DECLARATION

I hereby declare that the project work in this thesis entitled "CAPITAL
STRUCTURE MANAGEMENT OF NIC ASIA BANK LTD." submitted to the
Faculty of Management, Tribhuvan University, Kathmandu, is my original work done on
the partial fulfillment of the requirement for the award of the degree of Bachelor of
Business Studies (BBS). This work is done under the supervision of prof/Mr.Ramesh
Ghimire, faculty member of Padmodaya Campus, Ghorahi Dang. This project work
report has not been submitted to any other university or institution for the award of any
degree or diploma.

……………………..
Sabin Chaudhary
Padmodaya Campus
Symbol No: 711560042
T.U Reg.No: 7-2-1156-58-2019
Date: July, 2024

ii
 SUPERVISOR’S RECOMMENDATION

The project work report entitled “CAPITAL STRUCTURE MANAGEMENT

OF NIC ASIA BANK LIMITED” submitted by Sabin Chaudhary of Padmodaya
Campus, Ghorahi Dang, is prepared under my supervision as per the procedure and
format requirements laid by the Faculty of Management, Tribhuvan University, as partial
fulfilment of the requirements for the award of the degree of Bachelor of Business
Studies (BBS). I, therefore, recommend the project work report for evaluation.

………….………
Mr. Ramesh Ghimire
(Report Supervisor)
Padmodaya Campus Dang
Date: July, 2024

iii
 ENDORSEMENT

We hereby endorse the project work report entitled “CAPITAL STRUCTURE

MANAGEMENT OF NIC ASIA BANK LIMITED” submitted by Sabin Chaudhary of
Padmodaya Campus, Ghorahi Dang, in partial fulfillment of the requirements for the
Degree of the Bachelor of Business Studies (BBS) for external evaluation.

………………………. ……………………..
Mr. Prabin Pokhrel Mr. Kiran Poudel
(Chairman, Research Committee) (Campus Chief)
Date: July, 2024 Date: July, 2024

iv
 ACKNOWLEDGEMENT

This report has been compiled as part of the requirements for the Bachelor of
Business Studies (BBS) 4th year program, focusing on the topic "CAPITAL
STRUCTURE MANAGEMENT OF NIC ASIA BANK LIMITED." Undertaking this
fieldwork report has provided me with invaluable practical insights into the real of
commerce.

I would like to express heartfelt gratitude to the faculty of management for

introducing this type of field-work in the graduation study for imparting practical
knowledge to the graduate student, which can be useful for resources in stepping towards
the practical business and commercial world.

I am indebted to all the staffs of the Nic Asia Bank Limited who helped me
preparing the project report and collecting the data. My friends and families also deserve
big thanks for their direct and indirect support for the preparation of this report.

I am very grateful to all the teacher staffs whose suggestions and inspiration have
played a vital role for the preparation of this project report especially to MR. PRABIN
POKHREL. My special thanks also go to my supervisor MR. RAMESH GHIMIRE for
his all instructions and guidance. I would also like to give my gratitude to my respected
campus chief MR. KIRAN PAUDEL for his continuous support and guidance for my
study. I also acknowledge the reference used in this report.

Sabin Chaudhary

v
 VIVA-VOCE SHEET

We have conducted the VIVA- VOCE examination of the project report

Submitted by

Sabin Chaudhary

Entitled
CAPITAL STRUCTURE MANAGEMENT OF NIC ASIA BANK LIMITED

We found the report as the original work of the student according to the prescribed
format. We recommend this report to be accepted as partial fulfillment of the
requirements for Bachelor Degree of Business Studies (BBS).

Viva-voce committee
1. Mr. Prabin Pokhrel Chairperson, Research Committee
2. Mr. Ramesh Ghimire Report Supervisor
3. External Report

Date: July, 2024

vi
 Table of Contents

Title Page…...........................................................................................................................i
Declaration..........................................................................................................................ii

Supervisor's Recommendation............................................................................................iii

Endorsement........................................................................................................................iv

Acknowledgement.................................................................................................................v

Viva Voce sheet...................................................................................................................vi

Table of content....................................................................................................................vii

List of Tables.......................................................................................................................ix

List of Figures.....................................................................................................................ix

Abbreviations........................................................................................................................x

CHAPTER -I Introduction.................................................................................................................1

1.1 Background of study......................................................................................................1

1.2 Profile of the Organization, Events, Activities,etc.........................................................3

1.2.1 Introduction of NIC Asia Bank.....................................................................................3

1.2.2 Service Provided by NIC Asia Bank.............................................................................4

1.2.3 Future Planning and Programs......................................................................................4

1.2.4 Global Banking Increase in Customer Bargaining Power.............................................5

1.2.5 Positions of NIC Asia in the Liberalized Economic Scenario of Nepal........................5

1.3 Objectives of the Study..................................................................................................6

1.4 Rationale of the Study....................................................................................................6

1.5 Literature Review...........................................................................................................6

1.5.1 Conceptual Review........................................................................................................7

1.5.2 Research Gap.................................................................................................................7

1.6 Research Methodology.........................................................................................................8

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 1.6.1 Types of Research.........................................................................................................8

1.6.2 Sources of Data..............................................................................................................9

1.6.3 Data Processing Procedures...........................................................................................9

1.6.4 Population and Sample..................................................................................................9

1.7 Limitation of Study............................................................................................................10

CHAPTER -II..................................................................................................................................11

RESULT AND FINDINGS.............................................................................................................11

2.1 Introduction......................................................................................................................11

2.2 Need and Analysis and Interpretation of Data.................................................................11

CHAPTER – III...............................................................................................................................21

SUMMARY AND CONCLUSION................................................................................................21

3.1 Summary................................................................................................................................21

3.2 Conclusion.............................................................................................................................21

BIBLIOGRAPHY..........................................................................................................22

viii
 LIST OF TABLES

Table No: 1 Showing Share and Ownership of NIC ASIA Bank…………………………………………….12

Table No: 2 Showing Share Ownership of NIC ASIA Bank………………………………………………....13

Table No: 3 Showing Investment of NIC ASIA Bank……………………………………………………….14

Table No: 4 Showing Investment of Share Debenture & Bonds……………………………………………..15

Table No: 5 Cash flow statement of NIC ASIA Bank Limited (2077-2080)………………………….…….16

Table No: 6 Showing Balance Sheet of NIC ASIA Bank……………………………………………………18

Table No: 7 Showing Incomes and Expenditure of NIC ASIA Bank (in Rs.)…………………………...…..19

Table No: 8 Main Index of NIC ASIA BANK Ltd…………………………………………………………..20

List of Figures
Figure No: 1 Total investement of share, debenture and bond………………………………………………….18
Figure No: 2 Total Income and Expenditure of NIC ASIA Bank Ltd……………………………………….22

ABBREVIATIONS

A/C : Account

ATM : Automated Teller Machine

ix
CD : Credit-Deposit

CRR : Cash Reserve Ratio

C/r : Credit

EPS : Earning per Share

F.Y. : Fiscal Year

Govt. : Government

i.e. : That is

Ltd : Limited

Mgmt : Management

NIC : Nepal Industrial & Commercial Bank Limited

NRB : Nepal Rastra Bank

No. : Number

Org. : Organization

P.a. : Per Annum

WWW : World Wide Web

& : And