ROBERT HART

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Account Number Ending in: 7023 Page 1 of 4
VISA Statement for Period: February 05, 2020 to March 05, 2020
00000000 - 002124 - 7762 - 66511 - 2

ACCOUNT SUMMARY PAYMENT INFORMATION

Previous Balance $8,120.55 New Balance $6,700.60
Payments - $0.00 Minimum Payment Due $111.02
Other Credits - $0.00 Payment Due Date March 25,2020
Purchases and Adjustments + $1,366.01
Cash Advances + $0.00 Late Payment Warning:
Fees Charged + $2.22 If we do not receive your minimum payment by the date listed above, you may
Interest Charged + $51.72 have to pay a late fee up to $25.00.
New Balance $6,700.60 Minimum Payment Warning:
$9,400.00 If you make only the minimum payment each period, you will pay more in
Credit Line interest and it will take you longer to pay off your balance. For example:
Available Credit $2,699.40
Statement Closing Date March 05, 2020 If you make no You will pay off the And you will end up
Number of Days in Billing Cycle 30
additional charges using balance shown on this paying an estimated
this card and each statement in about ... total of ...
If you think your bill is incorrect or if you need more information month you pay ...
about a transaction, please contact us immediately. For billing
inquiries and disputes, or to report a lost or stolen card, please Only the Minimum 25 years $10,093
call 1-800-272-2102. Payment

$174 3 years $6,264

To put a dispute in writing, please mail to: (Savings = $3,829)

TD Bank Operations Center If you would like information about credit counseling services,
P.O. Box 218 call 1-800-272-2102.
Lewiston, ME 04243

ONLINE ACCOUNT ACCESS

Enroll today at www.tdbank.com to conveniently manage your account online 24/7. Track expenses, add
authorized users, set accounts alerts, and manage payments. Enroll in electronic statements to ensure timely
receipt of your statements.

DETACH HERE: To ensure proper credit, please include lower portion with your payment.

Account Number XXXX-XXXX-XXXX-7023

TD BANK OPERATIONS CENTER Payment Due Date March 25, 2020
P.O. BOX 218
New Balance $6,700.60
LEWISTON, ME 04243
Minimum Payment Due $111.02
ROBERT HART Amount Enclosed $
62820 E SANDALWOOD RD
TUCSON, AZ 85739-2441
Make check payable to: TDBANK
Check here if your address has changed.
Please make corrections on the reverse
side of this form.

157991552702 000103729 005252228

 Account Number Ending in: 7023 Page 2 of 4
ROBERT HART Statement for Period: February 05, 2020 to March 05, 2020

INFORMATION ABOUT YOUR ACCOUNT

Anytime you send the Bank a check for payment on your account, you authorize the Bank to make a one-time electronic transfer debit from your bank account for the amount
of the check. Contact customer service at 1-800-272-2102 to establish a different payment option if you do not prefer to have your check processed in this way.

Payment in any other manner or to any other location may result in delay in crediting to your account. Payments received after 5:00 p.m. will be deemed received on the
following business day, provided that any payment paid in person at a branch of the Bank will be treated as received on the date actually received.

If you fail to fulfill the terms of your credit obligations, you are hereby notified a negative credit report may be submitted to a credit reporting agency.

BALANCE COMPUTATION

Your "New Balance" may consist of up to three components; Purchases Balance, Disbursed Cash Balance and Transferred Balance. Finance charge where applicable is
computed by using the annual percentage rate and the average daily balance for the Purchases Balance, Transferred Balance and the Disbursed Cash Balance as separately
stated on the statement. To get the "average daily balance" for each separate balance we take the beginning balance of each separate balance component of your account
each day, add any new debits (purchases for the Purchases Balance, balance transfers for the Transferred Balance and cash advances or convenience checks for the
Disbursed Cash Balance), and subtract any payments and credits allocated to that separate balance. This gives the daily balance for each separate balance component. Then
we add up all the daily balances for each separate balance component for the billing cycle, including unpaid finance charges, and divide the total by the number of days in the
billing cycle. This gives the "average daily balance" for the separate balance component.

Finance charge where applicable is computed by using the annual percentage rate and the average daily balance for Purchases Balance, Transferred Balance and the
Disbursed Cash Balance as separately stated on the statement. Finance charges on the disbursed Cash Balance and the Transferred Balance will accrue from the date of the
transaction and continue until such balance is paid in full. Finance charges on purchases will accrue from the date of the transaction if there was a "New Balance" at the start
of the current statement cycle, or from the first day of the statement cycle next following the date of the transaction if there was not a "New Balance" at the start of the current
statement cycle.

Date of transaction will be the latter of the transaction date or the first date of the statement cycle in which the transaction is posted.

A Finance Charge will not be imposed on (i) the Purchases Balance included within the "New Balance", if payment in full of the "New Balance" is received within 25 days of
the prior statement cycle closing date or (ii) the part of the Purchase Balance equal to the amount of any payment received within 25 days of the prior statement cycle closing
date and credited to the Purchases Balance in accordance with the card membership rules.

ANNUAL MEMBERSHIP FEE DISCLOSURE

If this statement notifies you that your card will renew during the next statement cycle, you have the following options:

Option A - If you wish to renew your card account and continue your membership privileges, then you should accept the annual fee which will appear on your next statement.
No other notification is required confirming your acceptance. If you elect this Option A, the following terms apply as of the date of this statement: (1) The annual percentage
rate(s) applicable to your account is shown in the INTEREST CHARGE CALCULATION section of this statement; (2) the annual membership fee notice will be on the front of
this statement; (3) there is no minimum finance charge imposed for use of the card; (4) For Foreign Purchase Transactions, a fee of 2.00% of each purchase transaction in
US dollars applies; (5) if the "New Balance" shown on the previous statement was paid in full by the payment due date shown on that statement, you may avoid paying interest
on purchases during the next statement cycle by paying in full the New Balance shown on this statement within 25 days after the statement cycle closing date; and (6) the
"average daily balance method (including new purchases)" is used to determine the balance for purchases on which the finance charge is computed. Your APR(s) will vary
with the market based on the Prime Rate.

Option B - If you do not wish to renew your card, you may terminate your card membership privileges by notifying us of your intention not to renew your card account at
1-800-272-2102 or Bank Card Center, P.O. Box 6609, Pine Bluff, AR 71611, not later than 30 days after the date of the statement containing the renewal notice was mailed to
you. Further, we request that you return your card(s) cut in half to our address shown above. If you elect Option B, your account will not be renewed, your card membership
privileges will be terminated and no annual fee will be charged to your account.

Please enter change of address or telephone number below:

__________________________________________________________________________________________________
Address

__________________________________________________________________________________________________
City State Zip

__________________________________________________________________________________________________
Home Phone (include area code) W ork Phone (include area code)
г
ROBERT HART
Account Number Ending in: 7023 Page 3 of 4
VISA Statement for Period: February 05, 2020 to March 05, 2020

The security of your account is our top priority. You will now begin receiving text fraud alerts* which will notify you of
any suspicious activity оп your account. lf you have not already done so, please update your cell phone number and
email address оп www.tdbank.com to ensure prompt notification. Should your contact information change, please let
us know immediately. lf you have any questions about this service, please call us at
1-800-272-2102.

*These text alerts аге being deployed free of charge and standard text message charges will not apply.

j TRANSACTIONS
1
Tran.
Date Description Reference Number Amount

ROBERT HART Card ending in: 7023

02/05 WINE AND LIQUOR SUPERS 378554573143 111.87
02/07 USPS POST OFFICE 567074334063 27.89
02/07 RITE AID STORE 977124943864 36.40
02/09 PEPBOYS STORE 381261173915 25.26
02/09 KMART 9420 BRONX 516176719032 34.90
02/10 MCDONALD'S F2036 128650727216 54.16
02/11 KAI SUSHI ASIAN FUSION 801880514529 95.77
02/13 ACH ELECTRONIC CREDIT 592154652160 80.28
02/13 MEDICAL URGICARE BRONX 468662080355 121.79
02/15 NYUS05180 971588922712 37.84
02/18 WALMART SUPER CENTER 385391267855 120.69
02/19 LOGANVILLE 320655379211 49.70
02/20 PARKCHESTERSOUTH RETRY 167332535190 46.65
02/22 LOVES TRAVEL S00004044 311734352447 45.96
02/23 NETFLIX.COM NETFLIX.COM 287224488239 186.56
03/02 AMAZON.COM 662997029256 300.05
02/28 HOME THINGS 410143742477 61.02

j FEES CHARGED
1
Tran. Posting
Date Date Description Reference Number Amount
02/07 02/07 FOREIGN TRANSACTION FEE 74938080038863102716942 2.22
ТОТAL FEES FOR THIS PERIOD $2.22

1 1
INTEREST CHARGED
Tran. Posting
Date Date Description Reference liffimber Amount
03/01 03/01 INTERESТ CHARGE-PURCHASE 51.72
ТОТAL INTEREST FOR THIS PERIOD $51.72

1 INTEREST CHARGE CALCULATION 1

• Your Annual Percentage Rate (APR) is the annual interest rate оп your account.

Annual Percentage Rate Balance Subject to lnterest

Туре of Balance (APR)* lnterest Rate Charge
PURCHASES 11.75% (v) $6,091.81 $51.72
CASH ADVANCES 15.75% (v) $0.00 $0.00
(v) = VariaЫe Rate

2020 Year-to-Date Totals

Total fees charged in 2020 $27.22
Total interest charged in 2020 $103.38
 Account Number Ending in: 7023 Page 4 of 4
ROBERT HART Statement for Period: February 01, 2020 to March 01, 2020

BILLING RIGHTS SUMMARY

What To Do If You Find A Mistake On Your Statement

If you think there is an error on your statement, or if you need more information about a transaction on your statement write us at: )(9*3(@:)(52 as
soon as possible. You may also contact us on the W eb at: ^^^IHYJSH`ZJVT
In your letter, give us the following information:
- Account Information: Your name and account number.
- Dollar Amount: The dollar amount of the suspected error.
- Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.

You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing or electronically. You
may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.

W hile we investigate whether or not there has been an error:

- W e cannot try to collect the amount in question, or report you as a delinquent on that amount.
- The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a
mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
- Even though you do not have to pay the amount in question, you are responsible for the remainder of your balance.
- W e can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatisfied With Your Credit Card Purchases

If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with
the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the purchase price must have been more
than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you, or if we own the company that sold you
the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card
account do not qualify.
3. You must not yet have fully paid for the purchase.

If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing at:
TD Bank Operations Center P.O. Box 218 Lewiston, ME 04243 or, you may also contact us on the W eb at: www.tdbank.com.

W hile we investigate, the same rules apply to the disputed amount as discussed above. After we finish our investigation, we will tell you our decision.
At that point, if we think you owe an amount and you do not pay, we may report you as delinquent.