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    Tugas Tutorial 3

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    siskampa57

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    Tugas Tutorial 3

    Uploaded by

    siskampa57
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    TUGAS TUTORIAL 3

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    1 views4 pages

    Tugas Tutorial 3

    Uploaded by

    siskampa57

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    © All Rights Reserved
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    of 4

    TUGAS TUTORIAL 1

    MATAKULIAH
    BAHASA INGGRIS NIAGA (ADBI4201)

    TUTOR PEMBIMBING
    Dra. Dwiningsih Sulistiarti, M.Hum

    DISUSUN OLEH
    NAMA : SISKA PUTRI MAHARANI
    NIM : 054866119
    KODE KELAS : 640

    PROGRAM STUDI ADMINISTRASI BISNIS


    FAKULTAS HUKUM ILMU SOSIAL DAN ILMU POLITIK
    UPBJJ UT PALEMBANG
    UNIVERSITAS TERBUKA
    Select one of the topics below and write an original essay consisting of three well-structured
    paragraphs. Your essay should reflect your understanding and perspective on the topic. Support
    your arguments with relevant examples and references, but make sure your response is in your
    own words and not a direct copy from any sources.

    1.Banking and Business Loans:


    Imagine you are an entrepreneur looking to expand your retail business. You need to secure a
    significant loan to finance this new venture. Considering various types of banks and their
    offerings, which one would you choose, and why? In your response, consider factors such as
    interest rates, customer service, and the range of financial products available. Reflect on how
    these factors align with your business needs and long-term goals.

    2.Price Elasticity of Demand:


    Price elasticity of demand indicates how sensitive the quantity demanded of a good or service is
    to a change in its price. What are the potential risks for a company if it sets its product price too
    high? Analyze how such a decision could affect demand, sales, and the overall performance of
    the business. Use your understanding of economic principles to explain the potential
    consequences and provide real or hypothetical examples.

    3.Demographics and Market Strategy:


    Businesses often use demographic analysis to understand the characteristics of their target
    market, such as age, income, education level, and family structure. How can companies
    leverage demographic data to design effective marketing strategies and enhance customer
    engagement? Discuss the importance of tailoring marketing efforts to specific demographic
    segments and provide examples to illustrate your points. How can these strategies help a
    business succeed in a competitive market?
    ANSWER:

    Taking out a business loan is an important step for entrepreneurs who want to develop
    their retail business. Among the various financing options, traditional bank loans stand
    out for their competitive interest rates and comprehensive customer service. Banks like
    Wells Fargo and Chase offer loans specifically for retail businesses, ensuring
    entrepreneurs have access to enough capital to grow their businesses, add inventory, or
    open new stores.

    For example, a retailer can take out a term loan of IDR 1,000,000.00 at an interest rate
    of 6% to improve store design and customer experience to increase sales. In addition to
    low interest rates, the importance of customer service cannot be overstated. Our
    collaborative relationships with banks facilitate your loan application and provide
    ongoing financial advice. Banks often offer a variety of financial products, such as lines
    of credit and financial products.

    This is important for managing cash flow during busy times and investing in new
    technology. For example, a retailer can use a line of credit to purchase additional
    inventory during holiday sales without running out of cash. Ultimately, the choice of
    bank must take into account the long-term goals and operational needs of the
    entrepreneur. Banks that not only offer financing but also financial advisory strategies
    can have a significant impact on the success of your retail business. By using the right
    financial tools and maintaining good banking relationships, entrepreneurs can position
    their businesses for sustainable growth in an increasingly competitive marketplace.
    Sumber referensi:
    Dra.Siti Era Mardiani,M.Ed. 2023,Pendidikan Kewarganegaraan,Tanggerang
    Selatan:UNIVERSITAS TERBUKA

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