Article Title: Role of Microfinance in Women's Empowerment Published Journal Name:journal of Management & Sciences Author name:S.Sarumathi and Dr.K.Mohan

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Article title: Role of Microfinance in women's Empowerment

Published journal name :Journal of Management & Sciences


Author name:S.Sarumathi and Dr.K.Mohan

Objectives:
 To study the performance of SHGs in Pondicherry rural region.
 To study the problems women members face in SHG.
 To analyze the freedom women members get in SHG.
 To analyze the empowerment of the women psychologically, economically and sociologically.
 To offer suggestions for the betterment of women’s empowerment in SHG
Methodology:
 Both primary and secondary data’s are used.Primary data is enumerated from a feild survey in the
study region.
 Seconadary data is collected from NGO's reports and other documents. cluster sampling and area
samping is used.
Findings:
 It is noticed that all the respondents agreed that micro finance brought courage and self confidence
and improved their skill and self worthiness.
 It is found that microfinance improved the literacy level of rural women improved awareness on
children education to high level of respondents
Article Name: Microfinance and Women Empowerment: A study of with reference to
Gandhinagar District
Published journal: International journal of scientific research
Author name: Ms.Madhavi kodamarthy Ms.Ranjani srinivasan
Objectives:
 To study the impact of microfinance on empowerment of women beneficiaries
 To study the role of microfinance in self-perception of empowerment ofthe SHG/JLG member
beneficiary
Methododlogy:
 Primary Data is collected directly by interactingwith the customers
 Secondary Data was collected from the existing data sources
 The population consists of Gandhi nagar district of Gujarat
Findings:
 All the locations (100%) covered for the survey are rural areas
 26% of the respondents have received microcredit for the first time , 35% have received it for
the second time and 39% have received microcredit for the third time
 The major reasons cited by member beneficiaries for joining the SHG/JLG are sources of loan
for consumption need and Income generating activity (IGA)
Article name: WOMEN EMPOWERMENT- ROLE OF MICRO FINANCE
Publishing journal: IOSR Journal of Economics and Finance (IOSR-JEF)
Author name: Dr.N.Gangisetty

Objectives:
 To study the functioning of SHGs in Madanapalle Mandal area
 To know the freedom of the women that they enjoy in SHG.
 To study the problems of women members of SHG.To analyze the women empowerment
psychologically, sociologically and economically
 To offer suggestions for the betterment of women empowerment
Methodology:
Both primary and secondary data’s are used.Primary data is enumerated from a feild survey in the
study region.Seconadary data is collected from NGO's reports and other documents. cluster
sampling and area samping is used.tools used are simple correlation coefficient,paired t -test,cross
tabulation and percentages have been used.
Findings:
From the analysis it is noticed that all most all the respondents revealed that micro finance helped
them a lot in increasing their inborn qualities like courage, self confidence and improved their
skills
Majority of the respondents expressed because of micro finance programs, they have got
awareness about environment. They are taking care of their families in this regard.
Article name: Impact of Microfinance on Women Empowerment

Publishing journal: Journal of Entrepreneurship & Organization Management

Author name: Sujatha Gangadhar CH & Malyadri P

Objectives:
 To study the indicators of women empowerment
 To evaluate the effectiveness of microfinance on empowerment of women
Methodology:
A stratified multi stage sampling technique is used for the purpose of the study. The primary data
is collected from 270 SHG
Findings:
The findings of this study revealed that microfinance is a powerful tool in enhancing women
empowerment for its all indicators like household,economic security,family decision making
mobility and legal awareness
Article name: WOMEN EMPOWERMENT THROUGH MICROFINANCE
Published Journal: Journal of Management Research and Analysis (JMRA)
Author name: Pallavi Pramod & Srihari Cheruvally

Objectives:
 To analyze the working of women-oriented schemes in the microfinance sector
 To study how microfinance schemes have helped women
 To comprehend the benefits of such schemes

Methodology:
The nature of this study is exploratory since the paper points out a connect between microfinance
and the growth in women empowerment.

Findings:
 women have been given better opportunities to be independent and that’s a great step towards
women empowerment in India.
 The initiatives taken up by the banks and the government have been a boon as it has helped
millions of women across the country has a better living. Microfinance and its schemes are
definitely a benefit for women who are evolving.

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