Grades 3-5 Fillables

Lesson 2: Get Set for Goals
MONEY SMART
WHAT ARE YOUR GOALS?
Name: __________________________________________________________________
A short-term goal is something you want to achieve soon, such as in two weeks or
a few months. A long-term goal is something you want to achieve in the future— in
one year, five years, or when you’re an adult.
Directions: Write some of your short-term and long-term goals in the chart below.
Then answer the questions that follow.
Short-Term Goal Long-Term Goal
www.fdic.gov/moneysmart
1. What is your most important short-term goal?
A. When do you want to reach that goal?

B. How might you reach that goal?
2. What is your most important long-term goal?
A. When do you want to reach that goal?
B. How might you reach that goal?
MONEY SMART GRADES 3 – 5: Educator Guide

Lesson 2 pg.8 www.fdic.gov/moneysmart
Lesson 3: Make a Plan
MONEY SMART
FINISH THAT BUDGET!
Name: __________________________________________________________________
A budget is a spending plan to help you manage your Kayla’s Budget

money. Part of making a budget is to write down the Monthly Income
money you expect to make (income), and the money (Money She Expects to Make)
you expect to spend (expenses). Some expenses repeat
Taking care of $
each month, such as rent and food. younger brother
Getting the $
Directions: Read about Kayla’s income and expenses. neighbor’s mail
Then help complete the budget and answer the
questions below. TOTAL $
0.00
Kayla is 11 years old. She earns $8 a month by taking Monthly Expenses
care of her younger brother while her father cleans the (Money She Expects to Spend)
house. The neighbors pay her $2 a month to collect the
mail while they are away. Each month, Kayla spends
Snacks and
supplies
$
$9 on snacks and school supplies. She also puts $1 a TOTAL $

month into her savings.
Monthly Savings $
1. If Kayla puts only 75 cents into her monthly savings,
how much money would she have left over to spend
each month? (Please show your math.)
2. According to the budget, how much will Kayla have in savings after a year?
(Please show your math.)
3. How might Kayla save more money?

Lesson 5: Which Way to Pay?
MONEY SMART
PAYMENT DECISIONS
Name: __________________________________________________________________
People can make purchases using different payment options
Directions: Read each scenario and answer the questions that follow.
1. Jose and his mother are buying food at the grocery store. The total is $65. Jose’s mom
has a credit card and $40 cash in her wallet. How should she pay for the? food? Why?
2. Ryan is buying a $3 slice of pizza at a small restaurant. The sign in the store says “cash
only.” Ryan has a credit card and $5 cash. Which payment option should he use? Why?
3. Sera is in college. She has a debit card and $24 cash in her wallet. She has $120 in her
checking account. Sera needs a new pair of sneakers and finds a pair shelikes for $55.
Which payment option should she use? Why?
4. Tim needs to pay for an expensive car repair. The total is $2,300. Tim has a credit card
and a debit card in his wallet. He has $2,800 in his checking account. His credit card limit
is $3,000 and he has already charged $800. Which payment option should he use? Why?
(Please show your math.)

Lesson 6: Get Invested
MONEY SMART
COMPLETE THE STORY
Name: __________________________________________________________________
Directions: Read the passage and fill in each blank with the correct word from the
word box.
WORD BOX
lose bond stocks CD goals

profit company interest wisely invest
My friend Ty is always talking about his long-term money ________________________.
He plans to manage his money ________________________. When he is older, he
wants to ________________________ money in several places. First, he says he’ll buy
a ________________________ from the bank so he can earn ________________________.
He may also buy a ________________________ from the government. Later, he

is going to buy ________________________ so he can own shares of a company.
If the company makes a big ________________________, he could make a lot
of money! But if the ________________________ company does not, he could
________________________ his money. Ty told me that’s a risk he’ll have to take.
One day he might even start his own ________________________ .


Grades 3-5 Fillables

Uploaded by

Copyright:

Available Formats

Grades 3-5 Fillables

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Grades 3-5 Fillables

Uploaded by

Copyright:

Available Formats

Lesson 2: Get Set for Goals

Short-Term Goal Long-Term Goal

1. What is your most important short-term goal?

A. When do you want to reach that goal?

B. How might you reach that goal?

2. What is your most important long-term goal?

A. When do you want to reach that goal?

B. How might you reach that goal?

MONEY SMART GRADES 3 – 5: Educator Guide

A budget is a spending plan to help you manage your Kayla’s Budget

$9 on snacks and school supplies. She also puts $1 a TOTAL $

(Please show your math.)

3. How might Kayla save more money?

MONEY SMART GRADES 3 – 5: Educator Guide

People can make purchases using different payment options

MONEY SMART GRADES 3 – 5: Educator Guide

lose bond stocks CD goals

My friend Ty is always talking about his long-term money ________________________.

wants to ________________________ money in several places. First, he says he’ll buy

a ________________________ from the bank so he can earn ________________________.

He may also buy a ________________________ from the government. Later, he

is going to buy ________________________ so he can own shares of a company.

If the company makes a big ________________________, he could make a lot

of money! But if the ________________________ company does not, he could

________________________ his money. Ty told me that’s a risk he’ll have to take.

One day he might even start his own ________________________ .

MONEY SMART GRADES 3 – 5: Educator Guide

You might also like

a from the bank so he can earn .