Costco Anywhere Visa® Card by Citi

PATRICIA BABCOCK Billing Inquiries and Customer Service

Member Since 2021 Account number ending in: 8180 PO Box 790046 ST. LOUIS, MO 63179-0046
Billing Period: 06/05/24-07/02/24 1-855-378-6467, (TTY: 711)
www.citicards.com

JULY STATEMENT Your next AutoPay payment of $3,353.41

will be deducted from your bank account
Minimum payment due: $50.00
on 07/26/2024. Your next AutoPay payment
New balance as of 07/02/24: $3,353.41
may be reduced if you've made additional
Payment due date: 07/28/24
payments or received credits during the
current billing cycle that result in a credit
balance.

Late Payment Warning: If we do not receive your Minimum Payment by the date Account Summary
listed above, you may have to pay a late fee of up to $41 and your APRs may be Previous balance $2,202.08
increased up to the Penalty APR of 29.99%. Payments -$2,545.28
For information about credit counseling services, call 1-877-337-8187 (TTY: 711). Credits -$0.00
Purchases +$3,696.61
Cash advances +$0.00
Fees +$0.00
Interest +$0.00
New balance $3,353.41

Credit Limit
Credit Limit $7,700
Includes $2,400.00 cash advance limit
Available Credit Limit $4,346
Includes $2,400 available for cash advance

Costco Cash
Rewards Summary
as of 07/02/24

$133.95
» See page 2 for more information
about your rewards

For Payments, send check to: Citi Cards, PO BOX 70272, Philadelphia PA, 19176-0272

®
Costco Anywhere Visa Card
Your Account is
enrolled in AutoPay. Minimum payment due $50.00
PO Box 790057
Saint Louis, MO 63179-0057 New balance $3,353.41
Payment due date 07/28/24
Your Monthly Statement
is Enclosed Amount enclosed: $

Account number ending in 8180

Please make check payable to Citi Cards.

Citi Cards
PATRICIA BABCOCK
PO BOX 70272
1481 OLD STAGE RD
Philadelphia PA 19176-0272
WESTFORD VT 05494-9778
www.citicards.com Customer Service 1-855-378-6467 Page 2 of 3
(TTY: 711)
PATRICIA BABCOCK

CARDHOLDER SUMMARY
Costco Cash
PATRICIA BABCOCK Card ending in 8180
Rewards Summary
New Charges $3,353.35
JAMES O SODEN II Card ending in 4702
New Charges $343.26
Total Costco Cash Rewards Balance:
ACCOUNT SUMMARY
Sale Post
$133.95
Date Date Description Amount
Payments, Credits and Adjustments Costco Cash Rewards Summary
06/20 ONLINE PAYMENT, THANK YOU -$2,545.28
Costco Cash Rewards balance
as of last statement ........................... +$83.24

Earned this period.............................. +$50.71

PATRICIA BABCOCK
Standard Purchases
06/05 06/05 TST* BLISS BEE Williston VT $59.09 Total Costco Cash Rewards Balance
06/09 06/09 SXM*SIRIUSXM.COM/ACCT 888-635-5144 NY $76.30 Year To Date : $133.95
06/11 06/11 PETE'S RV CENTER SOUTH BURLINGVT $2,900.00
EXXON MAPLEFIELDS AT E ESSEX
06/19 06/19 $46.75
JUNCTIOVT
06/30 06/30 ECHO LAKE RESORT LUDLOW VT $271.21
PHONE NUMBER:
FOLIO NUMBER:
ARRIVE: 00/00/00 DEPART: 00/00/00
Costco Cash Rewards
JAMES O SODEN II Earned This Period
Standard Purchases 4% cash back on eligible gas and electric
vehicle (EV) charging purchases
06/11 06/11 ROWLEY FUELS INC MILTON VT $64.37
worldwide, including gas and EV charging at
06/13 06/13 J AND L HARDWARE FAIRFAX VT $40.88 Costco1 .................................................+$7.86
06/14 06/14 ROWLEY FUELS INC MILTON VT $41.73
3% on restaurants ................................ +$3.63
06/23 06/23 DOLLAR GENERAL #17982 FAIRFAX VT $21.93
POWDERHORN OUTDOOR 3% on eligible travel worldwide............. +$8.14
06/27 06/27 $33.05
SPORTSWILLISTON VT
06/27 06/27 WAL-MART #2224 WILLISTON VT $35.66 2% on Costco and
06/29 06/29 TOZIERS RESTAURANT (NEW BETHEL VT $61.96 Costco.com ..........................................+$0.00
06/30 06/30 MORETOWN CITGO MORETOWN VT $43.68
1% on all other
Fees Charged purchases ..........................................+$31.08

TOTAL FEES FOR THIS PERIOD $0.00

Total Earned: $50.71

Interest Charged
TOTAL INTEREST FOR THIS PERIOD $0.00

2024 totals year-to-date

Total fees charged in 2024 $0.00
Total interest charged in 2024 $0.00

Interest charge calculation Days in billing cycle: 28

» Visit citi.com/Costco
Your Annual Percentage Rate (APR) is the annual interest rate on your account. for more information
Annual percentage Balance subject
Balance type rate (APR) to interest rate Interest charge
1
Up to $7,000 per year in purchases, then 1%
PURCHASES
cash back
Standard Purch 20.49%(V) $0.00 (D) $0.00
www.citicards.com Customer Service 1-855-378-6467 Page 3 of 3
(TTY: 711)
PATRICIA BABCOCK

Interest charge calculation, cont'd

Annual percentage Balance subject
Balance type rate (APR) to interest rate Interest charge
ADVANCES
Standard Adv 29.99%(V) $0.00 (D) $0.00

Your Annual Percentage Rate (APR) is the annual interest rate on your account. APRs followed by
(V) may vary. Balances followed by (D) are determined by the daily balance method (including
current transactions). Balances followed by (A) are determined by the average daily balance
method.

Account messages
We are updating our AutoPay terms and conditions. Effective 07/21/24, you will
be able to edit or cancel a scheduled payment up to 5 p.m. ET of the Business
Day prior to the day of your scheduled AutoPay payment by calling the
telephone number on the back of your card or visiting autopay.citicards.com .
©2024 Citibank, N.A.
Citi, and Citi with Arc Design are registered service marks of Citigroup Inc.
Visa® is a registered trademark of Visa International Service Association and
used under license.
Important Information If you have questions about marketing communications,
please visit www.citi.com/offersforyou or call the number on the back of your
card. (TTY: We accept 711 or other Relay Service.)
About Interest Charges Your Rights If You Are Dissatisfied With Your Credit Card Purchases.
How We Calculate Interest. We calculate it separately for each balance shown If you are dissatisfied with the goods or services that you have purchased with
in the Interest Charge Calculation table. We use the daily balance method your credit card, and you have tried in good faith to correct the problem with
(including new transactions). We figure the interest charge by multiplying the merchant, you may have the right not to pay the remaining amount due on
the daily balance by its daily periodic rate each day in the billing period. To get the purchase.
a daily balance, we take the balance at the end of the previous day, add the To use this right, all of the following must be true:
interest on the previous day’s balance and new charges, subtract new credits or 1. The purchase must have been made in your home state or within 100 miles of
payments, and make adjustments. The Balance Subject to Interest Rate is the your current mailing address, and the purchase price must have been more
average of the daily balances. than $50. (Note: Neither of these is necessary if your purchase was based on
How to Avoid Paying Interest on Purchases. Your due date is at least 23 days an advertisement we mailed to you, or if we own the company that sold you
after the close of each billing cycle. We will not charge you interest on purchases the goods or services.)
if you pay your monthly Citi Flex Plan Payment Amount plus your entire balance, 2. You must have used your credit card for the purchase. Purchases made with
excluding any Citi Flex Plan balances, by the due date each month. If you do cash advances from an ATM or with a check that accesses your credit card
not pay your monthly Citi Flex Plan Payment plus your entire balance, excluding account do not qualify.
any Citi Flex Plan balances, by the due date each month, you will pay interest 3. You must not yet have fully paid for the purchase.
on your purchases from the date they’re posted to your account. We will begin If all of the criteria above are met and you are still dissatisfied with the purchase,
charging interest on cash advances, balance transfers, and Citi Flex Loans on the contact us online or in writing at the Customer Service address shown on front
transaction date. We will begin charging interest on a Citi Flex Pay balance subject of statement.
to an APR at the start of the billing cycle following the billing cycle during which
While we investigate, the same rules apply to the disputed amount as discussed
you created the Citi Flex Pay.
above. After we finish our investigation, we will tell you our decision. At that
Your Rights point, if we think you owe an amount and you do not pay, we may report you as
What To Do If You Find A Mistake On Your Statement. delinquent.
If you think there is an error on your statement, write to us at the address for Other Account and Payment Information
billing inquiries and correspondence shown on the front of your statement. In
When Your Payment Will Be Credited. If we receive your payment in proper
your letter, give us the following information:
form at our processing facility by 5 p.m. local time there, it will be credited as
• Account information: Your name and account number. of that day. A payment received there in proper form after that time will be
• Dollar amount: The dollar amount of the suspected error. credited as of the next day. Allow 5 to 7 days for payments by regular mail to
• Description of problem: If you think there is an error on your bill, describe reach us. There may be a delay of up to 5 days in crediting a payment we
what you believe is wrong and why you believe it is a mistake. receive that is not in proper form or not sent to the correct address. The correct
address for regular mail is the address on the front of the payment coupon.
You must contact us within 60 days after the error appeared on your statement. The correct address for courier or express mail is the Express Payments Address
You must notify us of any potential errors in writing. You may call us, but if you shown below.
do we are not required to investigate any potential errors and you may have to Proper Form. For a payment sent by mail or courier to be in proper form, you must:
pay the amount in question.
• Enclose the attached payment coupon, with a valid check or money order.
While we investigate whether or not there has been an error, the following No cash or foreign currency please.
are true:
• Include your name and the last four digits of your account number.
• We cannot try to collect the amount in question, or report you as delinquent
on that amount. How to Report a Lost or Stolen Card. Call the Customer Service number at the
top of the page.
• The charge in question may remain on your statement, and we may continue
to charge you interest on that amount. But, if we determine that we made a Balance Transfers. Balance Transfer amounts are included in the “Purchases”
mistake, you will not have to pay the amount in question or any interest or line in the Account Summary.
other fees related to that amount. Credit Reporting Disputes. We may report information about your account to
• While you do not have to pay the amount in question, you are responsible for credit bureaus. If you think we’ve reported inaccurate information, please write
the remainder of your balance. to us at Citi Brands Credit Bureau Disputes, PO Box 6190, Sioux Falls, SD 57117.
• We can apply any unpaid amount against your credit limit. Payment Amount. You may pay all or part of your account balance at any
time. However, you must pay, by the payment due date, at least the minimum
payment due.

COSTCO.2-0722

Payments other than by mail

Online. See the front of your statement on how to make a payment.
Phone. For phone payments, you authorize Citi to electronically debit your
specified bank account by an ACH transaction in the amount and on such date
that you indicate on the phone. You also authorize Citi to automatically debit your
specified bank account every month, in the amount and on the same date each
month that you indicate on the phone, until you withdraw your authorization.
You may cancel a one-time phone payment or withdraw your authorization for
automatic debits by calling the number on the front of your statement within the
timeframe disclosed to you on the phone.
AutoPay. Visit autopay.citicards.com to enroll in AutoPay and have your
payment amount automatically deducted each month on your payment date
from the payment account you choose.
Express mail. Send payment by express mail to:
Citi Cards
Attention: Bankcard Payments Department
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213
Crediting Payments other than by Mail. The payment cutoff time for Online
Bill Payments, Phone Payments, and Express mail payments is midnight Eastern
time. This means that we will credit your account as of the calendar day, based
on Eastern time, that we receive your payment request.
If you send an eligible check, you authorize us to complete your payment by
electronic debit. If we do, the checking account will be debited in the amount
on the check. We may do this as soon as the day we receive the check. Also,
the check will be destroyed.