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    Office Package

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    pankaj Jain
    Office Package Insurance provides comprehensive coverage for risks associated with operating an office under a single policy. It can cover both the building structure and office contents for landlords and tenants. Key coverage sections include fire, burglary, machinery breakdown, public liability, money, fidelity, plate glass, electronic equipment, portable equipment, and additional optional coverage for expenses like alternative accommodations. Certain risks like willful destruction, underinsurance, and misinformation are excluded.

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    Office Package

    Uploaded by

    pankaj Jain
    105 views10 pages
    Office Package Insurance provides comprehensive coverage for risks associated with operating an office under a single policy. It can cover both the building structure and office contents for landlords and tenants. Key coverage sections include fire, burglary, machinery breakdown, public liability, money, fidelity, plate glass, electronic equipment, portable equipment, and additional optional coverage for expenses like alternative accommodations. Certain risks like willful destruction, underinsurance, and misinformation are excluded.

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    Presentation on office Package policy - India

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    Office Package Ppt

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    Office Package Insurance provides comprehensive coverage for risks associated with operating an office under a single policy. It can cover both the building structure and office contents for landlords and tenants. Key coverage sections include fire, burglary, machinery breakdown, public liability, money, fidelity, plate glass, electronic equipment, portable equipment, and additional optional coverage for expenses like alternative accommodations. Certain risks like willful destruction, underinsurance, and misinformation are excluded.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    105 views10 pages

    Office Package

    Uploaded by

    pankaj Jain
    Office Package Insurance provides comprehensive coverage for risks associated with operating an office under a single policy. It can cover both the building structure and office contents for landlords and tenants. Key coverage sections include fire, burglary, machinery breakdown, public liability, money, fidelity, plate glass, electronic equipment, portable equipment, and additional optional coverage for expenses like alternative accommodations. Certain risks like willful destruction, underinsurance, and misinformation are excluded.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 10

    Office Package Insurance Policy

    Office Package Insurance


     Office package provides you complete control of managing all
    your risks in office under one policy
     Both landlord & tenant can take the policy.
     Landlord can take it for both structure & Content.
     Tenant can only take it for content.
     Easy to manage
    Sections covered under House holder Insurance

    Workmen
    Fire Burglary
    Comneation

    Machinery
    Breakdown

    Office
    Public package Money in
    safe & Transit
    Liability

    Fidelity All risk


    Insurance

    Plate Glass Electronic


    Neon Sign
    Equipment
    Coverages
     Fire : Building and contents - Covers the loss or damage to the
    building and/or contents caused by the risks of fire, lightning,
    explosion/implosion, aircraft damage, riot, strike and malicious
    damage, storm, cyclone, typhoon, tempest, hurricane, tornado,
    flood And inundation, impact damage, subsidence and landslide
    including rock slide, bursting and/ or overflowing of water tanks,
    apparatus and pipes, missile testing operations, leakage from
    automatic sprinkler installations, bush fire, earthquake (optional),
    terrorism (optional).
     Burglary and Housebreaking: Provides protection against the loss or
    damage to the building and/or contents due to the risks of burglary
    and/or housebreaking.
    Coverages
     Burglary and Housebreaking: Provides protection against the loss or
    damage to the building and/or contents due to the risks of burglary
    and/or housebreaking.
     Electrical and mechanical appliances: Protects electrical and
    mechanical appliances in the office premises against any
    accidental mechanical or electrical breakdown of such appliances.
     Business interruption (fire loss of profit): Provides cover against the
    loss of income following the loss or damage by standard fire and
    special perils.
     Electronic Equipments: Protects electronic equipment’s in the office
    premises against any losses or damages caused by any unforeseen
    and sudden physical events.
    Coverages
     Portable equipment: Covers the loss or damage to portable
    equipment’s like laptops by fire, riot and strike, theft or any
    accidental external means or from any fortuitous causes.
     Money (money in transit /money in safe / money in counter): In
    business, transferring the money from one place to another often
    causes anxiety for everyone. Losses during-money in transit between
    the insured premises and specified bank and vice versa, money in
    safe, money in counter are covered.
     Public liability: Any claims arising out of the third parties bodily injury
    or property damage occurring in your premises will be covered.
     Workmen compensation: Protects you from the liability towards your
    workmen under the Workmen Compensation Act, fatal accidents
    act and at Common Law.
    Coverages
     Neon sign / glow sign: Covers accidental damage to neon sign /
    glow sign by fire, lightening, external explosion, theft, riots, strike and
    natural calamities, accidental external means.
     Fixed plate glass: Covers accidental damages to fixed plate glass,
    frames, and frameworks.
     Infidelity / dishonesty of employee: Employees are our greatest
    assets. Yet you face instances where your employees cheat you.
    Any direct loss caused by acts of frauds committed by any salaried
    employee in the insured premises are covered.
    Add on covers
     Expenses for alternative accommodation
     Loss of rent
    Exclusions

     Excess is not payable under the policy.


     Under Insurance.
     Will full destruction of the policy.
     Misinformation provided by the insured.

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