Wells Fargo Everyday Checking

August 15, 2024 Page 1 of 4

Questions?
WILLIAM PACHECO MORILLO Available by phone 24 hours a day, 7 days a week:
7050 SOUTHGATE BLVD APT 101 We accept all relay calls, including 711
TAMARAC FL 33321-5085 1-800-TO-WELLS (1-800-869-3557)
En español: 1-877-727-2932

Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (287)
P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo Account options

Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.

Online Banking ÷ Direct Deposit ÷

Online Bill Pay ÷ Auto Transfer/Payment
Online Statements ÷ Overdraft Protection
Mobile Banking ÷ Debit Card
My Spending Report ÷ Overdraft Service

Other Wells Fargo Benefits

Does your family have a security phrase?

Scammers can impersonate a loved one in trouble and ask you to send money quickly. A secret family code word or phrase can
help to verify that it's really them. Share one with your family and remember to carefully verify all unexpected requests for money.

Statement period activity summary Account number: 8143657362

Beginning balance on 7/17 -$7.45 WILLIAM PACHECO MORILLO
Deposits/Additions 698.30 Florida account terms and conditions apply
Withdrawals/Subtractions - 10.30 For Direct Deposit use
Routing Number (RTN): 063107513
Ending balance on 8/15 $680.55

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility
requirements please call the number listed on your statement or visit your Wells Fargo branch.
August 15, 2024 Page 2 of 4

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
7/19 Zelle From William Pacheco Morillo on 07/19 Ref # 10.00 2.55
Bacse7P1Smxm
8/2 Zelle From Kashkan Barbara on 08/02 Ref # Pp0Xxztzvq 2.00 4.55
8/5 Zelle From Kamaria Jackson on 08/05 Ref # Pncaa0Mvf30F 100.00 104.55
8/6 Zelle From Oscar Guardado Luna on 08/06 Ref # Bacudztwf672 100.00 204.55
8/9 Zelle From Lisa Jackson on 08/09 Ref # Bacu5Jtzvgxn 86.00
8/9 Zelle From Christopher Murrell on 08/09 Ref # Bacp06Orhtfy 110.00 400.55
8/12 Zelle From Aviles Reyes Consepccion on 08/10 Ref # 200.00
Pp0Xygk6Lm
8/12 Zelle From Xiyue Zheng on 08/10 Ref # Bacy9Wxisrk6 90.00 690.55
8/14 Venmo Acctverify 240814 1036290705653 William Pacheco 0.14
8/14 Venmo Acctverify 240814 1036290705440 William Pacheco 0.16
8/14 Venmo Acctverify 240814 1036290705428 William Pacheco 0.14
8/14 Venmo Acctverify 240814 1036290705629 William Pacheco 0.16 690.55
8/15 Monthly Service Fee 10.00 680.55
Ending balance on 8/15 680.55

Totals $698.30 $10.30

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when
your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to
wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions.

Fee period 07/17/2024 - 08/15/2024 Standard monthly service fee $10.00 You paid $10.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following each fee period
• Minimum daily balance $500.00 -$7.45
• Total amount of qualifying electronic deposits $500.00 $0.30
• Age of primary account owner 17 - 24
• Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card 1 0
RC/RC

IMPORTANT ACCOUNT INFORMATION

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.

This notice re-establishes that Wells Fargo has the right to conduct setoff for overdrawn deposit account balances, where
applicable, and in accordance with your governing Deposit Account Agreement. When we exercise this right, we may reduce funds
in any account you hold with us for purposes of paying the amount of the debt, either due or past due, that is owed to us as
allowed by the laws governing your account. Our right of setoff won't apply if it would invalidate the tax-deferred status of any
August 15, 2024 Page 3 of 4

tax-deferred retirement account (e.g., a SEP or an IRA) you keep with us. To review a copy of your Deposit Account Agreement,
including the provisions related to the right of setoff, please visit wellsfargo.com/online-banking/consumer-account-fees/ or
wellsfargo.com/biz/fee-information/.

As a reminder, your Everyday Checking account monthly service fee is $10 per fee period. You can avoid the $10 monthly service fee
if you meet any one of the following conditions during each fee period*:
$500 minimum daily balance
$500 or more in total qualifying electronic deposits**
The primary account owner is 17 - 24 years old***
A linked Wells Fargo Campus ATM Card or Campus Debit Card****
A non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program*****

*The fee period is the period used to calculate the monthly service fee. The fee period details are provided on the Monthly Service
Fee Summary located in your account statement and in the Monthly Service Fee Summary section through Wells Fargo Online® in
your Activity Summary or Wells Fargo Mobile® in Routing & Details.
**A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has
posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant
payment processed through the RTP® network (real-time payment system) or FedNow Service, or (3) an electronic credit from a third
party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g. an Original Credit
Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not
considered a qualifying electronic deposit.
***When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.
****Eligibility is based on university and college participation in the Wells Fargo Campus Card program. Ask a banker or visit
wellsfargo.com/campuscard for additional details.
*****You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct
deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military
direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or
wellsfargo.com/depositdisclosures.

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan
may be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.
August 15, 2024 Page 4 of 4

Worksheet to balance your account Important Information You Should Know

Follow the steps below to reconcile your statement balance with your • To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts.
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement Early Warning Services. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Include with the dispute the following information as
B List outstanding deposits and other available: Full name (First, Middle, Last), Complete address, The account
credits to your account that do not appear on number or other information to identify the account being disputed, Last
this statement. Enter the total in the column four digits of your social security number, Date of Birth. Please describe the
to the right. specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
Description Amount information furnished is the result of identity theft, please provide us with
an identity theft report.
• If your account has a negative balance: Please note that an account
overdraft that is not resolved 60 days from the date the account first
became overdrawn will result in closure and charge off of your account. In
this event, it is important that you make arrangements to redirect recurring
deposits and payments to another account. The closure will be reported to
Total $ + $ Early Warning Services. We reserve the right to close and/or charge-off
your account at an earlier date, as permitted by law. The laws of some
C Add A and B to calculate the subtotal. = $ states require us to inform you that this communication is an attempt to
collect a debt and that any information obtained will be used for that
D List outstanding checks, withdrawals, purpose.
other debits to your account that do not appear
• In case of errors or questions about your electronic transfers:
on this statement. Enter the total in the column
Telephone us at the number printed on the front of this statement or write
to the right.
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need
Number/Description Amount more information about a transfer on the statement or receipt. We must
hear from you no later than 60 days after we sent you the FIRST statement
on which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain
as clearly as you can why you believe it is an error or why you need
more information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
• In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.
• To download and print an Account Balance Calculation Worksheet (PDF) to
help you balance your checking or savings account, enter
www.wellsfargo.com/balancemyaccount in your browser on either your
computer or mobile device.

- $
Total $
E Subtract D from C to calculate the
adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2 021 We lls Fargo Bank, N.A. All rights res erved . Member FDIC . NMLSR ID 39980 1