Signed Aof

ACCOUNT
OPENING FORM
Trading and Demat account opening form
Signed by: PRASHANT CHANDRASHEKHAR GADDI

Reason: Esign on KYC form by INDMoney Private Limited
eSigned using Aadhaar (digio.in)
1 INDmoney Private Limited, 616, 6th floor,
Date: 2023-05-08 17:11:22 IST Contact:
INDmoney Suncity Success Tower, Sector 65, Haryana, 122005 [email protected]
Private Limited CIN: U67100HR2021PTC098653 Phone no. +91 7314852049
Stock Broking SEBI Registration No. INZ000305337
and Depository Participant SEBI Registration No. IN-DP-690-2022
ACCOUNT
OPENING FORM
Name of the Trading Member: INDmoney Private Limited
Name of the Clearing Member: INDmoney Private Limited
Stock Broking SEBI Registration Number and Date: - [INZ000305337] (March 09, 2022)
NSE Trading Member ID: [90267], NSE Clearing Member ID: [M70042]
BSE Trading Member ID: [6779], BSE Clearing Member ID: [6779]
Depository Participant SEBI Registration Number:[IN-DP-690-2022]
CDSL: Depository services through INDmoney Private Limited. - [12095500]
INDmoney Private Limited, 616, 6th floor, Suncity Success Tower, Sector
Registered Office:
65, Gurugram, Haryana, 122005
Compliance Officer: Deepika Narayan,

Phone No. : +91 7314852049 , Email ID : [email protected] For
any support / query please contact INDmoney Private Limited at the above
address or email to [email protected] & Phone no. +91 7314852049
Whole Time Director: Amrita Baid, Phone +91 7314852049
In case not satisfied with the response, please contact the concerned exchange whichever valid for
investor at:
NSE: [email protected] or contact at 022-26598100
BSE: [email protected] or contact at 022-22728097
Website: www.indmoney.com

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
Sr. no. Name of the document Brief description of the document Page
MANDATORY DOCUMENTS AS PRESCRIBED BY SEBI & EXCHANGES
1. KYC Form and Account A. KYC Form - Document captures the basic 7
Opening Form information about the client and an
instruction/check list for account opening.
B. Document captures the additional

information about the client relevant to
Trading/Depository Participant (DP)
account and an instruction/check list. 13
A. Document detailing the rate/amount of

2. Tariff Sheet brokerage & charges levied on the client for
trading on Stock Exchange(s) & DP Service
20
charges & other charges.
3. Rights and Obligations A. Rights & Obligations of Stock Broker/ Trading

Member and Client for trading on exchanges
(including additional rights & obligations in
case of digital and internet based trading). 33
B. Rights & obligations of Beneficial Owner

& Depository Participant as prescribed
by SEBI & Depositories. 40
4. Risk Disclosure A. Document detailing risks associated

Document (RDD) with dealing in the securities market. 46
5. Guidance note A. Document detailing dos and dont’s for 52

trading on exchange, for the education of
the investors.
6. Policies and Procedures 1. Document describing significant 55

policies and procedures of INDmoney
Private Limited.
VOLUNTARY DOCUMENTS AS PROVIDED BY THE STOCK BROKER
1. Running Account Authorization A. Authorization to maintain Running Account. 23
2. Voluntary Terms & Conditions A. Additional terms & conditions specific to 26

clients for the purpose of operational
efficiency.
3. Annexures A. Nomination form & Registration form for 77

availing SMS alert facility from CDSL.

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OPENING FORM
IMPORTANT INSTRUCTIONS
A. Important Points
• Self-attested copy of PAN card is mandatory for all retails clients / individual investors, including
Promoters / Partners / Karta / Trustees and whole-time directors and persons authorized to deal in
securities on behalf of Company / Firm / Others.
• Copies of all the documents submitted by the applicant should be self-attested and accompanied
by originals for verification. In case the original of any document is not produced for verification,
then the copies should be properly attested by entities authorized for attesting the documents, as
per the below mentioned list.
• If any proof of identity or address is in a foreign language, then translation into English is required.
• Name & address of the applicant mentioned on the KYC form, should match with the documentary
proof submitted.
• If correspondence & permanent address are different, then proofs for both have to be submitted.
• Sole proprietor must make the application in his individual name & capacity.
• For non-residents and foreign nationals, (allowed to trade subject to RBI and FEMA guidelines),
copy of passport/PIO Card/OCI Card and overseas address proof is mandatory.
• For foreign entities, CIN is optional; and in the absence of DIN no. for the directors, their passport
copy should be given.
• In case of Merchant Navy NRI’s, Mariner’s declaration or certified copy of CDC (Continuous
Discharge Certificate) is to be submitted.
• For opening an account with Depository participant or Mutual Fund, for a minor, photocopy of the
School Leaving Certificate/Mark sheet issued by Higher Secondary Board/Passport of Minor/Birth
Certificate must be provided.
• Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted
with prominent public functions in a foreign country, e.g., Heads of States or of Governments,
senior politicians, senior Government/judicial/ military officers, senior executives of state-owned
corporations, important political party officials, etc.
B. Proof of Identity (POI)
List of documents admissible as Proof of Identity:
• Unique Identification Number (UID) (Aadhaar)/ Passport/ Voter ID card/ Driving license.
• Identity card / document with applicant’s Photo, issued by any of the following: Central/State
Government and its Departments, Statutory/ Regulatory Authorities, Public Sector Undertakings,
Scheduled Commercial Banks, Public Financial Institutions, Colleges affiliated to Universities,
Professional Bodies such as ICAI, ICWAI, ICSI, Bar Council etc., to their Members; and Credit
cards/Debit cards issued by Banks.

Date: 2023-05-08 17:11:22 IST
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OPENING FORM
C. Proof of Address (PoA)
List of documents admissible as Proof of Address: (*Documents having an expiry date should be valid
on the date of submission.)
• Passport/ Voters Identity Card/ Ration Card/ Registered Lease or Sale Agreement of Residence/
Driving License.
• Utility bills like Telephone Bill (only land line), Electricity bill or Gas bill - Not more than 3 months old.
• Bank Account Statement/Passbook - Not more than 3 months old.
• Self-declaration by High Court and Supreme Court judges, giving the new address in respect of
their own accounts.
• Proof of address issued by any of the following: Bank Managers of Scheduled Commercial Banks
/ Scheduled Co-Operative Bank / Multinational Foreign Banks / Gazetted Officer / Notary Public /
Elected representatives to the Legislative Assembly / Parliament / Documents issued by any Govt.
or Statutory Authority.
• Identity card/document with address, issued by any of the following: Central/State Government
and its departments, Statutory / Regulatory Authorities, Public Sector Undertakings, Scheduled
Commercial Banks, Public Financial Institutions, Colleges affiliated to Universities and Professional
Bodies such as ICAI, ICWAI, ICSI, Bar Council etc., to their Members.
• For FII / sub account, Power of Attorney given by FII / sub-account to the Custodians (which are
duly notarized and / or apostilled or consularised) that gives the registered address should be
taken.
• The proof of address in the name of the spouse may be accepted.
D. Exemptions/clarifications to PAN (*Sufficient documentary evidence in support of such claims to

be collected.)
• In case of transactions undertaken on behalf of Central Government and / or State Government

and by officials appointed by Courts e.g. Official liquidator, Court receiver etc.
• Investors residing in the state of Sikkim.
• UN entities / multilateral agencies exempt from paying taxes / filing tax returns in India.
• SIP of Mutual Funds up to INR 50,000/- p.a.
• In case of institutional clients, namely, FIIs, MFs, VCFs, FVCIs, Scheduled Commercial Banks,
Multilateral and Bilateral Development Financial Institutions, State Industrial Development
Corporations, Insurance Companies registered with IRDA and Public Financial Institution as defined
under section 4A of the Companies Act, 1956, Custodians shall verify the PAN card details with the
original PAN card and provide duly certified copies of such verified PAN details to the intermediary.

Date: 2023-05-08 17:11:22 IST
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OPENING FORM
E. List of people authorized to attest the documents
• Notary Public, Gazetted Officer, Manager of a Scheduled Commercial / Co-operative Bank or

Multinational Foreign Banks (Name, Designation & Seal should be affixed on the copy).
• In case of NRIs, authorized officials of overseas branches of Scheduled Commercial Banks
registered in India, Notary Public, Court Magistrate, Judge, Indian Embassy / Consulate General in
the country where the client resides are permitted to attest the documents.
F. Copy of cancelled cheque leaf/ pass book/bank statement specifying name of the constituent,
MICR Code or/ and IFSC Code of the bank should be submitted.
G. Demat master or recent holding statement issued by DP bearing name of the client
For Individuals:
• Stock broker has an option of doing ‘in-person’ verification through web camera at the branch office
of the stock broker/Authorised Person office.
• In case of non-resident clients, employees at the stock broker’s local office, overseas can do in-
person verification. Further, considering the infeasibility of carrying out ‘In-person’ verification of the
non- resident clients by the stock broker’s staff, attestation of KYC documents by Notary Public,
Court, Magistrate, Judge, Local Banker, Indian Embassy / Consulate General in the country
where the client resides may be permitted.
• For non-individuals:
• Form needs to be initialized by all the authorized signatories.
• Copy of Board Resolution or declaration (on the letterhead) naming the persons authorized to deal
in securities on behalf of company/ others & their specimen signatures.

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
KNOW YOUR CLIENT (KYC) | APPLICATION FORM (FOR INDIVIDUALS ONLY)

KYC KIN No: 20086741067068 Account Type: Normal
Please fill in ENGLISH & in BLOCK LETTERS (*Mandatory fields)
A. IDENTITY DETAILS (Please refer instruction A at the end)
1. Name of Applicant PRASHANT CHANDRASHEKHAR GADDI
Maiden Name
2. a. Mother’s Name Girija
b. Father/Spouse’s Chandrashekhar Gaddi

Name
3. a. Gender Male
Female
Transgender
b. Date of birth D D/ M M/ YYYY

21-11-1972
c. Marital Status Single Married Others
4. Nationality Indian
5. Residential Status Residential Individual
6. Service Private Sector

Occupation
Type Public Sector
Government Sector
Business Not Categorized
Others Professional
Self Employed
Retired
Housewife
Student Any
AnyOther
Other
7. Citizenship Indian 8. ISO 3166 Country Code IN

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
9. Specify the proof of identity submitted :
TICK IF APPLICABLE
RESIDENCE FOR TAX PURPOSES IN JURISDICTION(S) OUTSIDE INDIA
(Please refer instruction B at the end)
ADDITIONAL DETAILS REQUIRED* (Mandatory only if section is ticked)
ISO 3166 Country Code of Jurisdiction

of Residence*
Tax Identification Number or equivalent (If issued by

jurisdiction)*
Place / City of Birth* ISO 3166 Country Code of Birth*
PROOF OF IDENTITY (POI)*

(Please refer instruction C at the end)
(Certified copy of any one of the following Proof of Identity[PoI] needs to be submitted)
Passport Number Passport Expiry Date
Voter ID Card Driving Licence

Expiry Date
Driving Licence NREGA Job Card
UID (Aadhaar) Identification

Number
Others (any document Identification Number

notified by the central
government)
Simplified Measures PAN

Account - Document
Type code
B. ADDRESS DETAILS
Current/ Permanent/ Overseas Address Details (Please refer instruction D at the end)

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ACCOUNT
OPENING FORM
(Certified copy of any one of the following Proof of Address [PoA] needs to be submitted)
i. Address Residential
Type* Business
Registered Office
Unspecified
ii. Proof of Passport

Address* Driving License
UID (Aadhaar)
Voter ID Card
NREGA Job Card
Simplified Measures Account- Document Type Code
Others
1. Address*
Line 1 H No 4576/1 Shetty Galli,Belgaum
Line 2
Line 3
City/Town/Village* Belgaum District*
State Karnataka Country INDIA
Pin/Post Code* State/U

590001 .T
Code*
ISO 3166 IN
Country Code*
2. Contact/Mobile Tel
No. (Res.)
Tel (off). Email id [email protected]
Mobile No. 9164837957 Fax
3. Proof of Address

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
Correspondence/Local Address Details*
Same as Current/Permanent/Overseas Address details
1. Address Line 1
Line 2
Line 3
City/Town/Village* District*
State Country
Pin/Post Code* State/U.T Code*
ISO 3166 Country Code*
2. Contact/Mobile No. Tel (Res.)
Tel (off). Email id
Mobile No. Fax
3. Proof of Address
Address in the Jurisdiction Details where Applicant is Resident Outside India for Tax Purposes*
Same as Current/ Permanent/ Overseas Address details

Same as Correspondence/ Local Address details
1. Address
City/Town/Village* State
ZIP/Post Code* ISO 3166 Country Code*
C. CONTACT DETAILS
Tel (off). Tel (Res.)
Mobile No. Fax

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
Email id
D. DETAILS OF RELATED PERSON
Addition of Related Person KYC Number of Related Person (if available)

Deletion of Related Person
Related Person Type* Guardian of Minor

Assignee
Authorized Representative
Name*
(If KYC number and name are provided, below details of section 6 are optional)
PROOF OF IDENTITY (PoI) OF RELATED PERSON*
Passport Number Passport Expiry Date
Voter ID Card PAN Card
Driving Licence Driving Licence Expiry Date
UID (Aadhaar) NREGA Job Card
Others (any document Identification Number

notified by the central
government)
Simplified Measures Identification Number

Account - Document Type
code
E. REMARKS (if any)
DECLARATION

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
I hereby declare that the details furnished above are true and correct to the best of my / our knowledge and
belief and I undertake to inform you of any changes therein, immediately. In case any of the above information
is found to be false or untrue or misleading or misrepresenting, I am / we are aware that I / we may be held
liable for it and my account may be frozen or deactivated. I hereby give consent to receiving information from
KRA / CKYC registry through SMS / Email on the above-mentioned mobile number/Email.
Signature of Applicant and Date Place

Date: 2023-05-08 17:11:22 IST
For Office use only
Documents Received Certified Copies
Details of INDmoney Private Limited Documents verified Stamp and Seal of INDmoney
& In Person Verification done by
Employee/SB/AP
Name & E code Ritwik Roy
Designation Product Manager
Branch Gurugram
Date / Place 08/05/2023 - Gurugram
Signature
12 INDmoney Private Limited, 616, 6th floor, Contact:

ACCOUNT
OPENING FORM
ADDITIONAL KYC DETAILS FOR DEMAT & TRADING ACCOUNT

UCC ID:
TYPE OF ACCOUNT : Normal Sub Status Resident
(To be filled by INDmoney Private Limited)
Application No. Date
DP Internal Reference No.
DP ID Client ID
I/We request you to open a demat account in my/ our name as per following details:
Sole/First Holder’s Name PRASHANT CHANDRASHEKHAR GADDI

PAN BAUPG8718G
Second Holder’s Name NA PAN NA
Third Holder’s Name NA PAN NA
A. BANK ACCOUNT DETAILS (BANK 1 WILL BE CONSIDERED FOR PAYOUT OF FUNDS)
Bank 1: Bank Name & Branch Location: ,
City BELGAUM State KARNATAKA
Country PIN Code 590002
Account No. 0505101028320 Account Type Savings
MICR Code 590015002 IFSC Code CNRB0000505

i. Photocopy of the cancelled cheque having the name of the account holder where the cheque book is
issued, (or)
ii. Photocopy of the Bank Statement having name and address of the BO
iii. Photocopy of the Passbook having name and address of the BO, (or)
iv. Letter from the Bank.
In case of options (ii), (iii) and (iv) above, IFSC code of the branch should be present / mentioned on the document.
B. DEPOSITORY ACCOUNT DETAILS
DP Details

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
DP Name INDmoney Private Limited
Depository Name (NSDL/ Central Depository Services (India) Limited

CDSL)
Beneficiary Name
DP ID Client ID
C. TRADING PREFERENCES *Please sign in the relevant boxes where you wish to trade.
Exchange Cash
NSE
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BSE
Date: 2023-05-08 17:11:22 IST
If, in future, the client wants to trade on any new segment/new exchange, separate authorization/letter should be
taken from the client by the stock broker.
FATCA/ CRS DECLARATION/ SELF CERTIFICATION FOR INDIVIDUAL
Client Name: PRASHANT CHANDRASHEKHAR GADDI
First Holder Second Holder Third Holder
1. Are you a tax resident of only India? Yes NA NA
(Refer Risk Disclosure Document)
2. Specify country of residence for tax NA NA NA

purpose (if above clause is no)
3. Specify Tax Identification No. / Others NA NA NA
4. Do you have any asset outside India? No NA NA
I have understood the information requirement of this form (read with the FATCA-CRS) and hereby confirm that the
information provided above is true, correct and complete to the best of my knowledge and belief. In case any of the
above specified information is found to be false or untrue or misleading or misrepresenting,1/ am aware that I may be
liable for it. In case of any change in the above given status on a future date, I undertake to inform INDmoney Private
Limited the same within 30 Days.
D. PAST ACTIONS

ACCOUNT
OPENING FORM
Details of any action/ proceedings initiated/ pending/ taken by SEBI/ Stock Exchange/ any other authority
against the applicant/ constituent or its Partners/ promoters/ whole time directors/authorized persons in
charge of dealing in securities during the last 3 years:
No
Yes
If Yes, please specify
E. OTHER DETAILS
Number of years of Investment / Capital Market Experience NIL

1-5
>5
Gross Annual Income < 1 Lac

1-5 Lacs
5-10 Lacs
10-25 Lacs
25 Lacs - 1 Cr
> 1 Cr
or Net Worth in ₹ (Net worth should not be older than 1 year) as on date
Nature of Business
I/we declare that I/we am not politically exposed person (PEP) or related to a PEP
Any other information:
Signature of Applicant and Date

Date: 2023-05-08 17:11:22 IST
END OF SECTION

ACCOUNT
OPENING FORM
DECLARATION
• I hereby declare that the details furnished above are true and correct to the best of my knowledge
and belief and I undertake to inform you of any changes therein immediately. In case any of the
above information is found to be false or untrue or misleading or misrepresenting, I am aware that
I may be held liable for it.
I agree
• I confirm having read/been explained and understood the contents of the document on policy and
procedures of the stockbroker and the tariff sheet.
I agree
• I further confirm having read/been explained and understood the contents of the ‘Rights and
Obligations’ document(s) and ‘Risk Disclosure Document’, document on policy and procedures of
the stock broker and the tariff sheet. I do hereby agree to be bound by such provisions as outlined
in these documents. I have also been informed that the standard set of documents have been
displayed for information on the stockbroker’s designated website, if any.
I agree
• I have received and read the Rights and Obligations document and terms & conditions and agree to
abide by and be bound by the same and by the Bye Laws as are in force from time to time. I declare
that the particulars given by me above are true and to the best of my knowledge as on the date
of making this application. I agree and undertake to intimate the DP any change(s) in the details
/ particulars mentioned by me in this form. I further agree that any false / misleading information
given by me or suppression of any material information will render my account liable for termination
and suitable action.
I agree
• The rules and regulations of the Depository and Depository Participants pertaining to an account
which are in force now have been read by me and I have understood the same and I agree to abide
by and to be bound by the rules as are in force from time to time for such account.
I agree
• I hereby consent to receive from INDmoney Pvt Ltd the digital contract notes, bills, ledgers,
statement of accounts of funds, securities, demat transaction statement/holding statement,
notices, circulars, amendments and such other correspondences including the standard

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
documents which form part of the account opening kit. I further agree that INDmoney Pvt Ltd
shall fulﬁll their legal obligations if the above documents are sent electronically. Accordingly, I
request you to issue all the correspondence to my registered email id as per the records of
INDmoney Pvt Ltd. I shall ensure confidentiality and secrecy of my login credentials. INDmoney
Pvt Ltd shall not be responsible for any breach of secrecy. Emails sent to my registered email id,
which have not bounced back, shall be deemed to be duly delivered to me. I agree that
INDmoney Pvt Ltd will not be obligated to take cognizance of any auto replies such as “out-of-
ofﬁce/out of station” etc. and such electronic mails shall be deemed to have been received by me.
I am aware that INDmoney Pvt Ltd offers to provide physical contract notes in respect of trades
placed by me however I have opted for receipt of contract notes in electronic form for my
convenience and as per my request only. I undertake to immediately inform INDmoney Pvt Ltd
about change in my email address, if any.
I agree
• I hereby agree with the Terms & conditions, Privacy Policy and Policies & Procedures of INDmoney
Pvt Ltd. I consent to INDmoney Private Limited for conducting my KYC to open my Trading and
Demat Account.
I agree
Signature of applicant & Date

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
AUTHORIZATION BY CLIENT (NON-MANDATORY)
• I/We wish to receive Electronic Contract Note (ECN) cum Tax Invoice on my email id registered
with INDmoney Private Limited. I/We wish to avail the facility of mobile/digital/web/internet based
trading technology offered by INDmoney Private Limited.
I agree
• I/We hereby authorize you to use the above furnished details for registration KRA, CERSAI,
exchanges and other parties involved for the purpose of KYC registration.
I agree
• I/We hereby authorize you to receive credits automatically into my/ our Depository participant
maintained with INDmoney Private Limited.
I agree
• I/We hereby authorize INDmoney Private Limited to debit my depository participant account based
on 2-factor authentication or electronic consent or authorization given by me.
I agree
• I declare that is my registered mobile no. and I/we hereby authorize INDmoney Private Limited and
depository to be provide SMS/E-mail alert facility on my registered mobile number.
I agree
• I/We hereby authorize you to credit interest / dividend, directly to my bank account details provided
above through ECS.
I agree
• I/We authorize INDmoney Private Limited to debit all charges pertaining to my/our depository
participant to my/our trading account and vice versa. All such transfers will be at the discretion
of INDmoney Private Limited and I/we hereby agree to abide by the same and make payment
promptly when requested to do so.
I agree

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OPENING FORM
• I/We wish to instruct INDmoney Private Limited to accept all pledge instructions to my account
without any further instructions from me/us.
Yes No
• I wish to receive account statement as per SEBI regulation.

Daily Weekly Fortnightly Monthly
• I/We would like to share my/our email-id with RTA.

Yes No
• I wish to receive annual report Electronically

I agree
• I/We request you to send Electronic Transaction-cum-Holding Statement at the email ID Signature
of Applicant and Date
I agree
• I understand and consent to share my KYC data with INDmoney Private Limited, its group
companies and/or third parties for the services.
I agree

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Tariff Sheet (Charges Applicable on Trading Transactions)
Type Of Charge Amount (excludes GST)
Delivery - Equity Cash Segment 0.05% of the executed order value or up to ₹20
Intraday - Equity Cash Segment* 0.05% of the executed order value or up to ₹20
Call & Trade Order ₹500/- per Executed Order

Charges for OFS / Buyback / ETF ₹10/- per Executed Order
Payment Gateway Charges (Net Banking) ₹10/- for each fund addition
Payment Gateway Charges (UPI) NIL
Additional Charges Applicable on Trading transaction
Other Charges Applicable In Exchange Description of the Charges

transactions
Exchange Turnover Charges Charged by the respective exchanges
Security Transaction Charges (STT) Direct tax levied under STT Act
Stamp Duty Charged by respective State where the investor resides
SEBI Turnover Fee Charge levied by SEBI on each transaction
GST Goods and Service Tax as applicable over and above tariff
*Additional ₹20/- + GST will be charged per order for square off done by broker
Delayed payment charges @1.5% per month, will be charged on the outstanding bill amount if not paid
within the due date
Inter Settlement, transfer of shares from INDmoney CUSA and Margin trade finance account on behalf of you
would be charged @ ₹10/- + GST per ISIN

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OPENING FORM
• Charges quoted above are for the services listed. In addition to this, INDmoney may also offer
additional paid services. INDmoney will be informing the customers with regards to such additional
services and charges associated with the same on an upfront basis and will be charged separately.
The authorization for subscription of such services will be taken from the client.
• The above tariff is subject to change. Changes if any will be intimated 30 days in advance. The
changes will be updated in the app and website of INDmoney and the client is requested to check
same and stay updated from time to time on charges.

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Tariff Sheet Charges Applicable on Depository Related Transactions
Type Of Charge Amount (Excluding GST)
For receiving Securities in Demat account (BUY) NIL
DP charges for Delivery Sell orders ₹13.5/- per ISIN (Including the depository
transaction charges)
Remat Charges ₹250/- per certificate (Including the depository

Demat - Dematerialisation Charges ₹250/- per certificate (Including the depository

Physical Statement Courier ₹300/- per request & ₹300/- courier charges
Modification In CML ₹25/- per request
Off market transfers from Demat account ₹10/- per ISIN (Including the depository transaction
charges)
General Conditions
Charges quoted above are for the services listed. In addition to this, INDmoney may also offer any
additional paid services. INDmoney will be informing the customers with regards to such additional
services and charges associated with the same on an upfront basis and will be charged separately.
The above Tariff’s are subject to change but in case of any changes, same will be intimated to the customers
30 days in advance. The changes will be updated in the app and website of INDmoney and the client is
requested to check same and stay updated from time to time on charges.

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Running account authorization and terms and conditions cum registration for receiving SMS
alerts from depository and exchanges
I/We are dealing through you as a client in Capital Market & in order to facilitate ease of operations and
upfront requirement of margin for trade. I/We authorize you as under:
• I/We request you to maintain my/our accounts for funds and securities on running accounts basis
instead of ‘bill to bill’ settlement basis, unless I/we specifically request you for a payout of available
free funds or securities in the account.
I agree
• You may settle the accounts at 30 or 90 days as opted during account creation or at such other
intervals as SEBI/Stock Exchanges may specify from time to time.
I agree
• I/We further authorize you to retain securities and/or funds as may be permitted by Stock Exchanges/
SEBI from time to time or towards any outstanding obligation which is not billed charged in my
account.
I agree
• I/We understand and agree that no interest will be payable on the amount of funds retained by you
as above.
I agree
• I/We agree that INDmoney Private Limited shall not be liable for any claim for loss or loss of profit or
for any consequential, incidental, special or exemplary damages, or otherwise, caused by retention
of such securities/funds.
I agree
• I/We further authorize you to also retain a sum as may be permitted by SEBI/Stock Exchanges
SEBI circular SEBI/HO/MIRSD/DOP/P/CIR/2021/577 & Exchange Circular Nos. NSE/INSP/49458,
20210831-40 from time to time, while settling my/our account.
I agree

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
• I/We confirm you that I will bring to your notice any dispute arising from the statement of account
or settlement so made in writing within 7 working days from the date of receipt of funds/securities
or statement of account.
I agree
• Standing instruction/authorization for maintaining my/our account as running account shall remain
valid until revoked in writing, addressed to you.
I agree
1. AUTHORISATION TO MAINTAIN NON-BASIC SERVICE DEPOSITORY PARTICIPANT(BSDA)
Keeping in view my past and proposed transaction and holding, I would like to continue / avail normal
depository participant facility. I have also noted that being a normal depository participant (Non BSDA),
normal annual subscription charges as per the INDmoney Demat tariff would be applicable. The tariff
for normal Depository participant (NON BSDA) are already provided and agreed under tariff sheet in
Account Opening Form and any changes in the same will be updated by INDmoney from time to time
on its website and/or app.
• I/We hereby confirm and understand that by providing this authorization we specifically waive off
the right to assess my Depository participant as BSDA account even if applicable by eligibility.
I agree
• Salient Features of BSDA are kept on www.indmoney.com and I/we hereby confirm to have read
and understood the salient features of BSDA account.
I agree
• I/We confirm and understand that my Depository Participant would be charged and treated as
normal Depository participant (NON BSDA) until opted otherwise by a specific Communication to
INDmoney Limited.
I agree

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
2. AUTHORISATION FOR NON-ISSUANCE OF DELIVERY SLIP
• I/We do not wish to receive Delivery Instruction Slip (DIS) since I/we have agreed to authorize
INDmoney Private Limited to debit my/our depository participant based on electronic instruction
given by me/us . However, INDmoney Private Limited may have to mandatorily issue me a DIS
booklet on my request at any time in future.
I agree
• I/We also understand that in case I/We am/are in need of a DIS, I/We can request the same through
INDmoney Mobile Application/Website and INDmoney will dispatch the same to our registered
address within a reasonable time frame.
I agree

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Voluntary undertaking /authorization; With respect to Member-Constituent Relationship and

Mandatory and Voluntary (optional) Documents executed between us,
1. ERRORS AND OMMISSIONS
• I/We understand and agree that inadvertent errors may occur, while executing orders placed by
me. In such circumstances INDmoney Private Limited shall make all reasonable efforts to rectify
the same and ensure that I/We am not put to any monetary loss.
I agree
• I understand and agree that I shall not hold INDmoney Private Limited responsible for damages/
loss.
I agree
• I/We understand and agree that my request to modify or cancel the order shall not be deemed to
have been executed unless and until the same is confirmed by INDmoney Private Limited
I agree
2. SUSPICIOUS TRADING AND MARKET MANIPULATION
• I/We undertake not to execute transactions, either singly or in concert with other clients/Market
Participants, which may be viewed as manipulative trades as defined by SEBI/Exchanges.
I agree
• In case I/We am/are found to be indulging in such activities, INDmoney Private Limited has the right
to inform the Exchange/SEBI/other regulatory authorities of the same without any intimation to me/
us and suspend/close my trading account.
I agree

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
3. DECLARATION OF RESIDENCY STATUS
• I understand that if the sole/first applicant has or attains NRI Status, investments can be made only
upon providing Foreign Inward Remittance Certificate (FIRC) to INDmoney Private Limited every
time the investment is made. I/We here by agree to intimate any changes in my/our residency
status and will abide by all prevailing rules mandated for NRI Investments.
I agree
4. REGULATORY ACTION
• I/We hereby confirm that I/We have not prohibited from participating in the securities market
directly or indirectly by SEBI/Exchanges or any other regulator or Statutory authority. I/We agree
to inform INDmoney Private Limited, in writing, of any regulatory action taken by any Exchange or
Regulatory/ Statutory authority on me in future.
I agree
• I/We also acknowledge that, in any such event in the future or INDmoney Private Limited comes to
know of any such prevailing action, INDmoney Private Limited has the right to suspend/Close the
trading account maintained by me/us in INDmoney Private Limited with immediate effect. INDmoney
Private Limited can at its sole discretion, close all the open positions and liquidate collaterals to the
extent of debit balances, without any notice to me.
I agree
5. PMLA DECLARATION
• I declare that I have read and understood the contents and provisions of the PMLA Act, 2002,
which were also explained to me by the INDmoney Private Limited officials. I further declare that I
shall adhere to all the provisions of the PMLA Act, 2002. I further undertake and confirm that: a. I
do not have any links with any known criminals.
I agree

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
• I am a genuine person and not involved or indulge knowingly or assisted, directly or indirectly, in
any process or activity connected with the proceeds of crime nor am I party to it. The investment
money is derived from proper means and does not involve any black or Hawala money in any
manner.
I agree
6. INDEMNIFICATION
• I hereby indemnify and hold INDmoney Private Limited , its Directors and employees and any
representative acting on behalf of INDmoney Private Limited harmless from and against all claims,
demands, actions, proceedings, losses, damages, liabilities, charges and/or expenses that are
occasioned or may be occasioned to the INDmoney Private Limited directly or indirectly, relating to
bad delivery of shares/ securities and/ or third party delivery, whether authorized or unauthorized
and fake/forged/stolen shares/ securities/transfer documents introduced or that may be introduced
by or through me during the course of my dealings/ operations on the Exchange(s) and/ or proof of
address, identity and other supporting/ documents provided by me at the time of registration and/
or subsequently.
I agree

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Consent Letter For Availing BSE StAR MF Facility.
I am registered as your client with Client Code No. and have executed the
Trading Member and Client Agreement for the purpose of trading in the Capital Market segment of
Bombay Stock Exchange Ltd. (Exchange).
I am interested in availing the trading facility of the Exchange for the purpose of dealing in the units of
Mutual Funds Schemes permitted to be dealt with on the BSE StAR MF.
For the purpose of availing this facility, I state that Know Your Client details as submitted by me/us for
the stock broking may be considered for the purpose of BSE StAR MF and I further confirm that the
details contained in the same remain unchanged as on date.
I am willing to abide by the terms and conditions as mentioned in the Circular dated December 2, 2009
and as may be specified by the Exchange from time to time in this regard
I shall also ensure compliance with the requirements as may be specified from time to time by Securities
and Exchange Board of India and Association of Mutual Funds of India (AMFI).
I shall read and understand the contents of the Scheme Information Document and Key Information
Memorandum, addenda issued regarding each Mutual Fund Schemes with respect to which I choose
to subscribe/redeem. I further agree to abide by the terms and conditions, rules and regulations of the
Mutual Fund Schemes.
I therefore request you to register me/us as your client for participating in BSE StAR MF.
I hereby confirm having read and understood the terms & conditions and disclosures provided overleaf.

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Avail Mutual Funds Schemes permitted to dealt with on the Exchange Platforms including BSE
StAR Mutual Fund Platform of BSE
I authorize INDmoney Private Limited and agree to the General Terms and Conditions as under:
• I request you to register me as your client for participating in the mutual fund transaction facilities,
provided by Exchange Platforms. I shall ensure compliance with the requirements as may be
specified from time to time by Exchanges, SEBI and AMFI. For the said purpose of availing the
facilities, I state that the KYC details as submitted by me for the stock broking may be considered
for the purpose and I further confirm that the details contained in the above remain unchanged as
on date.
• I understand and agree that, INDmoney Private Limited would only offer schemes that are available
or permitted to be dealt with on the BSE StAR MF.
• I understand that, the services as availed on INDmoney Private Limited shall comprise of purchase
and redemption of direct Mutual Funds on the Platform and switch and redemption from regular
Mutual Funds to direct Mutual Funds. Such Services are facilitated by INDmoney Private Limited
to its Users through BSE STAR MF Platform.
• I understand and agree that Mutual Fund investments are subject to market risks and shall be
solely responsible for the same.
• I shall be liable in case of loss (including opportunity/notional loss) charges, costs, expenses etc
caused to me including but not limited to loss for Net Asset Value (NAV) related issues due to any
interruption, malfunction, error, non-availability, technical glitch of for any other reason of whatsoever
nature in the internet /mobile trading platform or any other order routing platform of INDmoney Pvt
Ltd and shall not have any claim/complaint of whatsoever nature against of INDmoney Pvt Ltd and/
or its employees, directors, associates, affiliates, subsidiar , group companies etc in this regard.
• I understand and agree that the role of INDmoney Pvt Ltd is limited to the extent of providing the
Platform to clients and the services are offered and provided by the respective AMCs to me. The
information in relation to mutual fund products including the Net Asset Value (NAV) is received from
the respective AMC/RTA/Exchange/third party and is displayed on an “AS IS” basis on INDmoney
Pvt Ltd’s Platform.
• I understand and agree that INDmoney Pvt Ltd shall not be liable in any manner whatsoever for any
differences in such price data due to any delay/connectivity or system issues.
• I understand and agree that INDmoney Pvt Ltd offers only an execution platform and no advisory
is provided to me by INDmoney Pvt Ltd and/or any of its associates, affiliates and group do not
provide any recommendation, advisory, solicitation etc for transacting in mutual funds.

Date: 2023-05-08 17:11:22 IST
ACCOUNT
OPENING FORM
• I understand and agree that INDmoney Pvt Ltd shall share the information and documents received
from me for the Mutual Fund Products with the respective AMC/RTA/Stock Exchanges through
secure channels.
• I agree that INDmoney Pvt Ltd will not be responsible for disclosure of my information due to errors
in transmission, unauthorized third-party access, or other causes beyond its reasonable control.
• I understand and agree that INDmoney Pvt Ltd shall not be liable in case of loss or damages,
caused to me on account of any interruption, malfunction, error, delay, downtime, non-availability,
technical glitch of the Platform, or failure or error of any transaction on the Platform including but
not limited to loss related to Net Asset Value (NAV).
• I agree to the cut off timings specified by INDmoney Pvt Ltd on its website and as amended from
time to time with respect to NAV and will be bound by the same.
• I agree to forthwith return/reimburse the amount gained/received by me to INDmoney Pvt Ltd and/
or fulfil my obligation(s) due to any technical glitch/error in the platform of INDmoney Pvt Ltd and
INDmoney Pvt Ltd is also entitled to take necessary action to recover the said amount.
• The Payment Gateway available on the Platform for investing in Mutual Funds is also provided by
BSE Star MF Platform. INDmoney Pvt Ltd is acting as a facilitator for the Mutual Fund transactions
on the Platform. INDmoney Pvt Ltd does not warranty or guarantee the performance of any Mutual
Fund schemes that they offer. The User details like PAN, Address Details, Bank Details and
Documents, Signature, etc would be shared with BSE Star MF Platform to facilitate the Mutual
Fund order and Payment processing to be passed to relevant AMC’s. Such records may be used
for authorizing the transactions that have been submitted by the User. INDmoney Pvt Ltd and BSE
Star MF Platform would be communicating messages on the Mobile Number and email ID provided
by the User to inform the status of the orders/ Investments/Portfolio/New schemes etc. The money
debited from the User’s registered bank account in case of transactions in Mutual Funds shall be
collected and it will be credited / transferred to the respective Mutual Funds either on the same day
or the next working day. Hence, the User agrees, understand and acknowledge that there would be
an interim time lag in transferring / crediting the money to the respective Mutual Fund account. The
units of the schemes shall be allotted, redeemed or switched, as the case may be, at the Net Asset
Value prevalent on the date of the transaction request. The User agree that any transaction request
falling due on a holiday or after the cut off time mentioned on the Platform would be processed on
the next working day and respective NAV would be applicable as per the Mutual Fund’s scheme
information document. The cut-off timings will be prior to the statutory cut-off timing specified under
the SEBI Regulations and the scheme information document for operational convenience. The
User can refer on the Platform for updated status with respect to the order at all times. There
may be a possibility of variances in values arising out of delayed data feeds, transmission losses
in electronic data, electronic fund transfer etc. for which INDmoney Pvt Ltd and its authorised
representatives shall not be liable. The User agrees to maintain a clear balance in its Bank Account
at all times to cover the purchase price and other costs and charges / quantity of units.

Date: 2023-05-08 17:11:22 IST
ACCOUNT
OPENING FORM
• INDmoney Private Limited will have no role in failed or pending transactions and fraudulent use
of card / net banking / payment in any manner. Users are advised to use their own Net Banking,
UPI, Mandates only for making investments / payments / transactions. Users will be solely
responsible for using Net Banking and other modes for payments on INDmoney Private Limited.
Any fraudulent transaction / attempt will attract action including being suspended from usage of
platform. Transactions once completed cannot be cancelled. User should not use bank account of
someone else to make the payment or investments for Mutual Funds and such transactions are
liable to be rejected.
• Although all reasonable care has been taken towards guarding against unauthorized use of any
information transmitted by the User, INDmoney Private Limited does not represent or guarantee
that the use of the Services provided by/ through it will not result in theft and/or unauthorized use
of data over the Internet. User expressly agrees that his/ her use of the aforesaid online payment
Service is entirely at own risk and responsibility of the User.
• I understand that, these terms and conditions may be subject to change and that updated terms and
conditions as and when made available by INDmoney Private Limited on its Platform or website, I
shall keep myself updated of such change and shall ensure to remain compliant with updated terms
and conditions.

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Rights & Obligations of STOCK BROKERS, SUB-BROKERS / AUTHORISED PERSON

& CLIENTS as prescribed by SEBI & Stock Exchanges
• The client shall invest / trade in those securities / contracts / other instruments admitted to
dealings on the Exchanges as defined in the Rules, Byelaws and Regulations of Exchanges/
Securities and Exchange Board of India (SEBI) and circulars/notices issued there under from time
to time.
• The stock broker, sub-broker and the client shall be bound by all the Rules, Byelaws and
Regulations of the Exchange and circulars/notices issued there under and Rules and Regulations
of SEBI and relevant notifications of Government authorities as may be in force from time to time.
• The client shall satisfy itself of the capacity of the stock broker to deal in securities and/or deal in
derivatives contracts and wishes to execute its orders through the stock broker and the client shall
from time to time continue to satisfy itself of such capability of the stock broker before executing
orders through the stock broker.
• The stock broker shall continuously satisfy itself about the genuineness and financial soundness
of the client and investment objectives relevant to the services to be provided.
• The stock broker shall take steps to make the client aware of the precise nature of the Stock
broker’s liability for business to be conducted, including any limitations, the liability and the
capacity in which the stock broker acts.
• The sub-broker shall provide necessary assistance and co-operate with the stock broker in all its
dealings with the client(s).
1. CLIENTINFORMATION
• The client shall furnish all such details in full as are required by the stock broker in “Account
Opening Form” with supporting details, made mandatory by stock exchanges/SEBI from time to
time.
• The client shall familiarize himself with all the mandatory provisions in the Account Opening
documents. Any additional clauses or documents specified by the stock broker shall be non-
mandatory, as per terms & conditions accepted by the client.
• The client shall immediately notify the stock broker in writing if there is any change in the
information in the ‘account opening form’ as provided at the time of account opening and
thereafter; including the information on winding up petition/insolvency petition or any litigation
which may have material bearing on his capacity. The client shall provide/update the financial
information to the stock broker on a periodic basis.

Date: 2023-05-08 17:11:22 IST
ACCOUNT
OPENING FORM
• The stock broker and sub-broker shall maintain all the details of the client as mentioned in the
account opening form or any other information pertaining to the client, confidentially and that they
shall not disclose the same to any person/authority except as required under any law/regulatory
requirements. Provided however that the stock broker may so disclose information about his client
to any person or authority with the express permission of the client.
1. MARGINS
• The client shall pay applicable initial margins, withholding margins, special margins or such other
margins as are considered necessary by the stock broker or the Exchange or as may be directed
by SEBI from time to time as applicable to the segment(s) in which the client trades. The stock
broker is permitted in its sole and absolute discretion to collect additional margins (even though not
required by the Exchange, Clearing House/Clearing Corporation or SEBI) and the client shall be
obliged to pay such margins within the stipulated time.
• The client understands that payment of margins by the client does not necessarily imply complete
satisfaction of all dues. In spite of consistently having paid margins, the client may, on the settlement
of its trade, be obliged to pay (or entitled to receive) such further sums as the contract may dictate/
require The client understands that payment of margins by the client does not necessarily imply
complete satisfaction of all.
2. TRANSACTIONS AND SETTLEMENTS
• The client shall give any order for buy or sell of a security / derivatives contract in writing or in such
form or manner, as may be mutually agreed between the client and the stock broker. The stock
broker shall ensure to place orders and execute the trades of the client, only in the Unique Client
Code assigned to that client.
• The stock broker shall inform the client and keep him apprised about trading / settlement cycles,
delivery / payment schedules, any changes therein from time to time, and it shall be the responsibility
in turn of the client to comply with such schedules/ procedures of the relevant stock exchange
where the trade is executed.
• The stock broker shall ensure that the money / securities deposited by the client shall be kept in
a separate account, distinct from his / its own account or account of any other client and shall not
be used by the stock broker for himself/itself or for any other client or for any purpose other than
the purposes mentioned in Rules, Regulations, circulars, notices, guidelines of SEBI and/or Rules,
Regulations, Bye- laws, circulars and notices of Exchange.

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
• Where the Exchange(s) cancels trade(s) suo moto all such trades including the trade/s done on
behalf of the client shall ipso facto stand cancelled, stock broker shall be entitled to cancel the
respective contract(s) with client(s).
• The transactions executed on the Exchange are subject to Rules, Bye laws and Regulations and
circulars / notices issued thereunder of the Exchanges where the trade is executed and all parties
to such trade shall have submitted to the jurisdiction of such court as may be specified by the
Byelaws and Regulations of the Exchanges where the trade is executed for the purpose of giving
effect to the provisions of the Rules, Byelaws and Regulations of the Exchanges and the circulars/
notices issued thereunder.
3. BROKERAGE
• The Client shall pay to the stock broker brokerage and statutory levies as are prevailing from
time to time and as they apply to the Client’s account, transactions and to the services that stock
broker renders to the Client. The stock broker shall not charge brokerage more than the maximum
brokerage permissible as per the rules, regulations and bye-laws of the relevant stock exchanges
and/or rules and regulations of SEBI.
4. LIQUIDATION AND CLOSE OUT OF POSITION
• Without prejudice to the stock broker’s other rights (including the right to refer a matter to arbitration),
the client understands that the stock broker shall be entitled to liquidate/close out all or any of the
client’s positions for non-payment of margins or other amounts, outstanding debts, etc. and adjust
the proceeds of such liquidation/close out, if any, against the client’s liabilities/obligations. Any and
all losses and financial charges on account of such liquidation/closing-out shall be charged to and
borne by the client.
• In the event of death or insolvency of the client or his / its otherwise becoming incapable of receiving
and paying for or delivering or transferring securities which the client has ordered to be bought or
sold, stock broker may close out the transaction of the client and claim losses, if any, against the
estate of the client. The client or his nominees, successors, heirs and assignee shall be entitled to
any surplus which may result there from. The client shall note that transfer of funds/securities in
favor of a Nominee shall be valid discharge by the stock broker against the legal heir.
• The stock broker shall bring to the notice of the relevant Exchange the information about default
in payment / delivery and related aspects by a client. In case where defaulting client is a corporate
entity / partnership / proprietary firm or any other artificial legal entity, then the name(s) of Director(s)/
Promoter(s)/Partner(s)/Proprietor as the case may be, shall also be communicated by the stock
broker to the relevant Exchange(s).

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
5. DISPUTE RESOLUTION
• The stock broker shall provide the client with the relevant contact details of the concerned Exchanges
and SEBI.
• The stock broker shall co-operate in redressing grievances of the client in respect of all transactions
routed through it and in removing objections for bad delivery of shares, rectification of bad delivery,
etc. 24.The client and the stock broker shall refer any claims and / or disputes with respect to
deposits, margin money, etc., to arbitration as per the Rules, Byelaws and Regulations of the
Exchanges where the trade is executed and circulars/notices issued thereunder as may be in force
from time to time. 25.The stock broker shall ensure faster settlement of any arbitration proceedings
arising out of the transactions entered into between him vis-à-vis the client and he shall be liable to
implement the arbitration awards made in such proceedings.
• The client / stock-broker understands that the instructions issued by an authorized representative
for dispute resolution, if any, of the client / stock-broker shall be binding on the client / stock-
broker in accordance with the letter authorizing the said representative to deal on behalf of the
said client / stock broker.
6. TERMINATION OF RELATIONSHIP
• This relationship between the stock broker and the client shall be terminated; if the stock broker for
any reason ceases to be a member of the stock exchange including cessation of membership by
reason of the stock broker’s default, death, resignation or expulsion or if the certificate is cancelled
by the Board.
• The stock broker, sub-broker and the client shall be entitled to terminate the relationship between
them without giving any reasons to the other party, after giving notice in writing of not less than one
month to the other parties. Notwithstanding any such termination, all rights, liabilities and obligations
of the parties arising out of or in respect of transactions entered into prior to the termination of this
relationship shall continue to subsist and vest in/be binding on the respective parties or his/its
respective heirs, executors, administrators, legal representatives or successors, as the case may
be.
• In the event of demise / insolvency of the sub-broker or the cancellation of his / its registration with
the Board or / withdrawal of recognition of the sub-broker by the stock exchange and/or termination
of the agreement with the sub broker by the stock broker, for any reason whatsoever, the client
shall be informed of such termination and the client shall be deemed to be the direct client of
the stock broker and all clauses in the ‘Rights and Obligations’ document(s) governing the stock
broker, sub-broker and client shall continue to be in force as it is, unless the client intimates to the
stock broker his/its intention to terminate their relationship by giving a notice in writing of not less
than one month.

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
7. ADDITIONAL RIGHTS AND OBLIGATIONS

• The stock broker shall ensure due protection to the client regarding client’s rights to dividends,
rights or bonus shares, etc. in respect of transactions routed through it and it shall not do anything
which is likely to harm the interest of the client with whom and for whom they may have had
transactions in securities.
• The stock broker and client shall reconcile and settle their accounts from time to time as per the
Rules, Regulations, Bye Laws, Circulars, Notices and Guidelines issued by SEBI and the relevant
Exchanges where the trade is executed.
• The stock broker shall issue a contract note to his constituents for trades executed in such format
as may be prescribed by the Exchange from time to time containing records of all transactions
including details of order number, trade number, trade time, trade price, trade quantity, details of the
derivatives contract, client code, brokerage, all charges levied etc. and with all other relevant details
as required therein to be filled in and issued in such manner and within such time as prescribed by
the Exchange. The stock broker shall send contract notes to the investors within one working day
of the execution of the trades in hard copy and/or in electronic form using digital signature.
• The stock broker shall make pay out of funds or delivery of securities, as the case may be, to the
Client within one working day of receipt of the payout from the relevant Exchange where the trade
is executed unless otherwise specified by the client and subject to such terms and conditions as
may be prescribed by the relevant Exchange from time to time where the trade is executed.
• The stock broker shall send a complete ‘Statement of Accounts’ for both funds and securities in
respect of each of its clients in such periodicity and format within such time, as may be prescribed
by the relevant Exchange, from time to time, where the trade is executed. The Statement shall also
state that the client shall report errors, if any, in the Statement within such time as may be
prescribed by the relevant Exchange from time to time where the trade was executed, from the
receipt thereof to the Stock broker.
• The stock broker shall send daily margin statements to the clients. Daily Margin statement should
include, inter-alia, details of collateral deposited, collateral utilized and collateral status (available
balance/due from client) with break up in terms of cash, Fixed Deposit Receipts (FDRs), Bank
Guarantee and securities.
• The Client shall ensure that it has the required legal capacity to, and is authorized to, enter into the
relationship with stock broker and is capable of performing his obligations and undertakings
hereunder. All actions required to be taken to ensure compliance of all the transactions, which the
Client may enter into shall be completed by the Client prior to such transaction being entered into.

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
8. ELECTRONIC CONTRACT NOTES (ECN)

• In case, client opts to receive the contract note in electronic form, he shall provide an appropriate
e-mail id
• to the stock broker. The client shall communicate to the stock broker any change in the email-id
through a physical letter. If the client has opted for internet trading, the request for change of email
id may be made through the secured access by way of client specific user id and password.
• The stock broker shall ensure that all ECNs sent through the e-mail shall be digitally signed,
encrypted, non-tamperable and in compliance with the provisions of the IT Act, 2000. In case, ECN
is sent through e mail as an attachment, the attached file shall also be secured with the digital
signature, encrypted and non tamperable.
• The client shall note that non-receipt of bounced mail notification by the stock broker shall amount
to delivery of the contract note at the e-mail ID of the client.
• The stock broker shall retain ECN and acknowledgement of the e-mail in a soft and non-tamperable
form in the manner prescribed by the exchange in compliance with the provisions of the IT Act, 2000
and as per the extant rules/regulations/circulars/ guidelines issued by SEBI/ Stock Exchanges from
time to time. The proof of delivery i.e., log report generated by the system at the time of sending
the contract notes shall be maintained by the stock broker for the specified period under the extant
regulations of SEBI/stock exchanges. The log report shall provide the details of the contract notes
that are not delivered to the client/e-mails rejected or bounced back. The stock broker shall take
all possible steps to ensure receipt of notification of bounced mails by him at all times within the
stipulated time period under the extant regulations of SEBI/stock exchanges.
• The stock broker shall continue to send contract notes in the physical mode to such clients who
do not opt to receive the contract notes in the electronic form. Wherever the ECNs have not been
delivered to the client or has been rejected (bouncing of mails) by the e-mail ID of the client, the
stock broker shall send a physical contract note to the client within the stipulated time under the
extant regulations of SEBI/ stock exchanges and maintain the proof of delivery of such physical
contract notes.
• In addition to the e-mail communication of the ECNs to the client, the stock broker shall simultaneously
publish the ECN on his designated web-site, if any, in a secured way and enable relevant access
to the clients and for this purpose, shall allot a unique user name and password to the client, with
an option to the client to save the contract note electronically and/or take a print out of the same.

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
9. LAW AND JURISDICTION

• In addition to the specific rights set out in this document, the stock broker, sub-broker and the client
shall be entitled to exercise any other rights which the stock broker or the client may have under
the Rules, Bye laws and Regulations of the Exchanges in which the client chooses to trade and
circulars/notices issued thereunder or Rules and Regulations of SEBI.
• The provisions of this document shall always be subject to Government notifications, any rules,
regulations, guidelines and circulars / notices issued by SEBI and Rules, Regulations and Bye
laws of the relevant stock exchanges, where the trade is executed, that may be in force from time
to time.
• The stock broker and the client shall abide by any award passed by the Arbitrator(s) under the
Arbitration and Conciliation Act, 1996. However, there is also a provision of appeal within the stock
exchanges, if either party is not satisfied with the arbitration award.
• Words and expressions which are used in this document but which are not defined herein shall,
unless the context otherwise requires, have the same meaning as assigned thereto in the Rules,
Byelaws and Regulations and circulars/notices issued thereunder of the Exchanges/SEBI.
• All additional voluntary clauses / document added by the stock broker should not be in contravention
with rules / regulations / notices / circulars of Exchanges/SEBI. Any changes in such voluntary
clauses/document need to be preceded by a notice of 15 days. Any changes in the rights and
obligations which are specified by Exchanges/SEBI shall also be brought to the notice of the clients.
• If the rights and obligations of the parties hereto are altered by virtue of change in Rules and
regulations of SEBI or Bye-laws, Rules and Regulations of the relevant stock Exchanges where the
trade is executed, such changes shall be deemed to have been incorporated herein in modification
of the rights and obligations of the parties mentioned in this document.

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Voluntary undertaking /authorization; With respect to Member-Constituent Relationship and

Mandatory and Voluntary (optional) Documents executed between us,
(All the clauses mentioned in the ‘Rights and Obligations’ document(s) shall be applicable. Additionally,
the clauses mentioned herein shall also be applicable.)
• Stock broker is eligible for providing Internet based trading (IBT) and securities trading through the
use of wireless technology that shall include the use of devices such as mobile phone, laptop with
data card, etc. which use Internet Protocol (IP). The stock broker shall comply with all requirements
applicable to internet based trading/securities trading using wireless technology as may be specified
by SEBI & the Exchanges from time to time.
• The client is desirous of investing/trading in securities and for this purpose, the client is desi rous
of using either the internet based trading facility or the facility for securities trading through use of
wireless technology. The Stock broker shall provide the Stock broker’s IBT Service to the Client,
and the Client shall avail of the Stock broker’s IBT Service, on and subject to SEBI/Exchanges
Provisions and the terms and conditions specified on the Stock broker’s IBT Web Site provided that
they are in line with the norms prescribed by Exchanges/SEBI.
• The stock broker shall bring to the notice of client the features, risks, responsibilities, obligations
and liabilities associated with securities trading through wireless technology/internet/smart order
routing or any other technology should be brought to the notice of the client by the stock broker.
• The stock broker shall make the client aware that the Stock Broker’s IBT system itself generates the
initial password and its password policy as stipulated in line with norms prescribed by Exchanges/
SEBI. The Client shall be responsible for keeping the Username and Password confidential and
secure and shall be solely responsible for all orders entered and transactions done by any person
whosoever through the Stock broker’s IBT System using the Client’s Username and/or Password
whether or not such person was authorized to do so. Also the client is aware that authentication
technologies and strict security measures are required for the internet trading/securities trading
through wireless technology through order routed system and undertakes to ensure that the
password of the client and/or his authorized representative are not revealed to any third-party
including employees and dealers of the stock broker.
• The Client shall immediately notify the Stock broker in writing if he forgets his password, discovers
security flaw in Stock Broker’s IBT System, discovers/suspects discrepancies/ unauthorized access
through his username/password/account with full details of such unauthorized use, the date, the
manner and the transactions effected pursuant to such unauthorized use, etc.
• The Client is fully aware of and understands the risks associated with availing of a service for
routing orders over the internet/securities trading through wireless technology and Client shall be
fully liable and responsible for any and all acts done in the Client’s Username/ password in any
manner whatsoever.

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• The stock broker shall send the order/trade confirmation through email to the client at his request.
The client is aware that the order/ trade confirmation is also provided on the web portal. In case
client is trading using wireless technology, the stock broker shall send the order/trade confirmation
on the device of the client.
• The client is aware that trading over the internet involves many uncertain factors and complex
hardware, software, systems, communication lines, peripherals, etc. are susceptible to interruptions
and dislocations. The Stock broker and the Exchange do not make any representation or warranty
that the Stock broker’s IBT Service will be available to the Client at all times without any interruption.
• The Client shall not have any claim against the Exchange or the Stock broker on account of any
suspension, interruption, non-availability or malfunctioning of the Stock broker’s IBT System or
Service or the Exchange’s service or systems or non-execution of his orders due to any link/system
failure at the Client/Stock brokers/Exchange end for any reason beyond the control of the stock
broker/Exchanges.
RIGHTS & OBLIGATIONS OF BENEFICIAL OWNER & DEPOSITORY PARTICIPANT as pre-

scribed by SEBI & Stock Exchanges
1. GENERAL CLAUSE
• The Beneficial Owner and the Depository participant (DP) shall be bound by the provisions of
the Depositories Act, 1996, SEBI (Depositories and Participants) Regulations, 1996, Rules and
Regulations of Securities and Exchange Board of India (SEBI), Circulars / Notifications / Guidelines
issued there under, Bye Laws and Business Rules/Operating Instructions issued by the Depositories
and relevant notifications of Government Authorities as may be in force from time to time.
• The DP shall open/activate depository participant of a beneficial owner in the depository system
only after receipt of complete Account opening form, KYC and supporting documents as specified
by SEBI from time to time. Beneficial Owner information.
• The DP shall maintain all the details of the beneficial owner(s) as mentioned in the account opening
form, supporting documents submitted by them and/or any other information pertaining to the
beneficial owner confidentially and shall not disclose the same to any person except as required
by any statutory, legal or regulatory authority in this regard.
• The Beneficial Owner shall immediately notify the DP in writing, if there is any change in details
provided in the account opening form as submitted to the DP at the time of opening the depository
participant or furnished to the DP from time to time.

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2. FEES/CHARGES/TARIFF
• The Beneficial Owner shall pay such charges to the DP for the purpose of holding and transfer of
securities in dematerialized form and for availing depository services as may be agreed to from
time to time between the DP and the Beneficial Owner as set out in the Tariff Sheet provided by
the DP. It may be informed to the Beneficial Owner that “no charges are payable for opening of
depository participants.”
• In case of Basic Services Depository participants, the DP shall adhere to the charge structure as
laid down under the relevant SEBI and/or Depository circulars / directions / notifications issued
from time to time.
• The DP shall not increase any charges/tariff agreed upon unless it has given a notice in writing
of not less than thirty days to the Beneficial Owner regarding the same.
3. DEMATERIALIZATION
• The Beneficial Owner shall have the right to get the securities, which have been admitted on the
Depositories, dematerialized in the form and manner laid down under the Bye Laws, Business
Rules and Operating Instructions of the depositories.
4. SEPARATE ACCOUNTS
• The DP shall open separate accounts in the name of each of the beneficial owners and securities
of each beneficial owner shall be segregated and shall not be mixed up with the securities of
other beneficial owners and/or DP’s own securities held in dematerialized form.
• The DP shall not facilitate the Beneficial Owner to create or permit any pledge and / or
hypothecation or any other interest or encumbrance over all or any of such securities submitted for
dematerialization and/or held in depository participant except in the form and manner prescribed
in the Depositories Act, 1996, SEBI (Depositories and Participants) Regulations, 1996 and Bye-
Laws/Operating Instructions/ Business Rules of the Depositories.
5. TRANSFER OF SECURITIES
• The DP shall effect transfer to and from the depository participants of the Beneficial Owner only
on the basis of an order, instruction, direction or mandate duly authorized by the Beneficial Owner
and the DP shall maintain the original documents and the audit trail of such authorizations.
• The Beneficial Owner reserves the right to give standing instructions with regard to the crediting
of securities in his depository participant and the DP shall act according to such instructions.
6. STATEMENT OF ACCOUNT
• The DP shall provide statements of accounts to the beneficial owner in such form and manner
and at such time as agreed with the Beneficial Owner and as specified by SEBI / depository in
this regard.

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• However, if there is no transaction in the depository participant, or if the balance has become
Nil during the year, the DP shall send one physical statement of holding annually to such BOs
and shall resume sending the transaction statement as and when there is a transaction in the
account.
• The DP may provide the services of issuing the statement of depository participants in an
electronic mode if the Beneficial Owner so desires. The DP will furnish to the Beneficial Owner
the statement of depository participants under its digital signature, as governed under the
Information Technology Act, 2000. However if the DP does not have the facility of providing the
statement of depository participant in the electronic mode, then the Participant shall be obliged
to forward the statement of depository participants in physical form.
• In case of Basic Services Depository participants, the DP shall send the transaction statements
as mandated by SEBI and / or Depository from time to time.
7. MANNER OF CLOSURE OF DEPOSITORY PARTICIPANT
• The DP shall have the right to close the depository participant of the Beneficial Owner, for any
reasons whatsoever, provided the DP has given a notice in writing of not less than thirty days to
the Beneficial Owner as well as to the Depository. Similarly, the Beneficial Owner shall have the
right to close his/her depository participant held with the DP provided no charges are payable
by him/her to the DP. In such an event, the Beneficial Owner shall specify whether the balances
in their depository participant should be transferred to another depository participant of the
Beneficial Owner held with another DP or to rematerialize the security balances held.
• Based on the instructions of the Beneficial Owner, the DP shall initiate the procedure for
transferring such security balances or rematerialize such security balances within a period of
thirty days as per procedure specified from time to time by the depository. Provided further,
closure of depository participant shall not affect the rights, liabilities and obligations of either the
Beneficial Owner or the DP and shall continue to bind the parties to their satisfactory completion.
8. DEFAULT IN PAYMENT OF CHARGES
• In event of Beneficial Owner committing a default in the payment of any amount provided in
Clause 5 & 6 within a period of thirty days from the date of demand, without prejudice to the right
of the DP to close the depository participant of the Beneficial Owner, the DP may charge interest
at a rate as specified by the Depository from time to time for the period of such default.
• In case the Beneficial Owner has failed to make the payment of any of the amounts as provided
in Clause 5 & 6 specified above, the DP after giving two days’ notice to the Beneficial Owner shall
have the right to stop processing of instructions of the Beneficial Owner till such time he makes
the payment along with interest, if any.

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9. LIABILITY OF THE DEPOSITORY

• As per Section 16 of Depositories Act, 1996, a. Without prejudice to the provisions of any other
law for the time being in force, any loss caused to the beneficial owner due to the negligence of
the depository or the participant, the depository shall indemnify such beneficial owner. b. Where
the loss due to the negligence of the participant under Clause (1) above, is indemnified by the
depository, the depository shall have the right to recover the same from such participant.
10. FREEZING/ DEFREEZING OF ACCOUNTS
• The Beneficial Owner may exercise the right to freeze / defreeze his / her depository participant
maintained with the DP in accordance with the procedure and subject to the restrictions laid
down under the Bye Laws and Business Rules/Operating Instructions.
• The DP or the Depository shall have the right to freeze / defreeze the accounts of the Beneficial
Owners on receipt of instructions received from any regulator or court or any statutory authority.
11. REDRESSAL OF INVESTOR GRIEVANCE
• The DP shall redress all grievances of the Beneficial Owner against the DP within a period of
thirty days from the date of receipt of the complaint.
12. AUTHORIZED REPRESENTATIVE
• If the Beneficial Owner is a body corporate or a legal entity, it shall, along with the account opening
form, furnish to the DP, a list of officials authorized by it, who shall represent and interact on its
behalf with the Participant. Any change in such list including additions, deletions or alterations
thereto shall be forthwith communicated to the Participant.
13. LAW AND JURISDICTION
• In addition to the specific rights set out in this document, the DP and the Beneficial owner shall be
entitled to exercise any other rights which the DP or the Beneficial Owner may under the Rules,
Bye Laws and Regulations of the respective Depository in which the depository participant is
opened and circulars/notices issued there under or Rules and Regulations of SEBI.
• The provisions of this document shall always be subject to Government notification, any rules,
regulations, guidelines and circulars / notices issued by SEBI and Rules, Regulations and Bye-
laws of the relevant Depository, where the Beneficial Owner maintains his/ her account, that may
be in force from time to time.
• The Beneficial Owner and the DP shall abide by the arbitration and conciliation procedure
prescribed under the Bye-laws of the depository and that such procedure shall be applicable to
any disputes between the DP and the Beneficial Owner.

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• Words and expressions which are used in this document but which are not defined herein shall
unless the context otherwise requires, have the same meanings as assigned thereto in the
Rules, Bye-laws and Regulations and circulars/notices issued there under by the depository and
/or SEBI.
• Any changes in the rights and obligations which are specified by SEBI / Depositories shall also
be brought to the notice of the clients at once.
• If the rights and obligations of the parties hereto are altered by virtue of change in Rules and
regulations of SEBI or Bye-laws, Rules and Regulations of the relevant Depository, where the
Beneficial Owner maintains his/her account, such changes shall be deemed to have been
incorporated herein in modification of the rights and obligations of the parties mentioned in this
document.

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Risk Disclosure Document
This document contains important information on trading in Equities/Derivatives Segments of the

stock exchanges. All prospective constituents should read this document before trading in Equities/
Derivatives Segments of the Exchanges. Stock exchanges/SEBI does neither singly or jointly and
expressly nor impliedly guarantee nor make any representation concerning the completeness, the
adequacy or accuracy of this disclosure document nor have Stock exchanges /SEBI endorsed or
passed any merits of participating in the trading segments. This brief statement does not disclose
all the risks and other significant aspects of trading. In the light of the risks involved, you should
undertake transactions only if you understand the nature of the relationship into which you are
entering and the extent of your exposure to risk.
You must know and appreciate that trading in Equity shares, derivatives contracts or other instruments
traded on the Stock Exchange, which have varying element of risk, is generally not an appropriate
avenue for someone of limited resources/limited investment and/or trading experience and low risk
tolerance. You should therefore carefully consider whether such trading is suitable for you in the light
of your financial condition. In case you trade on Stock exchanges and suffer adverse consequences
or loss, you shall be solely responsible for the same and Stock exchanges/its Clearing Corporation
and/or SEBI shall not be responsible, in any manner whatsoever, for the same and it will not be
open for you to take a plea that no adequate disclosure regarding the risks involved was made or
that you were not explained the full risk involved by the concerned stock broker. The constituent
shall be solely responsible for the consequences and no contract can be rescinded on that account.
You must acknowledge and accept that there can be no guarantee of profits or no exception from
losses while executing orders for purchase and/or sale of a derivative contract being traded on Stock
exchanges.
It must be clearly understood by you that your dealings on Stock exchanges through a stock broker
shall be subject to your fulfilling certain formalities set out by the stock broker, which may inter alia
include your filling the know your client form, reading the rights and obligations, do’s and don’ts, etc.,
and are subject to the Rules, Byelaws and Regulations of relevant Stock exchanges, its Clearing
Corporation, guidelines prescribed by SEBI and in force from time to time and Circulars as may be
issued by Stock exchanges or its Clearing Corporation and in force from time to time.
Stock exchanges does not provide or purport to provide any advice and shall not be liable to any
person who enters into any business relationship with any stock broker of Stock exchanges and/
or any third party based on any information contained in this document. Any information contained
in this document must not be construed as business advice. No consideration to trade should be
made without thoroughly understanding and reviewing the risks involved in such trading. If you are
unsure, you must seek professional advice on the same. In considering whether to trade or authorize
someone to trade for you, you should be aware of or must get acquainted with the following:

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1. BASIC RISKS:
• Risk of Higher Volatility: Volatility refers to the dynamic changes in price that a security/derivatives
contract undergoes when trading activity continues on the Stock Exchanges. Generally, higher
the volatility of a security/derivatives contract, greater is its price swings. There may be normally
greater volatility in thinly traded securities / derivatives contracts than in active securities /
derivatives contracts. As a result of volatility, your order may only be partially executed or not
executed at all, or the price at which your order got executed may be substantially different from
the last traded price or change substantially thereafter, resulting in notional or real losses.
• Risk of Lower Liquidity: Liquidity refers to the ability of market participants to buy and/or sell
securities/derivatives contracts expeditiously at a competitive price and with minimal price
difference. Generally, it is assumed that more the numbers of orders available in a market, greater
is the liquidity. Liquidity is important because with greater liquidity, it is easier for investors to buy
and/or sell securities / derivatives contracts swiftly and with minimal price difference, and as a
result, investors are more likely to pay or receive a competitive price for securities / derivatives
contracts purchased or sold. There may be a risk of lower liquidity in some securities / derivatives
contracts as compared to active securities / derivatives contracts. As a result, your order may
only be partially executed, or may be executed with relatively greater price difference or may not
be executed at all.
• Buying or selling securities / derivatives contracts as part of a day trading strategy may also
result into losses, because in such a situation, securities / derivatives contracts may have to be
sold / purchased at low / high prices, compared to the expected price levels, so as not to have
any open position or obligation to deliver or receive a security / derivatives contract.
• Risk of Wider Spreads: Spread refers to the difference in best buy price and best sell price.
It represents the differential between the price of buying a security / derivatives contract and
immediately selling it or vice versa. Lower liquidity and higher volatility may result in wider than
normal spreads for less liquid or illiquid securities / derivatives contracts. This in turn will hamper
better price formation.
• Risk-reducing orders: The placing of orders (e.g. “stop loss” orders, or “limit” orders) which are
intended to limit losses to certain amounts may not be effective many a time because rapid
movement in market conditions may make it impossible to execute such orders.
A A “market” order will be executed promptly, subject to availability of orders on opposite side,
without regard to price and that, while the customer may receive a prompt execution of a “market
“order, the execution may be at available prices of outstanding orders, which satisfy the order
quantity, on price time priority. It may be understood that these prices may be significantly different
from the last traded price or the best price in that security / derivatives contract.

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B A “limit” order will be executed only at the “limit”; price specified for the order or a better price.
However, while the customer receives price protection, there is a possibility that the order may
not be executed at all.
C A stop loss order is generally placed “away”; from the current price of a stock / derivatives
contract, and such order gets activated if and when the security / derivatives contract reaches, or
trades through, the stop price. Sell stop orders are entered ordinarily below the current price and
buy stop orders are entered ordinarily above the current price. When the security / derivatives
contract reaches the pre - determined price, or trades through such price, the stop loss order
converts to a market/limit order and is executed at the limit or better. There is no assurance
therefore that the limit order will be executable since a security / derivatives contract might
penetrate the pre- determined price, in which case, the risk of such order not getting executed
arises, just as with a regular limit order.
• Risk of News Announcements: News announcements that may impact the price of stock /
derivatives contract may occur during trading, and when combined with lower liquidity and higher
volatility, may suddenly cause an unexpected positive or negative movement in the price of the
security/contract.
• Risk of Rumors: Rumors about companies / currencies at times float in the market through word
of mouth, newspapers, websites or news agencies, etc. The investors should be wary of and
should desist from acting on rumors.
• System Risk: High volume trading will frequently occur at the market opening and before market
close. Such high volumes may also occur at any point in the day. These may cause delays in
order execution or confirmation.
A During periods of volatility, on account of market participants continuously modifying
their order quantity or prices or placing fresh orders, there may be delays in order execution
and its confirmations.
B Under certain market conditions, it may be difficult or impossible to liquidate a position in the
market at a reasonable price or at all, when there are no outstanding orders either on the
buy side or the sell side, or if trading is halted in a security / derivatives contract due to any
action on account of unusual trading activity or security / derivatives contract hitting circuit
filters or for any other reason.
• System/Network Congestion: Trading on exchanges is in electronic mode, based on satellite/
leased line based communications, combination of technologies and computer systems to place
and route orders. Thus, there exists a possibility of communication failure or system problems or
slow or delayed response from system or trading halt, or any such other problem/ glitch whereby
not being able to establish access to the trading system/network, which may be beyond control
and may result in delay in processing or not processing buy or sell orders either in part or in full.

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You are cautioned to note that although these problems may be temporary in nature, but when
you have outstanding open positions or unexecuted orders, these represent a risk because of
your obligations to settle all executed transactions.
• As far as Derivatives segments are concerned, please note and get yourself acquainted with the
following additional features:
A Effect of Leverage & Gearing In the derivatives market, the amount of margin is small
relative to the value of the derivatives contract so the transactions are Derivatives trading,
which is conducted with a relatively small amount of margin, provides the possibility of great
profit or loss in comparison with the margin amount. But transactions in derivatives carry a
high degree of risk. You should therefore completely understand the following statements
before actually trading in derivatives and also trade with caution while taking into account
ones circumstances, financial resources, etc. If the prices move against you, you may lose
a part of or whole margin amount in a relatively short period of time. Moreover, the loss may
exceed the original margin amount.
• Futures trading involve daily settlement of all positions. Every day the open positions are
marked to market based on the closing level of the index / derivatives contract. If the contract
has moved against you, you will be required to deposit the amount of loss (notional)
resulting from such movement. This amount will have to be paid within a stipulated time
frame, generally before commencement of trading on next day.
• If you fail to deposit the additional amount by the deadline or if an outstanding debt occurs in
your account, the stock broker may liquidate a part of or the whole position or substitute
securities. In this case, you will be liable for any losses incurred due to such close-outs.
• Under certain market conditions, an investor may find it difficult or impossible to execute
transactions. For example, this situation can occur due to factors such as illiquidity i.e. when
there are insufficient bids or offers or suspension of trading due to price limit or circuit
breakers etc.
• In order to maintain market stability, the following steps may be adopted: changes in the
margin rate, increases in the cash margin rate or others. These new measures may also be
applied to the existing open interests. In such conditions, you will be required to put up
additional margins or reduce your positions.
• You must ask your broker to provide the full details of derivatives contracts you plan to trade
i.e. the contract specifications and the associated obligations.
B Currency specific risks: The profit or loss in transactions in foreign currency-denominated
contracts, whether they are traded in your own or another jurisdiction, will be affected by
fluctuations in currency rates where there is a need to convert from the currency
denomination of the contract to another currency.

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1. Under certain market conditions, you may find it difficult or impossible to liquidate a position.
This can occur, for example when a currency is deregulated or fixed trading bands are
widened.
2. Currency prices are highly volatile. Price movements for currencies are influenced by,
among other things: changing supply-demand relationships; trade, fiscal, monetary,
exchange control programs and policies of governments; foreign political and economic
events and policies; changes in national and international interest rates and inflation;
currency devaluation; and sentiment of the market place. None of these factors can be
controlled by any individual advisor and no assurance can be given that an advisors; advice
will result in profitable trades for a participating customer or that a customer will not incur
losses from such events.
C Risk of Option holders:
1. An option holder runs the risk of losing the entire amount paid for the option in a relatively
short period of time. This risk reflects the nature of an option as a wasting asset which
becomes worthless when it expires. An option holder who neither sells his option in the
secondary market nor exercises it prior to its expiration will necessarily lose his entire
investment in the option. If the price of the underlying does not change in the anticipated
direction before the option expires, to an extent sufficient to cover the cost of the option, the
investor may lose all or a significant part of his investment in the option.
2. The Exchanges may impose exercise restrictions and have absolute authority to restrict the
exercise of options at certain times in specified circumstances.
D Risks of Option Writers:
1. If the price movement of the underlying is not in the anticipated direction, the option writer
runs the risks of losing substantial amount.
2. The risk of being an option writer may be reduced by the purchase of other options on the
same underlying interest and thereby assuming a spread position or by acquiring other
types of hedging positions in the options markets or other markets. However, even where
the writer has assumed a spread or other hedging position, the risks may still be significant.
A spread position is not necessarily less risky than a simple long or &short & position.
3. Transactions that involve buying and writing multiple options in combination or buying or
writing options in combination with buying or selling short the underlying interests, present
additional risks to investors. Combination transactions, such as option spreads, are more
complex than buying or writing a single option. And it should be further noted that, as in any
area of investing, a complexity not well understood is, in itself, a risk factor. While this is not to
suggest that combination strategies should not be considered, it is advisable, as is the case
with all investments in options, to consult with someone who is experienced and
knowledgeable with respect to the risks and potential rewards of combination transactions
under various market circumstances.
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• TRADING THROUGH WIRELESS TECHNOLOGY/ SMART ORDER ROUTING OR

ANY OTHER TECHNOLOGY:
Any additional provisions defining the features, risks, responsibilities, obligations and liabilities
associated with securities trading through wireless technology/smart order routing or any other
technology should be brought to the notice of the client by the stock broker.
• GENERAL
A The term ‘constituent’ shall mean and include a client, a customer or an investor, who deals with
a stock broker for the purpose of acquiring and/or selling of securities / derivatives contracts
through the mechanism provided by the Exchanges.
B The term ‘stockbroker’ shall mean and include a stock broker, a broker or a stock broker, who
has been admitted as such by the Exchanges and who holds a registration certificate from SEBI.

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GUIDANCE NOTE - DO’s AND DON’Ts FOR TRADING ON THE EXCHANGE(S) FOR INVESTORS
BEFORE YOU BEGIN TO TRADE

• Ensure that you deal with and through only SEBI registered intermediaries. You may check
their SEBI registration certificate number from the list available on the Stock exchanges
www. exchange.com and SEBI website www.sebi.gov.in.
• Ensure that you fill the KYC form completely and strike off the blank fields in the KYC form.
• Ensure that you have read all the mandatory documents viz. Rights and Obligations, Risk
Disclosure Document, Policy and Procedure document of the stock broker.
• Ensure to read, understand and then sign the voluntary clauses, if any, agreed between you
and the stock broker. Note that the clauses as agreed between you and the stock broker
cannot be changed without your consent.
• Get a clear idea about all brokerage, commissions, fees and other charges levied by the
broker on you for trading and the relevant provisions/ guidelines specified by SEBI/ Stock
exchanges.
• Obtain a digital copy of all the documents executed by you from the stock broker free of charge.
• In case you wish to execute Power of Attorney (POA) in favour of the Stock broker,
authorizing it to operate your bank and depository participant, please refer to the guidelines
issued by SEBI/ Exchanges in this regard.
TRANSACTIONS AND SETTLEMENTS
• The stock broker may issue electronic contract notes (ECN) if specifically authorized by you
in writing. You should provide your email-id to the stock broker for the same. Don’t opt for
ECN if you are not familiar with computers.
• Don’t share your internet trading account’s password with anyone.
• Don’t make any payment in cash to the stock broker.
• Make the payments by account payee cheque in favour of the stock broker. Don’t issue
cheques in the name of Authorised Person. Ensure that you have a documentary proof of
your payment/deposit of securities with the stock broker, stating date, scrip, quantity,
towards which bank/ depository participant such money or securities deposited and from
which bank/ depository participant.
• Note that facility of Trade Verification is available on stock exchanges’ websites, where
details of trade as mentioned in the contract note may be verified. Where trade details on
the website do not tally with the details mentioned in the contract note, immediately get in
touch with the Investors Grievance Cell of the relevant Stock exchange.

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• In case you have given specific authorization for maintaining running account, payout of
funds or delivery of securities (as the case may be), may not be made to you within one
working day from the receipt of payout from the Exchange. Thus, the stock broker shall
maintain running account for you subject to the following conditions:
A Such authorization from you shall be dated, signed by you only and contains the clause that you
may revoke the same at any time.
B The actual settlement of funds and securities shall be done by the stock broker, at least once in
a calendar quarter or month, depending on your preference. While settling the account, the stock
broker shall send to you a ‘statement of accounts’ containing an extract from the client ledger for
funds and an extract from the register of securities displaying all the receipts/deliveries of funds
and securities. The statement shall also explain the retention of funds and securities and the
details of the pledged shares, if any. c. On the date of settlement, the stock broker may retain
the requisite securities/funds towards outstanding obligations and may also retain the funds
expected to be required to meet derivatives margin obligations for next 5 trading days, calculated
in the manner specified by the exchanges. In respect of cash market transactions, the stock
broker may retain entire pay-in obligation of funds and securities due from clients as on date of
settlement and for next day’s business, he may retain funds/securities/ margin to the extent of
value of transactions executed on the day of such settlement in the cash market. You need to
bring any dispute arising from the statement of account or settlement so made to the notice of the
stock broker in writing preferably within 7 (seven) working days from the date of receipt of funds/
securities or statement, as the case may be. In case of dispute, refer the matter in writing to the
Investors Grievance Cell of the relevant Stock exchanges without delay.
• In case you have not opted for maintaining running account and pay-out of funds/securities is
not received on the next working day of the receipt of payout from the exchanges, please
refer the matter to the stock broker. In case there is dispute, ensure that you lodge a
complaint in writing immediately with the Investors Grievance Cell of the relevant Stock
exchange.
• Please register your mobile number and email id with the stock broker, to receive trade
confirmation alerts/ details of the transactions through SMS or email, by the end of the
trading day, from the stock exchanges.
IN CASE OF TERMINATION OF TRADING MEMBERSHIP
• In case, a stock broker surrenders his membership, is expelled from membership or
declared a defaulter; Stock exchanges gives a public notice inviting claims relating to only
the “transactions executed on the trading system” of Stock exchange, from the investors.
Ensure that you lodge a claim with the relevant Stock exchanges within the stipulated
period and with the supporting documents.

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• Familiarize yourself with the protection accorded to the money and/or securities you may
deposit with your stock broker, particularly in the event of a default or the stock broker’s
insolvency or bankruptcy and the extent to which you may recover such money and/or
securities may be governed by the Bye-laws and Regulations of the relevant Stock
exchange where the trade was executed and the scheme of the Investors’ Protection Fund
in force from time to time.
DISPUTES/COMPLAINTS
• Please note that the details of the arbitration proceedings, penal action against the brokers
and investor complaints against the stock brokers are displayed on the website of the
relevant Stock exchange.
• In case your issue / problem / grievance is not being sorted out by concerned stock broker /
sub-broker then you may take up the matter with the concerned Stock exchange. If you are
not satisfied with the resolution of your complaint then you can escalate the matter to SEBI.
• Note that all the stock broker / sub-brokers have been mandated by SEBI to designate an e-
mail ID ([email protected]) of the grievance redressal division /
compliance officer exclusively for the purpose of registering complaints.

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POLICIES AND PROCEDURES APPLICABLE TO CLIENTS OF INDMONEY PRIVATE LIMITED
FEES AND CHARGES

• INDmoney Private Limited offers trading facility to its clients through app / website. As part of the
services INDmoney Private Limited will charge Platform fees. All charges are available at www.
indmoney.com
REFUSAL OF ORDERS FOR PENNY STOCKS
• INDmoney Private Limited offers trading facility to its clients in all the compulsorily dematerialised
stocks which are listed on the Stock Exchanges. However, INDmoney Private Limited discourages/
restricts trading in penny stocks by the clients as they are susceptible to manipulation and risky for
investors and in turn to INDmoney Private Limited.
• “Penny Stocks” for this purpose shall includes :
1. Stocks appearing in the list of illiquid securities issued by the Exchanges from time to time.
2. Stocks which are highly illiquid and have a low market capitalization and ‘Z’ Group Securities.
3. Any securities as may be restricted for trading by Exchanges.
• Any other securities as may be restricted for trading by INDmoney Private Limited based on its
internal evaluation.
• As a part of Risk Management System, INDmoney Private Limited restricts clients to buy/ sell in
penny stocks only on the basis of 100% upfront margin and on delivery basis. Also INDmoney
Private Ltd have/may have in place further restrictions in terms of quantity/ value in each/all penny
stocks together as notified by its extant circulars.
• INDmoney Private Ltd may at any time at its sole discretion block/ restrict the client’s trading
account in INDmoney app/website to prevent the client from placing orders in such penny stocks
through the Platform.
• Further in case the client is able to place an order for penny stocks which are restricted by INDmoney
Private Ltd through Online Trading Platform or otherwise, INDmoney Private Limited may not accept
such order. 7. INDmoney Private Limited shall not be held liable for restricting/ prohibiting trade in
penny stocks at any time. Further INDmoney Private Limited shall not be held liable or responsible
in any manner whatsoever for any refusal/cancellation of orders for trading in penny stocks/other
securities and the Client shall indemnify INDmoney Private Limited in respect of any loss caused
to INDmoney Private Limited by virtue of the Client trading in penny stocks.
SETTING UP OF CLIENT’S EXPOSURE LIMITS
• As part of risk management policy, INDmoney Private Limited shall set client’s exposure limits
depending on the type of securities provided as Margin/ available funds in the client’s ledger plus

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Fixed Deposits/ Bank Guarantees provided by the client and the client profile/ financial status.
Exposure limits are also set based on categories of stocks/ position (derivatives) client can trade.
• INDmoney Private Limited can change the Securities that are acceptable as margin and their
categorization from time to time at its sole discretion. Further client categorization may also be
changed based on various factors including trading pattern of clients, profile/ residential status/
financial status of client.
• INDmoney Private Limited from time to time shall apply such haircuts (the percentage difference
between an asset’s market value and the amount that can be used as collateral for a loan) as
may be decided by, as part of the internal risk policy, on the approved securities against which
the Exposure limits are given to the client.
• INDmoney Private Limited may from time to time change the applicable haircut or apply a haircut
higher than that specified by the Regulators/Exchanges as part of its Risk Management System.
Subject to the client’s exposure limits, client may trade in securities and/ or take positions in the
futures and options segment. Client shall abide by the exposure limits, if any, set by INDmoney
Private Limited or by the Exchange or Clearing Corporation or SEBI from time to time.
• Limits/ Exposure provided shall vary based on the intraday/ delivery/ carry forward positions
made by the client. The exposure limits set by INDmoney Private Limited does not by itself create
any right for the Client and are liable to be withdrawn at any time without notice and the client
shall bear the loss on account of withdrawal of such limits.
• The client agrees to compensate INDmoney Private Limited in the event of INDmoney Private
Limited suffering any loss, harm or injury on account of exposure given and/or withdrawn.
• In case of sale of Securities, such sale may at the discretion of INDmoney Private Limited be
provided only to the extent of the availability of securities in the account of the client (Free balance
in DP, DP lien/ hold marked securities, Stock available in INDmoney Client unpaid securities and
collateral Account).
• Further the credit received against sale may be used for exposure as may be decided by
INDmoney Private Limited from time to time. In case of derivatives, Clients shall be allowed to
trade only up to the applicable client wise position limits set by the Exchanges/ Regulators from
time to time.
• INDmoney Private Limited may from time-to-time demand additional margin from the client in the
form of funds or securities if there is a requirement for the same and the client shall be required
to provide the same.
APPLICABLE BROKERAGE RATES & CHARGES
• The Schedule of Brokerage and other charges applied by INDmoney Private Limited on the
clients are provided under the heading “Tariff Sheet” in the client account Opening Form. Within
the mentioned scale, the brokerage and other charges as agreed by the client is indicated and

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duly signed by the client in that section.

• If there is any upward revision of brokerage, the same will be informed to the client with 30 days
prior notice. However, all the brokerage and other charges are subject to the maximum limits as
prescribed by SEBI/ Exchanges/ Government and other Regulatory authorities from time to time.
IMPOSITION OF PENALTY OR INTEREST ON DELAYED PAYMENT
• The clients are required to settle the pay-in/ provide margin within the time limits provided by
Exchanges/ SEBI/ INDmoney Private Limited.
• In case the client fails to provide the same within the prescribed time, Interest on delayed payment
shall be levied @ up to 18% p.a, on the client’s account on any delayed payments towards
trading either in the cash or derivatives segments or on account of any other reason beyond the
due date of payment as may be prescribed by INDmoney Private Limited.
• Such Interest on delayed payment shall be directly debited to the account of the Client at the end
of every month\Week\Daily basis. This is only a penal measure and intended to bring in discipline
in the clients to clear the dues in time as INDmoney Private Limited has to clear its obligations to
the Exchange as per the time limits set by the Exchanges.
• INDmoney Private Limited reserves the right of imposition of Interest on delayed payment on the
client account and the client shall be liable for payment of such charges at such rate as may be
prescribed by INDmoney Private Limited from time to time.
RIGHT TO SELL CLIENTS SECURITIES OR CLOSE CLIENTS POSITIONS, WITHOUT
GIVING NOTICE TO THE CLIENT ON ACCOUNT OF NON-PAYMENT OF DUES. (LIMITED TO
SETTLEMENT/MARGIN OBLIGATIONS)
• As a part of its Risk Management Policy, INDmoney Private Limited shall have the sole discretion
to square off the open position of the Client and/ or sell clients’ securities (including securities
maintained as margin with INDmoney Private Limited and securities lying in client’s beneficiary/
depository participant) in case the client fails to meet its settlement/ margin obligations in time.
• The specific securities to be sold and the positions to be squared off shall be decided solely
by INDmoney Private Limited. Further, the square off of client’s open position or the selling
of securities may be executed on such Exchanges and at such price as may be decided by
INDmoney Private Limited.
• INDmoney Private Limited shall have no obligation of communicating the same to the Client.
INDmoney Private Limited shall not be responsible for any losses incurred by the client due to
such squaring off of the open position of the client.
• INDmoney Private Limited reserves the right to square off client’s open positions or sell clients’
securities under following circumstances. a) Where the limits given to the Client have been
breached. b) Where the Client has defaulted on their existing obligation and / or have failed to

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make payments / deliver securities to INDmoney Private Limited within the stipulated time period
as may be prescribed by INDmoney Private Limited.
• In addition to above, in case of equity and currency derivatives transactions, (i) where the margin
or security placed by the Client with INDmoney Private Limited falls short of the applicable
minimum margin as may be required to be maintained by the client; (ii) where Mark to Market
Loss on the open position has reached the stipulated % of the margins placed with INDmoney
Private Limited and the Client(s) have not taken any steps either to replenish the margin or
reduce the Mark to Market Loss; (iii) if the open position is neither squared off nor converted to
Delivery by Client(s) within the stipulated time.
• INDmoney Private Limited reserves the right to square off the open position of client and/ or sell
client’s securities under the prescribed circumstances, however INDmoney Private Limited is not
obligated and does not guarantee to square off the open positions and/ or sell client’s securities.
• The client shall be solely responsible for the trading decisions taken by the client. It shall be the
responsibility of the client to make payments towards outstanding obligations and/ or applicable
margins to INDmoney Private Limited in time irrespective of whether INDmoney Private Limited
exercises its right to square off the positions of the client in accordance with the provisions given
herein above.
• Client shall be solely responsible for any resultant losses incurred to client due to selling of
client’s securities by INDmoney Private Limited or squaring off the client’s open positions or for
not doing so.
• All losses in this regard shall be borne by the CLIENT and INDmoney Private Limited shall be
fully indemnified and held harmless by the CLIENT in this behalf.
• Right to recover dues and debts: The CLIENT accepts to comply with INDmoney Private Limited’s
requirement of payment of Margin/ settlement obligations of the Client, immediately failing which
INDmoney Private Limited may sell, dispose, transfer or deal in any other manner the securities
already placed with it as Margin/lying in the beneficiary account of INDmoney Private Limited or
square-off all or some of the outstanding F&O positions of the CLIENT as it deems fit at its sole
discretion without further reference to the CLIENT and any resultant or associated losses that
may occur due to such square-off/ sale shall be borne by the CLIENT and INDmoney Private
Limited shall be fully indemnified and held harmless by the CLIENT in this behalf at all times.
SHORTAGES IN OBLIGATIONS ARISING OUT OF INTERNAL NETTING OF TRADES
• In case the client defaults on his\her security pay-in obligation and in the event the trade has
been internally netted off by INDmoney Private Limited, there could be internal shortages. The
internal shortages are marked against the client randomly at the sole discretion of INDmoney
Private Limited taking into account the delivery obligations through Exchanges.

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• In case of an internal shortage, the defaulting client on sell side will be debited by Internal Auction
valuation debit and the client on the buy side will be credited by the same amount debited to
defaulting client.
• Valuation Debit will be calculated by multiplying quantity short delivered on the pay-in date with
the valuation price.
• Valuation price will be calculated as below :
1. The Valuation price shall be higher of, 2% above the closing price of Auction date in normal
market of the exchange, OR
2. Highest traded price between Trade date and Auction date
• All losses to the client on account of the above shall be borne solely by the client and INDmoney
shall not be responsible for the same. In case of any claim against INDmoney Private Limited,
the Client shall indemnify INDmoney Private Limited in this regard.
• All the securities having corporate action will be settled on cum basis in favour of buyer. 7. The
internal netting process will be subjected to change from time to time.
CONDITIONS UNDER WHICH CLIENT MAY NOT BE ALLOWED TO TAKE FURTHER POSITIONS
OR BROKER MAY CLOSE EXISTING POSITIONS OF CLIENT
• In addition to the conditions as provided under the policy of right to sell securities and close out
client’s open position as detailed in point 4 above, INDmoney Private Limited shall have the right
to refuse to execute trades/ allow the client to take further positions and/ or close out the existing
positions of client under following circumstances:
1. As a result of any Regulatory directive/ restriction
2. Non-receipt of funds/ securities and/ or bouncing of cheque received from the client towards the
obligations/margin/ ledger balances.
3. Due to technical reasons
4. Securities breaching the limits specified by the Exchanges/ regulators from time to time
5. In case of failure to meet margin including mark to market margins by the client.
6. In case securities to be transacted by client are not in dematerialized form
7. Any other conditions as may be specified by INDmoney Private Limited from time to time in view
of market conditions, regulatory requirements, internal policies etc. and risk management system
8. Due to any force majeure event beyond the control of INDmoney Private Limited.
• INDmoney Private Limited shall not be responsible for any loss incurred and the client shall
indemnify INDmoney Private Limited in this regard.

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TEMPORARILY SUSPENDING OR CLOSING OF CLIENT’S ACCOUNT AT THE CLIENT’S

REQUEST
• INDmoney Private Limited may suspend or close the trading account of the client pursuant to
SEBI or any other Regulatory directive for such period as may be prescribed by the respective
Regulator.
• INDmoney Private Limited may further at its sole discretion and with/without information to the
CLIENT, prohibit or restrict or block the CLIENT’s access to the use of the web site or related
services and the CLIENT’s ability to trade due to market conditions and other internal policies
including policy with respect to prevention of money laundering.
• Client can initiate temporary suspension/ closure of its account at any time by giving a request
to INDmoney Private Limited. However, such suspension/ closure will be effected subject to
clearance of all dues and settlement obligations by the client and subject to approval of INDmoney
Private Limited.
• Trades in the account of the client during the period of such temporary suspension shall not be
permitted. Notwithstanding any such suspension/ closure, all rights, liabilities and obligations of
the parties arising out of or in respect of transactions entered into prior to such closure/ suspension
shall continue to subsist and binding on the client. In case the account has been temporarily
suspended at the request of the client, the account shall be reactivated only on submission of a
written request for reactivation by the client.
SUSPENSION/CLOSURE OF CLIENT ACCOUNT
• INDmoney Private Limited may suspend/close the client if the client breaches the terms and
conditions of the member-client agreement or provides any false information or declarations. The
client will be provided with adequate notice.
• INDmoney Private Limited may suspend/close the client account if there is any instruction from
competent authorities like regulators, statutory bodies or law enforcement agencies or if the
client is suspected to be involved in any activities in violation of applicable Rules and
Regulations. Any liabilities arising out of this action will be the sole responsibility of the client.
TREATMENT OF INACTIVE ACCOUNTS
• In case the Trading and/ or depository participant of the client is not operated by the client for
a continuous period of twelve months the same will be considered to be ‘Inactive Account’. 2.
Such Inactive account will be blocked for further transactions by the client. The client will have to
submit following documents/ confirmation, for re-activation of such blocked account:
1. Call the Customer Care centre identifying himself (through validation questions) and requesting
for activation of account for placing orders/transacting in the account, OR

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2. By placing request for re-activation of account through the Internet Trading portal.
3. During the blocked period if there are any debit/ dues to INDmoney Private Limited in client’s
account, INDmoney Private Limited shall have the authority to liquidate the client’s position to
the required extent during the block period. During the block period if any corporate actions or
pay-outs are due for return to the client, the same will be affected/ returned by INDmoney Private
Limited to the client’s account.
PAYMENT
• Time of Payment
1. The Client agrees and understands that INDmoney Private Limited provides prospective clients
to transfer monies upfront through payment gateway after filling up all the required details.
However, the prospective client will not be registered as a client of INDmoney Private Limited, till
the time due diligence prescribed by regulators for KYC are complied with by the client. In such
cases if the client is not registered due to incomplete due diligence of KYC or any other reason,
then the monies received from the client will be returned/ refunded within 30 working days from
the date of receipt of complete set of documents from the client to the same bank account from
which the monies were received.
2. The Client will also have to make a margin payment for shares purchased and sold either for
square-off or delivery or on derivative contracts. The amount will be as charged by the relevant
Exchange. However, in case the Exchange charges a margin amounts over and above the
normal margins, INDmoney Private Limited can make a margin call to the Client who will need
to have to pay the relevant margin as charged by the Exchange. The client agrees and
understands that INDmoney Private Limited would request / demand client to provide
documentary proof / evidence such as bank statement etc.
3. The Client shall make all remittances to Stock Broker (i.e. payment for all purchase transactions
plus taxes, brokerage, handling charges and depository related fees and transaction fees of
Stock Broker) by the value date for each transaction. The value date for all purchases will be the
pay-in day less two days, where the pay-in day is specified by the Exchange Clearing House for
the relevant settlement period. A notional debit may be made with respect to the Limit on the last
day of the Settlement Cycle, notwithstanding that actual payment is due on a later date and such
notional debit shall be reversed on receipt of payment.
4. Stock Broker shall remit funds to the Client (i.e. payment for all sale transactions less taxes,
brokerage, handling charges and depository related fees and transaction fees of Stock Broker),
less any amounts deducted for shortages by the value date. The value date for all sales will be
pay-out day plus two days where the pay-out day is specified by the Exchange Clearing House
for the relevant settlement period.

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5. In the event of the Client having made both sales and purchases during a Settlement Cycle on
the same Stock Exchange, the amount due from and to the Client shall be netted off and only the
difference shall be payable by or to the Client. A notional debit or credit as the case may be, may
be made to the Limit at the end of day until the actual payment is made.
• Mode of Payment
No cash payment will be received from/ made to the client as per the extract SEBI/ Exchange/
Income Tax/ PMLA Regulation, Guidelines, Circulars, etc. accordingly INDmoney Private
Limited will not be responsible for any claim of receipt/ payment in cash by client from/ to
INDmoney Private Limited.
1. In the case of a purchase transaction, the Client shall remit funds within the time period provided
to INDmoney Private Limited in any of the following ways:
(i) Authorized electronic transfer(UPI, NetBanking, RTGS) of funds from Client’s Bank Account to
Stock Broker’s bank account in the same Designated Bank
In the case of sub-clause (i) credit will be given to the Client immediately on authentication of payment
authorization, however Client has to intimate Stock Broker immediately after making payment through
option as mentioned in sub clause (i). Payment referred to in sub-clause (i) shall be accepted only
from Client’s account. Payment shall be made by the Client only as referred to in sub-clause (i).
Stock Broker shall not accept/ acknowledge/ give credit for any payment made in cash.
2. In the case of a sale transaction, INDmoney Private Limited shall remit funds to the Client within
the time period provided, provided the Client has delivered the securities sold to Stock Broker
within the time prescribed by the following ways as requested by the Client.
(i) Electronic transfer of funds into the Bank Account of the Client opened with the Designated
Bank.
(ii) Electronic transfer of funds into any other bank account of the Client as may be specified by
the Client, and accepted by Stock Broker
3. All payments shall be made only in the name of the client.
A INDmoney Private Limited will not be responsible for any kind of claims raised by the clients
regarding payment made in cash. Mobile number is compulsory for opening of Demat/ Trading
account with INDmoney Private Limited and Interface with a payment gateway will be offered to
the Client at the portal itself.
B INDmoney Private Limited shall have the prerogative to refuse payments received from any bank
account where the client is not the first holder or which is not mentioned in the KYC or which
the client has not got updated subsequently by submitting a written request along with adequate
proof thereof as per pro-forma prescribed by INDmoney Private Limited.

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C INDmoney Private Limited shall not be responsible for any loss or damage arising out of such
refusal of acceptance of payments in the situations mentioned above. However, due to oversight,
if any such third-party payment has been accepted by INDmoney Private Limited and the credit
for the same has been given in the client’s ledger, INDmoney Private Limited shall have the right
to immediately reverse such credit entries on noticing or becoming aware of the same.
D In such a case, INDmoney Private Limited reserves the right to liquidate any of the open positions
and/or any of the collaterals received/ held on behalf of the client. INDmoney Private Limited,
its Directors and employees shall not be responsible for any consequential damages or losses.
DEFAULT IN PAYMENT
• The Client agrees that INDmoney Private Limited may set off his/ her credit balances on NSE
and BSE, hereinafter referred to as the “Exchanges” against the debit balances in one or more
accounts of the Client in relation to the said Exchanges and segments of the Exchanges. Without
prejudice to the Stock Broker’s other rights (including the right to refer a matter to arbitration),
Stock Broker shall be entitled to liquidate/ close out all or any of the Client’s positions in cash
segment or derivative segment on any Exchange for non-payment of margins or other amounts,
outstanding debts, etc. and adjust the proceeds of such liquidation/ close out, if any, against the
Client’s liabilities/ obligations.
• Any and all losses and financial charges on account of such liquidation/ closing-out shall be
charged to and borne by the Client. On a default by the Client to remit any monies payable to
Stock Broker, Stock Broker shall be entitled to appropriate the monies maintained by the Client in
the Minimum Margin Deposit towards its dues. The Minimum Margin Deposit with Stock Broker
shall be subject to a lien for the discharge of any and all indebtedness or any other obligation that
the Client may have to Stock Broker.
• The brokerage services shall be suspended to the Client until such time as the Client replenishes
funds adequate to maintain the Minimum Margin Deposit at the stipulated level.
• Notwithstanding anything contained in these present, any amounts which are overdue from the
Client towards trading either in the cash or derivative segments or on account of any other
reason the Client will be charged delayed payment charges at the rate of 18% per Annum or such
other rate as may be determined by the Stock Broker.
• The Client hereby authorises the Stock Broker to directly debit the same to the account of the
Client.
• In the event the client makes the specific request to the stockbroker for the physical documents
instead of electronic/digitally signed documents including contract notes/ statement of accounts
etc. and subject to the stockbroker being in a position to do so; the client agrees to pay all such
amounts that the stockbroker may charge to cover the operational cost that the stockbroker
incurs in preparing and delivering the said communications, documents, reports and alerts.

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• The Client hereby agrees and understands that in case of any noncompliance and/ or default
by the Client such as cheque bouncing, trade change, F&O short margin, UCC violation, price
rigging or for any other matters as may be decided by Stock broker from time to time, without
prejudice to the Stock Broker’s other rights, Stock Broker may levy charges/ penalties on the
Client and debit such charges/ penalty in the Client’s account.
PLEDGE OF CLIENTS SECURITIES WITH BANKS
In Accordance with SEBI Circular SEBI/HO/MIRSD/MIRSD2/CIR/P/2016/95 dated September
26, 2016, as stock broker is entitled to have a lien on client’s securities to the extent of client’s
indebtedness to the stock broker and stock broker may pledge those securities. The client agrees
that Stock Broker in accordance with the above circular may pledge their securities to the extent of
their indebtedness with their explicit authorization.
TERMS & CONDITIONS FOR DISTRIBUTION OF SECURITIES
• INDmoney Private Limited is also engaged in marketing and distribution of IPOs of Securities of
Issuers. INDmoney Private Limited is providing a facility through its ONLINE services to apply/
purchase/redeem/sale/ buyback or otherwise deal in the units of securities (hereinafter referred
to as ‘transactions’) through its website (located at URL http://www.indmoney.com and such
other internet sites that the INDmoney may launch).
• The Client wishes to avail of the facility of the said transactions and such other facilities offered
through the INDmoney’s website on the following terms and conditions set forth herein below.
The terms and conditions contained herein are binding on the client.
• The client has agreed to obtain services from the INDmoney Private Limited after fully
understanding the terms and conditions.
• The terms and conditions shall be subject to modification from time to time and such modifications
are binding on the client. For the purpose of this Agreement, National Stock Exchange of India
Limited and the Bombay Stock Exchange Limited shall be known as the Stock Exchanges.
• The client by accepting this terms & conditions authorizes INDmoney Private Limited to execute
instructions of the client or its authorized representative with regard to the transactions including
but not limited to acquire by subscribing to or by purchase of securities and to sell, transfer,
endorse the securities (including but not limited to Initial Public Offerings, Buy back offers, right
issues etc.) or redeem the same either through Internet or otherwise and/or to sign and execute
all transfer deeds whether as transferor or transferee and such other instruments, application
and papers as may be necessary for the purpose of acquiring, transferring/ redeeming the same,
marking pledge/ lien on such securities and/or for transferring the investments in the units of
Mutual Fund from one scheme to another or between mutual Funds, to make application for, or to
renounce and sign renunciation forms in respect of bonds/ debentures, right shares and additional
shares of any company/ Body/ Authority and to receive and hold such rights or additional shares,
bonds or debentures.

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• All instructions given by the client/ its authorized representative shall be binding on the client.
• The client agrees that the instructions with regard to the transactions may be in the client’s sole
name or in the name of the client jointly with other persons.
• The instructions with regard to the transactions may be given through app/email/website or any
other reasonable mode as permitted by INDmoney Private Limited.
• INDmoney Private Limited may refuse to act on any instructions unless they are given in the
manner and form acceptable to the INDmoney Private Limited. However, INDmoney Private
Limited shall have no responsibility to determine the authenticity of any instructions given or
purported to be given by the client. The client shall not hold INDmoney Private Limited liable on
account of INDmoney Private Limited acting in good faith on instructions given by the client or
its authorized representative.
• INDmoney Private Limited may at its discretion does not carry out the client’s instruction where
INDmoney Private Limited has reasons to believe (which discretion of the stock broker the client
shall not question or dispute) that the instructions are not genuine or are otherwise improper/
unclear/ raise a doubt. INDmoney Private Limited shall not be liable if any instructions are not
carried/ partly carried out for any reason, whatsoever.
• The client understands and agrees that the Stock Exchange may cancel, close or reject any
trade suo-moto without giving any reason thereof. In the event of such cancellation, closure or
rejection, INDmoney Private Limited shall be entitled to cancel relative contract(s) with Client.
• The client undertakes to read all the relevant Offer Documents and addendums thereto and
terms and conditions of all schemes of all mutual funds and other issues of securities including
but not limited to Initial Public Offerings/ Public Offers, Rights issue and Buy Back offers, offered
through INDmoney Private Limited website; before entering into any transactions through the
website and agrees to abide by the terms, conditions, rules and regulations as applicable from
time to time.
• The client shall ensure that the transactions through the stock broker (INDmoney Private Limited)
are executed in accordance with the applicable laws, byelaws, rules and regulations governing
the specific investment product. INDmoney Private Limited may, from time to time, impose and
vary limits on the orders which the client may place, including but not limited to exposure limits,
turnover limits and limits as to numbers. The client agrees that the broker shall not be responsible
for any variation or reduction that may be deemed necessary by the stock broker based on its
risk perception and other relevant factors.
• INDmoney Private Limited shall not be under any duty to verify compliance with any restriction
on the client’s investment powers.

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• The client is responsible for the personal and bank related details provided by the client. Neither
INDmoney Private Limited nor any Issuers or their respective Registrars shall accept any liability
which may arise as a consequence of the erroneous information provided by the client.
• The client agrees that INDmoney Private Limited is entitled to disclose to a third party, all such
information pertaining to the Client as may be required from time to time, for the client to be able
to avail of any or all of the services provided by INDmoney Private Limited under this agreement.
• In case of change of address and personal details of the client, the client shall send a letter
duly signed by all the holders of the depository participant to INDmoney Private Limited giving
intimation of the change. 18.The Client agrees that the client shall not, without prior intimation
and acknowledgement of INDmoney Private Limited, deal/ liaise with the Issuer Company or its
respective Registrars in respect of the services availed under this agreement.
• Further, any change in the details of the client including but not limited to the Depository participant,
Bank Account, Address, shall be first intimated to INDmoney Private Limited who may in turn
liaise with the Issuer Company or its respective Registrars to update such changes. The Issuer
Company or its respective Registrars may reject such requests and in such an event the stock
broker shall not be liable for any such rejection.
• The client further agrees that the client shall not close/change the details of the Depository
participant/ Bank account without prior notification to INDmoney Private Limited and the Client
agrees that the stock broker may instruct the Depository Participant/ Bank of the Client to reject
any such request received from the Client.
• The Client shall provide the stock broker with its Permanent Account Number (PAN). 22.The
client acknowledges that the purchase / application instructions shall be processed by INDmoney
Private Limited only after sufficient funds to cover the purchase / application price and other
costs and charges are received by INDmoney Private Limited.
• If after execution of any transaction it is for any reason found that INDmoney Private Limited has
not been provided with sufficient funds by the client, the client shall pay the deficient amount to
INDmoney Private Limited forthwith on demand, failing which INDmoney Private Limited may
(but shall not be bound to) square up the transaction at any time at the client’s sole risk and
cost. Any loss arising on such squaring up will be borne solely by the client and the client shall
pay to INDmoney Private Limited the additional amount that may be payable by the client, the
INDmoney Private Limited demand being conclusive.
• The client declares and confirms that the amount being invested by the client either directly or
through its authorized representation, in any schemes of all mutual funds or other securities
including but not limited to Initial Public Offerings, Public Offers, Rights issue and Buy Back
offers is obtained through legitimate sources and is not held or designed for THE purpose of
contravention of the provisions of any Act, Rules and Regulations or any statue or legislation
or any other applicable Laws or any Notifications, directions issued by any Governmental or
Statutory Authority from time to time.

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• In case the client is a Non-resident Indian, the client confirms that the funds are remitted from
abroad through approved banking channels or from the NRE/NRO/ FCNR account.
• If for any reasons, the stock broker is unable to carry out the transactions as instructed by the
client/ Client’s authorised representative to the extent of full quantity of units/ securities, INDmoney
Private Limited shall be entitled at its discretion and the client hereby irrevocably authorizes
INDmoney Private Limited to carry out a transaction of a lesser quantity of units/ securities. The
stock broker shall not be responsible for the non-execution of the client’s instructions for the
entire quantity or the remaining quantity
• The client agrees and acknowledges that any instruction given or purported to be given by the
client / its authorized representative before the cut off time as may be intimated by the stock
broker to the client from time to time, will be processed on the same day. Any instruction received
after the cut off time will be processed on the next working day, if applicable.
• In case of other securities, the order for purchase, sell, offer under Buy Back etc. shall be accepted
by INDmoney Private Limited only if the same is received by the cut-off date as indicated on the
website and consistent with the terms of the offer.
• INDmoney Private Limited shall credit the proceeds of the sale / redemption etc., if received by
INDmoney Private Limited, any of the Investment Products only after INDmoney Private Limited
has received the same unless specifically agreed otherwise.
• The Client acknowledges that INDmoney Private Limited shall not be under any obligation to
provide him with any tax, legal, accounting, investment advice or advice regarding the suitability
or profitability of investment of any kind, nor does INDmoney Private Limited, give any advice
or offer any opinion with respect to the nature, potential value or suitability of any particular
transaction or investment strategy.
• It is explicitly stated herein that the Mutual Fund Schemes/ Offer Documents/ other schemes
offered by INDmoney Private Limited, have not been/shall not be understood as recommended
by INDmoney Private Limited
• The client can view his/ her/ its transactions on the website. INDmoney Private Limited shall
provide one-time Physical statement if there is a specific request by the customer. Post the first
request for physical statement, no such requests will be fulfilled by INDmoney Private Limited
• In case an application is made for Initial Public Offer/Public Offer through INDmoney Private
Limited, the client authorizes INDmoney Private Limited to collect on client’s behalf, the refund
amount, if any, from the Issuer Company/ Registrar/ and subsequently credit the same to client’s
Bank account, after set-off/ adjustment of dues payable by the Client on account of obligations
incurred in connection with the application
• The client further agrees that INDmoney Private Limited shall not be held responsible for non-
allotment of securities either fully or partly to the client, for any reason whatsoever. INDmoney

Date: 2023-05-08 17:11:22 IST
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Private Limited shall not be held responsible in case due to some reason the bid/application/
revision instructions sent by the client is not received by it, or if the bid/application/revision could
not be uploaded to the Stock Exchange or could not be sent to the Bankers/ Registrar to the
issue.
• INDmoney Private Limited shall not be held responsible for non-receipt/ delay in/ incorrect
receipt of fund, if any, from the Registrar/ Company. INDmoney Private Limited shall not be held
responsible for incorrect Tax Deduction at Source (TDS) by the Registrar/ company, if applicable,
or for non-receipt or delay in/ incorrect receipt of TDS Certificate, if any from the Registrar/
Company.
• The client understands that the corporate actions including but not limited to Dividends, declared
by the Issuer Company shall be directly paid by the Issuer Company to the client.
• INDmoney Private Limited shall also not be liable to the client for any delay, failure or refusal of
any Issuer Company / Corporation or other body in registering or transferring units to the names
of the clients of for any interest, dividend or other loss caused to the client arising therefrom.
• The client agrees to provide the stock broker with any confirmation/ declaration or any other
document that the concerned Issuer or any other entity may from time to time require INDmoney
Private Limited to collect from the client in respect of the services offered under this agreement.
• INDmoney Private Limited does not accept any liability for delay in processing time at the Mutual
Fund’s/ Issuer or Registrar’s end. The client agrees that the stock broker shall not be liable or
responsible for not executing any transactions for any reason, whatsoever.
• Neither INDmoney Private Limited, nor the issuer shall be liable for any failure to perform its
obligations, to the extent that such performance had been delayed, hindered or prevented by
systems failures network errors, delay or loss of data
• due to the aforesaid, acts of God, floods, epidemics, quarantine, riot or civil commotion and
war.
• The client agrees and understands that the application in Initial Public Offering shall be subject to
the applicable Acts, Rules, Regulations, guidelines, circulars, notifications, and directives issued
by the Regulatory Authorities and Offer Document issued by the respective Issuer.
• The client further understands and agrees that he/ she shall not place trades at unrealistic prices
from current market price of the security or trade in illiquid securities which create artificial liquidity
or amounts to manipulation of prices or cross/ synchronized trades.
• INDmoney Private Limited shall provide its services on a best-efforts basis. However in respect
of mutual funds, other securities, including but not limited to Initial Public Offering, Rights issue,
Buy Back Offers offered through its website the stock broker shall not be liable for any failure or
for any loss, damage or other costs arising in any way out of:

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1. System failure including failure of ancillary or associated systems, or fluctuation of power, or
other acts of God/force majeure.
2. Accident, transportation, neglect, misuse, errors, frauds on the part of the client or any agent of
the Client or agents or any third party, or
3. Any fault in any attachments or associated equipment’s of the client
4. Any incidental, special or consequential damages including without limitation of loss of profit.
All the above policies and procedures of INDmoney Private Limited as applicable to the
client’s trading account are subject to change/updating by INDmoney Private Limited from
time to time. The updated policies and procedures of INDmoney Private Limited shall be
posted on the website of www.indmoney.com and communicated to client through circulars
and e-mails.

Date: 2023-05-08 17:11:22 IST

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Terms And Conditions-cum-Registration / Modification Form for receiving SMS Alerts from
CDSL
Definitions: In these Terms and Conditions the terms shall have following meaning unless indicated
otherwise:
• “Depository“ means Central Depository Services (India) Limited a company incorporated in India
under the Companies Act 1956 and having its registered office at Marathon Futurex, A-Wing,
25th floor, NM Joshi Marg, Lower Parel, Mumbai 400013 and all its branch offices and includes
its successors and assigns.
• ‘DP’ means Depository Participant of CDSL. The term covers all types of DPs who are allowed
to open depository participants for investors.
• ‘BO’ (beneficial owner) means an entity that has opened a depository participant with the
depository. The term covers all types of depository participants, which can be opened with a
depository as specified by the depository from time to time.
• SMS means “Short Messaging Service”
• “Alerts” means a customized SMS sent to the BO over the said mobile phone number. 6. “Service
Provider” means a cellular service provider(s) with whom the depository has entered/ will be
entering into an arrangement for providing the SMS alerts to the BO.
• “Service” means the service of providing SMS alerts to the BO on best effort basis as per these
terms and conditions.
Availability:
• The service will be provided to the BO at his/ her request and at the discretion of the depository.
The service will be available to those account holders who have provided their mobile numbers
to the depository through their DP. The services may be discontinued for a specific period/
indefinite period, with or without issuing any prior notice for the purpose of security reasons or
system maintenance or for such other reasons as may be warranted. The depository may also
discontinue the service at any time without giving prior notice for any reason whatsoever.
• The service is currently available to the BOs who are residing in India.
• The alerts will be provided to the BOs only if they remain within the range of the service provider’s
service area or within the range forming part of the roaming network of the service provider.
• In case of joint accounts and non-individual accounts the service will be available, only to one
mobile number i.e. to the mobile number as submitted at the time of registration/ modification.
• The BO is responsible for promptly intimating to the depository in the prescribed manner any

Date: 2023-05-08 17:11:22 IST
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change in mobile number, or loss of handset, on which the BO wants to receive the alerts from
the depository. In case of change in mobile number not intimated to the depository, the SMS
alerts will continue to be sent to the last registered mobile phone number. The BO agrees to
indemnify the depository for any loss or damage suffered by it on account of SMS alerts sent
on such mobile number.
Receiving Alerts:
• The depository shall send the alerts to the mobile phone number provided by the BO while
registering for the service or to any such number replaced and informed by the BO from time to
time. Upon such registration/ change, the depository shall make every effort to update the
change in mobile number within a reasonable period of time. The depository shall not be
responsible for any event of delay or loss of message in this regard.
• The BO acknowledges that the alerts will be received only if the mobile phone is in ‘ON’ and in
a mode to receive the SMS. If the mobile phone is in ‘Off’ mode i.e. unable to receive the alerts
then the BO may not get/ get after delay any alerts sent during such period.
• The BO also acknowledges that the readability, accuracy and timeliness of providing the service
depend on many factors including the infrastructure, connectivity of the service provider. The
depository shall not be responsible for any non-delivery, delayed delivery or distortion of the alert
in any way whatsoever.
• The BO further acknowledges that the service provided to him is an additional facility provided
for his convenience and is susceptible to error, omission and/ or inaccuracy. In case the BO
observes any error in the information provided in the alert, the BO shall inform the depository
and/ or the DP immediately in writing and the depository will make best possible efforts to
rectify the error as early as possible. The BO shall not hold the depository liable for any loss,
damages, etc. that may be incurred/ suffered by the BO on account of opting to avail SMS
alerts facility.
• The BO authorizes the depository to send any message such as promotional, greeting or any
other message that the depository may consider appropriate, to the BO.
• The BO agrees to an ongoing confirmation for use of name, email address and mobile number
for marketing offers between CDSL and any other entity.
• The BO agrees to inform the depository and DP in writing of any unauthorized debit to his BO
account/ unauthorized transfer of securities from his BO account, immediately, which may come
to his knowledge on receiving SMS alerts. The BO may send an email to CDSL at complaints@
cdslindia.com. The BO is advised not to inform the service provider about any such unauthorized
debit to/ transfer of securities from his BO account by sending a SMS back to the service provider
as there is no reverse communication between the service provider and the depository.
• The information sent as an alert on the mobile phone number shall be deemed to have been
received by the BO and the depository shall not be under any obligation to confirm the authenticity
of the person(s) receiving the alert.

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• The depository will make best efforts to provide the service. The BO cannot hold the depository
liable for non-availability of the service in any manner whatsoever.
• If the BO finds that the information such as mobile number etc., has been changed without
proper authorization, the BO should immediately inform the DP in writing.
Fees:
• Depository reserves the right to charge such fees from time to time as it deems fit for providing
this service to the BO.
Disclaimer:
• The depository shall make reasonable efforts to ensure that the BO’s personal information is
kept confidential. The depository does not warranty the confidentiality or security of the SMS
alerts transmitted through a service provider. Further, the depository makes no warranty or
representation of any kind in relation to the system and the network or their function or their
performance or for any loss or damage whenever and howsoever suffered or incurred by the
BO or by any person resulting from or in connection with availing of SMS alerts facility. The
Depository gives no warranty with respect to the quality of the service provided by the service
provider. The Depository will not be liable for any unauthorized use or access to the information
and/ or SMS alert sent on the mobile phone number of the BO or for fraudulent, duplicate or
erroneous use/ misuse of such information by any third person.
Liability and Indemnity:
• The Depository shall not be liable for any breach of confidentiality by the service provider or by
any third person due to unauthorized access to the information meant for the BO. In consideration
of the depository providing the service, the BO agrees to indemnify and keep safe, harmless and
indemnified the depository and its officials from any damages, claims, demands, proceedings,
loss, cost, charges and expenses whatsoever which a depository may at any time incur, sustain,
suffer or be put to as a consequence of or arising out of interference with or misuse, improper or
fraudulent use of the service by the BO.
Amendments:
• The depository may amend the terms and conditions at any time with or without giving any prior
notice to the BOs. Any such amendments shall be binding on the BOs who are already registered
as user of this service. Governing Law and Jurisdiction: Providing the Service as outlined above
shall be governed by the laws of India and will be subject to the exclusive jurisdiction of the courts
in Mumbai.

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Authorization for receiving SMS Alerts from CDSL
• I wish to avail the SMS Alerts facility provided by the depository on my mobile number provided in
the registration form subject to the terms and conditions mentioned below.
I agree
• I consent to CDSL providing to the service provider such information pertaining to account/
transactions in my account as is necessary for the purposes of generating SMS Alerts by service
provider, to be sent to the said mobile number.
I agree
• I have read and understood the terms and conditions mentioned above and agree to abide by them
and any amendments thereto made by the depository from time to time.
I agree
• I further undertake to pay fee/ charges as may be levied by the depository from time to time.
I agree
• I further understand that the SMS alerts would be sent for a maximum four ISINs at a time. If more
than four debits take place, the BOs would be required to take up the matter with their DP.
I agree
• I am aware that mere acceptance of the registration form does not imply in any way that the request
has been accepted by the depository for providing the service.
I agree

Date: 2023-05-08 17:11:22 IST
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I provide the following information for the purpose of REGISTRATION/ MODIFICATION (Please cancel out what is
not applicable).
BOID
(Please write your 8-digit DPID) (Please write your 8-digit Client ID)
Sole/First Holder’s Name PRASHANT CHANDRASHEKHAR GADDI
Second Holder’s Name NA
Third Holder’s Name NA
Mobile no. on which messages are to be sent +91 9 1 6 4 8 3 7 9 5 7
(Please write only the mobile number without prefixing country code or zero)
The mobile no. is registered in the name of PRASHANT CHANDRASHEKHAR GADDI
Email ID [email protected]
(Please write only One email id on which communication, if any, is to be sent)
Signatures
Sole/First Holder Second Holder Third Holder
Place Gurugram Date 08/05/2023

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Annexure
Combined Registration Form for availing SMS Alert and/or TRUST facility and for
registering Clearing Members on whose behalf the securities can be transferred from the
account of BO on the basis of SMS under TRUST facility
To,
INDmoney Private Limited
616, 6th floor, Suncity Success Tower, Sector 65, Gurugram, Haryana, 122005
Dear Sir/Madam,
I wish to avail the following facility/ies provided by the depository on my mobile number as
provided below subject to the terms and conditions as specified by CDSL
a. SMART-SMS alert facility
b. TRUST- TRansaction using Secured Texting facility
(please note that SMS alert facility is mandatory if TRUST facility is opted for)
UCC PAN No. BAUPG8718G
BOID
(Please write your 8-digit DPID) (Please write your 8-digit Client ID)
Name PRASHANT CHANDRASHEKHAR GADDI
I wish to register the following clearing members/ IDs under my above-mentioned BO ID registered for TRUST
Sr No. Stock Exchange Name/ID Clearing Member Name Clearing Member ID (Optional)
1. NSE INDmoney Private Limited M70042
2. BSE INDmoney Private Limited 6779
Mobile no. on which messages are to be sent

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(Please write only the mobile number without prefixing country code or zero)
(Existing users registered for SMS alerts:- Please note that if the mobile number for TRUST is
different than the registered mobile number for SMS alert, the new mobile number will be updated
for SMS alert also.)
The mobile no. is registered in the name of PRASHANT CHANDRASHEKHAR GADDI
Email ID [email protected]
(Please write only One email id on which communication, if any, is to be sent)
I consent to CDSL providing to the service provider such information pertaining to account/
transactions in my account as is necessary for the purpose of availing the said facility.
I acknowledge that transactions entered by the above clearing members will be executed on
the basis of SMS sent through my registered mobile number under TRUST and I shall be wholly
responsible for execution/ nonexecution of the said transactions based on receipt/non- receipt of
such SMS.
I have read and understood the terms and conditions prescribed by CDSL for the said facility/ies
and agree to abide by them and any amendments thereto made by the depository from time to
time. I further undertake to pay fee/ charges as may be levied by the depository from time to time.
Signature of holder
Date: 2023-05-08 17:11:22 IST
Place Gurugram Date 08/05/2023

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Nomination Form
[Annexure A to SEBI circular No. SEBI/HO/MIRSD/MIRSD_RTAMB/P/CIR/2022/23 dated

February 24, 2022 on Nomination for Eligible Trading and Demat Accounts Extension of
timelines and relaxations for existing account holders]
INDmoney Private Limited FORM FOR NOMINATION

616, 6th floor, Suncity Success
Tower, Sector 65, Gurugram, (To be filled in by individual applying singly or jointly)
Haryana, 122005
Date 0D 8D 0M 5M 2Y 0Y 2Y 3Y UPCC Client
UP ID ID
I/We wish to make a nomination. [As per details given below]
Nomination Details
I/We wish to make a nomination and do hereby nominate the following person(s) who shall
receive all the assets held in my / our account in the event of my / our death.
Nomination can be Details of 1st Details of 2nd Details of 3rd
made up to three Nominee Nominee Nominee
nominees in the
account.
1 Name of the Uma P Gaddi
nominee(s) (Mr./
Ms.)
2 Share Equally 100 % % %
of each [If not
Nomi- equally,
nee please Any odd lot after division shall be transferred to the first nominee
specify mentioned in the form.
percent-
age]
3 Relationship With Spouse

the Applicant ( If
Any)
4 Address of H No 4576/1 Shetty Galli,Belgaum
Nominee(s)
City / Place:

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State & Country:

Karnataka
Pin Code:
590001
5 Mobile / Telephone
No. of nominee(s)
#
6 Email ID of
nominee(s) #
7 Nominee
Identification
details # [Please tick
any one of following
and provide details of
same]
Photograph &
Signature
PAN Aadhaar
Saving Bank account
no.
Proof of Identity
Demat Account ID
Sr. Nos. 8-14 should be filled only if nominee(s) is a minor:

8 Date of Birth
{in case of minor
nominee(s)}
9 Name of Guardian
(Mr./Ms.) {in case of
minor nominee(s) }
10 Address of
Guardian(s)
City / Place:
State & Country:
Pin Code:

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11 Mobile / Telephone
No. of Guardian(s)
#
12 Email ID of
Guardian(s) #
13 Relationship of
Guardian with
nominee
14 Guardian
Identification
details # [Please tick
any one of following
and provide details of
same]
Photograph &
Signature
PAN Aadhaar
Saving Bank account
no.
Proof of Identity
Demat Account ID
Name(s) of holder(s) Signature(s) of holder*
Sole / First Holder PRASHANT CHANDRASHEKHAR GADDI

(Mr./Ms.)
Second Holder (Mr./

Ms.)
Third Holder (Mr./Ms.)
* Signature of witness, along with name and address are required, if the account holder affixes
thumb impression, instead of signature
# Optional Fields (Information required at Serial nos. 5, 6, 7, 11, 12 & 14 is not mandatory)

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Note:
This nomination shall supersede any prior nomination made by the account holder(s), if any.
The Trading Member / Depository Participant shall provide acknowledgement of the nomination
form to the account holder(s)
Name & Signature of Holder

1. Date: 2023-05-08 17:11:22 IST
2. 3.

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OPENING FORM
Declaration Form for opting out of nomination
[Annexure B to SEBI circular No. SEBI/HO/MIRSD/RTAMB/CIR/P/2021/601 dated July 23,

2021 on Mandatory Nomination for Eligible Trading and Demat Accounts]
To Date D D M M Y Y Y Y
INDmoney Private Limited

616, 6th floor, Suncity Success Tower, Sector 65, Gurugram, Haryana, 122005
UCC/DP ID 1 2 0 9 5 5 0 0
Client ID (only for Demat account)
Sole/First Holder Name
Second Holder Name
Third Holder Name
I / We hereby confirm that I / We do not wish to appoint any nominee(s) in my / our

trading / demat account and understand the issues involved in non-appointment of
nominee(s) and further are aware that in case of death of all the account holder(s), my /
our legal heirs would need to submit all the requisite documents / information for
claiming of assets held in my / our trading / demat account, which may also include
documents issued by Court or other such competent authority, based on the value of
assets held in the trading / demat account.
Name and Signature of Holder(s)*

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1. 2. 3

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Provisions of Prevention of Money Laundering Act, 2002
Prevention of Money Laundering Act, 2002 (PMLA) forms the core of legal framework put in place
by India to combat money laundering and related crimes. PMLA and the Rules notified there under
came into force from 1st July 2005. Under PMLA, all the entities registered with SEBI are required
to furnish information of all the
suspicious transactions whether or not made in cash to Financial Intelligence Unit-India (FIU-IND).
Under Section 3 of PMLA, projecting proceeds of crime as untainted property is an offence of mon-
ey laundering liable to be punishment under section 4 of the PMLA.
Money Laundering involves disguising financial assets so that they can be used without detection
of the illegal activity that produced them. Through money laundering, the launderer transforms the
monetary proceeds derived from criminal activity into funds with an apparently legal source.
FIU-IND is the central national agency of India responsible for receiving, processing, analyzing
and disseminating information of suspect financial transactions. FIU-IND is also responsible for
coordinating and strengthening efforts of national and international intelligence, investigation and
enforcement agencies in combating money laundering and related crimes.
Section 2(1)(g) of PMLA Rules defines suspicious transaction as transaction whether or not made
in cash which, to a person acting in good faith:
a. gives rise to a reasonable ground of suspicion that it may involve the proceeds of crime; or b.
appears to be made in circumstances of unusual or unjustified complexity; or
c. appears to have no economic, rationale or bonafide purpose; or
d. gives rise to a reasonable ground of suspicion that it may involve financing of the activities relat-
ing to terrorism
Some examples of suspicious transactions reported to FIU-IND are as under:
Category Examples of Suspicious transactions
Identity of Clients 1. Identification documents were found to be forged

2. Address details given by the account holder ‘were found to be false
3. Doubt over the real beneficiary of the account
Suspicious 1. Positive match of name and date of births with person on various lists
Background 2. Account of publicly known criminals
Multiple Accounts 1. Large number of accounts having a common account holder, introducer or
authorised Signatory with no rational or bona fide purpose
2. Unexplained transfers between multiple accounts with no rationale
Activity in Accounts 1. Unexplained activity in dormant accounts

2. Unexplained activity in account inconsistent with what would be expected from
declared Business

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Nature of Transactions 1. Doubtful sources of Funds
2. Doubtful overseas fund transfer
3. Doubtful foreign remittance to non-relatives

4. Doubtful cash deposits in a bank account at multiple locations
5. Suspicious use of ATM/Credit card
6. Doubtful foreclosure of loan account in cash
7. Suspicious off-market transactions in demat accounts
Value of transactions 1. Multiple transactions of value just under the reporting threshold amount in an
apparent attempt to avoid reporting
2. Unexplained large value transaction inconsistent with the client's apparent
financial standing
All the clients are therefore requested to make a note of the same and get familiarise with the provisions of the
PMLA.

Date: 2023-05-08 17:11:22 IST
Contact:
ACCOUNT
OPENING FORM
Proof of Identity (PoI)

Date: 2023-05-08 17:11:22 IST
Signature of Applicant Stamp and Seal of INDmoney

ACCOUNT
OPENING FORM
Proof of Address (PoA)
KRA VERIFIED

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Proof of Bank Account
Bank Account is penny drop verified

Date: 2023-05-08 17:11:22 IST

ACCOUNT
OPENING FORM
Signature Details
Name of the Customer

PRASHANT CHANDRASHEKHAR GADDI
PAN Number
BAUPG8718G
Signature as per INDmoney Private
Limited records
E Signature

Date: 2023-05-08 17:11:22 IST


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ACCOUNT

Signed by: PRASHANT CHANDRASHEKHAR GADDI

Name of the Trading Member: INDmoney Private Limited

Name of the Clearing Member: INDmoney Private Limited

Compliance Officer: Deepika Narayan,

Whole Time Director: Amrita Baid, Phone +91 7314852049

Signed by: PRASHANT CHANDRASHEKHAR GADDI

MANDATORY DOCUMENTS AS PRESCRIBED BY SEBI & EXCHANGES

B. Document captures the additional

A. Document detailing the rate/amount of

3. Rights and Obligations A. Rights & Obligations of Stock Broker/ Trading

B. Rights & obligations of Beneficial Owner

4. Risk Disclosure A. Document detailing risks associated

5. Guidance note A. Document detailing dos and dont’s for 52

6. Policies and Procedures 1. Document describing significant 55

VOLUNTARY DOCUMENTS AS PROVIDED BY THE STOCK BROKER

1. Running Account Authorization A. Authorization to maintain Running Account. 23

2. Voluntary Terms & Conditions A. Additional terms & conditions specific to 26

3. Annexures A. Nomination form & Registration form for 77

Signed by: PRASHANT CHANDRASHEKHAR GADDI

Signed by: PRASHANT CHANDRASHEKHAR GADDI

C. Proof of Address (PoA)

D. Exemptions/clarifications to PAN (*Sufficient documentary evidence in support of such claims to

• In case of transactions undertaken on behalf of Central Government and / or State Government

Signed by: PRASHANT CHANDRASHEKHAR GADDI

E. List of people authorized to attest the documents

• Notary Public, Gazetted Officer, Manager of a Scheduled Commercial / Co-operative Bank or

Signed by: PRASHANT CHANDRASHEKHAR GADDI

KNOW YOUR CLIENT (KYC) | APPLICATION FORM (FOR INDIVIDUALS ONLY)

Please fill in ENGLISH & in BLOCK LETTERS (*Mandatory fields)

A. IDENTITY DETAILS (Please refer instruction A at the end)

1. Name of Applicant PRASHANT CHANDRASHEKHAR GADDI

2. a. Mother’s Name Girija

b. Father/Spouse’s Chandrashekhar Gaddi

b. Date of birth D D/ M M/ YYYY

5. Residential Status Residential Individual

6. Service Private Sector

Business Not Categorized

7. Citizenship Indian 8. ISO 3166 Country Code IN

Signed by: PRASHANT CHANDRASHEKHAR GADDI

9. Specify the proof of identity submitted :

ADDITIONAL DETAILS REQUIRED* (Mandatory only if section is ticked)

ISO 3166 Country Code of Jurisdiction

Tax Identification Number or equivalent (If issued by

Place / City of Birth* ISO 3166 Country Code of Birth*

PROOF OF IDENTITY (POI)*

Passport Number Passport Expiry Date

Voter ID Card Driving Licence

Driving Licence NREGA Job Card

UID (Aadhaar) Identification

Others (any document Identification Number

Simplified Measures PAN

Signed by: PRASHANT CHANDRASHEKHAR GADDI

ii. Proof of Passport

Line 1 H No 4576/1 Shetty Galli,Belgaum

City/Town/Village* Belgaum District*

State Karnataka Country INDIA

Pin/Post Code* State/U

Tel (off). Email id [email protected]

Mobile No. 9164837957 Fax