Current Account

Statement

0501

Mr D Gandraman
87 Rowley Street
WALSALL
WS1 2AZ

Your FlexAccount Statement date: 03 February 2021 Sort code 07-04-36

transactions Statement no: 27 Account no 45103934

Start balance £8,644.05

End balance £12,115.00

Date Description £ Out £ In £ Balance
Average credit
2021 Balance from statement 26 dated 03/01/2021 8,644.05 £10,167.91
balance

04 Jan STEAMGAMES.COM 4259522985 Hamb 6.29 Average debit

balance £0.00
PAYSEND Credit from t 869.65
Receiving an

Direct debit HARLANDS 15.99 International Payment?

AMZNMktplace amazon.co.uk 11.99 7,740.13 NAIAGB21

BIC

05 Jan STEAM PURCHASE SEATTLE 8.99 7,731.14 IB AN GB98 NAIA 0704 3 645 1 03 9 34

Swift
09 Jan NETFLIX.COM 18665797172 11.99 7,719.15
Intermediary Bank MIDLGB22
12 Jan Bank credit ARMAVIR LTD 931.00

CLARKS.CO.UK STREET 53.45 8,596.70

13 Jan Direct debit H3G 17.00

CLARKS.CO.UK STREET 112.00 8,467.70

15 Jan Bank credit HMRC SEISS GRANT 2,867.00 11,334.70

19 Jan PAYSEND Credit from t 130.40 11,204.30

21 Jan ATM Withdrawal NOTEMACHINE LTD 250.00

ATM Withdrawal NOTEMACHINE LTD 250.00 10,704.30

25 Jan Payment to CALUM DARBY 250.00 10,454.30

EffectiveDate 24 Jan 2021

26 Jan Bank credit Oleg Castravet 580.00 11,034.30

EffectiveDate 25 Jan 2021

27 Jan Transfer from 070436 35399541 1,171.00

Transfer to 070436 35399541 50.00

Amazon Prime*MV3YM2B34 amzn.co.uk 7.99 12,147.31

(Recurring VISA Transaction)

28 Jan Contactless Payment 24.35 12,122.96

WM MORRISONS STORE WALSALL

30 Jan AMAZON.CO.UK*MV4LO3SL4 AMAZON. 1.68 12,121.28

02 Feb Amazon.co.uk*MV82C8RB4 AMAZON.C 1.68 12,119.60

03 Feb AMAZON.CO.UK*MV9HJ5R74 AMAZON. 4.60 12,115.00

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.

Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
10/14.4pt_DC83 (30 June 2014)_CSIS
 Your FlexAccount
Please check your statement to make sure everything's correct.

If there's anything you're unsure about please get in touch or if

you've changed any of your contact details, you need to let us know.

Interest, Rates and Fees

We work out overdraft interest each day and take it from your account each month. FlexAccount doesn't currently pay any credit interest.

Unless stated otherwise, all rates and fees are variable and we can change them at any time.

If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statement, and we'll take the

amount from your account 28 days after the statement date.

Have you lost your card or cheque book or had them stolen? Let us know
Summary box for your straight away, either via the Banking app (if you have it) or by calling us on

FlexAccount 08000 55 66 22 . You can report lost or stolen cards and cheque books 24/7.

This information doesn't replace your Terms and Conditions

AER Gross p.a. AER stands for Annual Equivalent Rate and shows
All balances
Credit interest 0.00% 0.00%
what the interest rate would be if interest was

paid and compounded once a year.

Arranged overdraft interest 39.9% per year compounded (variable)

As an example, if you borrow £500 for an £3.26 for 7 days

arranged overdraft it will cost you: Gross p.a. is the inte rest rate without tax deducted.

£13.99 for 30 days

*For the 60 day example, we’ve applied the charges for the
Overdraft
first 30 days, on day 31. This means that the charge in the

interest and second month is higher as we charge interest on the interest

£28.37 for 60 days*
charges
you’ve incurred up to that point. Our per year compounded interest rate shows

the rate of interest that you’ll pay on your

Unarranged overdraft interest 0% per year
overdraft over a year and takes account of the fact

we charge interest each month on your balance

M ont hly max imum charge (unarranged ove rdraft) £0 per month
and this will include any interest which has already

been added to your account previously.

Sending money within the UK

Chaps £20 transaction fee each time

SEPA (euros) £0 transaction fee

Receiving money within the UK

To receive sterling payments into your account, the

Charges for SWIFT (foreign currency except euros) £20 transaction fee each time
person making the payment will need to quote your

specialist sort code and your 8 digit account number, which

Sending money outside the UK
services you’ll find on the front of your statement. Entering

SEPA (euros within the SEPA region) £0 transaction fee account numbers incorrectly can mean payments

being misdirected, so please be sure to provide the

SWIFT (except euros within the SEPA region) £20 transaction fee each time correct details.

Receiving money from outside the UK and

For Visa exchange rates, visitvisa.co.uk/support/consumer/travel-support/exchange-
receiving money from within the UK in a
rate-calculator.html
currency other than sterling
Cash withdrawal in foreign currency outside the UK
SWIFT - someone making a payment to you
Foreign usage
2.75% of the transaction amount must quote your Bank Identifier Code (BIC) and
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) International Bank Account Number (IBAN). The

* If you make a BIC and IBAN are the international equivalents of

Non-Sterling Cash Fee £0 per withdrawal
withdrawa l in a your UK sort code and account number.

foreign currency An international payment will also need to quote

Cash withdrawal in foreign currency within the UK
from a LINK ATM
the SWIFT Intermediary Bank number as we're
or over the counter 2.75% of the transaction amount
Non-Sterling Transaction Fee* using the routing services of an Agent Bank. You'll
your transaction will (2.99% from 3 June 2020)
find this number along with your BIC and IBAN on
normally reach us
the front of your statement.
as a sterling cash Non-Sterling Cash Fee* £0 per withdrawal

transaction so non-
SEPA Credit Transfer - someone making a
sterling fees won’t Debit card payment in foreign currency
payment to you must quote your International Bank
apply.
2.75% of the transaction amount Account Number (IBAN). Your IBAN is found on the
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) front of your statement.

Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals

and certainty, please visit nationwide.co.uk/cheque

If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint

or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.

Importantinformation about compensation arrangements

The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which provides

information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info

For further information about the compensation provided by the FSCS, refer to the FSCSwebsite at www.FSCS.org.uk

Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account. Our contact centres are open from 8am to 8pm,

7 days a week.

DC84 (October 2020) CSIS