Your Credit Health | Credit Karma 10/31/24, 12:19 p.m.

View report from

Oct 24, 2024

YOHANA HOYOS
692
Calculated using VantageScore 3.0
Provided by Equifax

Personal Information
NAMES REPORTED

YOHANA HOYOS

EMPLOYMENT INFO

You have no employment information on your credit report.

ADDRESSES REPORTED

20419 42ND AVE APT 2

BAYSIDE, NY
11361

Accounts
Here's every account on your Equifax report. Click on the account name for more details.

AUTO LOANS

TOYOTA FINANCIAL SER $0.00 -

Reported: Aug. 07, 2024 Closed

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Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $22357

Monthly payment No Info

Opened Jul. 01, 2020 (4 yrs, 4 mos)

Term 36 months

Payment History

YouÕve made 96% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Jun. 01, 2023

Current Payment Status Current

Worst Payment Status Current

Account Details
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Account Details

Account status Paid

Type Auto Lease

Responsibility Joint Account

Remarks Lease - full termination

Times 30/60/90 days late 1/1/0

Closed Aug. 01, 2023

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Creditor Information
TOYOTA FINANCIAL SER
Cdr Team
Cedar Rapids, IA 52409-0004

(800) 874-8822

NISSAN MOTOR ACCEPTA $0.00 -

Reported: Apr. 30, 2024 Closed

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Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $35080

Monthly payment No Info

Opened Sep. 07, 2023 (1 yr, 1 mo)

Term 72 months

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

Current Late Unknown

Last payment Apr. 01, 2024

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Auto

Responsibility Co-maker

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Remarks Fixed rate

Times 30/60/90 days late 0/0/0

Closed Apr. 01, 2024

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Creditor Information
NISSAN MOTOR ACCEPTA
PO Box 660360
Dallas, TX 75266-0360

(800) 456-6622

CREDIT CARDS

CREDIT ONE BANK $485.00 -

Reported: Jul. 17, 2024 In good standing

Overview
You're currently using 97% of your account's limit.

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Balance Credit limit

$485 $500

Monthly payment $30

Opened Nov. 06, 2022 (1 yr, 11 mos)

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

Current Late Unknown

Last payment Jun. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Credit Card

Responsibility Individual Account.

Remarks No Info

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Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
CREDIT ONE BANK
PO Box 98873
Las Vegas, NV 89193-8873

(877) 825-3242

MISSION LANE TAB BAN $730.00 -

Reported: Jul. 10, 2024 In good standing

Overview
You're currently using 97% of your account's limit.

Balance Credit limit

$730 $750

Monthly payment $28

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Opened Mar. 10, 2023 (1 yr, 7 mos)

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023

Current Late Unknown

Last payment Jun. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Credit Card

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
MISSION LANE TAB BAN
PO BOX 105286
ATLANTA, GA 30304

(855) 790-8860

FORTIVA - MC/MABTC $625.00 -

Reported: Jul. 05, 2024 In good standing

Overview
You're currently using 87% of your account's limit.

Balance Credit limit

$625 $720

Monthly payment $58

Opened Mar. 22, 2023 (1 yr, 7 mos)

Payment History
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Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023

Current Late Unknown

Last payment Jun. 01, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Credit Card

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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PO Box 9201 10705 S Jordan Gtwy Ste 20

Old Bethpage, NY 11804-9001

(800) 253-2322

TD BANK $0.00 -
Reported: Feb. 06, 2023 Closed

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $500

Monthly payment No Info

Opened Oct. 07, 2022 (2 yrs)

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2023
2022

Current Late Unknown

Last payment Feb. 01, 2023

Current Payment Status Current

Amount past due $0

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Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Secured Credit Card

Responsibility Individual Account.

Remarks Account closed at consumers request

Times 30/60/90 days late 0/0/0

Closed Oct. 01, 2022

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Creditor Information
TD BANK
PO BOX 1448
GREENVILLE, SC 29602-1448

(800) 462-3666

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SYNCBPAYPALEXTRASMC $0.00 -
Reported: Jan. 15, 2020 Closed

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $100

Monthly payment No Info

Opened Sep. 24, 2018 (6 yrs, 1 mo)

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2019

2018

Current Late Unknown

Last payment No Info

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid and Closed

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Account status Paid and Closed

Type Credit Card

Responsibility Individual Account.

Remarks Account closed by credit grantor

Times 30/60/90 days late 0/0/0

Closed Nov. 01, 2019

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Creditor Information
SYNCBPAYPALEXTRASMC
PO Box 71727
Philadelphia, PA 19176-1727

(866) 396-8254

Hide closed (3)

OTHER LOANS

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GRAMEEN AMERICA, INC $2,107.00 -

Reported: Sep. 30, 2024 In good standing

Overview
You have 65% left to pay on this loan.

Balance Highest Balance

$2107 $3250

Monthly payment $543

Opened Jul. 29, 2024 (3 mos)

Term 6 months

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

Current Late Unknown

Last payment Sep. 01, 2024

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Open

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Type Business Loan - individual is personally liable

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

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Creditor Information
GRAMEEN AMERICA, INC
150 W 30th St Fl 8
New York, NY 10001-4151

(718) 704-0426

GRAMEEN AMERICA, INC $0.00 -

Reported: Sep. 30, 2024 Closed

Overview
You have 0% left to pay on this loan.

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Balance Highest Balance

$0 $2500

Monthly payment No Info

Opened Feb. 09, 2024 (8 mos)

Term 6 months

Payment History

YouÕve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

Current Late Unknown

Last payment Jul. 01, 2024

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Paid and Closed

Type Business Loan - individual is personally liable

Responsibility Individual Account.

Remarks No Info

Times 30/60/90 days late 0/0/0

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Closed Jul. 01, 2024

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Creditor Information
GRAMEEN AMERICA, INC
150 W 30th St Fl 8
New York, NY 10001-4151

(718) 704-0426

Hide closed (1)

Hard Inquiries
When you apply for a new credit account, a hard inquiry will usually get added to your report,
which can make a small dent in your score. Here are the inquiries on your Equifax report.

Collections
If you've fallen behind on payments, your account could be sent to a collections agency. This
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If you've fallen behind on payments, your account could be sent to a collections agency. This
can have a big impact on your credit score.

Clean slate! As of Oct. 24, 2024, you have no collection accounts on your credit report.

Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and
do some damage to your score.

Lookin' good! As of Oct. 24, 2024, you have no public records on your report.

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