 per instrument

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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 Cheque Collection Charges

Particulars Service Charges for Current/OD/Other running accounts

Cheque Collection under Local Outward Clearing Nil
Cheque amount up to Rs. 5000 - Rs. 50
Outstation Cheque Collection (OBC not under
Above Rs. 5,000 and up to Rs. 10,000 - Rs. 100
local/CTS clearing)
Above Rs. 10,000 - Rs. 150
Up to & inclusive of Rs.25,000 - Rs. 50 per instrument
Local Collection of Cheques - not through clearing
Above Rs. 25K to Rs. 1 lakh – Rs. 100 per instrument
(Inward and Outward)
Above Rs. 1 lakh – Rs. 150 per instrument

Collection of Bills (Inward/Outward)

Particulars Service Charges

Up to Rs. 10,000 Rs. 50
Above Rs. 10,000 Rs. 6 per Rs.1,000
Actual postage will be collected extra
For Bills received from other banks only 50% of the stipulated usual rate for collection of Bills shall be
charged provided the bill amounts exceeds Rs. 10,000

Cheque Return Charges

Particulars Service Charges

Rs. 150 for first instance
Return of inward Cheques through clearing
Rs. 250 for second instance
(cheques returned by us)
Rs. 500 for third instance onwards
Rs. 50 per instrument
Return of outward Cheques through clearing
(Outward cheque deposited by CSB customer for presentation and is returned unpaid to us through clearing)

Electronic Clearing Service (ECS)

Particulars Service Charges

ECS inward clearing - return Rs. 150 per instance

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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Any Branch Banking (ABB) facility
Particulars Daily Limit
Cash remittance at any remote branch Unlimited
Cheque collection at any remote branch Unlimited

Cash withdrawal from any remote Up to Rs. 50,000 per day for all/any accounts with cheque book facility (self or bearer cheques)
branch Higher limits available for Silver, Gold & Platinum current accounts

Cash Handling/ Cash levy

Particulars Cash Handling/ Cash Levy charges
Monthly free limit:
Classic CA - Rs. 25.00 lakhs
Orange CA – Rs. 5 Lakhs or 25 times of previous month’s AMB, whichever is higher
Silver CA – Rs. 7.5 Lakhs or 25 times of previous month’s AMB, whichever is higher
Gold CA – Rs. 15 Lakhs or 25 times of previous month’s AMB, whichever is higher
Platinum CA – Rs. 30 Lakhs or 25 times of previous month’s AMB, whichever is higher
Current Accounts (CA) For cash remittance in excess of free limit Charges
1. If the Average Monthly Balance (AMB) of the previous month is less 0.15% of the cash remittance
than or equal to Rs.10 lakhs (i.e. Rs.150 per lakh)
2. If the AMB of previous month is above Rs.10.00 lakhs but less than 0.10% of the cash remittance
or equal to Rs.25 lakhs (i.e. Rs.100 per lakh)
3. If the AMB of previous month in the account is more than Rs.25 0.05% of the cash remittance
lakhs (i.e. Rs.50 per lakh)
a) Advance limit up to Rs.300 lakhs: Free limit - Rs.25 lakhs per month

b) Advance limit above Rs.300 lakhs: Free limit – Rs.50 lakhs per month
For cash remittance in excess of free limit Charges
OD Accounts 1. If average daily availment during the previous month is more than 0.025% of the cash remittance
80% of the sanctioned limit (i.e. Rs.25 per lakh)
2. If the average daily availment during the previous month is more 0.050% of the cash remittance
than 60%, but less than or equal to 80% of the sanctioned limit (i.e. Rs.50 per lakh)
3. If the average daily availment during the previous month is less 0.075% of the cash remittance
than or equal to 60% of the sanctioned limit (i.e. Rs.75 per lakh)

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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Ledger Folio Charges
Particulars Folio Charges
Average Monthly Balance (AMB) in the Account Charges per folio consumed
up to Rs. 50,000 Rs. 50
Current Accounts
above Rs. 50,000 & up to Rs. 1 lakh Rs. 25
above Rs. 1 lakh Free
OD Accounts Rs. 50
Folio charges will be debited at the end of the respective quarter
Minimum folio charges of Rs. 50 per quarter, for Current Accounts with AMB less than Rs. 1 lakh
Note: 40 customer transactions constitute one folio

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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 Table II – Charges for Digital Banking Services
Service tax will be charged extra
Particulars Service Charges for Current Accounts
Rupay Classic Card – Free
New ATM/Debit Card Issue
VISA Classic Card - Free
(upfront fee)
VISA Platinum Card - Free
Rupay Classic Card – Rs. 100
VISA Classic Card - Rs. 100
ATM/Debit Card Annual Fee VISA Platinum Card:
• Free for Platinum accounts
• Rs. 100 for other account variants
Rupay Classic Card – Rs. 100
VISA Classic Card - Rs. 100
ATM/Debit Card Duplicate
VISA Platinum Card:
(per instance)
• Rs. 200 for Gold and Platinum accounts (free for one instance per year)
• Rs. 100 for other account variants
ATM/Debit Card Renewal Free
Free for Gold and Platinum accounts
Duplicate ATM Pin Mailer
Rs. 100 per issue for other account variants
CSB ATMs – free (unlimited)
Other bank ATMs:
• VISA Platinum – free (unlimited)
• VISA Classic/Rupay Classic Cards - first 5 transactions – free of charges
ATM transactions
Beyond 5 free transactions:
-> Financial - Rs.15* per transaction
-> Non-financial/Balance enquiry - Rs.5* per transaction
*exclusive of ISS interchange fee (45 paisa)
Penalty for ATM cash withdrawals in accounts with
Rs. 25 per withdrawal, if the AMB falls below minimum stipulation, consequent to each withdrawal
AMB less than the stipulated minimum
Net / Mobile Banking charges Free
For Classic Accounts, Smart Accounts and Orange, Silver, Gold account variants:
• minimum Rs.15 per quarter
SMS alert charges
• maximum Rs.50 per quarter (at the rate of Rs.0.20 per SMS, rounded off to nearest rupee)
No charges for Platinum Current Accounts
Free for Silver, Gold and Platinum accounts
Duplicate Net Banking PIN Mailer
Rs. 100 for other account variants

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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 Table III – Charges for Remittance Facilities
Service tax will be charged extra
Description of Charges Charges

Up to Rs. 5,000 – Rs. 25

Above Rs. 5,000 and up to Rs. 10,000 - Rs. 30
Issue of DD/ Pay-Order (PO)
Above Rs.10,000 and up to Rs. 1 lakh - Rs. 2.5 per 1000 (minimum Rs. 30)
Above Rs. 1 lakh - Rs. 2 per 1,000 (minimum Rs. 250 and maximum Rs. 5,000)

DD/PO Cancellation Rs. 100 per instrument

Duplicate DD/PO Rs. 100 + cost of stamp paper for indemnity bond
Free for Gold and Platinum accounts
DD/PO revalidation
Rs. 100 for other account variants

Fund Transfer

NEFT outward charges

For Transactions up to Rs 10,000 Rs 2.50 per transaction
Above Rs 10,000 Up to Rs. 1 lakh Rs. 5 per transaction
Above Rs 1 lakh and up to Rs 2 lakhs Rs 15 per transaction
Above Rs. 2 lakhs Rs. 25 per transaction
RTGS outward charges
Transaction Amount and Time of Transaction 09.00 to 12.00 Hrs 12.01 to 15.30 Hrs 15.31 Hrs onwards
Rs. 2 Lakh to Rs. 5 Lakh Rs. 25 Rs. 26 Rs. 30
Above Rs. 5 lakh Rs. 50 Rs. 51 Rs. 55
Fund transfer through Net / Mobile Banking Free

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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 Table IV – Other Service Charges
Service tax will be charged extra
Particulars Charges
Balance Enquiry Nil
Issuance of Balance certificate/ Interest
Free for Silver, Gold and Platinum accounts
certificate/ No dues
Rs. 100 per certificate for other account variants
certificate / other certificate
Photo and/or Signature Attestation Rs. 100
Confidential Report Rs. 1,000 per report
Sealed cover - Rs. 250
Safe Custody charges per year
Sealed box – Rs. 1,500
Setting up charge – Rs. 50
Amendment charge – Rs. 50
Standing Instruction Execution charge:
For internal transfer on CBS - Nil
For transfer to other banks – NEFT charges will apply
Stop Payment charge Rs. 100 per occasion
Data Preservation Charges
Rs. 25 per quarter
(for Inoperative accounts only)
Free for Gold and Platinum accounts
Duplicate Fixed Deposit (FD) Receipt
Rs. 50 per receipt + cost of stamp paper for Indemnity bond for other account variants

Issue of Solvency Certificate

Up to Rs. 1 lakh Rs. 500
Above Rs. 1 lakh up to Rs. 25 lakh Rs. 2,500
Above Rs. 25 lakh up to Rs. 50 lakh Rs. 5,000
Above Rs. 50 lakh Rs. 10,000

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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 Locker Size Annual Locker rent* *discount on locker rent available for Silver, Gold and Platinum variants

Rs. 1,000 for Rural and Semi-Urban branches

Small
Rs. 1,500 for Urban and Metro branches

Medium Rs. 2,500

Large Rs. 4,500

Security Deposit for Lockers

An amount equivalent to 3 years’ annual locker rent will be collected in advance as security deposit

Discount/Waiver on the above mentioned charge structures may be available for Silver, Gold & Platinum variants. For details, click http://www.csb.co.in/service-charges-and-fees
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