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    CBQ - Tariff of Charges

    Uploaded by

    anwarali1975
    This document outlines various fees for banking services provided by Standard, Sadara, and Private Banking accounts. It includes fees for accounts and deposits, debit/ATM cards, miscellaneous services like cash transactions and safe deposit lockers, mortgage loans, overdrafts, personal loans, and vehicle loans. Fees vary between the account types with Sadara and Private Banking often having lower or waived fees compared to Standard accounts.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    CBQ - Tariff of Charges

    Uploaded by

    anwarali1975
    722 views9 pages
    This document outlines various fees for banking services provided by Standard, Sadara, and Private Banking accounts. It includes fees for accounts and deposits, debit/ATM cards, miscellaneous services like cash transactions and safe deposit lockers, mortgage loans, overdrafts, personal loans, and vehicle loans. Fees vary between the account types with Sadara and Private Banking often having lower or waived fees compared to Standard accounts.

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    CBQ - Tariff Charges

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    This document outlines various fees for banking services provided by Standard, Sadara, and Private Banking accounts. It includes fees for accounts and deposits, debit/ATM cards, miscellaneous services like cash transactions and safe deposit lockers, mortgage loans, overdrafts, personal loans, and vehicle loans. Fees vary between the account types with Sadara and Private Banking often having lower or waived fees compared to Standard accounts.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    722 views9 pages

    CBQ - Tariff of Charges

    Uploaded by

    anwarali1975
    This document outlines various fees for banking services provided by Standard, Sadara, and Private Banking accounts. It includes fees for accounts and deposits, debit/ATM cards, miscellaneous services like cash transactions and safe deposit lockers, mortgage loans, overdrafts, personal loans, and vehicle loans. Fees vary between the account types with Sadara and Private Banking often having lower or waived fees compared to Standard accounts.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 9

    Tariff of Charges - Banking Services

    Accounts & Deposits


    Issuing a statement of account
    (Monthly for Current accounts - Half yearly for Savings)
    Issuing a duplicate statement:
    Current year's statement up to 5 years (for each statement)
    Over 5 years statement (for each statement)
    For each authenticated statement
    Issuing a letter confirming balance of account
    Account Maintenance Fee (per each month)
    Minimum Balance Thresholds*
    Call Accounts (daily balance)
    Time Deposit in Qatari Riyals (initial deposit)
    Time Deposit in Us dollars (initial deposit)
    Time Deposit in GBP (initial deposit)
    Time Deposit in Euro (initial deposit)

    Standard
    Fees
    From Free of charge
    To QAR 10.00

    Sadara
    Fees

    Private Banking
    Fees

    Free of charge

    Free of charge

    QAR 10.00
    QAR 20.00
    QAR 10.00
    QAR 25.00
    No fee on minimum balance

    Free of charge
    Free of charge
    Free of charge
    Free of charge
    No fee on minimum balance

    Free of charge
    Free of charge
    Free of charge
    Free of charge
    No fee on minimum balance

    QAR 20,000.00
    QAR 20,000.00
    $ 20,000.00
    15,000.00
    20,000.00

    QAR 20,000.00
    QAR 20,000.00
    $ 20,000.00
    15,000.00
    20,000.00

    QAR 20,000.00
    QAR 20,000.00
    $ 20,000.00
    15,000.00
    20,000.00

    QAR 10.00

    Free of charge

    Free of charge

    QAR 50.00

    Free of charge

    Free of charge

    * If minimum balance is not maintained NO interest is accrued & if uplifted before maturity NO interest is paid.
    Dormant Accounts
    (applicable monthly only for balances below QAR 500 or equivalent in FCY)
    Closing Current / Saving accounts opened less than 1 year

    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Updated as of June 2011

    Tariff of Charges - Banking Services


    Debit/ATM Cards
    Debit Card annual fee
    Issuing a new Debit Card (auto-renewal)
    Replacing a lost /damaged card / additional card
    Re-issuing of a new ATM PIN
    Delivery of an ATM Card (by mail)
    Delivery of an ATM card (by branch)
    Uncollected Debit Card (maximum for 1 months) (per month)
    ATM cash withdrawal
    Within Qatar (inquiry or withdrawals)
    Internationally (per transaction)
    Within GCC (per transaction)
    ATM Balance Inquiry
    Internationally
    Within GCC
    Alerts via SMS
    Telephone Banking Services (24 hour Customer Contact Center)

    *Debit card transactions done overseas will attract an exchange rate markup fee.
    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Standard
    Fees
    Free of charge
    Free of charge
    QAR 50.00
    QAR 10.00
    Free of charge
    QAR 25.00
    QAR 50.00

    Sadara
    Fees
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge

    Private Banking
    Fees
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge

    Free of charge
    QAR 15.00
    QAR 6.00

    Free of charge
    QAR 15.00
    QAR 6.00

    Free of charge
    QAR 15.00
    QAR 6.00

    Free of charge
    Free of charge
    Free of charge
    Free of charge

    Free of charge
    Free of charge
    Free of charge
    Free of charge

    Free of charge
    Free of charge
    Free of charge
    Free of charge

    Updated as of June 2012

    Tariff of Charges - Banking Services


    Miscellanous Services
    Cash Transactions
    Cash Deposit LCY
    Cash Withdrawal (over the counter) for less than QR 1,000 (per transaction)
    Cash Deposit FCY (to same currency account)
    USD Cash deposit to same currency account
    GBP & EURO deposit to same currency account
    Cash Withdrawal FCY (from same currency account)
    USD Cash withdrawal from to same currency account
    GBP & EURO withdrawal from same currency account
    Senior Government Staff Housing Loan
    Issuance of undertaking letter
    Monthly installment payment
    Customer requested letters/certificates (clearance, obligation)
    Safe Deposit Locker Facilities
    Small box (per annum)
    Medium box (per annum)
    Large box (per annum)
    This service is subject to a refundable security deposit of QR 500/- per locker
    Hold Mail (per item/per month)( Free of charge if requested for Card & Chequebook
    during Account opening)
    Cheque/ Instrument Retrieval Charges
    Miscellaneous Services : Sadara
    Sadara Service charge, if criteria is not met (per month)

    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Standard
    Fees

    Sadara
    Fees

    Private Banking
    Fees

    Free of charge
    QAR 10.00

    Free of charge
    Free of charge

    Free of charge
    Free of charge

    1.00%
    1.00%

    1.00%
    1.00%

    1.00%
    1.00%

    0.50%
    1.25%

    1.00%
    1.00%

    1.00%
    1.00%

    QAR 25.00
    QAR 25.00
    QAR 25.00

    Free of charge
    Free of charge
    Free of charge

    Free of charge
    Free of charge
    Free of charge

    QAR 1,000.00
    QAR 1,200.00
    QAR 1,500.00

    QAR 500.00
    QAR 600.00
    QAR 750.00

    QAR 500.00
    QAR 600.00
    QAR 750.00

    QAR 25.00

    QAR 25.00

    QAR 25.00

    QAR 50.00
    QAR 50.00
    N/A

    QAR 25.00
    QAR 25.00
    QAR 200.00

    QAR 25.00
    QAR 25.00
    N/A

    Updated as of June 2012

    Tariff of Charges - Banking Services


    Mortgage Loans
    Registration fee (per Title Deed)
    Urgent Mortgage (per Title Deed)
    Assignment
    Certified copies
    Loan cancellation after approval
    Installment Postponement Fee (for each payment postponed)
    Early Settlement (Partial or Full) on Paid amount for loans against one security (excluding construction loans)
    Early Settlement (Partial or Full) on Paid amount for loans against more than one security and construction loans
    Merging, Division & Release
    Late Payment Fee (per month)
    Late Payment Fees-Qatari & Resident (per month)
    Late Payment Fees-Non-Resident (per month)
    Late payment Interest Rate
    Interest Rates - Mortgage Loans
    For CB different Mortgage Loans types
    Management Fees
    Management fees on nominal principal - for loans against one security (excluding construction loans)
    Management fees on nominal principal - for loans against more than one security and construction loans
    Re-scheduling (including but not limited to interest repricing or any other contract alterations)
    Property Amendments (Changes in security, release, split of title deeds, amendments etc)
    Insurance Premium
    Upfront premium on nominal principal per year for loans against one security (excluding construction loans)
    Upfront premium on nominal principal per year for loans against more than one security and construction loans
    Property Evaluation (Purchase price / value)
    Property type & value
    Registration and Documentation
    Mortgage of title deed, Pledge of Shares
    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Standard
    Fees
    QAR 1,000.00
    QAR 1,500.00
    QAR 1,000.00
    QAR 200.00
    QAR 2,000.00
    QAR 95.00
    1.00%
    1.50%
    QAR 200.00

    Sadara
    Fees
    QAR 600.00
    QAR 1,000.00
    QAR 600.00
    QAR 150.00
    QAR 2,000.00
    QAR 95.00
    1.00%
    1.50%
    QAR 150.00

    Private Banking
    Fees
    QAR 600.00
    QAR 1,000.00
    QAR 600.00
    QAR 150.00
    QAR 2,000.00
    QAR 95.00
    1.00%
    1.50%
    QAR 150.00

    QAR 200.00
    QAR 200.00
    QAR 200.00
    QAR 300.00
    QAR 300.00
    QAR 300.00
    1% per month plus the Management rate 1% per month plus the Management rate 1% per month plus the Management rate
    Available upon request
    1.00%
    1.50%
    1.50%
    0.25%

    1.00%
    1.50%
    1.50%
    0.25%

    1.00%
    1.50%
    1.50%
    0.25%

    0.50%
    0.60%

    0.50%
    0.60%

    0.50%
    0.60%

    Available upon request


    Apply mortgage processing /share pledging actual charge
    Updated as of June 2012

    Tariff of Charges - Banking Services


    Overdrafts
    Set up fee for any Overdraft (per month)
    Casual Overdraft - without limit setup
    Interest on Outstanding amount
    Secured Overdraft against security-Cash & Non Cash (With limit setup)
    Interest rate (against CASH security) - Code 5A
    Interest rate (against NON-CASH security) - Code 4A
    Interest rate (against eSavings deposit)
    Approved Overdraft against Salary (With limit Setup)
    Interest rate
    Sadara Overdrafts Interest Rate
    Standby OD (Code 7B, 7C) & Emergency OD (Code 8A)

    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Standard
    Fees
    QAR 50.00

    Sadara
    Fees
    QAR 25.00

    Private Banking
    Fees
    QAR 25.00

    9.75%

    9.75%

    9.75%

    Rate on blocked cash + 3%


    12.00%
    Rate on blocked cash + 1%

    Rate on blocked cash + 2%


    11.00%
    Rate on blocked cash + 1%

    Rate on blocked cash + 2%


    11.00%
    Rate on blocked cash + 1%

    11.00%

    10.00%

    10.00%

    N/A

    10.00%

    10.00%

    Updated as of June 2012

    Tariff of Charges - Banking Services


    Personal Loans
    Loan cancellation after approval
    Installment Postponement Fee (for each payment postponed)
    Loan rescheduling to change of loan tenor/ installment without additional loan amount
    Early Settlement (Partial or Full) of remaining balance
    Replace loan guarantor
    Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.)
    (No fees if issued for Al Safa Islamic Banking)
    Late Payment Fee (per month)
    Penalty for unpaid installment per occurrence (for each returned cheque or insufficient funds for standing order)
    Personal Loans - Against Salary Only
    File Charges for loans below QR 100,000 (Add this to the original loan amount)
    Interest Rate (Maximum rate)
    Management Fees
    Loan Care - Upfront premium per year on requested loan amount (can be waived when maximum ceiling reached)
    Personal Loans - Against Salary and/or Other Income
    File Charges for loans below QR 100,000 (Add this to the original loan amount)
    Interest Rates
    Cb Standard
    Management Fees
    For New Loans
    For Top Up Loans (apply only on the added amount)
    Loan Care - Upfront premium per year on requested loan amount
    Secured Personal Loans
    Interest rates
    Cash Secutity
    Non Cash Security
    Management Fees
    For New Loans
    For Top Up Loans (apply only on the added amount)

    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Fees
    QAR 250.00
    QAR 50.00
    QAR 250.00
    1%
    QAR 50.00
    QAR 25.00
    QAR 95.00
    N/A
    QCB lending rate + 1.50%
    0.00%
    0.75%
    QAR 250.00
    Available upon request
    1.00%
    1.00% of added amount
    0.75%
    Rate on blocked cash + 3.00%
    12.00%
    1.00%
    1.00% of added amount

    Updated as of August 2011

    Tariff of Charges - Banking Services


    Vehical Loans
    Loan Cancellation after approval
    Installment Postponement Fee - Cb customers (for each payment postponed)
    Installment Postponement Fee - Non Cb customers (for each payment postponed)
    Loan rescheduling to change of loan tenor/ installment without additional loan amount
    Early Settlement (Partial or Full) of Balance Outstanding
    Replace loan guarantor
    Repayment cheques change
    Transfer charges of the vehicle loan liability
    "Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.)
    (No fees if issued for Al Safa Islamic Banking)"
    Vehicle Loans - Against Salary Only
    File Charges for loans below QR 100,000 (Add this to the original loan amount)
    Interest Rate (Maximum rate )
    Management Fees
    Loan Care - Upfront premium per year on requested loan amount (can be waived when maximum ceiling reached)
    Vehicle Loans - Against Salary and/or Other Income
    File Charges for loans below QR 100,000 (Add this to the original loan amount)
    Interest Rates
    Vehicles
    Cb
    Non Retail
    Bikes & Boats (Cb customers only)
    All
    Management Fees
    Cb Standard
    Loan Care for Retail - Upfront premium per year on requested loan amount
    Secured Vehicle Loans
    Cash Secutity
    Non Cash Security
    Management Fees
    For New Loans
    For Top Up Loans (apply only on the added amount)

    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Fees
    QAR 250.00
    QAR 50.00
    QAR 200.00
    QAR 250.00
    1%
    QAR 50.00
    QAR 50.00
    QAR 250.00
    QAR 25.00
    N/A
    QCB lending rate + 1.50%
    0.00%
    0.70%
    QAR 250.00
    5.99% New & Used
    5.99% New & Used
    5.99%
    2.50%
    0.70%
    Rate on blocked cash + 3.00%
    12.00%
    1.00%
    1.00% of added amount

    Updated as of August 2011

    Tariff of Charges - Banking Services


    Cheques & Chequebooks
    Cheque deposit
    Cheque Withdrawal (through clearing system)
    Cheque Signature verification (Per cheque)
    Chequebooks
    Issuing a chequebook (First chequebook after account opening)
    Re-Issuance of new chequebook
    Issuing a chequebook immediately (In Branch)
    Self-service chequebook issuance via machine
    Register mailing a chequebook/cheques returned unpaid
    Return Cheque due to any legal reason (excluding Insufficient Funds)
    Return Cheque due to Insufficient Funds
    For the first time
    For the second time
    For the third time
    Stop LOST Cheques
    Charge per cheque lost
    Charge per chequebook lost
    Charge per bank cheque lost
    Cheque Book Delivery Options
    Delivery of Chequebook (by branch)
    Delivery of Chequebook (by mail)
    Copies of Paid Cheques
    Cheques up to 1 year old (per cheque)
    Cheques more than 1 year old (per cheque)
    Cheque Clearance
    Normal cheque clearing
    (drawn on a bank in QAR within Qatar)
    Special cheque clearing (same day)
    (drawn on a bank in QAR within Qatar - on request)"
    Special clearing for cheques payable at centers where QCB clearing facility is not available
    (per cheque)
    Cheque Collection
    Collection of Foreign Currency cheque (if paid in LCY)
    Collection of Foreign Currency cheque (if paid in FCY)
    Post-dated Cheques
    Safe Keeping & Collection of a Post-dated Cheques (per cheque)
    Cancellation of post-dated cheque (per cheque)

    Rates are subject to change without prior notice. All Terms and Conditions apply.

    Standard
    Fees
    Free of charge
    Free of charge
    QAR 10.00

    Sadara
    Fees
    Free of charge
    Free of charge
    Free of charge

    Private Banking
    Fees
    Free of charge
    Free of charge
    Free of charge

    Free of charge
    QAR 10.00
    QAR 20.00
    QAR 10.00
    QAR 10.00
    Nil

    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Nil

    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Free of charge
    Nil

    QAR 100
    QAR 150
    QAR 300

    QAR 100
    QAR 150
    QAR 300

    QAR 100
    QAR 150
    QAR 300

    QAR 25.00
    QAR 100.00
    QAR 50.00

    QAR 25.00
    QAR 100.00
    QAR 50.00

    QAR 25.00
    QAR 100.00
    QAR 50.00

    QAR 25.00
    Free of Charge

    Free of charge
    Free of Charge

    Free of charge
    Free of Charge

    QAR 10.00
    QAR 20.00

    QAR 10.00
    QAR 20.00

    QAR 10.00
    QAR 20.00

    Free of charge

    Free of charge

    Free of charge

    Free of charge

    Free of charge

    Free of charge

    Free of charge

    Free of charge

    Free of charge

    0.10% (Maximum QR 95)


    0.10% (Maximum QR 200)

    0.10% (Maximum QR 95)


    0.10% (Maximum QR 200)

    0.10% (Maximum QR 95)


    0.10% (Maximum QR 200)

    QAR 10.00
    QAR 10.00

    Free of charge
    Free of charge

    Free of charge
    Free of charge

    Updated as of June 2012

    Tariff of Charges - Banking Services


    Funds Transfer

    Internal Transfers
    Transferring funds between Commercial Bank accounts
    Immediate Credit of Funds from Call Accounts
    Transferred via internet banking
    Transferred via branch
    Telegraphic Transfers
    To any bank in Qatar
    To any bank outside Qatar
    Inward remittance in Foreign Currency
    If credited to a Commercial Bank account in same Foreign currency account
    If Paid in currency notes other than QAR (Subject to availability)
    Payment Investigations
    Amendment of outward remittance
    Inquiry of credit at beneficiary bank for an outward remittance (applicable only
    if credit was applied prior to the enquiry being raised)
    Recall of Telegraphic Transfer: (a) applicable whether or not funds are received back or (b)
    if funds are returned for reasons of incorrect payment instructions provided by customer.
    Foreign Currency Demand Drafts:
    Issuing
    Stopping, Cancelling, Cancelling (when Telex is required)
    Postage charges
    Courier charges
    Managers Cheques:
    Issuing
    Cancelling (when original returned), Stopping
    Postage charges
    Courier charges
    Payment Orders
    Issuing
    Standing Orders (for periodical transfer of funds)
    Set up standing instructions within Commercial Bank
    Set up standing instructions with other banks in Qatar (one time fee in addtion to Telex transfer charges) (per occurence)
    Amending, Cancelling
    Charge if sufficient funds are not available in the account to make the transfer (per occasion)

    Note: Charges will not be levied for standing orders established on behalf of charitable organisations, Savings Plan customers and for accounts that are blocked /inactive/dormant.

    Free of charge
    QAR 25
    QAR 50
    QAR 10
    QAR 15
    QAR 50 (or equivalent)
    1% commission (min QAR 50/-)
    QAR 50 (plus corresponding charges)
    QAR 50 (plus corresponding charges)
    QAR 50 (plus corresponding charges)
    QAR 25
    QAR 50
    QAR 25
    QAR 50.00 (plus actual charges)
    QAR 25
    QAR 50
    QAR 25
    QAR 50 (plus actual charges)
    QAR 25
    Free of charge
    QAR 50
    QAR 25
    QAR 50

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