2.

1 Central Bank Survey

(Million Rupees)
2017 2018
ITEMS FY16 FY17 FY18 P
Aug Sep Jun Jul Aug Sep P

Net Foreign Assets 1,322,526 1,101,149 329,501 965,259 874,494 329,501 408,867 390,834 229,061

Claims on nonresidents 2,632,353 2,415,139 2,046,496 2,306,315 2,217,674 2,046,496 2,149,492 2,126,640 1,951,935
a) Monetary Gold, Coin and Bullion 287,170 270,361 315,611 286,960 280,731 315,611 314,990 310,357 306,447
b) Holdings of SDRs 67,662 63,716 59,273 61,988 61,858 59,273 60,530 56,015 56,084
c) Foreign currency 5,146 10,319 12,277 15,423 19,076 12,277 17,311 46,732 60,108
d) Deposits 1,610,699 1,673,291 1,101,801 1,011,856 1,248,363 1,101,801 967,235 999,820 815,848
e) Securities other than shares (Foreign) 355,822 94,091 203,760 620,945 299,116 203,760 428,295 353,515 354,558
f) Loans - - - - - - - - -
g) Financial derivatives 2,206 1,203 77 654 - 77 - - 326
h) Other 303,647 302,158 353,699 308,490 308,532 353,699 361,132 360,200 358,564
Of which: Quota-IMF 297,634 296,399 347,211 302,462 302,604 347,211 354,489 353,631 352,058
less: Liabilities to nonresidents 1,309,828 1,313,990 1,716,995 1,341,056 1,343,180 1,716,995 1,740,626 1,735,806 1,722,874
a) Deposits 74,964 74,664 86,808 74,759 74,913 86,808 88,676 88,375 88,628
b) Securities other than shares 931,789 939,436 1,090,677 956,661 959,101 1,090,677 1,110,745 1,108,059 1,095,503
c) Loans - - .. - - .. .. - -
d) Financial derivatives 158,508 155,550 370,409 162,047 161,889 370,409 368,788 367,157 366,251
e) Other 144,567 144,340 169,101 147,590 147,278 169,101 172,416 172,215 172,492
Claims on Other Depository Corporations 1,953,605 2,047,042 2,150,203 2,172,002 1,937,500 2,150,203 1,956,135 1,092,405 692,786
Net claims on General Government 1,423,182 2,329,434 3,590,969 2,404,470 2,529,013 3,590,969 3,682,105 4,683,641 5,104,286
Net claims on Central Government 1,715,195 2,424,678 3,650,429 2,537,574 2,707,928 3,650,429 3,859,275 4,933,629 5,388,030
Claims on Central Government 2,052,301 2,524,167 3,708,755 3,050,811 2,785,739 3,708,755 3,918,569 4,989,490 5,447,105
a) Securities other than Shares 2,049,561 2,521,427 3,668,364 3,048,071 2,782,999 3,668,364 3,876,884 4,947,554 5,403,927
b) Other claims 2,740 2,740 40,391 2,740 2,740 40,391 41,684 41,937 43,178
less: Liabilities to Central Government 337,105 99,489 58,327 513,237 77,811 58,327 59,293 55,861 59,075
a) Deposits 337,105 99,489 58,327 513,237 77,811 58,327 59,293 55,861 59,075
b) Other liabilities - - - - - - - - -
Net claims on Provincial Governments (292,014) (95,244) (59,460) (133,104) (178,914) (59,460) (177,170) (249,988) (283,744)
Claims on Provincial and Local Governments - - 49,361 - - 49,361 2,578 1,129 1,214
a) Securities other than Shares - - - - - - - - -
b) Other claims - - 49,361 - - 49,361 2,578 1,129 1,214
less: Liabilities to Provincial and Local governments 292,014 95,244 108,820 133,104 178,914 108,820 179,748 251,117 284,958
a) Deposits 292,014 95,244 108,820 133,104 178,914 108,820 179,748 251,117 284,958
b) Other liabilities - - - - - - - - -
Claims on other sectors 32,815 24,408 24,761 24,046 23,768 24,761 24,964 25,563 25,949
a) Other financial corporations 12,106 4,988 4,648 4,716 4,700 4,648 4,614 4,618 4,634
b) Public non-financial corporations 11 12 57 15 15 57 61 66 70
c) Other non-financial corporations - - - - - - - - -
d) Other resident sectors 20,698 19,407 20,055 19,315 19,053 20,055 20,289 20,879 21,245
Monetary base (1+2+3+4) 3,948,832 4,838,708 5,451,198 4,823,757 4,703,817 5,451,198 5,395,001 5,561,476 5,419,477
1) Currency in Circulation 3,554,922 4,167,136 4,635,147 4,175,674 4,004,595 4,635,147 4,619,555 4,860,145 4,594,051
2) Liabilities to Other Depository Corporations 388,651 668,128 813,258 644,485 695,925 813,258 772,436 697,909 821,918
Reserve deposits 388,651 668,128 813,258 644,485 695,925 813,258 772,436 697,909 821,918
Other liabilities - - - - - - - - -

10
 2.1 Central Bank Survey
(Million Rupees)
2017 2018
ITEMS FY16 FY17 FY18 P
Aug Sep Jun Jul Aug Sep P

3) Deposits included in broad money 5,259 3,444 2,793 3,598 3,297 2,793 3,010 3,421 3,508
Transferable deposits 1,601 1,499 1,340 1,495 1,520 1,340 1,344 1,346 1,346
a) Other financial corporations 11 .. .. .. .. .. 5 5 5
b) Public non-financial corporations - - - - - - - - -
c) Other non-financial corporations 112 112 132 112 112 132 132 142 142
d) Other resident sectors 1,478 1,387 1,208 1,383 1,408 1,208 1,207 1,199 1,199
Other deposits 3,658 1,945 1,453 2,103 1,777 1,453 1,666 2,075 2,162
a) Other financial corporations 3,203 1,553 941 1,495 1,152 941 1,200 1,527 1,409
b) Public non-financial corporations - - - - - - - - -
c) Other non-financial corporations - - - - - - - - -
d) Other resident sectors 455 392 512 608 625 512 465 548 754
4) Securities other than shares included in broad money - - - - - - - - -
a) Other financial corporations - - - - - - - - -
b) Public non-financial corporations - - - - - - - - -
c) Other non-financial corporations - - - - - - - - -
d) Other resident sectors - - - - - - - - -
Deposits excluded from broad money 46,276 51,168 57,424 50,751 50,717 57,424 57,517 57,532 57,559
Of which: Other financial corporations - - - - - - - - -
Securities other than shares excluded from broad money - - - - - - - - -
Of which: Other financial corporations - - - - - - - - -
Loans - - - - - - 34,398 - -
Of which: Other financial corporations - - - - - - - - -
Financial derivatives - - - - - - - - -
Of which: Other financial corporations - - - - - - - - -
Trade credit and advances - - - - - - - - -
Of which: Other financial corporations - - - - - - - - -
Shares and Other equity 619,975 611,317 749,001 669,698 655,783 749,001 748,017 776,160 813,862
a) Funds contributed by owners 100 100 100 100 100 100 100 100 100
b) Retained earnings 3,712 43,958 182,395 85,932 94,036 182,395 186,341 219,117 253,418
c) General & special reserves 175,944 142,136 110,715 141,944 141,944 110,715 110,715 110,715 110,715
d) Valuation adjustment 440,218 425,123 455,791 441,722 419,702 455,791 450,861 446,228 449,629
Other items (net) 117,045 840 (162,188) 21,570 (45,542) (162,188) (162,861) (202,725) (238,817)
Other liabilities 196,916 180,353 138,695 194,392 182,023 138,695 134,924 115,613 140,432
Less: Other Assets 79,871 179,512 300,884 172,822 227,565 300,884 297,785 318,338 379,249

Note :
1. The table shows monetary statistics of the Central Bank (State Bank of Pakistan) according to the guidelines of IMF Monetary and Financial Statistics Manual (MFSM 2000).
Compilation methodology is available at: http://www.sbp.org.pk/departments/Guidelines.htm
2. General Government includes Central and Provincial Governments.
3. Provincial Governments includes Local & Provincial Governments.
4. The data may not tally with the table 2 at http://www.sbp.org.pk/ecodata/Ana_Acc_Sbp.pdf and table 2.2 of Statistical Bulletin due to difference in classification and Sectorization.
5. Note Explaining major changes is available at: http://www.sbp.org.pk/departments/stats/ntb.htm
Archive link: http://www.sbp.org.pk/ecodata/AnaAccArc.xls

11
 2.2 Other Depository Corporations Survey
(Million Rupees)
2017 2018
ITEMS FY16 FY17 FY18 P
Aug Sep Jun Jul Aug Sep P
Net Foreign Assets 138,605 (5,711) (72,715) (90,163) (87,440) (72,715) (80,243) (122,120) (143,668)
Claims on nonresidents 463,559 505,554 514,474 439,965 456,905 514,474 513,799 488,483 464,747
a) Foreign currency 27,637 29,434 35,023 33,453 31,482 35,023 42,422 57,128 37,844
b) Deposits 119,909 159,099 132,663 103,180 98,783 132,663 133,522 91,373 96,907
c) Securities other than shares 135,019 126,665 145,176 128,571 127,337 145,176 142,251 143,902 133,849
d) Loans 10,437 17,727 7,684 3,430 23,032 7,684 1,504 2,835 2,852
e) Financial derivatives 536 805 1,548 523 584 1,548 1,500 1,515 737
f) Shares & other equity 168,398 169,719 189,517 168,872 173,783 189,517 189,782 188,809 189,836
g) Other 1,623 2,104 2,864 1,936 1,904 2,864 2,818 2,920 2,722
less: Liabilities to nonresidents 324,953 511,265 587,189 530,128 544,345 587,189 594,042 610,603 608,415
a) Deposits 116,747 131,865 178,373 133,185 131,390 178,373 180,240 188,612 185,447
b) Securities other than shares 2 - - - - - - - -
c) Loans 197,478 369,598 395,529 384,295 402,252 395,529 400,832 406,983 409,300
d) Financial derivatives 1,213 292 2,564 416 474 2,564 2,247 2,313 1,231
e) Other 9,514 9,510 10,723 12,232 10,229 10,723 10,723 12,695 12,436
Claims on Central bank 650,069 947,849 1,080,602 888,612 919,766 1,080,602 1,030,501 968,376 1,055,886
a) Currency 231,744 268,288 260,756 245,721 215,354 260,756 235,136 254,481 229,229
b) Reserve deposits 379,519 656,394 808,104 621,785 683,495 808,104 767,474 707,117 822,884
c) Other claims 38,806 23,167 11,742 21,106 20,917 11,742 27,891 6,778 3,773
Net Claims on General Government 6,733,768 6,895,270 6,747,146 7,058,121 6,956,575 6,747,146 6,430,354 5,603,261 5,265,702
Net claims on Central Government 6,861,665 7,132,523 6,913,660 7,301,713 7,218,003 6,913,660 6,600,504 5,750,641 5,410,759
Claims on Central Government 7,585,682 8,026,138 8,009,662 8,190,761 8,141,466 8,009,662 7,677,205 6,797,306 6,475,866
a) Securities other than Shares 7,326,110 7,801,618 7,761,847 7,957,328 7,910,391 7,761,847 7,435,130 6,555,760 6,232,616
b) Other claims 259,572 224,520 247,815 233,432 231,075 247,815 242,074 241,546 243,250
less: Liabilities to Central Government 724,017 893,614 1,096,002 889,048 923,462 1,096,002 1,076,701 1,046,665 1,065,106
a) Deposits 724,017 893,614 1,096,002 889,048 923,462 1,096,002 1,076,701 1,046,665 1,065,106
b) Other liabilities - - - - - - - - -
Net claims on Provincial Governments (127,897) (237,253) (166,514) (243,592) (261,429) (166,514) (170,150) (147,380) (145,057)

Claims on Provincial Governments 400,711 483,331 602,750 462,249 462,108 602,750 605,246 597,663 601,873

a) Securities other than Shares .. .. .. .. .. .. .. .. ..

b) Other claims 400,711 483,331 602,750 462,249 462,108 602,750 605,246 597,663 601,872
less: Liabilities to Provincial
528,608 720,584 769,264 705,841 723,536 769,264 775,396 745,043 746,930
Governments
a) Deposits 526,608 715,991 760,398 701,286 718,956 760,398 766,472 736,060 737,889
b) Other liabilities 2,000 4,593 8,866 4,555 4,580 8,866 8,924 8,983 9,040
Claims on other sectors 5,250,999 6,251,044 7,331,244 6,144,881 6,235,812 7,331,244 7,343,385 7,418,869 7,504,578
a) Other financial corporations 108,110 98,726 105,183 95,273 97,850 105,183 101,334 104,904 96,099
b) Public non-financial corporations 765,410 1,025,871 1,232,110 980,477 1,002,045 1,232,110 1,279,511 1,312,370 1,299,677
c) Other non-financial corporations 3,472,281 4,059,627 4,749,997 3,986,052 4,034,235 4,749,997 4,695,581 4,720,015 4,810,288
d) Other resident sectors 905,198 1,066,820 1,243,954 1,083,079 1,101,681 1,243,954 1,266,959 1,281,581 1,298,515

12
 2.2 Other Depository Corporations Survey
(Million Rupees)
2017 2018
ITEMS FY16 FY17 FY18 P
Aug Sep Jun Jul Aug Sep P

Liabilities to central bank 1,844,563 1,881,628 2,057,073 2,057,704 1,850,375 2,057,073 1,861,660 1,002,384 587,728
Deposits included in broad money(1+2) 9,302,445 10,483,658 11,377,575 10,363,900 10,538,265 11,377,575 11,210,765 11,174,349 11,414,519
1) Transferable deposits 6,985,524 7,991,825 8,733,675 7,841,750 7,991,222 8,733,675 8,655,104 8,592,282 8,705,019
a) Other financial corporations 163,554 249,897 217,753 235,742 264,331 217,753 236,598 199,478 204,233
b) Public non-financial corporations 235,194 312,106 359,520 331,993 345,881 359,520 349,438 359,082 391,328
c) Other non-financial corporations 2,111,205 2,358,188 2,503,447 2,209,544 2,265,248 2,503,447 2,467,568 2,440,068 2,451,207
d) Other resident sectors 4,475,571 5,071,634 5,652,955 5,064,471 5,115,761 5,652,955 5,601,500 5,593,655 5,658,250
2) Other deposits 2,316,921 2,491,833 2,643,900 2,522,150 2,547,043 2,643,900 2,555,661 2,582,066 2,709,501
a) Other financial corporations 66,144 74,546 80,923 67,666 71,774 80,923 69,243 65,434 101,704
b) Public non-financial corporations 349,933 411,242 428,607 415,691 418,550 428,607 422,475 429,761 422,845
c) Other non-financial corporations 747,141 828,116 862,865 828,318 832,159 862,865 800,559 796,751 854,298
d) Other resident sectors 1,153,702 1,177,930 1,271,505 1,210,475 1,224,560 1,271,505 1,263,384 1,290,121 1,330,653
Securities other than shares, included in
10 10 16 10 10 16 16 16 16
broad money
a) Other financial corporations 7 7 12 7 7 12 13 13 13
b) Public non-financial corporations - - - - - - - - -
c) Other non-financial corporations 3 3 3 3 3 3 3 3 3
d) Other resident sectors - - - - - - - - -
Deposits excluded from broad money - - - - - - - - -
Of which: Other financial corporations - - - - - - - - -
Securities other than shares, excluded
11,528 15,535 19,530 15,524 16,872 19,530 19,870 25,431 25,005
from broad money
Of which: Other financial corporations 6,909 11,582 12,876 11,592 11,549 12,876 13,331 17,418 17,456
Loans 17,397 11,395 12,744 11,358 11,404 12,744 12,416 11,308 12,324
Of which: Other financial corporations 7,382 1,743 3,411 1,707 1,753 3,411 3,083 1,975 2,991
Financial derivatives 1,515 962 3,686 953 751 3,686 5,045 4,088 3,305
Of which: Other financial corporations - - .. - - .. .. - -
Trade credit and advances 63 127 136 92 81 136 122 125 152
Of which: Other financial corporations - - - - - - - - -
Shares and other equity 1,576,544 1,682,897 1,678,673 1,624,259 1,637,408 1,678,673 1,681,496 1,682,271 1,684,540
a) Funds contributed by owners 628,439 737,674 610,095 586,060 586,521 610,095 610,290 612,973 613,474
b) Retained earnings 321,786 385,969 447,303 431,754 448,124 447,303 454,468 459,641 475,544
c) General and special reserves 334,891 288,062 377,673 349,091 349,041 377,673 379,844 380,571 378,051
d) Valuation adjustment 291,428 271,191 243,601 257,354 253,723 243,601 236,894 229,086 217,471
Other items (net) 19,503 12,494 (62,883) (72,164) (30,292) (62,883) (67,149) (31,334) (44,786)
Other liabilities 1,242,915 1,325,403 1,453,328 1,241,689 1,298,006 1,453,328 1,430,601 1,414,760 1,448,840
less: Other assets 1,196,670 1,269,919 1,449,928 1,270,273 1,265,139 1,449,928 1,442,747 1,421,397 1,455,961
plus: Consolidation adjustment (26,741) (42,990) (66,283) (43,580) (63,159) (66,283) (55,003) (24,697) (37,665)

Note:
1. Other Depository Corporations (ODCs) include the data of Banks, DFIs, MFBs, Deposit Accepting Non Bank Financial Companies and Money
Market Mutual Funds (MMMFs) . The scope of ODCs survey has been enhanced with the inclusion of MMMFs with effect from April 2017. The
archive of the ODCs including MMMFs has been prepared from July 2012. Therefore, the estimates are not comparable with Analytical Accounts
of Banking Sector (up to June 2008 prepared under money & banking guide and up to June 2012 prepared under MFSM) and monetary aggregates
of weekly monetary survey based on data of SBP and Scheduled Banks
2. General Government includes Central and Provincial Government
3. Provincial Governments includes Provincial and Local Governments
4. The data may not tally with the table 3 at http://www.sbp.org.pk/ecodata/Ana_Acc_bkg.pdf and table 2.3 of Statistical Bulletin due to difference
in classification and Sectorization
5. Note explaining major changes is available at: http://www.sbp.org.pk/departments/stats/ntb.htm
6. Islamic Financings, Advances (against Murabaha etc) and Other related items previously reported under Other Assets has been reclassified as
domestic claims / credit from June 2014. Details of reclassifications/revisions are available in revision study on SBP website at:
www.sbp.org.pk/ecodata/Revision_Monetary_Stats.pdf
Archive Link: http://www.sbp.org.pk/ecodata/AnaAccDepArch.xls

13
 2.3 Depository Corporations Survey
(Million Rupees)
2017 2018
ITEMS FY16 FY17 FY18 P
Aug Sep Jun Jul Aug Sep P
Net Foreign Assets 1,461,131 1,095,438 256,786 875,096 787,054 256,786 328,623 268,714 85,393
Claims on nonresidents 3,095,912 2,920,693 2,560,970 2,746,280 2,674,579 2,560,970 2,663,291 2,615,122 2,416,682
less: Liabilities to nonresidents 1,634,781 1,825,255 2,304,184 1,871,184 1,887,525 2,304,184 2,334,668 2,346,409 2,331,289
Domestic claims (a+b) 13,440,764 15,500,156 17,694,121 15,631,517 15,745,168 17,694,121 17,480,808 17,731,335 17,900,515
a. Net Claims on general government (1+2) 8,156,950 9,224,704 10,338,115 9,462,590 9,485,588 10,338,115 10,112,459 10,286,902 10,369,988
1- Net claims on central government 8,576,861 9,557,201 10,564,088 9,839,287 9,925,931 10,564,088 10,459,779 10,684,270 10,798,789
Claims on central government 9,637,983 10,550,305 11,718,417 11,241,572 10,927,205 11,718,417 11,595,773 11,786,796 11,922,970
less: Liabilities to central government 1,061,122 993,103 1,154,329 1,402,285 1,001,274 1,154,329 1,135,994 1,102,526 1,124,181
2-Net claims on provincial governments (419,911) (332,497) (225,973) (376,697) (440,343) (225,973) (347,320) (397,368) (428,801)
Claims on provincial governments 400,711 483,331 652,111 462,249 462,108 652,111 607,824 598,792 603,086
less: Liabilities to provincial governments 820,621 815,829 878,084 838,946 902,451 878,084 955,144 996,160 1,031,888
b. Claims on other sectors 5,283,814 6,275,452 7,356,005 6,168,927 6,259,579 7,356,005 7,368,349 7,444,433 7,530,527
Other financial corporations 120,216 103,714 109,832 99,989 102,550 109,832 105,948 109,522 100,733
Public non financial corporations 765,421 1,025,883 1,232,167 980,492 1,002,060 1,232,167 1,279,572 1,312,436 1,299,747
Other non financial corporations 3,472,281 4,059,627 4,749,997 3,986,052 4,034,235 4,749,997 4,695,581 4,720,015 4,810,288
Other resident sectors 925,896 1,086,228 1,264,009 1,102,394 1,120,734 1,264,009 1,287,248 1,302,459 1,319,760
Broad money liabilities (a+b+c+d) 12,630,891 14,385,960 15,754,775 14,297,461 14,330,813 15,754,775 15,598,209 15,783,450 15,782,865
a. Currency outside depository corporations 3,323,178 3,898,848 4,374,391 3,929,953 3,789,241 4,374,391 4,384,419 4,605,664 4,364,822
b. Transferable deposits 6,987,125 7,993,324 8,735,016 7,843,245 7,992,742 8,735,016 8,656,448 8,593,628 8,706,364
Other financial corporations 163,565 249,897 217,753 235,742 264,331 217,753 236,603 199,483 204,238
Public non financial corporations 235,194 312,106 359,520 331,993 345,881 359,520 349,438 359,082 391,328
Other non financial corporations 2,111,317 2,358,300 2,503,579 2,209,656 2,265,360 2,503,579 2,467,700 2,440,210 2,451,349
Other resident sectors 4,477,049 5,073,021 5,654,163 5,065,854 5,117,169 5,654,163 5,602,708 5,594,854 5,659,449
less: Central bank float - - - - - - - - -
c. Other Deposits 2,320,579 2,493,779 2,645,353 2,524,252 2,548,820 2,645,353 2,557,327 2,584,142 2,711,663
Other financial corporations 69,347 76,099 81,864 69,161 72,925 81,864 70,443 66,961 103,113
Public non financial corporations 349,933 411,242 428,607 415,691 418,550 428,607 422,475 429,761 422,845
Other non financial corporations 747,141 828,116 862,865 828,318 832,159 862,865 800,559 796,751 854,298
Other resident sectors 1,154,157 1,178,322 1,272,017 1,211,083 1,225,185 1,272,017 1,263,850 1,290,669 1,331,407
d. Securities other than shares included in
10 10 16 10 10 16 16 16 16
broad money
Other financial corporations 7 7 12 7 7 12 13 13 13
Public non financial corporations - - - - - - - - -
Other non financial corporations 3 3 3 3 3 3 3 3 3
Other resident sectors - - - - - - - - -
Deposits excluded from broad money 46,276 51,168 57,424 50,751 50,717 57,424 57,517 57,532 57,559
of which: Other financial corporations - - - - - - - - -
Securities other than shares excluded from
11,528 15,535 19,530 15,524 16,872 19,530 19,870 25,431 25,005
broad money
of which: Other financial corporations 6,909 11,582 12,876 11,592 11,549 12,876 13,331 17,418 17,456
Loans 17,397 11,395 12,744 11,358 11,404 12,744 12,416 11,308 12,324
of which: Other financial corporations 7,382 1,743 3,411 1,707 1,753 3,411 3,083 1,975 2,991
Financial Derivatives 1,515 962 3,686 953 751 3,686 5,045 4,088 3,305
of which: Other financial corporations - - .. - - .. .. - -
Trade credit & advances 63 127 136 92 81 136 122 125 152
of which: Other financial corporations - - - - - - - - -
Shares & other equity 2,196,519 2,294,214 2,427,674 2,293,957 2,293,191 2,427,674 2,429,513 2,458,431 2,498,401
Other items (net) (2,167) (163,513) (324,789) (163,298) (171,446) (324,789) (313,016) (340,066) (393,400)
Other liabilities (includes central bank float) 1,439,831 1,505,755 1,592,023 1,436,081 1,480,028 1,592,023 1,565,525 1,530,373 1,589,272
less: Other assets 1,276,541 1,449,431 1,750,811 1,443,094 1,492,704 1,750,811 1,740,531 1,739,735 1,835,210
plus: Consolidation adjustment (165,457) (219,837) (166,001) (156,284) (158,770) (166,001) (138,009) (130,704) (147,462)
Note: 1. Depository Corporations (DCs) include the data of SBP, Banks, DFIs, MFBs, Deposit Accepting Non Bank Financial Companies and Money Market Mutual Funds (MMMFs).
The scope of DCs survey has been enhanced with the inclusion of MMMFs with effect from April 2017. The archive of the DCs including MMMFs has been prepared from July
2012. Therefore, the estimates are not comparable with Analytical Accounts of Banking Sector (up to June 2008 prepared under money & banking guide and up to June 2012
.prepared under MFSM) and monetary aggregates of weekly monetary survey based on data of SBP and Scheduled Banks. Methodological changes are given at the following
links: http://www.sbp.org.pk/departments/stats/ntb.htm
2. Islamic Financings, Adavances (against Murabaha etc) and Other related items previously reported under Other Assets has been reclassified as domestic claims / credit from
June 2014. Details of reclassifications/revisions are available in revision study on SBP website at : www.sbp.org.pk/ecodata/Revision_Monetary_Stats.pdf
Archive Link: http://www.sbp.org.pk/ecodata/DepositoryArch.xls

14
 2.4 Reserve Money
(Million Rupees)
30th June 2017 2018
Components
FY16 FY17 FY18 P Aug Sep Jun Jul Aug Sep P

A. Currency in Circulation 3,333,784 3,911,315 4,387,828 3,789,424 3,801,469 4,387,828 4,413,596 4,618,601 4,378,519
B. Cash in Tills 229,331 264,627 255,891 227,445 212,141 255,891 229,300 250,269 224,115
C. Other Deposits 18,756 22,692 26,962 23,036 22,890 26,962 28,120 29,928 32,544
D. Bank Deposits 391,760 669,338 813,949 758,261 696,783 813,949 781,588 698,554 822,689
Reserve Money (A+B+C+D) 3,973,631 4,867,971 5,484,630 4,798,167 4,733,282 5,484,630 5,452,605 5,597,352 5,457,866
Factor affecting Reserve Money (RM)
A. Net Foreign Assets 1,033,016 828,923 11,602 642,350 591,779 11,602 146,262 78,105 (79,707)
B. Net Domestic Assets (1+2+3) 2,940,615 4,039,049 5,473,029 4,155,816 4,141,503 5,473,029 5,306,343 5,519,247 5,537,573
1. Net Govt Sector Borrowing (i+ii) 1,430,400 2,337,124 3,600,077 2,576,143 2,537,864 3,600,077 3,655,042 4,695,312 5,118,466
i. Borrowings for Budgetary Support 1 1,442,243 2,350,109 3,613,047 2,589,765 2,551,290 3,613,047 3,668,676 4,708,585 5,131,705
a) Federal Government 1,730,308 2,440,624 3,667,260 2,714,444 2,725,730 3,667,260 3,829,572 4,946,533 5,403,471
of which deposits with SBP (329,211) (91,238) (12,957) (343,928) (68,872) (12,957) (1,794,627) (13,170) (12,435)
b) Provincial Government (278,291) (88,555) (43,840) (109,183) (165,323) (43,840) (145,504) (219,844) (252,730)
Balochistan (18,257) (1,460) (5,329) (10,445) (26,691) (5,329) (9,300) (18,716) (24,208)
Khyber Pakhtunkhwa (76,020) (30,245) (23,945) (16,692) (30,713) (23,945) (43,343) (54,647) (50,843)
Punjab (96,432) (38,146) (5,114) (41,911) (72,673) (5,114) (69,779) (96,704) (116,462)
Sindh (87,581) (18,704) (9,453) (40,135) (35,246) (9,453) (23,081) (49,777) (61,218)
c) AJK Government 955 7,279 5,515 (1,708) 4,211 5,515 2,361 833 918
d) Gilgit-Baltistan (10,730) (9,239) (15,888) (13,788) (13,329) (15,888) (17,754) (18,937) (19,954)
ii. Others (11,843) (12,985) (12,971) (13,622) (13,426) (12,971) (13,633) (13,273) (13,239)
2. Credit to Non-Govt. Sector (i+ii+iii) 402,348 491,157 565,867 496,660 477,597 565,867 577,825 374,134 548,596
i. Claims on Sch. Banks (a+b+c+d+e) 407,364 500,160 573,179 505,484 486,556 573,179 585,079 381,382 555,759
a. Agriculture Sector 51,758 1,217 1,056 1,099 1,067 1,056 1,007 1,053 1,032
b. Industrial Sector 42,321 79,196 113,524 83,711 88,977 113,524 113,556 115,779 116,584
c. Export Sector 204,617 238,383 292,558 239,310 231,881 292,558 308,779 101,717 269,256
d. Housing Sector - - - - - - - - -
e. Others 108,668 181,364 166,040 181,364 164,631 166,040 161,738 162,833 168,887
ii. Claims on NBFIs 19,228 15,241 16,932 15,419 15,284 16,932 16,990 16,996 17,080
iii. PSEs Special A/C Debt Repayment
(24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244)
with SBP/PSPC
3. Other Items (Net) 1,107,867 1,210,768 1,307,085 1,083,013 1,126,042 1,307,085 1,073,476 449,802 (129,489)

Reserve Money(RM) (A+B) 3,973,631 4,867,971 5,484,630 4,798,167 4,733,282 5,484,630 5,452,605 5,597,352 5,457,866
Source: Statistics & Data Warehouse Department SBP
Note:-
1. Excluding IMF A/c Nos. 1 & 2, SAF loan account, counterpart funds, deposits of foreign central banks, foreign govts, international organizations and deposit money banks.
i - Data is based on weekly returns. The quarterly data covers the period up to the last working day of the month and others months data up to the last working day of last week.
ii- Data from 30-June 2013 onward is revised on account of reclassification of SBP accounts

2.5 Currency in Circulation

( Million Rupees )
30th June 2017 2018
FY16 FY17 FY18 P Aug Sep Jun Jul Aug Sep P
1 Five Rupee Bills & Above 3,554,922 4,167,136 4,635,147 4,007,911 4,004,595 4,635,147 4,634,259 4,860,145 4,594,051
2 One Rupee Coins and above 8,827 9,779 9,754 9,852 9,792 9,754 9,677 9,703 9,739
3 Total ( 1+2 ) 3,563,749 4,176,915 4,644,900 4,017,763 4,014,387 4,644,900 4,643,936 4,869,848 4,603,791
4 Held by Banking Department of SBP 146 111 192 184 134 192 115 140 177
5 Held by Issue Department of SBP 488 862 989 710 644 989 925 837 980
6 Currency in tills of Scheduled Banks 229,331 264,627 255,891 227,445 212,141 255,891 229,300 250,269 224,115
7 Currency in Circulation (3-4-5-6) 3,333,784 3,911,315 4,387,828 3,789,424 3,801,469 4,387,828 4,413,596 4,618,601 4,378,519
Note: Source: Statistics & Data Warehouse Department SBP
i- The quarter end data relates to last working day whereas monthly data are of last Friday of the month.
ii- Totals may not tally due to separate rounding off.
iii- Data is based on weekly returns. Therefore, these estimates are not comparable with the monthly data given in table 2.1. The comparison of weekly and monthly
compilation methodologies is available the link : http://www.sbp.org.pk/ecodata.asp

15
 2.6 Monetary Aggregates
(Million Rupees)
30th June 2017 2018
Assets / Liabilities FY16 FY17 FY18 P Aug Sep Jun Jul Aug Sep P
A. Components of M2
1. Currency in Circulation 3,333,784 3,911,315 4,387,828 3,789,424 3,801,469 4,387,828 4,413,596 4,618,601 4,378,519
2. Other Deposits with SBP 18,756 22,692 26,962 23,036 22,890 26,962 28,120 29,928 32,544
3. Total Private & PSE Deposits 9,472,313 10,646,875 11,582,372 10,513,165 10,668,115 11,582,372 11,184,943 11,280,992 11,612,726
of which : RFCDs 587,258 655,340 829,355 662,567 678,713 829,355 842,337 828,721 826,595
Money Supply (1+2+3) 12,824,853 14,580,882 15,997,162 14,325,626 14,492,474 15,997,162 15,626,659 15,929,521 16,023,789
B. Factors Affecting Money Supply ( M2)
I.Net Foreign Assets of the Banking System 1,007,598 602,049 (209,275) 400,624 343,417 (209,275) (113,562) (172,146) (356,954)
a. State Bank of Pakistan 1,033,016 828,923 11,602 642,350 591,779 11,602 146,262 78,105 (79,707)
b. Scheduled Banks (25,418) (226,873) (220,877) (241,726) (248,362) (220,877) (259,824) (250,251) (277,247)
II.Net Domestic Assets of Banking System (1+2+3) 11,817,255 13,978,833 16,206,437 13,925,002 14,149,057 16,206,437 15,740,221 16,101,668 16,380,743
a. State Bank of Pakistan 2,533,251 3,538,889 4,899,850 3,650,332 3,654,946 4,899,850 4,721,264 5,137,866 4,981,814
b. Scheduled Banks 9,284,004 10,439,944 11,306,588 10,274,670 10,494,110 11,306,588 11,018,957 10,963,802 11,398,929
1. Net Govt Sector Borrowing(a+b+c) 7,819,545 8,955,597 10,199,311 9,168,864 9,288,693 10,199,311 9,882,245 10,099,996 10,273,156
a. Borrowings for Budgetary support 1 7,194,814 8,282,074 9,392,601 8,528,001 8,651,956 9,392,601 9,075,732 9,305,061 9,477,535
(i) From SBP 1,442,243 2,350,109 3,613,047 2,589,765 2,551,290 3,613,047 3,668,676 4,708,585 5,131,705
a) Federal Government 1,730,308 2,440,624 3,667,260 2,714,444 2,725,730 3,667,260 3,829,572 4,946,533 5,403,471
of which deposits with SBP (329,211) (91,238) (12,957) (343,928) (68,872) (12,957) (1,794,627) (13,170) (12,435)
b) Provincial Government (278,291) (88,555) (43,840) (109,183) (165,323) (43,840) (145,504) (219,844) (252,730)
Balochistan Government (18,257) (1,460) (5,329) (10,445) (26,691) (5,329) (9,300) (18,716) (24,208)
Khyber Pakhtunkhwa Government (76,020) (30,245) (23,945) (16,692) (30,713) (23,945) (43,343) (54,647) (50,843)
Punjab Government (96,432) (38,146) (5,114) (41,911) (72,673) (5,114) (69,779) (96,704) (116,462)
Sindh Government (87,581) (18,704) (9,453) (40,135) (35,246) (9,453) (23,081) (49,777) (61,218)
c) AJK Government 955 7,279 5,515 (1,708) 4,211 5,515 2,361 833 918
d) Gilgit-Baltistan (10,730) (9,239) (15,888) (13,788) (13,329) (15,888) (17,754) (18,937) (19,954)
(ii) From Scheduled banks (a+b) 5,752,571 5,931,965 5,779,554 5,938,235 6,100,666 5,779,554 5,407,056 4,596,476 4,345,830
a) Federal Government 6,270,024 6,631,399 6,523,418 6,623,722 6,804,030 6,523,418 6,160,344 5,320,470 5,071,524
of which deposits with banks (716,773) (883,796) (1,083,755) (880,737) (913,739) (1,083,755) (1,063,474) (1,036,727) (1,053,915)
b) Provincial Government (517,453) (699,434) (743,864) (685,487) (703,364) (743,864) (753,287) (723,994) (725,694)
of which deposits with banks (518,477) (700,458) (744,888) (686,511) (704,388) (744,888) (754,312) (725,018) (726,718)
b. Commodity operations 636,574 686,508 819,680 654,485 650,163 819,680 820,146 808,208 808,860
c. Others (11,843) (12,985) (12,971) (13,622) (13,426) (12,971) (13,633) (13,273) (13,239)
2. Credit to Non-Govt. Sector (a+b+c+d) 5,012,588 6,011,267 7,033,855 5,891,870 5,979,028 7,033,855 7,009,473 7,128,305 7,222,588
a. Credit to Private Sector* 4,449,547 5,197,473 5,972,968 5,109,085 5,160,081 5,972,968 5,924,187 6,003,592 6,100,831
Conventional Banking Branches 3,729,733 4,241,174 4,789,627 4,129,135 4,196,773 4,789,627 4,748,789 4,823,720 4,909,696
Islamic Banks 488,967 628,335 732,195 636,936 611,863 732,195 725,432 725,693 734,944
Islamic Banking Branches of Conventional Banks 230,847 327,963 451,146 343,014 351,446 451,146 449,965 454,178 456,192
b. Credit to PSEs 568,057 822,797 1,068,199 791,609 827,906 1,068,199 1,092,540 1,131,962 1,128,920
c. PSEs Special a/c-debt Repayment with BP/PSPC (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244)
d. Credit to NBFIs 19,228 15,241 16,932 15,419 15,284 16,932 16,990 16,996 17,080
3. Other Items (net) * (1,014,878) (988,031) (1,026,729) (1,135,732) (1,118,664) (1,026,729) (1,151,496) (1,126,633) (1,115,002)
Broad Money M2 (A+B) 12,824,853 14,580,882 15,997,162 14,325,626 14,492,474 15,997,162 15,626,659 15,929,521 16,023,789
C. Memorandum Items
Accrued Profit on SBP holdings of MRTBs/MTBs 30,482 50,463 73,623 39,672 41,312 73,623 56,605 69,709 59,811
Outstanding amount of MTBs (realized value in auction) 2,614,243 3,711,754 4,743,836 4,127,029 4,341,388 4,743,836 4,753,074 3,869,361 3,626,703
Net Government Budgetary Borrowing (Cash Basis) 7,117,041 8,163,028 9,283,522 8,452,478 8,571,263 9,283,522 9,002,354 9,207,713 9,375,992
From SBP 1,411,761 2,299,646 3,539,424 2,550,093 2,509,978 3,539,424 3,612,071 4,638,876 5,071,893
From Scheduled Banks 5,705,281 5,863,382 5,744,098 5,902,385 6,061,284 5,744,098 5,390,283 4,568,837 4,304,098
Source: Statistics & Data Warehouse Department SBP
1. Excluding IMF A/c Nos. 1 & 2, SAF loan account, counterpart funds, deposits of foreign central banks, foreign governments, international organizations and deposit money banks.
Note:-
i - Data is based on weekly returns. The quarterly data covers the period up to the last working day of the month and others months data up to the last working day of last week.
ii- Data from 30-June 2013 onward is revised on account of reclassification of SBP accounts
iii- Data for Credit to Private Sector & Credit to Public Sector Enterprises(PSEs) is revised from Jul-16 to Feb-17
* Note:Islamic Financings, Advances (against Murabaha etc), Inventories and any Other related item(s) pertaining to Islamic Financing previously reported under Other Assets has been
reclassified as credit to private sector.Details of reclassifications/revisions are available in revision study on SBP website at: http://www.sbp.org.pk/ecodata/RSMS.pdf

16
 2.7 Government Budgetary Borrowing from Banks

(Million Rupees)

Stocks Monetary Impact During

ITEMS 1st Jul 17 1st Jul 18
30-Jun-17 30-Jun-18 to to
30th Sep 17 30th Sep 18

1. Central Government (a+b) 9,072,023 10,190,678 457,737 284,317

a. Scheduled Banks 6,631,399 6,523,418 172,631 (1,451,894)
T-Bills and Securities 7,515,195 7,607,173 202,573 (1,481,734)
Less:
Government Deposits 883,796 1,083,755 29,943 (29,840)
b. State Bank 2,440,624 3,667,260 285,106 1,736,210
T-bills and Securities etc. 2,522,194 3,670,655 262,749 1,735,688
Debtor Balances (Exc. Zakat Fund)
Less:
Govt. Deposits (Ex. Zakat and Privatization Fund) 91,238 12,957 (22,367) (522)
Others (9,668) (9,562) 10 (..)
2. Provincial Governments (c+d) (789,950) (798,077) (87,854) (199,383)
c. Scheduled Banks (699,434) (743,864) (3,930) 18,170
Government Securities and Others 1,024 1,024 - -
Less:
Government Deposits 700,458 744,888 3,930 (18,170)
d. State Bank (90,515) (54,213) (83,925) (217,553)
Government Securities
Debtor Balances (Excluding Zakat Fund) 7,279 5,515 (3,068) (4,598)
Less:
Government Deposits (Excluding Zakat Fund) 97,795 59,728 80,857 212,955

Net Budgetary Borrowing from the Banking System 8,282,074 9,392,601 369,882 84,934

2.8 Government Borrowing for Commodity Operations

Rice 1,157 1,325 104 22
Wheat 592,202 727,308 (33,231) (12,362)
Sugar 52,656 51,610 (894) 854
Fertilizer 39,505 38,372 (2,353) 647
Seeds - - - -
Oilseeds - - - -
Pulses - - - -
Edible Oil - - -
Black Mash - - - -
Chilies - - - -
Seed Meal - - - -
Gram - - - -
Onion - - - -
Potatoes - - - -
Cotton 988 1,065 30 18

Total 686,508 819,680 (36,345) (10,821)

Source: Statistics & Data Warehouse Department SBP

17
 2.9 Liabilities and Assets of State Bank of Pakistan
Issue Department
(Million Rupees)
2017 2018
FY15 FY16 FY17
May Jun Mar Apr May Jun P
LAST WEEDENK

LIABILITIES
Notes held in the Banking
102.3 106.0 111.4 168.4 111.4 144.5 157.7 157.7 196.7
Department

Notes in Circulation 2,726,518.3 3,424,539.9 4,167,135.8 3,877,610.4 4,167,135.8 4,284,737.9 4,415,293.2 4,620,579.6 4,689,317.5

Total Liabilities / Assets 2,726,620.6 3,424,645.9 4,167,247.2 3,877,778.8 4,167,247.2 4,284,882.4 4,415,450.9 4,620,737.3 4,689,514.2

ASSETS

Gold and Foreign Assets 936,641.6 1,450,091.4 1,817,225.8 1,126,368.9 1,817,225.8 720,526.1 640,388.2 612,006.7 347,132.5

Gold Coins and Bullion 1 252,029.5 263,564.5 270,361.2 275,354.5 270,361.2 317,447.1 317,447.1 315,381.2 313,461.1

2
Approved Foreign Exchange 683,904.5 1,185,840.3 1,546,167.0 850,346.4 1,546,167.0 402,381.4 322,243.6 295,928.0 32,973.8

Indian Notes 3 707.6 686.6 697.6 668.0 697.6 697.6 697.6 697.6 697.6

Domestic Assets 1,785,101.5 1,969,524.3 2,344,960.1 2,746,258.1 2,344,960.1 3,558,534.3 3,769,240.6 4,002,944.6 4,336,626.9

Rupee Coins 285.4 410.7 861.9 339.4 861.9 627.1 695.6 612.8 989.8

Govt. of Pakistan Securities 1,784,816.1 1,969,113.6 2,344,098.2 2,745,918.7 2,344,098.2 3,557,907.2 3,768,545.0 4,002,331.8 4,335,637.1

Internal Bills of Exchange &

- - - - - - - -
other Commercial Papers

Held with Reserve Bank of

India pending transfer to 4,877.4 5,030.1 5,061.4 5,151.7 5,061.4 5,822.0 5,822.0 5,785.9 5,754.8
Pakistan
Gold Coin and Bullion 4,081.7 4,268.5 4,374.5 4,457.7 4,374.5 5,135.2 5,135.2 5,099.1 5,068.0

Sterling Securities 555.7 528.7 450.2 467.4 450.2 450.2 450.2 450.2 450.2

Govt. of India Securities 235.2 228.2 231.8 222.0 231.8 231.8 231.8 231.8 231.8

Rupee Coins 4.8 4.7 4.8 4.6 4.8 4.8 4.8 4.8 4.8

1. Gold is valued at end financial year (June ) on the basis of closing London Market Rate. Source: Finance Department SBP

2. Approved Foreign Exchanges includes SDR held with IMF w.e.f June 2004

3. Receivable from Reserve Bank of India.

18
 2.10 Liabilities and Assets of State Bank of Pakistan
Banking Department
(Million Rupees)
2017 2018
LAST WEEKEND FY15 FY16 FY17
May Jun Mar Apr May Jun P

L I A B I L I T I E S
Capital Paid-up 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0
Reserve Fund 164,644.2 164,644.2 89,364.5 166,735.7 89,364.5 103,135.7 103,135.7 103,135.7 103,135.7
Rural Credit Fund 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0
Industrial Credit Fund 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0
Export 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0
Loans Guarantee Fund 900.0 900.0 900.0 900.0 900.0 900.0 900.0 900.0 900.0
Housing Credit Fund 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0
D e p o s i t s 1,683,910.8 2,139,515.0 1,931,266.0 2,258,983.7 1,931,266.0 2,337,665.1 3,050,127.9 2,124,675.9 2,907,186.3
Federal Govt. 281,387.4 216,499.2 76,078.5 182,399.2 76,078.5 22,171.0 978,312.5 17,917.5 803,377.4
Provincial Govts. 197,948.1 359,375.3 102,523.4 376,580.4 102,523.4 264,864.0 163,000.7 170,149.4 67,094.4
Banks 565,281.2 540,575.6 669,337.5 631,553.2 669,337.5 823,292.0 680,538.6 716,538.5 832,450.5
Others 639,294.1 1,023,064.9 1,083,326.5 1,068,450.9 1,083,326.5 1,227,338.1 1,228,276.2 1,220,070.5 1,204,264.0
Allocation of Special Drawing rights 141,492.2 147,294.1 144,193.0 143,325.0 144,193.0 165,991.8 164,999.3 162,179.9 168,835.9
Bills Payable 628.3 536.3 630.5 866.8 630.5 608.0 898.4 645.5 710.3
Re-valuation Account 310,862.6 320,064.4 358,755.3 392,746.6 358,755.3 391,452.7 391,452.7 389,217.6 387,297.5
Other Liabilities 981,564.4 656,529.6 453,416.0 778,583.3 453,416.0 678,354.6 748,797.7 658,487.8 871,945.4
Total Liabilities/Assets 3,294,502.5 3,439,983.6 2,989,025.2 3,752,641.1 2,989,025.2 3,688,607.8 4,470,811.7 3,449,742.4 4,450,511.1
A S S E T S
Notes and Coins1 102.3 106.0 111.4 168.4 111.4 144.5 157.7 157.7 196.7
Bills Purchased and Discounted Internal 37.0 37.0 37.0 37.0 37.0 3.6 3.6 3.6 3.6
Exports Sector 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6
Others 33.4 33.4 33.4 33.4 33.4 - - - -
Balance held outside Pakistan 716,836.6 691,787.5 271,214.7 1,045,845.0 271,214.7 1,104,813.7 1,175,487.3 1,003,603.3 1,279,444.4
SDR held with IMF 65,369.8 16,953.8 12,606.0 12,530.1 12,606.0 3,475.2 3,454.4 32,327.7 33,654.4
Govt. Debtor Balances 3,779.1 994.3 7,279.2 2,008.7 7,279.2 29,785.9 26,087.1 28,459.4 34,242.4
(a) Loans and Advances to Scheduled Banks 321,428.4 311,341.2 335,148.9 384,782.3 335,148.9 419,813.7 423,019.6 418,326.1 423,356.9
Agricultural Sector 52,041.1 51,769.3 1,216.6 51,458.0 1,216.6 936.4 893.7 934.7 1,059.8
Industrial Sector 40,298.4 42,215.3 79,195.9 76,952.6 79,195.9 106,253.9 107,481.2 109,296.4 113,523.9
Export Sector 195,115.6 201,263.3 238,383.0 240,068.3 238,383.0 296,357.6 298,341.6 291,791.9 292,469.4
Housing Sector - - - - - - - - -
Others 33,973.4 16,093.3 16,353.3 16,303.3 16,353.3 16,265.8 16,303.1 16,303.2 16,303.7
(b) Loans and Advances to Non-Bank
14,435.7 15,082.0 8,250.2 19,184.3 8,250.2 9,179.9 9,219.6 9,190.6 9,940.1
Financial Comp.
Agriculture Sector 109.8 151.4 420.9 423.3 420.9 383.7 382.0 366.3 363.7
Industrial Sector 3,083.6 3,688.4 7,829.3 7,518.7 7,829.3 8,796.3 8,837.5 8,824.3 9,576.5
Housing Sector 11,242.3 11,242.3 - 11,242.3 - - - - -
Others - - - - - - - - -
Other Loans and Advances (a+b) 335,864.1 326,423.2 343,399.1 403,966.6 343,399.1 428,993.7 432,239.2 427,516.7 433,297.0
Investments 958,317.0 242,272.8 350,187.9 304,674.0 350,187.9 1,447,864.1 1,174,950.0 1,070,683.3 447,386.6
Scheduled Banks 80,920.2 82,648.0 104,606.5 119,460.5 104,606.5 90,287.9 90,287.9 90,287.9 90,287.9
Non-Bank Financial Companies 3,974.3 3,974.3 5,381.6 3,974.3 5,381.6 5,381.6 5,381.6 5,381.6 5,381.6
Govt. Securities 872,722.3 155,007.0 177,459.0 180,578.5 177,459.0 1,290,803.8 1,017,570.2 913,304.9 290,005.3
Others 700.2 643.5 62,740.8 660.7 62,740.8 61,390.8 61,710.3 61,709.0 61,711.9
Other Assets 1,214,196.7 2,161,409.1 2,004,189.9 1,983,411.4 2,004,189.9 673,527.2 1,658,432.3 886,990.7 2,222,286.1
1 Includes all coins of various denominations Source: Finance Department SBP

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 2.11 Scheduled Banks’ Consolidated Position
Based on Weekly Position of Liabilities & Assets (All Banks)
(Million Rupees)
FINANCIAL POSITION 2017 2018
FY16 FY17 FY18
Aug Sep Jun Jul Aug Sep P
ASSETS
Cash & Balances with Treasury Banks 781,400 1,122,866 1,349,450 1,060,138 1,071,002 1,349,450 1,108,366 1,180,388 1,289,706
Balances with other Banks 126,065 185,623 186,038 130,745 134,618 186,038 135,400 117,992 126,306
Lending to Financial Institutions 262,861 503,760 612,681 469,662 586,585 612,681 595,894 745,106 1,130,440
Investments 7,542,990 8,166,143 8,178,723 8,144,838 8,337,973 8,178,723 7,785,159 6,893,481 6,676,682
Advances – Net of Provision 4,653,056 5,719,604 6,897,850 5,570,004 5,673,115 6,897,850 6,873,969 6,963,076 7,028,273
Gross Advances 5,113,688 6,176,306 7,361,622 6,034,893 6,136,882 7,361,622 7,336,045 7,426,183 7,491,989
Less: Provision for Non- Performing Advances 460,632 456,701 463,772 464,889 463,768 463,772 462,075 463,107 463,717
Operating Fixed Assets 317,857 345,652 417,591 357,397 360,774 417,591 419,358 419,910 420,307
Deferred Tax Assets 54,749 47,428 52,835 42,258 41,642 52,835 54,613 55,554 50,519
Other Assets 626,331 711,952 715,125 643,252 655,754 715,125 678,647 668,754 695,288
TOTAL ASSETS 14,365,309 16,803,027 18,410,293 16,418,294 16,861,463 18,410,293 17,651,407 17,044,262 17,417,521

LIABILITIES
Bills Payable 223,062 201,124 230,357 222,360 194,065 230,357 204,446 210,140 210,164
Borrowings 2,245,107 2,654,899 3,014,680 2,630,417 2,733,731 3,014,680 2,841,612 2,092,195 2,067,184
Deposits and other Accounts 10,060,188 11,980,697 13,062,787 11,651,413 11,979,886 13,062,787 12,551,434 12,691,719 13,031,815
Sub-ordinated Loans 47,696 46,910 79,460 52,407 53,963 79,460 80,854 87,851 93,823
Liabilities Against Assets Subject to Finance Lease 48 35 20 34 34 20 19 19 12
Deferred Tax Liabilities 44,774 35,556 22,070 23,021 20,155 22,070 18,468 18,632 28,984
Other Liabilities 411,820 446,232 577,934 464,607 502,620 577,934 523,472 542,575 545,280
TOTAL LIABILITIES 13,032,696 15,365,453 16,987,306 15,044,259 15,484,454 16,987,306 16,220,305 15,643,131 15,977,263

NET ASSETS 1,332,613 1,437,574 1,422,987 1,374,035 1,377,008 1,422,987 1,431,102 1,401,131 1,440,258

REPRESENTED BY:
Paid up Capital / Head Office Capital Account 538,631 651,359 525,796 505,619 505,621 525,796 527,961 529,177 529,177
Reserves 227,497 199,217 285,610 258,127 260,424 285,610 290,245 287,742 290,975
Un-appropriated / Un-remitted Profit 337,664 392,033 440,846 427,243 432,621 440,846 447,104 445,708 466,903
Surplus/ (Deficit) on Revaluation of Assets 228,821 194,964 170,736 183,046 178,341 170,736 165,791 138,503 153,203
TOTAL 1,332,613 1,437,574 1,422,987 1,374,035 1,377,008 1,422,987 1,431,102 1,401,131 1,440,258
Source: Off-Site Supervision & Enforcement Department SBP

2.12 Scheduled Banks' Liquidity Position (All Banks)

2017 2018
FY16 FY17 FY18
Jul Aug May Jun Jul Aug P
Demand Liabilities 8,458,134 10,519,911 11,397,954 10,250,517 10,217,058 10,515,836 11,397,954 10,889,730 10,970,866

Time Liabilities 1,220,212 1,254,315 1,498,250 1,248,210 1,272,945 1,387,473 1,498,250 1,411,308 1,365,027

TOTAL (Demand & Time Liabilities) 9,678,346 11,774,226 12,896,204 11,498,727 11,490,003 11,903,309 12,896,204 12,301,038 12,335,893

LIQUID ASSETS MAINTAINED IN PAKISTAN 4,216,854 5,359,170 6,166,721 5,473,408 5,636,425 5,549,790 6,166,721 5,707,570 5,704,810

Cash 194,414 294,115 300,473 253,888 259,535 284,436 300,473 265,854 335,729
Balance with SBP 425,286 502,760 595,456 509,968 584,857 468,438 595,456 556,311 504,995

Balance with agents of SBP 34,132 178,083 252,778 79,494 61,076 44,947 252,778 72,548 69,679

Un-encumbered approved Securities 3,544,525 4,365,694 4,986,751 4,611,520 4,712,420 4,721,485 4,986,751 4,780,199 4,760,540
Foreign Banks Deposits with SBP under section13(3)
18,267 18,288 30,963 18,308 18,308 30,454 30,963 32,628 33,836
of Banking Companies Ordinance
Share Capital of MFB 230 230 300 230 230 30 300 30 30
Minimum of Assets required to be held under Section 29
2,029,928 2,449,848 2,646,420 2,386,890 2,378,653 2,440,096 2,646,420 2,526,595 2,545,382
of the Banking Companies Ordinance
Excess of Assets being held over the minimum required 2,186,926 2,909,323 3,520,031 3,086,518 3,257,772 3,109,695 3,520,031 3,180,975 3,159,427
under Section 29 of the Banking Companies Ordinance
Source: Off-Site Supervision & Enforcement Department SBP
MFB : Micro Finance Bank

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 2.13 Financial Position of DFIs, MFBs & NBFCs
(Million Rupees)
Jun-17 Jun-18
ASSETS/ LIABILITIES
DFIs* NBFCs MFBs Total DFIs* NBFCs MFBs Total
1. Currency and Deposits 10,165 239,879 49,518 289,397 9,460 290,998 46,958 347,416
a. Currency 2 1,207 3,241 4,448 2 2,091 4,513 6,605
b. Transferable Deposits 5,752 191,144 38,200 229,344 5,096 240,316 36,493 281,905
c. Restricted Deposits - 2,423 2,856 5,279 - 1,952 2,036 3,988
d. Other Deposits 4,411 45,106 5,221 50,327 4,362 46,639 3,917 54,918
2. Investment in securities other than shares 114,967 68,092 144,748 212,840 79,554 84,227 37,440 201,222
a. Short-term 67,908 31,096 96,862 127,958 47,752 44,708 36,957 129,417
b. Long-term 47,059 36,996 47,886 84,882 31,803 39,518 483 71,804
3. Loans extended (Advances) 88,472 68,832 203,882 272,714 96,434 95,339 166,614 358,388
a. Short-term 16,289 18,881 106,880 125,761 19,772 23,666 125,504 168,943
b. Long-term 72,183 49,951 97,003 146,954 76,662 71,673 41,110 189,445
4. Investment in shares 29,393 375,412 29,393 404,805 30,891 371,409 - 402,300
a. Quoted 24,229 358,008 24,229 382,237 24,941 355,528 - 380,469
b. Non-quoted 5,164 17,404 5,164 22,568 5,950 15,881 - 21,831
5. Insurance Technical Reserve - - 13 13 - - 82 82
a. Life - - 10 10 - - 14 14
b. Non-life - - 4 4 - - 68 68
6. Financial Derivatives - 3 - 3 - 7 - 7
7. Other accounts receivable 12,195 50,030 26,394 76,424 14,649 39,107 19,758 73,513
8. Non-financial assets 4,687 19,602 14,164 33,766 4,845 30,132 13,800 48,777
a. Produced assets 4,540 14,360 13,682 28,042 4,697 24,613 13,532 42,842
i. Fixed assets 4,389 12,879 12,094 24,972 4,537 23,024 11,082 38,643
ii . Inventories - 425 - 425 - 650 - 650
iii. Valuables - 432 - 432 - 259 - 259
iv. Other produced assets 151 624 1,588 2,212 160 680 2,450 3,291
b. Non-produced assets 148 5,242 483 5,725 148 5,520 268 5,935
i. Land 148 1,184 413 1,597 148 1,184 152 1,484
ii. Other-non-produced assets - 4,058 69 4,127 - 4,336 115 4,451
Total Assets/ Liabilities 259,879 821,851 468,113 1,289,964 235,834 911,219 284,651 1,431,704
1. Deposits 10,315 33,161 157,505 190,665 14,058 32,190 209,107 255,355
a. Restricted deposits 287 19,592 435 20,027 298 19,098 7 19,403
b. Other deposits 10,028 13,568 157,070 170,638 13,760 13,092 209,100 235,952
2. Securities other than shares (bonds/debentures
1,001 1,592 2,501 4,093 - 1,478 1,000 2,478
etc)
a. Short-term - 489 - 489 - 488 - 488
b. long-term 1,001 1,103 2,501 3,604 - 990 1,000 1,990
3. Loans (Borrowings) 120,621 27,374 133,778 161,153 88,649 44,443 13,910 147,002
a. Short-term 95,216 7,766 96,322 104,088 56,426 10,546 2,192 69,164
b. Long-term 25,405 19,609 37,456 57,065 32,223 33,897 11,718 77,838
4. Financial Derivatives - - - - - - - -
5. Other accounts payable 29,295 94,733 49,156 143,889 32,988 86,273 23,488 142,750
6. Shares and other equity 98,646 664,991 125,172 790,163 100,139 746,835 37,146 884,120
a. Quoted - 335,454 2,200 337,654 - 393,211 2,500 395,711
b. Non-quoted 65,373 243,950 81,289 325,238 65,373 271,235 21,006 357,614
c. Retained earnings 20,374 36,269 23,545 59,814 22,573 68,394 5,865 96,832
d. Current year result 2,417 36,990 5,728 42,718 1,849 (7,887) 3,318 (2,719)
e. General & special reserves 12,479 8,833 14,408 23,241 13,214 11,553 4,461 29,228
f. Valuation adjustments (1,997) 3,496 (1,998) 1,498 (2,870) 10,329 (4) 7,455
Source: Statistics & Data Warehouse Department SBP
* DFIs also include HBFC data.
DFIs Development Finance Institutions
NBFCs Non Bank Financial Companies
MFB Microfinance Banks

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 2.14 Classification of Deposits with DFIs, MFBs & NBFCs
(Million Rupees)
SECTOR Mar-17 Jun-17 Sep-17 Dec-17 Mar-18 Jun-18
1 Non-financial Corporations 73,336 70,567 77,717 81,425 85,834 97,501
i Public 43,052 24,909 25,543 23,707 23,639 25,217
ii Private 30,284 45,658 52,174 57,718 62,195 72,284
2 Financial Corporations 11,940 18,955 20,590 23,769 23,109 25,803
i Deposit money institutions 5,516 3,858 2,464 2,788 3,533 3,171
ii Other deposit accepting institutions 2,676 8,839 11,369 13,320 10,321 12,038
iii Financial intermediaries 331 3,133 2,954 3,818 4,118 3,825
iv Financial auxiliaries 766 24 25 43 24 22
v Insurance and pension funds 2,651 3,100 3,779 3,800 5,114 6,746
3 Central Government 827 675 773 627 624 624
4 Provincial Governments - 1,479 1,429 1,527 1,599 1,953
5 Local Governments 192 877 893 855 340 281
6 Household 70,458 93,149 102,056 121,125 113,920 120,534
7 Non-profit Institutions (NPIs) Serving Households 2,805 4,963 5,653 6,743 8,088 8,659
8 Non-residents - - - - - -
9 Foreign Currency .. .. .. 1 .. ..
Total 159,558 190,665 209,111 236,072 233,514 255,355
Source: Statistics & Data Warehouse Department SBP

2.15 Classification of Loans Extended (Advances) by DFIs, MFBs & NBFCs

(Million Rupees)
Jun-17 Jun-18
SECTOR
Non- Non-
Depository* Total Depository* Total
Depository** Depository**
1 Non-financial corporations 97,162 4,878 102,040 104,550 7,378 111,928
i Public 3,480 915 4,395 3,522 678 4,200
ii Private 93,682 3,963 97,645 101,029 6,699 107,728
2 Financial Corporations 9,309 1,322 10,632 13,041 18,766 31,807
i Deposit money institutions 4,169 194 4,364 4,163 873 5,035
ii Other deposit accepting institutions 4,070 16 4,086 7,137 15 7,152
iii Financial intermediaries 544 1,111 1,656 722 17,537 18,260
iv Financial auxiliaries 525 - 525 1,019 246 1,266
v Insurance and pension funds 0 1 1 .. 95 95
3 Central Government - - - - - -
4 Provincial Governments - - - - - -
5 Local Governments - - - - - -
6 Household 28,616 11,507 40,123 45,063 11,515 56,578
7 Non-profit Institutions (NPIs) Serving
17 - 17 17 - 17
Households
8 Non-Residents - - - - - -
9 Bills purchased and discounted (inland bills) - - - 35 - 35
10 Other Advances and Financial Leases 109,655 10,248 119,903 145,538 12,485 158,023
Total 244,759 27,955 272,714 308,244 50,144 358,388
Source: Statistics & Data Warehouse Department SBP
* This includes Depository NBFCs, DFIs and MFIs.
** This includes Non Depository NBFCs and HBFC.

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 2.16 Classification of Investments in Securities and Shares
by DFIs, MFBs & NBFCs
(Million Rupees)
Jun-17 Jun-18
SECURITIES
Non- Non-
Depository* Total Depository* Total
Depository** Depository**
A. Securities 144,703 68,138 212,840 117,352 83,869 201,222

1 Non-financial Corporations 6,611 12,912 19,523 6,696 17,004 23,700

i Public 158 4,325 4,483 119 5,224 5,343

ii Private 6,453 8,587 15,040 6,577 11,780 18,357

2 Financial Corporations 12,478 17,985 30,462 19,739 37,719 57,459

i Deposit money institutions 7,740 7,249 14,989 13,688 13,751 27,439

ii Other deposit accepting institutions 4,522 2,091 6,612 5,626 4,100 9,726

iii Financial intermediaries 216 8,645 8,861 425 19,869 20,294

iv Financial auxiliaries - - - - - -

v Insurance and pension funds - - - - - -

3 Central Government 125,614 36,927 162,541 90,917 29,146 120,063

4 Provincial Governments - - - - - -

5 Local Governments - - - - - -

6 Household - - - - - -

7 Non-profit institutions (NPIs) Serving Households - - - - - -

8 Non-Residents - - - - - -

9 Foreign Currency - 314 314 - - -

B. Shares 33,226 371,579 404,805 33,152 369,148 402,300

1 Non-financial Corporations 11,170 358,836 370,007 10,299 349,950 360,249

i Public 1,739 229,087 230,827 1,426 212,033 213,459

ii Private 9,431 129,749 139,180 8,873 137,917 146,790

2 Financial Corporations 19,854 12,673 32,527 21,954 19,098 41,052

i Deposit money institutions 11,956 1,430 13,386 13,643 1,816 15,459

ii Other deposit accepting institutions 1,348 2,400 3,749 1,351 6,820 8,171

iii Financial intermediaries 5,074 8,138 13,212 4,639 9,696 14,335

iv Financial auxiliaries 944 4 947 1,818 2 1,820

v Insurance and pension funds 532 701 1,233 503 764 1,267

3 Central Government - - - - - -

4 Provincial Governments - - - - - -

5 Local Governments - - - - - -

6 Household - - - - - -

7 Non-profit institutions (NPIs) Serving Households - - - - - -

8 Non-residents 2,201 71 2,272 900 100 1,000

Total (A+B) 177,928 439,717 617,645 150,505 453,017 603,522

Source: Statistics & Data Warehouse Department SBP
* This includes Depository NBFCs, DFIs and MFIs.
** This includes Non Depository NBFCs and HBFC.

23