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    Under The Able Guidance of Mr. Shreyas Kasa Mr. Satyapal (Territory Manager) (Territory Manager)

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    The document discusses investors' preferences for different types of investments. It finds that the majority of investors prefer to put their money in stocks, mutual funds, and fixed deposits. These account for 71% of overall investments. Most investors also consider factors like risk and return when deciding where to invest. The Sharpe ratio shows that Sundaram mutual funds provide higher returns with lower risk than the overall stock market.

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    Under The Able Guidance of Mr. Shreyas Kasa Mr. Satyapal (Territory Manager) (Territory Manager)

    Uploaded by

    ambrosialnectar
    55 views36 pages
    The document discusses investors' preferences for different types of investments. It finds that the majority of investors prefer to put their money in stocks, mutual funds, and fixed deposits. These account for 71% of overall investments. Most investors also consider factors like risk and return when deciding where to invest. The Sharpe ratio shows that Sundaram mutual funds provide higher returns with lower risk than the overall stock market.

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    sumit

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    The document discusses investors' preferences for different types of investments. It finds that the majority of investors prefer to put their money in stocks, mutual funds, and fixed deposits. These account for 71% of overall investments. Most investors also consider factors like risk and return when deciding where to invest. The Sharpe ratio shows that Sundaram mutual funds provide higher returns with lower risk than the overall stock market.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    55 views36 pages

    Under The Able Guidance of Mr. Shreyas Kasa Mr. Satyapal (Territory Manager) (Territory Manager)

    Uploaded by

    ambrosialnectar
    The document discusses investors' preferences for different types of investments. It finds that the majority of investors prefer to put their money in stocks, mutual funds, and fixed deposits. These account for 71% of overall investments. Most investors also consider factors like risk and return when deciding where to invest. The Sharpe ratio shows that Sundaram mutual funds provide higher returns with lower risk than the overall stock market.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPT, PDF, TXT or read online from Scribd
    Download as ppt, pdf, or txt
    of 36

    Under the able guidance of

    Mr. Shreyas kasa Mr. Satyapal


    (Territory Manager) (Territory
    Manager)

    By:- Sumit Kumar Yadav


    95
    JIMS Kalkaji
     Pool money from investors
     Invest in securities of
    different companies
     Earnings in two ways
     Dividend
     Redemption at current
    NAVs (net asset values.
     Companies investments are
    divided into units
     Established by Mr.Santhanam in 1954
     Core values Obsession for Excellence, Speed,
    Openness to new ideas, Aggressive Goals,
    Accountability & Commitment
     Activities of the group
     Deposits, Mutual Funds,Car and Commercial Vehicle
    Finance,Insurance, Home Loans, Software Solutions, Business
    Process Outsourcing, Tyre Finance, Fleet Cards and Logistics
    Services.
     Part of Sundaram finance.
     Have 256 branches.
     Aims to have 1000 branches till 2011
    having 10000 employees.
     Make use of The Credit Information
    Bureau (India) Limited (CIBIL) since
    2000
     133 years of existence “The Native Share &
    Stock Brokers' Association" in 1875
     Obtained permanent recognition (in 1956).
     Index of 30 stocks represent 12 major sectors.
     Online screen-based order driven trading system
    in 1995
     No.1 exchange in terms of listed companies
    (4,700 listed companies)
     World's 5th in transaction numbers
     Primary objectives compare equity
    diversified fund and BSE indices.
     Where and how an individual investor
    invest
     Factors an investors considered while
    investing
     Type of Research – Exploratory Research
     Size of sample: 100 respondents
     Area of research study: (DELHI & N.C.R)
     Sampling procedure: Convenient sampling
     METHOD FOR DATA COLLECTION
     Primary Data:
     Procedure of data collection: Survey
     Tools for data collection: Questionnaire
     Secondary Data:
     Information Brochures, Web Sites
     Analysis Toll used:
     SPSS and Ms Excel
     BSE value as on
     31/12/06 13786
     31/12/07 20286
     31/12/08 9647
     Mean =13786+20286+9647/3
     =14573

     Standard deviation = 4744.23 

     Risk free return = 8.5%


    (assumed)
     Sharps ratio=15.55-8.5/4744.23
     =.0099
     BETA=1(beta of the market)
     Sharpe ratio of the Sundaram’s fund is0.32 and
    of the BSE IT IS 0.0099
     The fund will give you the return if near about
    32% while BSE will give you near to 1%
     The standard deviation of the fund is 10.48
    which is less than the markets SD
     Beta of the fund is 0.82
     Return of 157.73 percent in 2003 or 60.77
    percent in 2006
    Investment Pattern

    stocks
    mutual funds
    fixed deposits
    commodities

    It has been found


    4 2 insurance
    debt instruments
    23 securities
    14

    that majority of the


    people like to 9

    invest in stocks, 18

    mutual funds and 30

    fixed deposits
    which accounts of
    71% of the overall
    investment.
    Purpose

    increase in the
    total wealth
    tax saving
    insurance cover
    to fulfill future
    need
    17
    all of the above
    25

    14 32

    12
    Capable of Spotting the Factors Responsible for The Market
    Fluctuations

    yes
    no

    46% of the
    investors are able
    to spot the factors 54
    46

    responsible for
    the market
    speculation. 54%
    of the investors
    do not able to
    spot it.
     
     
     
    Sources

    in one only
    help from 2
    sources
    help from 3
    sources
    4
    8
    help from 4
    sources

    56
    32
    Factors

    risk
    return
    m ixof riskand
    return

    16

    54

    30
    It has been found that
    most of the investors like Time

    to invest during the


    stagnant market i.e.
    rising market
    stagnant market
    falling market

    50%. 18

    The reason behind this 32

    attitude is because
    majority of the
    respondents are unable 50

    to spot the reasons of


    the market speculation
    so they like to play safe.
     In case of the stocks
    risk and return are at
    par i.e. they are
    considered most risky
    and give the highest
    returns
    Mutual funds are

    considered to be the safer


    financial instrument
    compare to stocks and
    commodities. Risk
    associated with it is less
    and return generated is
    more.
    Aware About Sundaram BNP Paribas

    yes
    no

    54% of the investors


    are familiar with
    Sundaram BNP 46

    Paribas while 46%


    54

    do not about it.


    Preferred Asset Management Company

    tax saver
    thematic fund
    sectorial fund
    equtiy diversified
    fund
    14 hybrid fund

    42

    It has been observed that 26

    most popular asset


    Management Company 8

    among the following is SBI


    10

    holding 30% of the market


    share. Reliance holds 24%
    of the market share. HDFC
    holds 20% of the market
    share while Sundarm
    holds 14% of the total
    market share.
    Preferred fund type

    tax saver
    thematic fund
    sectorial fund
    equtiy diversified
    fund
    14 hybrid fund

    42

    Most popular type of mutual 26

    fund is the tax savers which


    hold 42% of the total. 8

    Equity diversified funds are


    10

    on the second position with


    26%,then come hybrid
    funds with 14% of the
    market share, thematic and
    sectorial funds holds 10%
    and 8% of the market
    share.
    spotfactor=no
    spotfactor=yes

    Occupation
    Occupation 12
    8 service
    service
    business
    business
    student
    student 10 other

    6
    8

    6
    4

    g
    n
    p
    a
    c
    e
    r
    t
    gn
    p
    ta
    c
    e
    r

    0 0

    yes no yes no

    mf mf
     Mutual funds generate a better profit as compare to the BSE as shown by the Sharps
    ratio.
     Risk associated with the mutual funds is less as compare to the BSE.
     Investors like to diversify their portfolio by investing in different financial instruments
     Majority of service class people like to invest in fixed deposits insurance.
     Majority of the people invest to save tax, followed by multi-preferences.
     Majority of the investors like to consult to the professionals before investing
     Majority of the investors keep both risk and return in mind before investing.
     Stocks and commodities are considered most risky but they give the best returns.
     Majority of the people are aware about the BSE but the don’t invest in equity
    diversified funds.
     SBI is the market leader as an AMC and Sundaram holds 14% of the market share
     Tax saver is the most popular fund in the market.
     The sample size is very less, hence the responses of just
    100 respondents does not imply for the complete
    population.
     There was lack of time and resources that prevented from
    carrying out an in depth study. 
     The findings of the survey are based on the subjective
    opinion of the respondents and there is no way of
    assessing truth of the statements. 
     There is some respondent’s bias which cannot be
    removed.
     Lastly, some amount of error exists in the data filling
    process because of the following reasons:
     Influence of others.
     Misunderstanding of the concept.
     Hurried filling of the questionnaire.
     It is advised that those investors who are not very familiar
    with the stock market should not invest directly rather go
    through mutual funds route.
     As per the report Sundram Finance Group Shares 14 % of
    the market share, a fair portion in the market but need to
    emphasize more on the advertisement so as to generate
    awareness among the mass and for better market share.
     Sundram Finance Group excels in tax saver funds and since
    tax saver funds are sold much in market as compared to
    others, so need to give special attention to raise the sales
    and income.
     Some effective steps are needed to be taken to approach
    new customers rather than on counting those previously
    enrolled with the organization.

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