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Wells Fargo Clear Access Banking

August 16, 2021 ■ Page 1 of 4

Questions?
ROSA V CONCEPCION Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
4786 HOMER SPIT RD
HOMER AK 99603-8001 1-800-TO-WELLS (1-800-869-3557)

En español: 1-877-727-2932

Online: wellsfargo.com

Write: Wells Fargo Bank, N.A. (569)

P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo Account options

Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.

Online Banking ✓ Direct Deposit

Online Bill Pay Auto Transfer/Payment
Online Statements Overdraft Protection
Mobile Banking ✓ Debit Card
My Spending Report ✓ Overdraft Service

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo Personal Loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may
be able to help. See personalized rates and payments in minutes with no impact to your credit score, before you apply.
Go to wellsfargo.com/personalloan or call 1-855-324-9370, Monday through Friday, from 8:00 a.m. to 7:00 p.m. Central Time.

Statement period activity summary Account number: 1044405395

Beginning balance on 7/26 $0.00 ROSA V CONCEPCION

Deposits/Additions 3,738.67 Alaska account terms and conditions apply
Withdrawals/Subtractions - 527.48 For Direct Deposit use
Routing Number (RTN): 125200057
Ending balance on 8/16 $3,211.19

Sheet Seq = 0009603

Sheet 00001 of 00002
August 16, 2021 ■ Page 2 of 4

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
7/26 Edeposit IN Branch/Store 07/26/21 10:22:01 Am 88 Sterling Hwy 50.00 50.00
Homer AK
8/6 Edeposit IN Branch/Store 08/06/21 10:08:48 Am 88 Sterling Hwy 1,685.73 1,735.73
Homer AK
8/9 Purchase Intl authorized on 08/07 Universidad Autono Distrito 9.77
Naci Dom S381219325000357 Card 7667
8/9 Foreign Currency Conversion Fee 0.29 1,725.67
8/10 Purchase authorized on 08/09 Expedia 7214374844 Expedia.Com 22.00 1,703.67
WA S381221382382180 Card 7667
8/11 Purchase authorized on 08/09 Delta Air 006757 Seattle WA 295.42 1,408.25
S301221382470126 Card 7667
8/12 ATM Withdrawal authorized on 08/12 88 Sterling Hwy Homer AK 200.00 1,208.25
0008045 ATM ID 7007D Card 7667
8/13 Mobile Deposit : Ref Number :510130516257 2,002.94 3,211.19
Ending balance on 8/16 3,211.19
Totals $3,738.67 $527.48

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for a
link to these documents, and answers to common monthly service fee questions.

Fee period 07/26/2021 - 08/16/2021 Standard monthly service fee $5.00 You paid $0.00

We waived the fee this fee period to allow you to meet the requirements to avoid the monthly service fee. Your fee waiver is about to expire. You will
need to meet one of the requirements to avoid the monthly service fee.

How to avoid the monthly service fee Minimum required This fee period

3
Have any ONE of the following account requirements
· Age of primary account owner 13 - 24 ✔

RD/RD

IMPORTANT ACCOUNT INFORMATION

We are updating the Deposit Account Agreement ("Agreement") dated May 28, 2021. Effective August 9, 2021, in the section of the
Agreement titled "Closing Accounts," the subsection "Closing your account if the balance is zero" is deleted and replaced with the
following:

Accounts with a zero balance will continue to be charged applicable fees (like the monthly service fee) until you request to close
your account. We may close an account (except analyzed business accounts) with a zero balance on the fee period ending date or at
month end without prior notification to you. Once an account is closed (either by you or us), no fees will be assessed on the account.
- To prevent closure by us, an account with a zero balance must have a qualifying transaction posted within the last two months of the
most recent fee period ending date. IOLTA and RETA accounts require a qualifying transaction within ten months of the most recent
fee period ending date.
- Examples of qualifying transactions are deposits and withdrawals made at a branch, ATM, online, mobile, or via telephone; one-time
and recurring transfers made at a branch, ATM, online, mobile, or via telephone; automatic or electronic deposits, such as from payroll
or government benefits; automatic or electronic payments, including Bill Pay; one-time and recurring purchases or payments made
August 16, 2021 ■ Page 3 of 4

using a card or mobile device; and checks paid from the account. IOLTA and RETA accounts are not eligible for ATM cards or debit
cards.
- Bank-originated transactions, like monthly service or other fees, are not considered qualifying transactions that will prevent closure of
an account with a zero balance.

All other aspects of the Agreement remain the same. If there is a conflict between the updated language above and the Agreement,
the updated language will control. The most recent Deposit Account Agreement and related addenda are located online at
wellsfargo.com/online-banking/consumer-account-fees.

Can we reach you when it's really important?

Don't miss suspicious-activity alerts and critical account information. Please make sure your contact information is current by:
®
- Signing on to wellsfargo.com or the Wells Fargo Mobile app and navigating to the Update Contact Information page via My Profile
- Contacting the phone number at the top of your statement
- Visiting a branch

Sheet Seq = 0009604

Sheet 00002 of 00002
August 16, 2021 ■ Page 4 of 4

Worksheet to balance your account General statement policies for Wells Fargo Bank
Follow the steps below to reconcile your statement balance with your ■ To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts. You have the right to
paid into your account and any service charges, automatic payments or dispute the accuracy of information that Wells Fargo Bank, N.A. has
ATM transactions withdrawn from your account during this statement furnished to a consumer reporting agency by writing to us at Overdraft
period. Collection and Recovery, P.O. Box 5058, Portland, OR 97208-5058. Please
A Enter the ending balance on this statement. $ describe the specific information that is inaccurate or in dispute and the
basis for the dispute along with supporting documentation. If you believe
B List outstanding deposits and other the information furnished is the result of identity theft, please provide us
credits to your account that do not appear on with an identity theft report.
this statement. Enter the total in the column
■ In case of errors or questions about your electronic transfers,
to the right.
telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
Description Amount
you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
Total $ + $
information.
3. Tell us the dollar amount of the suspected error.
C Add A and B to calculate the subtotal. = $
We will investigate your complaint and will correct any error promptly. If
D List outstanding checks, withdrawals, and we take more than 10 business days to do this, we will credit your account
other debits to your account that do not appear for the amount you think is in error, so that you will have the use of the
on this statement. Enter the total in the column money during the time it takes us to complete our investigation.
to the right.

Number/Description Amount

Total $ - $

E Subtract D from C to calculate the

adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ . NMLSR ID 399801
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