Current Account

Statement
Building Society

0578
Mr. Alan Guoga
Sandringham Ct 1,
Hillsborough BT 26 6RB
United Kingdom

Your FlexAccount Statement date:01 Nov 2024 Sort code 02-08-43

transactions Statement no: 81 3 of 3 Account no 782274012

Start balance £16,342.89

Date Description £ Out £ In £ Balance End balance £19,251.43

Average credit £17,324.26
2024 Balance from statement 81 dated 01/09/2024 16,342.89 balance
01 Nov PAYPAL *DSGRETAIW EB 3531436900 179.99 Average debit
balance £0.00
PAYBYPHONE RE: BARNET BARNET OFF 1.76
Contactless Payment
THE ROSE SUPER MARKET 6.81 16,154.33
07 Nov Contactless Payment 10.06
Transfer from 098160 60423199 4TEAM 2,422.78
KETOCUSTOMPLAN.COM VANCOUVER 27.00 18,540.05
16 Nov Payment to BIANCA ELENA ION 200.00
APPLE .COM/BILL APPLE.COM/BIL 47.26 18,292.79 Stop and
17 Nov Transfer from 071330 60443754
Transfer to 070436 45929999 170.00
500.00
18,622.79
think
We want to do everything we
18 Nov Transfer to 070436 45929999 30.00 can to alert ,educate and protect
Contactless Payment 15.00 you from fraud. That's why,when
you set up a new payee you'll
THE ROSE SUPER MARKET 11.79 soon be given some guidance to
help you decide whether to
PAYPAL *PEACHQUEENL 35314369001 18.00 18,548.00 make that payment before it
21 Nov Transfer from 071660 60408617 462.40 goes through.
For more informat ion about
Direct debit TALKTALK LIMITED 31.00 18,979.40 fraud and scams, go to
22 Nov Transfer from 078372 60182730 200.00 nationwlde.co.uk/fraudaware

02 ONLINE ORDER 02.CO.UK 50.00

EUROTUNNEL PRESALE FOLKESTONE 72.00 Please help us to
E/TUNNEL INTERNET FOLKESTONE 103.00 18,954.40 keep your details up
to date and let us
26 Nov TOTAL PL 4650052 67SAVERNE 74.06
know if your name,
81.630000EUR at 1.10221 telephone numbers
Non-Sterling transaction fee 2.21 18,878.13 or address changes.
28 Nov Transfer from 070436 45929999 600.00 19,478.13 • Log in to the Internet Bank
• Visit your local branch
29 Nov SANEF 422100160SENUS 14.60
• Visit nationwide.co.uk/update-
16.100000EUR at 1.10274 details for more information
Non-Sterling transaction fee 0.44 19,463.09
30 Nov Contactless Payment 211.66 19,251.43
NSL LTD - BARNET BIRMINGHAM

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number
106078. Head Office Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 lNW
Your FlexAccount
Please check your statement to make sure everything's correct.
If there's anything you're unsure about please get in touch or if
you've changed any of your contact details, you need to let us know.
Interest, Rates and Fees
We work out overdraft interest each day and take it from your account each month. FlexAccount doesn't currently pay any credit interest
Unless stated otherwise, all rates and fees are variable and we can change them at any time.
If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statemen and we'll take the
amount from your account 28 days after the statement date.

Have you lost your card or cheque book or had them stolen? Let us know
Summary box for your straight away, either via the Banking app (if you have it) or by calling us on
03457 30 20 11. You can report lost or stolen cards and cheque books 24/7.
FlexAccount
This information doesn't replace your Terms and Conditions

AER Gross p.a. AER stands for Annual Equivalent Rate and shows
Credit interest All balances what the interest rate would be if interest was paid
0.00% 0.00%
and compounded once a year.
Arranged overdraft interest 39.9% per year compounded(variable)

As an example, if you borrow£500 for an £3.26 for 7 days

arranged overdraft it will cost you: Gross p.a. is the interest rate without tax deducted.
£13.99 for 30 days
Overdraft *For the 60 day example, we've applied the charges for
the first 30 days, on day31. This means that the charge in
interest and the second month is higher as we charge interest on the
£28.37 for 60 days*
charges interest you've incurred up to that point. Our per year compounded interest rate shows the
Unarranged overdraft interest 0% per year compounded
rate of interest that you'll pay on your overdraft over a
year and takes account of the fact we charge interest
Monthly maximum charge (unarranged overdraft) £0 per month each month on your balance and this will include any
interest which has already been added to your
Sending money within the UK account previously.
Chaps £20 transaction fee each time

SEPA (euros) £0 transaction fee Receiving money within the UK

Charges for To receive sterling payments into your account the
specialist
SWIFT (foreign currency excluding euros) £20 transaction fee each time person making the payment will need to quote your
services sort code and your 8 digit account number, which
Sending money outside the UK
you'll find on the front of your statement Entering
SEPA (euros within the SEPA region) £0 transaction fee account numbers incorrectly can mean payments
being misdirected, so please be sure to provide the
SWIFT (except euros within the SEPA
£20 transaction fee each time correct details.
region)
Receiving money from outside the UK and
For Visa exchange rates, visitvisa.co.uk/support/consumer/travel -support/exchange- receiving money from within the UK in a
rate-calculator
currency other than sterling
Foreign usage Cash withdrawal in foreign currency outside the UK SWIFT - someone making a payment to you must
2.75% of the transaction amount
quote your Bank Identifier Code (BIC) and
4fyou make a Non-Sterling Transaction Fee
(2.99% from 3 June 2020) International Bank Account Number (IBAN). The BIC
withdrawal in a and IBAN are the international equivalents of your
foreign currency Non-Sterling Cash Fee £0 per withdrawal UK sort code and account number.
from a LINK
Cash withdrawal in foreign currency within the UK An international payment will also need to quote the
ATh1 or over the
counter SWIFT Intermediary Bank number as we're using the
your transaction Non-Sterling Transaction Fee*
2.75% of the transaction amount routing services of an Agent Bank. You'll find this
will normally (2.99% from 3 June 2020) number along with your BIC and IBAN on the front of
reach us
Nori-Sterling Cash Fee* £0 per withdrawal your statement.
as a sterling
cash transaction SEPA Credit Transfer - someone making a
Debit card payment in foreign currency payment to you must quote your International Bank
so non-sterling
fees wont apply. 2.75% of the transaction amount Account Number (IBAN). Your IBAN is found on the
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) front of your statement

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest clearing
times, withdrawals and certainty, please visit nationwide.co.uk/cheque
If you have a problem with your account and wish to complain, please try to settle it with us first If you're not happy with the way in which we
handled your complaint or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to
contact the Ombudsman.

Important information about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion
List which provides information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account Our contact centers are open from
Sam to 8pm, 7 days a week.