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    PPT On Opening Bank Account

    Uploaded by

    shiva kumar
    The document discusses various bank account types including savings accounts, fixed deposits, recurring deposits, and current accounts. It provides details on how to open a bank account such as deciding on an account type, filling out an application form with personal details and references, submitting required documents like ID proofs, and depositing an initial amount. The bank will then provide account tools like a passbook and chequebook.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd

    PPT On Opening Bank Account

    Uploaded by

    shiva kumar
    4K views15 pages
    The document discusses various bank account types including savings accounts, fixed deposits, recurring deposits, and current accounts. It provides details on how to open a bank account such as deciding on an account type, filling out an application form with personal details and references, submitting required documents like ID proofs, and depositing an initial amount. The bank will then provide account tools like a passbook and chequebook.

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    124633261-ppt-on-opening-bank-account.pptx

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    The document discusses various bank account types including savings accounts, fixed deposits, recurring deposits, and current accounts. It provides details on how to open a bank account such as deciding on an account type, filling out an application form with personal details and references, submitting required documents like ID proofs, and depositing an initial amount. The bank will then provide account tools like a passbook and chequebook.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    4K views15 pages

    PPT On Opening Bank Account

    Uploaded by

    shiva kumar
    The document discusses various bank account types including savings accounts, fixed deposits, recurring deposits, and current accounts. It provides details on how to open a bank account such as deciding on an account type, filling out an application form with personal details and references, submitting required documents like ID proofs, and depositing an initial amount. The bank will then provide account tools like a passbook and chequebook.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 15

     Security, Safety

     Various types of Loans


     Saving and Deposit facility
     ATM Services
     Money Transfer
     Core banking, Internet banking, Mobile
    Banking
     Decidethe Type of Bank Account you want
    to Open :

    Saving Account, Recurring Account, Fixed


    Deposit Account and Current Account.
     Saving deposit
     Fixed deposit
     Current deposit
     Recurring deposit
    Current account Saving account

     day to day  safe and potentially


    transactions profitable
     No interest  Interest on deposit
     Unlimited transaction  Limited transaction
    Fixed deposit Recurring deposit

     Lump-some, specific  Regular income every


    month, fixed amount for a
    time interval specific time interval

     Longer the period  Interest rate depends


    upon the maturity period
    greater the interest
    rate.  Partial withdrawal is not
     Premature and partial applicable
    withdrawal facilities are
    available
     TDS not applicable
     TDS applicable
     Approach any Bank of choice & meet its
    Bank Officer:

    The bank officer will provide a proposal


    form (Account Opening Form) to open bank
    account.
     Fill
    up Bank Account Opening Form -
    Proposal Form:

    Necessary details regarding name, address,


    occupation and other details must be filled in
    wherever required. Two or three specimen
    signatures are required on the specimen
    signature card, latest photograph for the The
    proposal form.
     Give
    References for Opening your Bank
    Account:

    The introducer introduces by signing his


    specimen signature in the column meant for
    the purpose The reference or introduction is
    required to safeguard the interest of the bank.
     Submit
    Bank Account Opening Form and
    Documents:

    The duly filled in proposal form must be


    submitted to the bank along with necessary
    documents.
     Application in the Prescribed Form
     Photo ID proof: Three copies of either a PAN Card /
    Voters ID / Passport / Driving License (Learners also
    acceptable) / UID (Aadhaar) are required as the customer's
    photo identity proof .
     Address proof: Telephone bill / Electricity bill / Bank
    statement not more than 3 months old / Bank Passbook /
    Ration Card/ Passport / Voter Id Card/ Registered Lease or
    Sale Agreement for Residence/ Driving License / Flat
    Maintenance bill / Insurance copy
     The name & address on the proof should match with the
    name, residence address mentioned on the application
    form.
     Officer
    will verify your Bank Account
    Opening Form:

    He checks whether the form is complete in


    all respects or not.
     Deposit
    initial amount in newly opened
    Bank Account:

    After getting the proposal form cleared, the


    necessary amount is deposited in the bank.
    After depositing the initial money, the bank
    provides a pass book, a cheque book and pay in
    slip book in the case of savings account

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